Lake Cargelligo NSW 2672
Lake Cargelligo sits 617 km from Sydney CBD in New South Wales, around 7 hours 5 minutes by car. Census data records 1,430 residents with a median age of 40 and a median household income of $60,216 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The town fell 3.3% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $170 per week and a median monthly mortgage of $867. Lake Cargelligo is characterised by high crime risk. 2 schools sit within the town boundary, and walkability is low.
Is Lake Cargelligo a good town?
Lake Cargelligo scores a D (20/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit, safety, and community.
Mixed results
2 schools
Car-dependent
Walkability 0/100 · 617 km · 426 min drive to Sydney
More affordable than most
Median $248K · More affordable than 94% of NSW
High crime risk
Fire 22/100 · Crime 86/100
Highly disadvantaged
SEIFA decile 2/10 · median age 40 · 1,430 residents
Liveability Rating
20 / 100 · Ranked #1458 in NSWEach bar is Lake Cargelligo's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Lake Cargelligo?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
20 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataLake Cargelligo's house market is moving higher: the median sale price reached $248,000, about 1% above where it sat a year earlier.
Houses
$247,500
Based on 27 recorded sales in the last 24 months.
By bedrooms
- 2 bed 5 sales $110K
- 3 bed 13 sales $240K
- 4 bed 5 sales $305K
Land
$110,000
Based on only 4 sales — small sample, take as indicative.
Is Lake Cargelligo safe? Crime statistics
2025Crime in Lake Cargelligo sits in the high band, with 135 incidents recorded in 2025 — down roughly 35% on the prior year.
135 offences
34.8% since 2024Crime Trend
Serious Road Crashes
2021–20257 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Lachlan Shire Council has published 4 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Two schools serve Lake Cargelligo, and performance is broadly on par with peer-suburb schools.
- • 268 students across 2 schools (avg 134)
- • Sectors: 1 Government, 1 Catholic
- • ICSEA 858-909, median 884 (below the national baseline of 1000)
- • Largest: Lake Cargelligo Central School (227 students)
Primary
Combined
Walkability
Lake Cargelligo is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
Public transport
Weekday and weekend service frequency across every stop inside Lake Cargelligo.
- Peak (7-9am + 5-7pm)
- 11.2 arrivals/hr
- Off-peak weekday
- 4.7 arrivals/hr
- Saturday
- 0.1 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 10.2 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Lake Cargelligo.
- Full-fibre (FTTP) share
- 3%
- Premises covered
- 728
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Lachlan: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.
Socio-economic profile
The ABS scores 5 small areas inside this town and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.
Lake Cargelligo is home to about 1,400 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $60,000 a year, with unemployment at 4.1%.
2021 Census · change since 2016
Population
1,430
Median Age
40
Median Household Income
$60,216/yr
Census Median Rent
$170/wk
Census Median Mortgage
$867/mo
Avg Household Size
2.4
Median Personal Income
$33,332/yr
Unemployment Rate
4.1%
Unoccupied Dwellings
18.9%
Total Dwellings
519
Owner-Occupier Rate
67.8%
Houses
90.4%
Rental Stress
14.7%
Mortgage Stress
17.3%
Work From Home
11.0%
Dwelling Types
Property Ownership
34 rented from a state or territory housing authority and 23 from a community housing provider, as a share of the 158 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 80.6%
- English Spoken at Home
- 84.1%
- Employment Rate
- 52.1%
- Completed Year 12
- 25.9%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
27 residents (1.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
Top places newcomers came from, as a share of the 1,334 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Local Jobs
People who work in this town against employed people who live here, 2021 Census.
About 421 people work here; 584 employed residents live here.
Roughly as many jobs as working residents (0.7 per resident). At least 23% of employed residents must work outside the town.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $750 a year through Lachlan based on 2024 figures.
How this land is zoned
- Rural and farming 99%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.
Building Approvals: Lachlan
In the year to August 2026, 12 new dwellings were approved across Lachlan. That mix is 10 houses and 2 units. Approvals are down 50.0% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Murrin Bridge Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Lake Cargelligo Airport, 10.7 kmDry climate — very hot summers, cold winters with occasional frost.
- Elevation
- 174 m
- above sea level, at the town centre
- Annual rainfall
- 441 mm
- 52 rainy days
- Summer max (Jan)
- 33.6°C
- 44 days ≥ 35°C
- Winter min (Jul)
- 4.5°C
- 5 frost days ≤ 0°C
Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2672, 0 of 1,279 registered light vehicles are battery-electric on 31 January 2025. A further 1.9% (24 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.9%.
Rooftop solar
In postcode 2672, 466 rooftop-solar systems totalling 3.9 MW have been installed since 2001, against 655 dwellings recorded in the 2021 Census. 22 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $247,500 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Jamie Chaffey The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Jamie Chaffey | 37.0% | 63.0% | +5.2 |
| 2022 | Mark Coulton | 32.2% | 67.8% | +0.9 |
| 2019 | Mark Coulton | 33.1% | 66.9% | +1.8 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.
State Electorate
Currently held by Roy Butler Independent
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Roy Butler IND | 66.0% |
| 2019 | Roy Butler | 56.6% |
| 2015 | Kevin Humphries NP | 62.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Lake Cargelligo?
Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 1,430 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Lake Cargelligo to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Lake Cargelligo
Is Lake Cargelligo a safe place to live?
Recorded crime in Lake Cargelligo is high (86/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Lake Cargelligo?
Lake Cargelligo has a low recorded bushfire history (22/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Lake Cargelligo a good place to live?
Lake Cargelligo has a SuburbScan Liveability grade of D (20/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Lake Cargelligo?
Lake Cargelligo, NSW had a population of 1,430 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Lake Cargelligo, NSW?
The postcode for Lake Cargelligo, NSW is 2672.
How far is Lake Cargelligo from Sydney?
Lake Cargelligo is 617 km from Sydney CBD by road, about 426 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Lake Cargelligo?
At the 2021 ABS Census, median household income in Lake Cargelligo was $60,216 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Lake Cargelligo?
There are too few current rental listings in Lake Cargelligo for a reliable median. At the 2021 ABS Census the median weekly rent was $170, across all dwelling types.
What is the median age in Lake Cargelligo?
The median age of residents in Lake Cargelligo was 40 at the 2021 ABS Census.
Is Lake Cargelligo at risk of bushfire?
Lake Cargelligo has a low recorded bushfire history (22/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Lake Cargelligo?
There are 2 schools inside the Lake Cargelligo boundary: 2 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
What is the weather like in Lake Cargelligo?
At the nearest Bureau of Meteorology station to Lake Cargelligo, Lake Cargelligo Airport (10.7 km away), summer days average 33.6°C, winter nights 4.5°C, 441 mm of rain a year over 52 rainy days, and 44 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Lake Cargelligo?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Lake Cargelligo belong to?
Lake Cargelligo sits within the Lachlan local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Lake Cargelligo?
The average residential rates bill through Lachlan is $750 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Lake Cargelligo?
Across Lachlan, 12 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 50.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Lake Cargelligo in?
Lake Cargelligo sits within the federal Division of Parkes, currently held by Jamie Chaffey (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.