Lake Boga VIC 3584

Lake Boga sits 323 km from Melbourne CBD in Victoria, around 3 hours 45 minutes by car. Census data records 982 residents with a median age of 45 and a median household income of $73,632 per year. On socioeconomic measures it sits in the lower-middle tier nationally. The 2021 Census recorded a median rent of $200 per week and a median monthly mortgage of $1,083. The area shows high flood risk. All 1 school within the locality boundary rank above the state average, and walkability is low.

Is Lake Boga a good place to live?

Lake Boga scores a D (30/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit and safety.

Schools

Mixed results

1 school · 1 above peer schools

Transit

Car-dependent

Walkability 0/100 · 322.9 km · 226 min drive to Melbourne

Prices

More affordable than most

Median $360K · More affordable than 97% of VIC

Safety

High flood risk

Fire 11/100 · Crime 31/100 · Flood 88/100

Community

Below-average income

SEIFA decile 4/10 · median age 45 · 982 residents

D

Liveability Rating

30 / 100 · Ranked #713 in VIC

Each bar is Lake Boga's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
50
Bushfire Low · Crime Low · Flood High
Socio-economic
32
Mid-range
Walkability
9
Very car-dependent
CBD access
5
322.9 km · 226 min drive to Melbourne
How it's calculated: Safety rank 50 × 25% + Socio-economic rank 32 × 25% + Walkability rank 9 × 15% + CBD access rank 5 × 10% = 30 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Lake Boga?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

30 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

Lake Boga's house market is moving higher: the median sale price reached $360,000, about 8% above where it sat a year earlier.

Houses

$360,000

last 7 quarters
Cheaper than 94% of VIC
↑ +7.9% year-on-year

Based on 33 recorded sales in the last 24 months.

Typically sold in 43 days — median across 5 sales that recorded a listing period

By bedrooms

  • 3 bed 23 sales $367K

Land

$320,000

Based on only 5 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Lake Boga are currently listed at around $425,000 on average. Based on 3 houses listed in the past six months.

$425K

3 houses listed in the last 6 months.

3 of the suburb's 353 dwellings (0.8%) were listed for sale in the last 6 months.

Is Lake Boga safe? Crime statistics

2026

Crime in Lake Boga sits in the low band, with 24 incidents recorded in 2026 — down roughly 27% on the prior year.

24 offences

27.3% since 2025
Theft 10 (41.7%)
Property Damage 4 (16.7%)
Weapons Offences 3 (12.5%)
Assault 2 (8.3%)
Harassment & Stalking 2 (8.3%)
Drug Offences 2 (8.3%)
Fraud & Deception 1 (4.2%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Lake Boga, and the cohort skews above peer-suburb performance. Lake Boga Primary School leads the pack.

62
out of 100
Average
1 school in this locality
1 above similar
  • • 62 students in one school (avg 62)

Primary

Government · Prep-6 · 62 students
ICSEA 988 (higher than 42% of Australian schools) · 16% top-SEA students
Above similar

Walkability

Lake Boga is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 15% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Lake Boga.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
448
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in locality
Parks & Reserves
5 in locality
Sport & Recreation
1 in locality
Beaches
None
Waterways
6 in locality
Childcare
2 in locality
GPs
None
Pharmacies
1 in locality
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
1 in locality
Fuel Stations
1 in locality
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
1 in locality

Swan Hill: council population

The whole council area, not just Lake Boga · estimated residents
at 30 June 2025
Residents
20,962
+0.1% in a year
Change
+31
people since 2024
Density
3.4
people per km² across the council area
What drove the change
Natural increase
+132
births minus deaths
Net internal migration
-249
moves within Australia
Net overseas migration
+148
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
3/10 within VIC
income, education, jobs and housing together
Economic resources
5/10
4/10 within VIC
income against housing cost and household size
Education and occupation
4/10
2/10 within VIC
qualifications and job type, income excluded

Lake Boga is home to 982 residents, with a median age of 45, a touch above the national 38. Median household income runs at $74,000 a year, with unemployment at 1.7%.

2021 Census · change since 2016

Population

982

0.3% since 2016

Median Age

45

4.3% since 2016

Median Household Income

$73,632/yr

33.0% since 2016

Census Median Rent

$200/wk

11.1% since 2016

Census Median Mortgage

$1,083/mo

8.3% since 2016

Avg Household Size

2.4

4.0% since 2016

Median Personal Income

$38,792/yr

28.8% since 2016

Unemployment Rate

1.7%

60.5% since 2016

Unoccupied Dwellings

25.8%

85.6% since 2016

Total Dwellings

353

6.3% since 2016

Owner-Occupier Rate

83.6%

1.5% since 2016

Houses

96.3%

2.2% since 2016

Rental Stress

14.1%

16.6% since 2016

Mortgage Stress

17.6%

18.9% since 2016

Work From Home

10.8%

16.1% since 2016

Dwelling Types

Houses 340 (96.3%)
Flats / Apartments 13 (3.7%)

Property Ownership

Mortgage 143 (41.9%)
Owned Outright 142 (41.6%)
Renting 56 (16.4%)

Demographics

Born in Australia
84.0%
English Spoken at Home
87.5%
Employment Rate
57.3%
20.4% since 2016
Completed Year 12
30.0%

Occupations

Managers 86 (18.6%)
Technicians & Trades 75 (16.2%)
Community & Personal Service 66 (14.3%)
Professionals 64 (13.9%)
Labourers 54 (11.7%)
Clerical & Administrative 43 (9.3%)
Sales 40 (8.7%)
Machinery Operators & Drivers 32 (6.9%)

Religion

Christianity 445 (45.3%)
No Religion 415 (42.3%)
Islam 5 (0.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 16 (1.6%)
Malaysia 7 (0.7%)
Italy 6 (0.6%)
New Zealand 5 (0.5%)
Germany 4 (0.4%)
Indonesia 3 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 3 (0.3%)
2011-2015 5 (0.5%)
2001-2010 7 (0.7%)
1991-2000 5 (0.5%)
1981-1990 5 (0.5%)
Before 1981 31 (3.2%)

3 residents (0.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.8% of residents (35) lived in a capital city five years earlier, most of them in Melbourne (29).

Top places newcomers came from, as a share of the 928 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Italian 9 (0.9%)

Age Distribution

0-4 54 (5.5%)
5-14 120 (12.2%)
15-19 60 (6.1%)
20-24 51 (5.2%)
25-34 109 (11.1%)
35-44 94 (9.6%)
45-54 114 (11.6%)
55-64 156 (15.9%)
65-74 128 (13.0%)
75-84 82 (8.4%)
85+ 12 (1.2%)

Family & Household Composition

Couple Families 95 (41.7%)
Lone Person 84 (36.8%)
One Parent Families 32 (14.0%)
Other Families 9 (3.9%)
Group Household 8 (3.5%)

Commute to Work

Car (driver) 344 (82.7%)
Worked from Home 45 (10.8%)
Car (passenger) 18 (4.3%)
Walked Only 5 (1.2%)
Bus 4 (1.0%)

1% of employed residents work in a capital's city centre (5 of 462).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 189 (19.2%)
Bachelor Degree 65 (6.6%)
Advanced Diploma / Diploma 62 (6.3%)
Graduate Diploma / Certificate 17 (1.7%)
Postgraduate Degree 13 (1.3%)

Cars per Dwelling

0 cars 7 (2.0%)
1 car 84 (24.5%)
2 cars 158 (46.1%)
3 cars 68 (19.8%)
4+ cars 32 (9.3%)

Council Rates

Swan Hill
FY 2024-25

Households face an average residential rates bill of $2,333 a year through Swan Hill based on 2024 figures.

Avg residential rate
$2,333/yr
20% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.481¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Lake Boga's area by planning zone
2026-09
  • Rural and farming 72%
  • Parks and recreation 24%
  • Residential 2%
  • Infrastructure and transport 2%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Swan Hill

The whole council area, not just Lake Boga · new residential dwellings
to 2026-08

In the year to August 2026, 91 new dwellings were approved across Swan Hill. That mix is 87 houses and 4 units. Approvals are down 85.7% on the same period a year earlier.

Trailing 12 months
91dwellings
-85.7% YoY
Houses
87
detached dwellings
Units
4
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wamba Wemba Aboriginal Corporation (appointed 2024).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Kerang, 42.5 km

Dry climate — very hot summers, cold winters with occasional frost.

Elevation
69 m
above sea level, at the locality centre
Annual rainfall
364 mm
54 rainy days
Summer max (Jan)
32.1°C
34 days ≥ 35°C
Winter min (Jul)
4.5°C
6 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
Bottom 19% in VIC

In postcode 3584, 3 of 1,125 registered light vehicles are battery-electric on 31 January 2025. A further 1.5% (17 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.8%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.27%
2024
0.27%
2025
0.27%

Rooftop solar

50
systems per 100 dwellings
Averaging 8.6 kW each

In postcode 3584, 247 rooftop-solar systems totalling 2.1 MW have been installed since 2001, against 499 dwellings recorded in the 2021 Census. 18 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
23
2020
20
2021
12
2022
19
2023
20
2024
11
2025
11
2026
11

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3584 in 2025-26. The most was 10, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,878
Loan amount
$288,000
Total interest over 30 years
$387,916
Deposit
$72,000
Stamp duty
$14,370
Cash needed at settlement
$86,370

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mallee

Currently held by Anne Webster The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Anne Webster 31.0% 69.0% -0.1
2022 Anne Webster 31.0% 69.0% +3.3
2019 Anne Webster 33.8% 66.2% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Murray Plains District

Currently held by Peter Walsh The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Peter Walsh NP 61.8% 27.1% 72.9%
2018 Peter Walsh NP 60.3% 26.1% 74.0%
2014 Peter Walsh NP 63.3% 27.6% 72.4%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Lake Boga?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Lake Boga to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Lake Boga

Is Lake Boga a safe place to live?

Recorded crime in Lake Boga is low (31/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Lake Boga?

Lake Boga has a low recorded bushfire history (11/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (88/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Lake Boga a good place to live?

Lake Boga has a SuburbScan Liveability grade of D (30/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Lake Boga?

Lake Boga, VIC had a population of 982 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Lake Boga, VIC?

The postcode for Lake Boga, VIC is 3584.

How far is Lake Boga from Melbourne?

Lake Boga is 323 km from Melbourne CBD by road, about 226 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Lake Boga?

At the 2021 ABS Census, median household income in Lake Boga was $73,632 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Lake Boga?

There are too few current rental listings in Lake Boga for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.

What is the median age in Lake Boga?

The median age of residents in Lake Boga was 45 at the 2021 ABS Census.

Is Lake Boga at risk of bushfire?

Lake Boga has a low recorded bushfire history (11/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Lake Boga?

There is 1 school inside the Lake Boga boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Lake Boga?

At the nearest Bureau of Meteorology station to Lake Boga, Kerang (42.5 km away), summer days average 32.1°C, winter nights 4.5°C, 364 mm of rain a year over 54 rainy days, and 34 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Lake Boga?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Lake Boga belong to?

Lake Boga sits within the Swan Hill local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Lake Boga?

The average residential rates bill through Swan Hill is $2,333 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Lake Boga?

Across Swan Hill, 91 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 85.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Lake Boga in?

Lake Boga sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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