Lovely Banks VIC 3213
Lovely Banks sits 72 km from Melbourne CBD in Victoria, around 58 minutes by car. Census data records 2,782 residents with a median age of 37 and a median household income of $103,532 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The suburb grew 20.9% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $350 per week and a median monthly mortgage of $1,747. Lovely Banks is characterised by high bushfire risk and high crime risk. 1 school sits within the suburb boundary, and walkability is low.
Is Lovely Banks a good suburb?
Lovely Banks scores a C (36/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit and safety.
Mixed results
1 school
Car-dependent
Walkability 13/100 · 72.4 km · 58 min drive to Melbourne
More affordable than most
Median $780K · More affordable than 85% of VIC
High bushfire risk
Fire 78/100 · Crime 67/100 · Flood 0/100
Below-average income
SEIFA decile 4/10 · median age 37 · 2,782 residents
Liveability Rating
36 / 100 · Ranked #633 in VICEach bar is Lovely Banks's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Lovely Banks?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
36 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataLovely Banks's house market is moving higher: the median sale price reached $780,000, about 4% above where it sat a year earlier.
Houses
$780,000
12% above its 5 neighbours (median $695,000)
Based on 60 recorded sales in the last 24 months.
Typically sold in 31 days — median across 29 sales that recorded a listing period
By bedrooms
- 3 bed 25 sales $700K
- 4 bed 27 sales $800K
Units
$371,500
14% below its 4 neighbours (median $432,500)
Based on 14 recorded sales in the last 24 months.
Typically sold in 25 days — median across 8 sales that recorded a listing period
By bedrooms
- 2 bed 12 sales $372K
Currently for Sale
Last 6 monthsHouses in Lovely Banks are currently listed at around $1.14 million on average. Based on 18 houses listed in the past six months.
Houses
$1.14M
18 houses listed in the last 6 months.
Units
$405K
4 units listed in the last 6 months.
22 of the suburb's 917 dwellings (2.4%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Lovely Banks rent for around $728 a week on average, based on 4 houses listed for rent in the past six months.
$728/wk
4 houses advertised for rent in the last 6 months.
5 rentals advertised against an estimated 125 rented homes (4.0%) in the last 6 months.
Gross rental yield
Indicative$728/week ($38,000 a year) on a $1.14 million median
Based on a small sample (4 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Short-Stay Rentals
3 active Airbnb listings: 1 whole home and 2 rooms. Whole homes are about 0.1% of the suburb's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Lovely Banks safe? Crime statistics
2026Crime in Lovely Banks sits in the moderate band, with 161 incidents recorded in 2026 — up roughly 29% on the prior year.
161 offences
28.8% since 2025Crime Trend
Serious Road Crashes
2021–202526 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serve Lovely Banks, and the cohort is trailing peer-suburb performance.
- • 255 students in one school (avg 255)
Combined
Walkability
Lovely Banks is very car-dependent on foot — at 13/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
Public transport
Weekday and weekend service frequency across every stop inside Lovely Banks.
- Peak (7-9am + 5-7pm)
- 12.5 arrivals/hr
- Off-peak weekday
- 12.6 arrivals/hr
- Saturday
- 8.1 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 14.7 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Lovely Banks.
- Full-fibre (FTTP) share
- 45%
- Premises covered
- 1,128
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Geelong: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 9 small areas inside this suburb and averages them into the single decile above. They fall into 6 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.
Lovely Banks is home to about 2,800 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $104,000 a year, with unemployment at 4.4%.
2021 Census · change since 2016
Population
2,782
Median Age
37
Median Household Income
$103,532/yr
Census Median Rent
$350/wk
Census Median Mortgage
$1,747/mo
Avg Household Size
2.9
Median Personal Income
$41,496/yr
Unemployment Rate
4.4%
Unoccupied Dwellings
5.1%
Total Dwellings
917
Owner-Occupier Rate
86.4%
Houses
91.6%
Rental Stress
17.6%
Mortgage Stress
20.2%
Work From Home
13.4%
Dwelling Types
Property Ownership
7 rented from a state or territory housing authority and 7 from a community housing provider, as a share of the 122 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 72.6%
- English Spoken at Home
- 68.9%
- Employment Rate
- 65%
- Completed Year 12
- 41.1%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
56 residents (2.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
4.1% of residents (108) lived in a capital city five years earlier, most of them in Melbourne (108).
Top places newcomers came from, as a share of the 2,645 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
4% of employed residents work in a capital's city centre (57 of 1,496).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 570 people work here; 1,496 employed residents live here.
Mostly a place people commute from: 0.4 jobs per working resident. At least 59% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,802 a year through Greater Geelong based on 2024 figures.
How this land is zoned
- Residential 51%
- Rural and farming 46%
- Infrastructure and transport 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Greater Geelong
In the year to August 2026, 3,468 new dwellings were approved across Greater Geelong. That mix is 2,749 houses and 719 units. Approvals are up 55.5% on the same period a year earlier.
New Homes Planned
New homes planned in this suburb: 16,886 homes
- Land set aside, awaiting a precinct structure plan 16,886 homes
From the Victorian Government's Urban Development Program: growth-area land and approved lots (metropolitan 2025, regional June 2024) and projects of 10 or more homes in Melbourne (2025), by stage. Lots and homes are counted as published; a lot usually becomes one home.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Air Quality
CLEANPM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).
PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.
From the Geelong South monitoring station, 15.4 km away.
Climate & Setting
from Avalon Airport, 13.7 kmDry climate — hot summers, cold winters with occasional frost.
- Elevation
- 91 m
- above sea level, at the suburb centre
- Distance to the ocean
- 7.1 km
- Near high-voltage lines
- 17.7% of addresses
- 232 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 454 mm
- 74 rainy days
- Summer max (Jan)
- 26.1°C
- 11 days ≥ 35°C
- Winter min (Jul)
- 5.5°C
- 6 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
5 facilities within 5 km- 3.3 km
- 3.7 kmMetal Coating and FinishingTop reported: Zinc and compounds · Hydrochloric acid
- 4.2 kmOther Petroleum and Coal Product ManufacturingTop reported: Carbon monoxide · Oxides of Nitrogen · Particulate Matter ≤10.0 µm (PM10)
- 4.2 km
- 4.3 kmMeat ProcessingTop reported: Oxides of Nitrogen · Carbon monoxide · Ammonia (total)
EV adoption
In postcode 3213, 31 of 3,682 registered light vehicles are battery-electric on 31 January 2025. A further 1.9% (71 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.8%.
Rooftop solar
In postcode 3213, 760 rooftop-solar systems totalling 6.4 MW have been installed since 2001, against 1,614 dwellings recorded in the 2021 Census. 52 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
1 first-home grant was paid in postcode 3213 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 41, in 2020-21.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
1 mortgage broker is registered in this suburb.
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $780,000 this is $30,000 above the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Richard Marles Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Richard Marles | 63.2% | 36.8% | +0.7 |
| 2022 | Richard Marles | 62.8% | 37.2% | -2.5 |
| 2019 | Richard Marles | 60.3% | 39.7% | -2.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Ella George Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Ella George ALP | 50.3% | 66.2% | 33.9% |
| 2018 | John Eren ALP | 57.9% | 69.1% | 30.9% |
| 2014 | John Eren ALP | 55.9% | 67.1% | 32.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Lovely Banks?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,782 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
- #2 in Geelong suburbs with the biggest house blocks
- #2 in Where the Macedonian community lives in Geelong
- #3 in Geelong suburbs with the largest Muslim community
- #3 in Geelong suburbs with the most rooftop solar
- #5 in Geelong suburbs where the most Italian is spoken at home
- #8 in Geelong suburbs with the largest Hindu community
- #9 in Geelong suburbs with the largest Sikh community
- #10 in Where the Indian community lives in Geelong
- #11 in Geelong suburbs with the highest EV adoption today
- #11 in Geelong's highest-income suburbs
- #11 in Geelong's most owner-occupied suburbs
- #13 in Geelong suburbs with the fastest EV adoption growth
- #13 in Geelong suburbs that grew fastest, 2016-2021
- #15 in Geelong suburbs where the most homes are owned outright
Nearby suburbs
Lara VIC 3212
Corio VIC 3214
Norlane VIC 3214
Bell Post Hill VIC 3215
Anakie VIC 3213
Moorabool VIC 3213
Compare Lovely Banks to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Lovely Banks
Is Lovely Banks a safe place to live?
Recorded crime in Lovely Banks is moderate (67/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Lovely Banks?
Lovely Banks has a high recorded bushfire history (78/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Lovely Banks a good place to live?
Lovely Banks has a SuburbScan Liveability grade of C (36/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Lovely Banks?
Lovely Banks, VIC had a population of 2,782 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Lovely Banks, VIC?
The postcode for Lovely Banks, VIC is 3213.
How far is Lovely Banks from Melbourne?
Lovely Banks is 72 km from Melbourne CBD by road, about 58 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Lovely Banks?
At the 2021 ABS Census, median household income in Lovely Banks was $103,532 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Lovely Banks?
The median advertised rent in Lovely Banks is $728 a week for houses (4 listings), from rental listings over the last six months.
What is the median age in Lovely Banks?
The median age of residents in Lovely Banks was 37 at the 2021 ABS Census.
Is Lovely Banks at risk of bushfire?
Lovely Banks has a high recorded bushfire history (78/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Lovely Banks?
There is 1 school inside the Lovely Banks boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Lovely Banks walkable?
Lovely Banks scores 13/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Lovely Banks?
The nearest government air-quality monitoring station to Lovely Banks (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Lovely Banks below the WHO annual guideline of 5 µg/m³.
What is the weather like in Lovely Banks?
At the nearest Bureau of Meteorology station to Lovely Banks, Avalon Airport (13.7 km away), summer days average 26.1°C, winter nights 5.5°C, 454 mm of rain a year over 74 rainy days, and 11 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Lovely Banks?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Lovely Banks belong to?
Lovely Banks sits within the Greater Geelong local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Lovely Banks?
The average residential rates bill through Greater Geelong is $1,802 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Lovely Banks?
Across Greater Geelong, 3,468 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 55.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Lovely Banks in?
Lovely Banks sits within the federal Division of Corio, currently held by Richard Marles (Australian Labor Party).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.