Kempsey NSW 2440

Located in New South Wales, Kempsey sits 423 km from Sydney CBD, around 4 hours 45 minutes by car. The suburb has 483 residents, a median age of 43, and a median household income of $45,812 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 1.9% from 2016 to 2021. The 2021 Census recorded a median rent of $253 per week and a median monthly mortgage of $1,170. The area shows high crime risk and no recorded bushfire exposure. Walkability is low.

This suburb is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 483. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

Kempsey's house market is moving lower: the median sale price reached $375,000, about 2% below where it sat a year earlier.

Houses

$375,000

last 3 quarters
Cheaper than 88% of NSW

20% below its 4 neighbours (median $470,000)

↓ −2.0% year-on-year

Based on 19 recorded sales in the last 24 months.

Typically sold in 85 days — median across 7 sales that recorded a listing period

By bedrooms

  • 2 bed 5 sales $370K
  • 3 bed 8 sales $375K

Units

$330,000

Based on only 3 sales — small sample, take as indicative.

Rental Market

Advertised rents · last 6 months

Houses in Kempsey rent for around $522 a week on average, based on 4 houses listed for rent in the past six months.

$522/wk

4 houses advertised for rent in the last 6 months.

4 rentals advertised against an estimated 107 rented homes (3.7%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$520/wk
34 bonds
+34% since 2021
2-bed units
$430/wk
15 bonds
+33% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2440 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

122 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2440.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Short-Stay Rentals

1 active Airbnb listing: 1 whole home and 0 rooms. Whole homes are about 0.4% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Kempsey safe? Crime statistics

2025

Crime in Kempsey sits in the high band, with 535 incidents recorded in 2025 — up roughly 13% on the prior year.

535 offences

12.9% since 2024
Theft 286 (53.5%)
Assault 68 (12.7%)
Harassment & Stalking 52 (9.7%)
Property Damage 43 (8.0%)
Disorderly Conduct 34 (6.4%)
Drug Offences 22 (4.1%)
Weapons Offences 12 (2.2%)
Sexual Offences 6 (1.1%)
Arson 4 (0.7%)
Robbery 4 (0.7%)
Other Offences Against Person 3 (0.6%)
Abduction & Kidnapping 1 (0.2%)

Crime Trend

Serious Road Crashes

2021–2025

7 crashes

where someone was killed or admitted to hospital

Where they happened

Macleay Valley Way 3 (42.9%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Kempsey Shire Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 9 on the portal

Schools

No schools in this suburb boundary.

Walkability

Kempsey is very car-dependent on foot — at 15/100, nearly all errands require a car. Within the suburb there are 5 supermarkets, 4 parks and 9 cafes to anchor that walking radius.

15
out of 100
Very Car-Dependent
Public Transport within 1 km 41
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Kempsey.

45
out of 100
Bus
Peak (7-9am + 5-7pm)
12.2 arrivals/hr
Off-peak weekday
9.3 arrivals/hr
Saturday
0.9 arrivals/hr
Median peak wait
2 min
Span of service
17.1 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Kempsey.

55
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
19%
Premises covered
678
Technology mix
Fibre to the node (FTTN) 80%
Fibre to the premises (FTTP) 19%
Fixed wireless (WIRELESS) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
5 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
9 in suburb
Parks & Reserves
4 in suburb
Sport & Recreation
5 in suburb
Beaches
None
Waterways
1 in suburb
Childcare
2 in suburb
GPs
4 in suburb
Pharmacies
3 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
5 in suburb
Fuel Stations
6 in suburb
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Kempsey: council population

The whole council area, not just Kempsey · estimated residents
at 30 June 2025
Residents
31,950
+0.4% in a year
Change
+132
people since 2024
Density
9.5
people per km² across the council area
What drove the change
Natural increase
-60
births minus deaths
Net internal migration
+113
moves within Australia
Net overseas migration
+79
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within NSW
income, education, jobs and housing together
Economic resources
1/10
1/10 within NSW
income against housing cost and household size
Education and occupation
1/10
1/10 within NSW
qualifications and job type, income excluded

Kempsey is home to 483 residents, with a median age of 43, a touch above the national 38. Median household income runs at $46,000 a year, with unemployment at 15.0%.

2021 Census · change since 2016

Population

483

1.9% since 2016

Median Age

43

2.3% since 2016

Median Household Income

$45,812/yr

23.7% since 2016
Bottom 7% in NSW

Census Median Rent

$253/wk

18.8% since 2016

Census Median Mortgage

$1,170/mo

17.4% since 2016

Avg Household Size

2.0

no change since 2016

Median Personal Income

$26,988/yr

16.1% since 2016

Unemployment Rate

15.0%

11.2% since 2016

Unoccupied Dwellings

12.5%

4.2% since 2016

Total Dwellings

200

no change since 2016

Owner-Occupier Rate

46.4%

2.9% since 2016

Houses

68.0%

7.1% since 2016

Rental Stress

28.7%

4.0% since 2016

Mortgage Stress

30.6%

5.3% since 2016

Work From Home

4.9%

40.0% since 2016

Dwelling Types

Houses 136 (68.0%)
Flats / Apartments 54 (27.0%)
Townhouses 10 (5.0%)

Property Ownership

Renting 104 (53.6%)
Owned Outright 59 (30.4%)
Mortgage 31 (16.0%)

Demographics

Born in Australia
82.8%
English Spoken at Home
87.2%
Employment Rate
38%
7.3% since 2016
Completed Year 12
28.8%

Occupations

Community & Personal Service 38 (24.4%)
Labourers 33 (21.2%)
Technicians & Trades 21 (13.5%)
Professionals 20 (12.8%)
Sales 19 (12.2%)
Machinery Operators & Drivers 11 (7.1%)
Clerical & Administrative 9 (5.8%)
Managers 3 (1.9%)

Religion

Christianity 232 (48.0%)
No Religion 185 (38.3%)
Buddhism 8 (1.7%)
Hinduism 4 (0.8%)
Islam 4 (0.8%)
Other Religions 3 (0.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

China 5 (1.0%)
Philippines 4 (0.8%)
Germany 4 (0.8%)
Nepal 4 (0.8%)
Thailand 4 (0.8%)
England 3 (0.6%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Cantonese 5 (1.0%)

Age Distribution

0-4 24 (5.0%)
5-14 54 (11.2%)
15-19 27 (5.6%)
20-24 28 (5.8%)
25-34 65 (13.5%)
35-44 52 (10.8%)
45-54 71 (14.7%)
55-64 80 (16.6%)
65-74 49 (10.1%)
75-84 33 (6.8%)
85+ 6 (1.2%)

Family & Household Composition

Lone Person 94 (55.0%)
One Parent Families 41 (24.0%)
Couple Families 28 (16.4%)
Group Household 8 (4.7%)

Commute to Work

Car (driver) 79 (64.2%)
Walked Only 25 (20.3%)
Car (passenger) 13 (10.6%)
Worked from Home 6 (4.9%)

Education

Certificate III & IV 73 (15.1%)
Advanced Diploma / Diploma 28 (5.8%)
Bachelor Degree 25 (5.2%)
Graduate Diploma / Certificate 5 (1.0%)
Postgraduate Degree 3 (0.6%)

Cars per Dwelling

0 cars 41 (21.4%)
1 car 91 (47.4%)
2 cars 51 (26.6%)
3 cars 17 (8.9%)
4+ cars 5 (2.6%)

Council Rates

Kempsey
FY 2024-25

Households face an average residential rates bill of $1,447 a year through Kempsey based on 2024 figures.

Avg residential rate
$1,447/yr
18% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Kempsey's area by planning zone
2026-09
  • Rural and farming 52%
  • Environmental 34%
  • Infrastructure and transport 5%
  • Commercial 4%
  • Parks and recreation 3%
  • Residential 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Kempsey

The whole council area, not just Kempsey · new residential dwellings
to 2026-08

In the year to August 2026, 144 new dwellings were approved across Kempsey. That mix is 83 houses and 61 units. Approvals are up 380.0% on the same period a year earlier.

Trailing 12 months
144dwellings
+380.0% YoY
Houses
83
detached dwellings
Units
61
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Kempsey Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Setting

Elevation
-1 m
above sea level, at the suburb centre
Distance to the ocean
16.5 km

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

4 facilities within 5 km

EV adoption

0.1%
of light vehicles are electric
Up from 0.02% in 2021
+0.1 points this year
Bottom 7% in NSW

In postcode 2440, 24 of 18,636 registered light vehicles are battery-electric on 31 January 2025. A further 1.6% (295 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.02%
2022
0.02%
2023
0.04%
2024
0.08%
2025
0.13%

Rooftop solar

53
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 2440, 4,823 rooftop-solar systems totalling 31.2 MW have been installed since 2001, against 9,086 dwellings recorded in the 2021 Census. 222 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
378
2020
570
2021
418
2022
305
2023
338
2024
302
2025
202
2026
144

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,956
Loan amount
$300,000
Total interest over 30 years
$404,079
Deposit
$75,000
Stamp duty
$11,182
Cash needed at settlement
$86,182

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Cowper

Currently held by Pat Conaghan The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Pat Conaghan 40.9% 59.1% +0.5
2022 Pat Conaghan 40.5% 59.5% -2.4
2019 Pat Conaghan 38.1% 61.9% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Oxley District

Currently held by Michael Kemp The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Kemp NP 62.8%
2019 Melinda Pavey NP 64.9%
2015 Melinda Pavey NP 60.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Kempsey?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Kempsey to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Kempsey

Is Kempsey a safe place to live?

Recorded crime in Kempsey is high (100/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Kempsey?

Kempsey has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Kempsey?

Kempsey, NSW had a population of 483 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Kempsey, NSW?

The postcode for Kempsey, NSW is 2440.

How far is Kempsey from Sydney?

Kempsey is 423 km from Sydney CBD by road, about 284 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Kempsey?

At the 2021 ABS Census, median household income in Kempsey was $45,812 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Kempsey?

The median advertised rent in Kempsey is $522 a week for houses (4 listings), from rental listings over the last six months.

What is the median age in Kempsey?

The median age of residents in Kempsey was 43 at the 2021 ABS Census.

Is Kempsey walkable?

Kempsey scores 15/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

Is the First Home Owner Grant available in Kempsey?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Kempsey belong to?

Kempsey sits within the Kempsey local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Kempsey?

The average residential rates bill through Kempsey is $1,447 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Kempsey?

Across Kempsey, 144 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 380.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Kempsey in?

Kempsey sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).

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