Lake Albert NSW 2650

Located in New South Wales, Lake Albert sits 456 km from Sydney CBD, around 4 hours 45 minutes by car. The suburb has 6,291 residents, a median age of 43, and a median household income of $98,332 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 1.6% from 2016 to 2021. The 2021 Census recorded a median rent of $340 per week and a median monthly mortgage of $1,625. 3 schools sit within the suburb boundary, and walkability is moderate.

Is Lake Albert a good suburb?

Lake Albert scores a C (44/100) on SuburbScan's Liveability grade — strong on prices and community, weaker on schools.

Schools

Below the state average

3 schools · Bottom 2% in NSW

Transit

Some car dependence

Walkability 50/100 · 455.6 km · 287 min drive to Sydney

Prices

More affordable than most

Median $712K · More affordable than 85% of NSW

Safety

Moderate crime risk

Fire 18/100 · Crime 44/100

Community

Advantaged

SEIFA decile 7/10 · median age 43 · 6,291 residents

C

Liveability Rating

44 / 100 · Ranked #899 in NSW

Each bar is Lake Albert's rank among NSW suburbs, from 0 to 100 (higher is better).

Schools quality
17
Few above similar
Bottom 2% in NSW
Safety
71
Bushfire Low · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
53
Advantaged
Walkability
47
Somewhat walkable
CBD access
16
455.6 km · 287 min drive to Sydney
How it's calculated: Schools rank 17 × 25% + Safety rank 71 × 25% + Socio-economic rank 53 × 25% + Walkability rank 47 × 15% + CBD access rank 16 × 10% = 44 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Lake Albert?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

44 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Lake Albert's house market is moving higher: the median sale price reached $712,000, roughly 12% above where it sat a year earlier.

Houses

$712,000

last 7 quarters
Cheaper than 75% of NSW

9% above its 5 neighbours (median $651,500)

↑ +12.3% year-on-year

Based on 221 recorded sales in the last 24 months.

Typically sold in 45 days — median across 86 sales that recorded a listing period

By bedrooms

  • 3 bed 69 sales $655K
  • 4 bed 115 sales $761K
  • 5 bed 22 sales $922K

Land

$426,000

last 7 quarters
↑ +1.5% year-on-year

Based on 51 recorded sales in the last 24 months.

Currently for Sale

Last 6 months

Houses in Lake Albert are currently listed at around $844,000 on average. Based on 56 houses listed in the past six months.

$844K

last 3 months
↑ +3.6% vs previous 6 months from $815K
Since 2022: $654K → $811K (+24%)

56 houses listed in the last 6 months.

57 of the suburb's 2,299 dwellings (2.5%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Lake Albert rent for around $600 a week on average, based on 25 houses listed for rent in the past six months.

$600/wk

last 4 months
↑ +3.5% vs previous 6 months from $580/wk
Since 2021: $407/wk → $602/wk (+48%)

25 houses advertised for rent in the last 6 months.

27 rentals advertised against an estimated 377 rented homes (7.2%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$550/wk
262 bonds
+48% since 2021
2-bed units
$400/wk
84 bonds
+48% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2650 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

114 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2650.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.7% around the typical range

$600/week ($31,000 a year) on a $844,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Lake Albert safe? Crime statistics

2025

Crime in Lake Albert sits in the moderate band, with 202 incidents recorded in 2025 — up about 1% on the prior year.

202 offences

1.0% since 2024
Theft 75 (37.1%)
Harassment & Stalking 30 (14.9%)
Assault 29 (14.4%)
Property Damage 19 (9.4%)
Drug Offences 17 (8.4%)
Disorderly Conduct 13 (6.4%)
Weapons Offences 10 (5.0%)
Sexual Offences 8 (4.0%)
Robbery 1 (0.5%)

Crime Trend

Serious Road Crashes

2021–2025

11 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Wagga Wagga City Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 6 on the portal

Schools

Three schools serve Lake Albert, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
3 schools in this suburb
3 at similar
  • • 1,505 students across 3 schools (avg 502)
  • • Sectors: 2 Catholic, 1 Government
  • • ICSEA 963-1075, median 1050 (above the national baseline of 1000)
  • • Largest: Mater Dei Catholic College (749 students)

Primary

Government · K-6 · 434 students
ICSEA 963 (higher than 30% of Australian schools) · 7% top-SEA students
At similar
Catholic · K-6 · 322 students
ICSEA 1075 (higher than 77% of Australian schools) · 32% top-SEA students
At similar

Secondary

Catholic · 7-12 · 749 students
ICSEA 1050 (higher than 68% of Australian schools) · 24% top-SEA students
At similar

Walkability

Lake Albert is somewhat walkable on foot — at 50/100, a short cluster of errands work on foot but most trips still benefit from a car.

50
out of 100
Somewhat Walkable
Top 19% in NSW
Public Transport within 1 km 27
Schools within 1.5 km 60
Parks within 800 m 80
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 60
Childcare within 1 km 60
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Lake Albert.

73
out of 100
Bus
Peak (7-9am + 5-7pm)
32.0 arrivals/hr
Off-peak weekday
17.9 arrivals/hr
Saturday
12.1 arrivals/hr
Median peak wait
1 min
Span of service
11.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Lake Albert.

80
connectivity score / 100
Top 11% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
50%
Premises covered
2,635
Technology mix
Fibre to the premises (FTTP) 50%
Fibre to the curb (FTTC) 25%
Fibre to the node (FTTN) 17%
Fixed wireless (WIRELESS) 8%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in suburb
Shopping Centres
None
Cafes & Restaurants
2 in suburb
Parks & Reserves
12 in suburb
Sport & Recreation
3 in suburb
Beaches
None
Waterways
8 in suburb
Childcare
4 in suburb
GPs
1 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
2 in suburb
Arts & Culture
None
Places of Worship
None

Wagga Wagga: council population

The whole council area, not just Lake Albert · estimated residents
at 30 June 2025
Residents
69,108
Change
+2
people since 2024
Density
14
people per km² across the council area
What drove the change
Natural increase
+446
births minus deaths
Net internal migration
-754
moves within Australia
Net overseas migration
+310
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
6/10 within NSW
income, education, jobs and housing together
Economic resources
8/10
7/10 within NSW
income against housing cost and household size
Education and occupation
6/10
5/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 16 small areas inside this suburb and averages them into the single decile above. They fall into 7 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Lake Albert is home to about 6,300 residents, with a median age of 43, a touch above the national 38. Median household income runs at $98,000 a year, with unemployment at 2.4%.

2021 Census · change since 2016

Population

6,291

1.6% since 2016

Median Age

43

2.4% since 2016

Median Household Income

$98,332/yr

21.8% since 2016

Census Median Rent

$340/wk

9.7% since 2016

Census Median Mortgage

$1,625/mo

0.8% since 2016

Avg Household Size

2.6

3.7% since 2016

Median Personal Income

$47,164/yr

22.9% since 2016

Unemployment Rate

2.4%

27.3% since 2016

Unoccupied Dwellings

6.4%

29.7% since 2016

Total Dwellings

2,299

5.0% since 2016

Owner-Occupier Rate

83.6%

0.5% since 2016

Houses

95.6%

0.3% since 2016

Rental Stress

18.0%

10.0% since 2016

Mortgage Stress

19.8%

18.5% since 2016

Work From Home

10.3%

151.2% since 2016

Dwelling Types

Houses 2,197 (95.6%)
Flats / Apartments 87 (3.8%)
Townhouses 15 (0.7%)

Property Ownership

Owned Outright 956 (43.7%)
Mortgage 872 (39.9%)
Renting 359 (16.4%)

Demographics

Born in Australia
90.4%
English Spoken at Home
94.2%
Employment Rate
62.1%
1.0% since 2016
Completed Year 12
37.0%

Occupations

Professionals 628 (19.9%)
Technicians & Trades 509 (16.2%)
Clerical & Administrative 448 (14.2%)
Managers 417 (13.2%)
Community & Personal Service 377 (12.0%)
Sales 276 (8.8%)
Labourers 270 (8.6%)
Machinery Operators & Drivers 167 (5.3%)

Religion

Christianity 4,118 (65.5%)
No Religion 1,787 (28.4%)
Buddhism 33 (0.5%)
Other Religions 30 (0.5%)
Islam 15 (0.2%)
Hinduism 13 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 100 (1.6%)
New Zealand 43 (0.7%)
South Africa 22 (0.3%)
China 19 (0.3%)
Netherlands 18 (0.3%)
India 16 (0.3%)
Iraq 16 (0.3%)
Sri Lanka 13 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 58 (0.9%)
2011-2015 47 (0.7%)
2001-2010 66 (1.0%)
1991-2000 45 (0.7%)
1981-1990 46 (0.7%)
Before 1981 150 (2.4%)

58 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.7% of residents (222) lived in a capital city five years earlier, most of them in Sydney (113).

Overseas 67 (1.1%)
Capital Region 31 (0.5%)
Australian Capital Territory 28 (0.5%)

Top places newcomers came from, as a share of the 5,967 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Croatian 9 (0.1%)
Mandarin 8 (0.1%)
Sinhalese 8 (0.1%)
Spanish 8 (0.1%)
Greek 7 (0.1%)
Arabic 4 (0.1%)
French 4 (0.1%)
Italian 3 (0.0%)

Age Distribution

0-4 324 (5.2%)
5-14 898 (14.3%)
15-19 427 (6.8%)
20-24 292 (4.6%)
25-34 628 (10.0%)
35-44 703 (11.2%)
45-54 775 (12.3%)
55-64 799 (12.7%)
65-74 838 (13.3%)
75-84 458 (7.3%)
85+ 146 (2.3%)

Family & Household Composition

Couple Families 793 (51.3%)
Lone Person 475 (30.7%)
One Parent Families 223 (14.4%)
Group Household 47 (3.0%)
Other Families 8 (0.5%)

Commute to Work

Car (driver) 2,251 (81.5%)
Worked from Home 285 (10.3%)
Car (passenger) 150 (5.4%)
Walked Only 45 (1.6%)
Bus 17 (0.6%)
Bicycle 15 (0.5%)

1% of employed residents work in a capital's city centre (19 of 3,149).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 1,187 (18.9%)
Bachelor Degree 686 (10.9%)
Advanced Diploma / Diploma 510 (8.1%)
Postgraduate Degree 176 (2.8%)
Graduate Diploma / Certificate 124 (2.0%)

Cars per Dwelling

0 cars 48 (2.1%)
1 car 626 (27.5%)
2 cars 957 (42.0%)
3 cars 390 (17.1%)
4+ cars 256 (11.2%)

Council Rates

Wagga Wagga
FY 2024-25

Households face an average residential rates bill of $1,254 a year through Wagga Wagga based on 2024 figures.

Avg residential rate
$1,254/yr
About the NSW average ($1,230) · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Lake Albert's area by planning zone
2026-09
  • Residential 49%
  • Rural and farming 34%
  • Parks and recreation 10%
  • Environmental 4%
  • Infrastructure and transport 3%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Wagga Wagga

The whole council area, not just Lake Albert · new residential dwellings
to 2026-08

In the year to August 2026, 548 new dwellings were approved across Wagga Wagga. That mix is 346 houses and 202 units. Approvals are up 139.1% on the same period a year earlier.

Trailing 12 months
548dwellings
+139.1% YoY
Houses
346
detached dwellings
Units
202
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Wagga Wagga Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 7.7 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 7 days exceeded the daily threshold of 25 µg/m³.

PM10 averaged 23.1 µg/m³. Days over the limit in 2025: PM10 14 · ozone 0.

From the Wagga Wagga North monitoring station, 7.7 km away.

Climate & Setting

from Wagga Wagga AMO, 6.0 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
211 m
above sea level, at the suburb centre
Near high-voltage lines
1.3% of addresses
38 within 100 m of an overhead line of 110 kV or more
Annual rainfall
565 mm
67 rainy days
Summer max (Jan)
31.8°C
26 days ≥ 35°C
Winter min (Jul)
3.4°C
24 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

0.4%
of light vehicles are electric
Up from 0.02% in 2021
+0.1 points this year

In postcode 2650, 197 of 49,871 registered light vehicles are battery-electric on 31 January 2025. A further 3.8% (1,902 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.2%.

Electric share, year by year
2021
0.02%
2022
0.07%
2023
0.11%
2024
0.27%
2025
0.40%

Rooftop solar

45
systems per 100 dwellings
Averaging 7.0 kW each

In postcode 2650, 11,192 rooftop-solar systems totalling 77.9 MW have been installed since 2001, against 25,006 dwellings recorded in the 2021 Census. 731 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
808
2020
1,280
2021
1,483
2022
933
2023
828
2024
928
2025
746
2026
412

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,713
Loan amount
$569,600
Total interest over 30 years
$767,212

2 mortgage brokers are registered in this suburb, 18 across postcode 2650.

Deposit
$142,400
Stamp duty
$26,227
Cash needed at settlement
$168,627

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Riverina

Currently held by Michael Mccormack The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Michael Mccormack 37.4% 62.6% -2.9
2022 Michael Mccormack 35.1% 64.8% -4.6
2019 Michael Mccormack 30.5% 69.5% +3.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Wagga Wagga District

Currently held by Joe McGirr Independent

Next state election: 13 March 2027.

Year Winner Won with
2023 Joe McGirr IND 72.4%
2019 Joe McGirr IND 65.5%
2015 Daryl Maguire LP 62.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Lake Albert?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Lake Albert

Is Lake Albert a safe place to live?

Recorded crime in Lake Albert is moderate (44/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Lake Albert?

Lake Albert has a low recorded bushfire history (18/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Lake Albert a good place to live?

Lake Albert has a SuburbScan Liveability grade of C (44/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Lake Albert?

Lake Albert, NSW had a population of 6,291 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Lake Albert, NSW?

The postcode for Lake Albert, NSW is 2650.

How far is Lake Albert from Sydney?

Lake Albert is 456 km from Sydney CBD by road, about 287 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Lake Albert?

At the 2021 ABS Census, median household income in Lake Albert was $98,332 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Lake Albert?

The median advertised rent in Lake Albert is $600 a week for houses (25 listings), from rental listings over the last six months.

What is the median age in Lake Albert?

The median age of residents in Lake Albert was 43 at the 2021 ABS Census.

Is Lake Albert at risk of bushfire?

Lake Albert has a low recorded bushfire history (18/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Lake Albert?

There are 3 schools inside the Lake Albert boundary: 3 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Lake Albert walkable?

Lake Albert scores 50/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Lake Albert?

The nearest government air-quality monitoring station to Lake Albert (Wagga Wagga North) recorded a 2025 annual mean PM2.5 of 7.7 µg/m³ and PM10 of 23.1 µg/m³. That puts Lake Albert below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Lake Albert?

At the nearest Bureau of Meteorology station to Lake Albert, Wagga Wagga AMO (6 km away), summer days average 31.8°C, winter nights 3.4°C, 565 mm of rain a year over 67 rainy days, and 26 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Lake Albert?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Lake Albert belong to?

Lake Albert sits within the Wagga Wagga local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Lake Albert?

The average residential rates bill through Wagga Wagga is $1,254 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Lake Albert?

Across Wagga Wagga, 548 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 139.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Lake Albert in?

Lake Albert sits within the federal Division of Riverina, currently held by Michael Mccormack (The Nationals).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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