Ladysmith sits 449 km from Sydney CBD in New South Wales, around 4 hours 40 minutes by car. Census data records 339 residents with a median age of 42 and a median household income of $93,132 per year. On socioeconomic measures it sits in the middle range nationally. Population fell 3.7% from 2016 to 2021. The 2021 Census recorded a median rent of $265 per week and a median monthly mortgage of $1,300. 1 school sits within the locality boundary, and walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 339. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Ladysmith?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
Not enough data to score this locality.
Residents say
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Median House Price
Public listings dataLadysmith's house market is moving lower: the median sale price reached $749,000, about 6% below where it sat a year earlier.
Houses
$749,000
Based on 15 recorded sales in the last 24 months.
Typically sold in 77 days — median across 5 sales that recorded a listing period
By bedrooms
- 4 bed 9 sales $785K
Land
$223,000
Based on only 3 sales — small sample, take as indicative.
Is Ladysmith safe? Crime statistics
2025Crime in Ladysmith sits in the low band, with 6 incidents recorded in 2025 — down roughly 71% on the prior year.
6 offences
71.4% since 2024Crime Trend
Serious Road Crashes
2021–20252 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Wagga Wagga City Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Tarcutta, Ladysmith and Uranquinty Floodplain Risk Management Studies and Plans 2021
- Wagga Wagga Major Overland Flow Floodplain Risk management Study and Plan 2021
- Wagga Wagga Revised Murrumbidgee River Floodplain Risk Management Study and Plan 2018
- Tarcutta, Ladysmith & Uranquinty Flood Studies 2014
- Murrumbidgee River - Flood Modelling 2011
Schools
One school serve Ladysmith, and the cohort is trailing peer-suburb performance.
- • 33 students in one school (avg 33)
Primary
Walkability
Ladysmith is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Ladysmith.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 155
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Wagga Wagga: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Ladysmith is home to 339 residents, with a median age of 42, a touch above the national 38. Median household income runs at $93,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
339
Median Age
42
Median Household Income
$93,132/yr
Census Median Rent
$265/wk
Census Median Mortgage
$1,300/mo
Avg Household Size
2.7
Median Personal Income
$46,124/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
6.5%
Total Dwellings
123
Owner-Occupier Rate
89.3%
Houses
100.0%
Rental Stress
14.8%
Mortgage Stress
16.8%
Work From Home
10.1%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 88.5%
- English Spoken at Home
- 93.8%
- Employment Rate
- 64.7%
- Completed Year 12
- 30.7%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,254 a year through Wagga Wagga based on 2024 figures.
How this land is zoned
- Rural and farming 100%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Wagga Wagga
In the year to August 2026, 548 new dwellings were approved across Wagga Wagga. That mix is 346 houses and 202 units. Approvals are up 139.1% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Wagga Wagga Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 7.7 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 7 days exceeded the daily threshold of 25 µg/m³.
PM10 averaged 23.1 µg/m³. Days over the limit in 2025: PM10 14 · ozone 0.
From the Wagga Wagga North monitoring station, 21.2 km away.
Climate & Setting
from Wagga Wagga AMO, 10.5 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 316 m
- above sea level, at the locality centre
- Annual rainfall
- 565 mm
- 67 rainy days
- Summer max (Jan)
- 31.8°C
- 26 days ≥ 35°C
- Winter min (Jul)
- 3.4°C
- 24 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2652, 5 of 4,852 registered light vehicles are battery-electric on 31 January 2025. A further 1.3% (62 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.4%.
Rooftop solar
In postcode 2652, 1,107 rooftop-solar systems totalling 7.9 MW have been installed since 2001, against 1,895 dwellings recorded in the 2021 Census. 57 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $749,000 this is $149,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Michael Mccormack The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Michael Mccormack | 37.4% | 62.6% | -2.9 |
| 2022 | Michael Mccormack | 35.1% | 64.8% | -4.6 |
| 2019 | Michael Mccormack | 30.5% | 69.5% | +3.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Joe McGirr Independent
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Joe McGirr IND | 72.4% |
| 2019 | Joe McGirr IND | 65.5% |
| 2015 | Daryl Maguire LP | 62.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Ladysmith?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 339 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Forest Hill NSW 2651
Tarcutta NSW 2652
Gregadoo NSW 2650
Book Book NSW 2650
Borambola NSW 2650
Alfredtown NSW 2650
Compare Ladysmith to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Ladysmith
Is Ladysmith a safe place to live?
Recorded crime in Ladysmith is low (16/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Ladysmith?
Ladysmith has a low recorded bushfire history (17/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Ladysmith?
Ladysmith, NSW had a population of 339 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Ladysmith, NSW?
The postcode for Ladysmith, NSW is 2652.
How far is Ladysmith from Sydney?
Ladysmith is 449 km from Sydney CBD by road, about 279 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Ladysmith?
At the 2021 ABS Census, median household income in Ladysmith was $93,132 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Ladysmith?
There are too few current rental listings in Ladysmith for a reliable median. At the 2021 ABS Census the median weekly rent was $265, across all dwelling types.
What is the median age in Ladysmith?
The median age of residents in Ladysmith was 42 at the 2021 ABS Census.
Is Ladysmith at risk of bushfire?
Ladysmith has a low recorded bushfire history (17/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Ladysmith?
There is 1 school inside the Ladysmith boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
What is the air quality in Ladysmith?
The nearest government air-quality monitoring station to Ladysmith (Wagga Wagga North) recorded a 2025 annual mean PM2.5 of 7.7 µg/m³ and PM10 of 23.1 µg/m³. That puts Ladysmith below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Ladysmith?
At the nearest Bureau of Meteorology station to Ladysmith, Wagga Wagga AMO (10.5 km away), summer days average 31.8°C, winter nights 3.4°C, 565 mm of rain a year over 67 rainy days, and 26 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Ladysmith?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Ladysmith belong to?
Ladysmith sits within the Wagga Wagga local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Ladysmith?
The average residential rates bill through Wagga Wagga is $1,254 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Ladysmith?
Across Wagga Wagga, 548 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 139.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Ladysmith in?
Ladysmith sits within the federal Division of Riverina, currently held by Michael Mccormack (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.