Lloyd is a suburb in New South Wales, 463 km from Sydney CBD, around 5 hours by car. Population is 1,509; the median age is 32 and the median household income is $116,844 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb grew 80.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $420 per week and a median monthly mortgage of $1,803. Lloyd is characterised by no recorded bushfire exposure. Walkability is low.
Is Lloyd a good suburb?
Lloyd scores a B (52/100) on SuburbScan's Liveability grade — strong on community, weaker on transit.
Car-dependent
Walkability 9/100 · 463.2 km · 302 min drive to Sydney
Around the state median
Median $762K
Moderate crime risk
Fire 0/100 · Crime 57/100
Very advantaged
SEIFA decile 9/10 · median age 32 · 1,509 residents
Liveability Rating
52 / 100 · Ranked #708 in NSWEach bar is Lloyd's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Lloyd?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
52 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataLloyd's house market is moving higher: the median sale price reached $762,000, about 7% above where it sat a year earlier.
Houses
$762,500
14% above its 5 neighbours (median $670,000)
Based on 112 recorded sales in the last 24 months.
Typically sold in 40 days — median across 43 sales that recorded a listing period
By bedrooms
- 3 bed 25 sales $720K
- 4 bed 70 sales $830K
Land
$294,500
Based on 40 recorded sales in the last 24 months.
Typically sold in 113 days — median across 4 sales that recorded a listing period
Currently for Sale
Last 6 monthsHouses in Lloyd are currently listed at around $850,000 on average, with the typical listing on the market for 2 days. Based on 20 houses listed in the past six months.
$850K
20 houses listed in the last 6 months — typical time on market 2 days.
21 of the suburb's 542 dwellings (3.9%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Lloyd rent for around $680 a week on average, based on 9 houses listed for rent in the past six months.
$680/wk
9 houses advertised for rent in the last 6 months.
9 rentals advertised against an estimated 112 rented homes (8.0%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $550/wk
- 262 bonds
- +48% since 2021
- 2-bed units
- $400/wk
- 84 bonds
- +48% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2650 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025114 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2650.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$680/week ($35,000 a year) on a $850,000 median
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Lloyd safe? Crime statistics
2025Crime in Lloyd sits in the moderate band, with 53 incidents recorded in 2025 — down roughly 23% on the prior year.
53 offences
23.2% since 2024Crime Trend
Serious Road Crashes
2021–20252 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Wagga Wagga City Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Tarcutta, Ladysmith and Uranquinty Floodplain Risk Management Studies and Plans 2021
- Wagga Wagga Major Overland Flow Floodplain Risk management Study and Plan 2021
- Wagga Wagga Revised Murrumbidgee River Floodplain Risk Management Study and Plan 2018
- Tarcutta, Ladysmith & Uranquinty Flood Studies 2014
- Murrumbidgee River - Flood Modelling 2011
Schools
Walkability
Lloyd is very car-dependent on foot — at 9/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Lloyd.
- Peak (7-9am + 5-7pm)
- 4.2 arrivals/hr
- Off-peak weekday
- 1.9 arrivals/hr
- Saturday
- 1.8 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 10.6 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Lloyd.
- Full-fibre (FTTP) share
- 91%
- Premises covered
- 803
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Wagga Wagga: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
Lloyd is home to about 1,500 residents, and skews young, with a median age of 32 against the national 38. Median household income runs at $117,000 a year, with unemployment at 2.3%.
2021 Census · change since 2016
Population
1,509
Median Age
32
Median Household Income
$116,844/yr
Census Median Rent
$420/wk
Census Median Mortgage
$1,803/mo
Avg Household Size
2.7
Median Personal Income
$56,472/yr
Unemployment Rate
2.3%
Unoccupied Dwellings
5.9%
Total Dwellings
542
Owner-Occupier Rate
79.4%
Houses
95.2%
Rental Stress
18.7%
Mortgage Stress
18.5%
Work From Home
10.1%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 85.9%
- English Spoken at Home
- 86.7%
- Employment Rate
- 75.1%
- Completed Year 12
- 41.0%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
34 residents (2.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
7.3% of residents (101) lived in a capital city five years earlier, most of them in Sydney (44).
Top places newcomers came from, as a share of the 1,382 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (8 of 861).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,254 a year through Wagga Wagga based on 2024 figures.
How this land is zoned
- Residential 38%
- Environmental 33%
- Rural and farming 19%
- Infrastructure and transport 8%
- Parks and recreation 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Wagga Wagga
In the year to August 2026, 548 new dwellings were approved across Wagga Wagga. That mix is 346 houses and 202 units. Approvals are up 139.1% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Wagga Wagga Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 7.7 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 7 days exceeded the daily threshold of 25 µg/m³.
PM10 averaged 23.1 µg/m³. Days over the limit in 2025: PM10 14 · ozone 0.
From the Wagga Wagga North monitoring station, 6.0 km away.
Climate & Setting
from Wagga Wagga AMO, 12.2 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 293 m
- above sea level, at the suburb centre
- Near high-voltage lines
- 7.1% of addresses
- 72 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 565 mm
- 67 rainy days
- Summer max (Jan)
- 31.8°C
- 26 days ≥ 35°C
- Winter min (Jul)
- 3.4°C
- 24 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2650, 197 of 49,871 registered light vehicles are battery-electric on 31 January 2025. A further 3.8% (1,902 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.2%.
Rooftop solar
In postcode 2650, 11,192 rooftop-solar systems totalling 77.9 MW have been installed since 2001, against 25,006 dwellings recorded in the 2021 Census. 731 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
2 mortgage brokers are registered in this suburb, 18 across postcode 2650.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $762,500 this is $162,500 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Michael Mccormack The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Michael Mccormack | 37.4% | 62.6% | -2.9 |
| 2022 | Michael Mccormack | 35.1% | 64.8% | -4.6 |
| 2019 | Michael Mccormack | 30.5% | 69.5% | +3.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Joe McGirr Independent
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Joe McGirr IND | 72.4% |
| 2019 | Joe McGirr IND | 65.5% |
| 2015 | Daryl Maguire LP | 62.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Lloyd?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 1,509 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
- #1 in Wagga Wagga suburbs with the best NBN connectivity
- #2 in Wagga Wagga suburbs that grew fastest, 2016-2021
- #2 in Wagga Wagga suburbs that added the most residents, 2016-2021
- #4 in Highest-yielding Wagga Wagga suburbs (houses)
- #4 in Wagga Wagga suburbs where the most residents moved from a capital city
- #5 in Wagga Wagga's most owner-occupied suburbs
- #6 in The most liveable suburbs in Wagga Wagga
- #7 in The safest suburbs in Wagga Wagga
- #8 in Wagga Wagga suburbs with the biggest house blocks
- #10 in Wagga Wagga suburbs with the deepest rental markets
- #11 in Best Wagga Wagga suburbs to rent in
- #12 in Best Wagga Wagga suburbs for first-home buyers (houses)
- #12 in Wagga Wagga suburbs with the most parkland nearby
- #13 in Wagga Wagga suburbs that suit young professionals
- #14 in Wagga Wagga suburbs with the best public transport
- #15 in Most walkable suburbs in Wagga Wagga
Nearby suburbs
Glenfield Park NSW 2650
Ashmont NSW 2650
Tolland NSW 2650
Bourkelands NSW 2650
Springvale NSW 2650
Kapooka NSW 2661
Compare Lloyd to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Lloyd
Is Lloyd a safe place to live?
Recorded crime in Lloyd is moderate (57/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Lloyd?
Lloyd has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Lloyd a good place to live?
Lloyd has a SuburbScan Liveability grade of B (52/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Lloyd?
Lloyd, NSW had a population of 1,509 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Lloyd, NSW?
The postcode for Lloyd, NSW is 2650.
How far is Lloyd from Sydney?
Lloyd is 463 km from Sydney CBD by road, about 302 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Lloyd?
At the 2021 ABS Census, median household income in Lloyd was $116,844 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Lloyd?
The median advertised rent in Lloyd is $680 a week for houses (9 listings), from rental listings over the last six months.
What is the median age in Lloyd?
The median age of residents in Lloyd was 32 at the 2021 ABS Census.
Is Lloyd walkable?
Lloyd scores 9/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Lloyd?
The nearest government air-quality monitoring station to Lloyd (Wagga Wagga North) recorded a 2025 annual mean PM2.5 of 7.7 µg/m³ and PM10 of 23.1 µg/m³. That puts Lloyd below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Lloyd?
At the nearest Bureau of Meteorology station to Lloyd, Wagga Wagga AMO (12.2 km away), summer days average 31.8°C, winter nights 3.4°C, 565 mm of rain a year over 67 rainy days, and 26 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Lloyd?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Lloyd belong to?
Lloyd sits within the Wagga Wagga local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Lloyd?
The average residential rates bill through Wagga Wagga is $1,254 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Lloyd?
Across Wagga Wagga, 548 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 139.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Lloyd in?
Lloyd sits within the federal Division of Riverina, currently held by Michael Mccormack (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.