Loch Sport VIC 3851

Located in Victoria, Loch Sport sits 265 km from Melbourne CBD, around 3 hours 10 minutes by car. The town has 1,021 residents, a median age of 63, and a median household income of $35,048 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The town grew 25.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $180 per week and a median monthly mortgage of $700. Loch Sport is characterised by high flood risk and high crime risk. 1 school sits within the town boundary, and walkability is low.

Is Loch Sport a good town?

Loch Sport scores a D (11/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit, safety, and community.

Schools

Mixed results

1 school

Transit

Car-dependent

Walkability 27/100 · 264.9 km · 189 min drive to Melbourne

Prices

Below the state median

Median $345K · Cheaper than 94% of VIC

Safety

High crime risk

Fire 54/100 · Crime 80/100 · Flood 92/100

Community

Highly disadvantaged

SEIFA decile 1/10 · median age 63 · 1,021 residents

D

Liveability Rating

11 / 100 · Ranked #865 in VIC

Each bar is Loch Sport's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
1
Bushfire Moderate · Crime High · Flood High
Socio-economic
2
Very disadvantaged
Walkability
42
Car-dependent
CBD access
11
264.9 km · 189 min drive to Melbourne
How it's calculated: Safety rank 1 × 25% + Socio-economic rank 2 × 25% + Walkability rank 42 × 15% + CBD access rank 11 × 10% = 11 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Low

How do you rate the liveability in Loch Sport?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

11 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Loch Sport's house market is moving lower: the median sale price reached $345,000, about 1% below where it sat a year earlier.

Houses

$345,000

last 8 quarters
Cheaper than 94% of VIC
↓ −1.4% year-on-year

Based on 124 recorded sales in the last 24 months.

Typically sold in 110 days — median across 36 sales that recorded a listing period

By bedrooms

  • 2 bed 39 sales $300K
  • 3 bed 58 sales $365K
  • 4 bed 18 sales $482K

Land

$92,000

last 7 quarters
↓ −8.9% year-on-year

Based on 53 recorded sales in the last 24 months.

Typically sold in 100 days — median across 11 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Loch Sport are currently listed at around $450,000 on average. Based on 100 houses listed in the past six months.

$450K

last 5 months
↑ +12.8% vs previous 6 months from $399K
Since 2022: $442K → $428K (-3%)

100 houses listed in the last 6 months.

100 of the suburb's 521 dwellings (19.2%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Loch Sport rent for around $390 a week on average, based on 3 houses listed for rent in the past six months.

$390/wk

3 houses advertised for rent in the last 6 months.

Gross rental yield

Indicative
House
4.5% above the typical range
Top 9% in VIC

$390/week ($20,000 a year) on a $450,000 median

Based on a small sample (3 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Loch Sport safe? Crime statistics

2026

Crime in Loch Sport sits in the high band, with 77 incidents recorded in 2026 — down roughly 10% on the prior year.

77 offences

10.5% since 2025
Assault 25 (32.5%)
Theft 13 (16.9%)
Property Damage 12 (15.6%)
Harassment & Stalking 10 (13.0%)
Break & Enter 5 (6.5%)
Fraud & Deception 4 (5.2%)
Weapons Offences 4 (5.2%)
Disorderly Conduct 2 (2.6%)
Arson 1 (1.3%)
Drug Offences 1 (1.3%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

17
monitoring points
within 5 km
17
actively eroding
> 0.1 m/yr retreat
-0.30
worst rate (m/yr)
Significant
2.8 km
nearest coastline
monitoring point

Shoreline Change Summary

1990–2023
Stable or accreting 0 (0%)
Moderate erosion (0.1–0.3 m/yr) 17 (100%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Nearest Eroding Coastline

Distance
2.8 km
Rate
-0.25 m/yr
Net Movement
-11.3 m
Certainty
good

Data Quality

High certainty: 17 of 17 points (100%)

Schools

One school serves Loch Sport, but none have published comparable ratings yet.

—
No rated schools
1 school in this town
1 unrated
  • • 21 students in one school (avg 21)

Primary

Government · Prep-6 · 21 students
ICSEA 910 (higher than 13% of Australian schools) · 1% top-SEA students

Walkability

Loch Sport is car-dependent on foot — at 27/100, most errands require a car. Within the town there are 1 supermarket, 3 parks and 3 cafes to anchor that walking radius.

27
out of 100
Car-Dependent
Top 18% in VIC
Public Transport within 1 km 35
Schools within 1.5 km 60
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Loch Sport.

18
out of 100
Bottom 1% in VIC
Peak (7-9am + 5-7pm)
3.8 arrivals/hr
Off-peak weekday
1.7 arrivals/hr
Saturday
0.0 arrivals/hr
Median peak wait
1 min
Span of service
6.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Loch Sport.

89
connectivity score / 100
Top 5% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
81%
Premises covered
2,518
Technology mix
Fibre to the premises (FTTP) 81%
Fibre to the node (FTTN) 19%
Satellite (Sky Muster) (SATELLITE) 0%
Fixed wireless (WIRELESS) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
3 in town
Parks & Reserves
3 in town
Sport & Recreation
1 in town
Beaches
None
Waterways
2 in town
Childcare
None
GPs
None
Pharmacies
1 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
1 in town
Fuel Stations
1 in town
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Wellington: council population

The whole council area, not just Loch Sport · estimated residents
at 30 June 2025
Residents
46,551
+0.6% in a year
Change
+274
people since 2024
Density
4.3
people per km² across the council area
What drove the change
Natural increase
+23
births minus deaths
Net internal migration
+104
moves within Australia
Net overseas migration
+147
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
1/10
1/10 within VIC
income against housing cost and household size
Education and occupation
1/10
1/10 within VIC
qualifications and job type, income excluded

Loch Sport is home to about 1,000 residents, with a median age of 63 — noticeably older than the national figure of 38. Median household income runs at $35,000 a year, with unemployment at 7.8%.

2021 Census · change since 2016

Population

1,021

25.4% since 2016

Median Age

63

1.6% since 2016

Median Household Income

$35,048/yr

12.7% since 2016

Census Median Rent

$180/wk

20.0% since 2016

Census Median Mortgage

$700/mo

no change since 2016

Avg Household Size

1.7

6.2% since 2016

Median Personal Income

$22,516/yr

7.7% since 2016

Unemployment Rate

7.8%

54.1% since 2016

Unoccupied Dwellings

231.9%

25.4% since 2016

Total Dwellings

521

29.6% since 2016

Owner-Occupier Rate

92.5%

4.3% since 2016

Houses

99.4%

1.9% since 2016

Rental Stress

26.7%

6.4% since 2016

Mortgage Stress

24.0%

11.1% since 2016

Work From Home

13.8%

70.4% since 2016

Dwelling Types

Houses 518 (99.4%)
Flats / Apartments 3 (0.6%)

Property Ownership

Owned Outright 350 (69.3%)
Mortgage 117 (23.2%)
Renting 38 (7.5%)

Demographics

Born in Australia
71.3%
English Spoken at Home
88.7%
Employment Rate
23.7%
31.7% since 2016
Completed Year 12
25.7%

Occupations

Community & Personal Service 43 (18.6%)
Technicians & Trades 42 (18.2%)
Managers 35 (15.2%)
Professionals 25 (10.8%)
Clerical & Administrative 23 (10.0%)
Labourers 23 (10.0%)
Sales 22 (9.5%)
Machinery Operators & Drivers 15 (6.5%)

Religion

Christianity 475 (46.5%)
No Religion 431 (42.2%)
Buddhism 10 (1.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 72 (7.1%)
Germany 21 (2.1%)
New Zealand 19 (1.9%)
Sri Lanka 7 (0.7%)
Netherlands 7 (0.7%)
Philippines 6 (0.6%)
Greece 5 (0.5%)
Scotland 4 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 4 (0.4%)
2011-2015 9 (0.9%)
2001-2010 11 (1.1%)
1991-2000 11 (1.1%)
1981-1990 17 (1.7%)
Before 1981 149 (14.6%)

4 residents (0.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

27.1% of residents (274) lived in a capital city five years earlier, most of them in Melbourne (262).

Melbourne - Outer East 68 (6.7%)
Melbourne - South East 56 (5.5%)
Mornington Peninsula 39 (3.9%)

Top places newcomers came from, as a share of the 1,012 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 5 (0.5%)

Age Distribution

0-4 9 (0.9%)
5-14 39 (3.8%)
15-19 20 (2.0%)
20-24 21 (2.1%)
25-34 26 (2.5%)
35-44 31 (3.0%)
45-54 130 (12.7%)
55-64 271 (26.5%)
65-74 324 (31.7%)
75-84 129 (12.6%)
85+ 17 (1.7%)

Family & Household Composition

Lone Person 239 (72.4%)
One Parent Families 38 (11.5%)
Couple Families 29 (8.8%)
Group Household 21 (6.4%)
Other Families 3 (0.9%)

Commute to Work

Car (driver) 144 (76.6%)
Worked from Home 26 (13.8%)
Walked Only 12 (6.4%)
Car (passenger) 6 (3.2%)

2% of employed residents work in a capital's city centre (4 of 231).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 219 (21.4%)
Advanced Diploma / Diploma 69 (6.8%)
Bachelor Degree 49 (4.8%)
Postgraduate Degree 22 (2.2%)
Graduate Diploma / Certificate 14 (1.4%)

Cars per Dwelling

0 cars 22 (4.2%)
1 car 238 (45.9%)
2 cars 188 (36.3%)
3 cars 47 (9.1%)
4+ cars 23 (4.4%)

Council Rates

Wellington
FY 2024-25

Households face an average residential rates bill of $1,960 a year through Wellington based on 2024 figures.

Avg residential rate
$1,960/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.376¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Loch Sport's area by planning zone
2026-09
  • Parks and recreation 85%
  • Environmental 10%
  • Residential 3%
  • Infrastructure and transport 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Wellington

The whole council area, not just Loch Sport · new residential dwellings
to 2026-08

In the year to August 2026, 209 new dwellings were approved across Wellington. That mix is 180 houses and 29 units. Approvals are up 16.7% on the same period a year earlier.

Trailing 12 months
209dwellings
+16.7% YoY
Houses
180
detached dwellings
Units
29
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Gunaikurnai Land and Waters Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Bairnsdale Airport, 19.8 km

Moderate rainfall — warm summers, cold winters with occasional frost.

Elevation
8 m
above sea level, at the town centre
Distance to the ocean
2.6 km
Annual rainfall
620 mm
82 rainy days
Summer max (Jan)
25.5°C
8 days ≥ 35°C
Winter min (Jul)
4.5°C
7 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.4%
of light vehicles are electric
Up from 0.00% in 2021
+0.2 points this year

In postcode 3851, 22 of 6,181 registered light vehicles are battery-electric on 31 January 2025. A further 1.4% (87 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.8%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.08%
2024
0.17%
2025
0.36%

Rooftop solar

40
systems per 100 dwellings
Averaging 6.0 kW each

In postcode 3851, 1,736 rooftop-solar systems totalling 10.4 MW have been installed since 2001, against 4,354 dwellings recorded in the 2021 Census. 92 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
108
2020
145
2021
129
2022
76
2023
105
2024
72
2025
78
2026
58

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3851 in 2025-26. The most was 45, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,799
Loan amount
$276,000
Total interest over 30 years
$371,753

1 mortgage broker is registered in postcode 3851.

Deposit
$69,000
Stamp duty
$13,620
Cash needed at settlement
$82,620

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Gippsland

Currently held by Darren Chester The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Darren Chester 30.6% 69.4% +1.2
2022 Darren Chester 29.4% 70.6% +3.9
2019 Darren Chester 33.3% 66.7% -1.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Gippsland South District

Currently held by Danny O'Brien The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Danny O'Brien NP 53.3% 34.8% 65.2%
2018 Danny O'Brien NP 61.9% 34.7% 65.3%
2014 Peter Ryan NP 57.3% 34.3% 65.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Loch Sport?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Loch Sport

Is Loch Sport a safe place to live?

Recorded crime in Loch Sport is high (80/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Loch Sport?

Loch Sport has a moderate recorded bushfire history (54/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (92/100). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Loch Sport a good place to live?

Loch Sport has a SuburbScan Liveability grade of D (11/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Loch Sport?

Loch Sport, VIC had a population of 1,021 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Loch Sport, VIC?

The postcode for Loch Sport, VIC is 3851.

How far is Loch Sport from Melbourne?

Loch Sport is 265 km from Melbourne CBD by road, about 189 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Loch Sport?

At the 2021 ABS Census, median household income in Loch Sport was $35,048 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Loch Sport?

The median advertised rent in Loch Sport is $390 a week for houses (3 listings), from rental listings over the last six months.

What is the median age in Loch Sport?

The median age of residents in Loch Sport was 63 at the 2021 ABS Census.

Is Loch Sport at risk of bushfire?

Loch Sport has a moderate recorded bushfire history (54/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Loch Sport?

There is 1 school inside the Loch Sport boundary, none of which has enough NAPLAN and ICSEA data for a quality band.

Is Loch Sport walkable?

Loch Sport scores 27/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Loch Sport?

At the nearest Bureau of Meteorology station to Loch Sport, Bairnsdale Airport (19.8 km away), summer days average 25.5°C, winter nights 4.5°C, 620 mm of rain a year over 82 rainy days, and 8 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Loch Sport?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Loch Sport belong to?

Loch Sport sits within the Wellington local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Loch Sport?

The average residential rates bill through Wellington is $1,960 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Loch Sport?

Across Wellington, 209 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 16.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Loch Sport in?

Loch Sport sits within the federal Division of Gippsland, currently held by Darren Chester (The Nationals).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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