Indented Head VIC 3223

Indented Head sits 110 km from Melbourne CBD in Victoria, around 1 hour 40 minutes by car. Census data records 1,391 residents with a median age of 59 and a median household income of $62,452 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. At the 2021 Census, households here paid a median rent of $346 per week and a median monthly mortgage of $1,733. Indented Head is characterised by high flood risk and no recorded bushfire exposure. 1 school sits within the town boundary, and walkability is low.

Is Indented Head a good town?

Indented Head scores a B (56/100) on SuburbScan's Liveability grade — weaker on transit.

Schools

Mixed results

1 school

Transit

Car-dependent

Walkability 18/100 · 110.5 km · 102 min drive to Melbourne

Prices

Around the state median

Median $702K

Safety

Moderate flood risk

Fire 0/100 · Crime 22/100 · Flood 63/100

Community

Mid-range socio-economic

SEIFA decile 6/10 · median age 59 · 1,391 residents

B

Liveability Rating

56 / 100 · Ranked #320 in VIC

Each bar is Indented Head's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
85
Bushfire None · Crime Low · Flood Moderate
Socio-economic
47
Mid-range
Walkability
35
Very car-dependent
CBD access
37
110.5 km · 102 min drive to Melbourne
How it's calculated: Safety rank 85 × 25% + Socio-economic rank 47 × 25% + Walkability rank 35 × 15% + CBD access rank 37 × 10% = 56 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Low

How do you rate the liveability in Indented Head?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

56 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

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Median House Price

Public listings data

Indented Head's house market is moving lower: the median sale price reached $702,000, about 7% below where it sat a year earlier.

Houses

$702,500

last 7 quarters
↓ −6.9% year-on-year

Based on 76 recorded sales in the last 24 months.

Typically sold in 80 days — median across 34 sales that recorded a listing period

By bedrooms

  • 2 bed 9 sales $610K
  • 3 bed 43 sales $665K
  • 4 bed 21 sales $1.04M

Land

$392,500

last 2 quarters
↓ −6.0% year-on-year

Based on 15 recorded sales in the last 24 months.

Typically sold in 132 days — median across 9 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Indented Head are currently listed at around $908,000 on average. Based on 50 houses listed in the past six months.

$908K

last 2 months
↑ +10.1% vs previous 6 months from $825K
Since 2022: $962K → $831K (-14%)

50 houses listed in the last 6 months.

50 of the suburb's 589 dwellings (8.5%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Indented Head rent for around $485 a week on average, based on 5 houses listed for rent in the past six months.

$485/wk

↓ −18.5% vs previous 6 months from $595/wk

5 houses advertised for rent in the last 6 months.

6 rentals advertised against an estimated 94 rented homes (6.4%) in the last 6 months.

Rental affordability

June quarter 2025

102 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3223.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.8% below the typical range
Bottom 7% in VIC

$485/week ($25,000 a year) on a $908,000 median

Based on a small sample (5 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

32 active Airbnb listings: 32 whole homes and 0 rooms. Whole homes are about 2.6% of the town's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Indented Head safe? Crime statistics

2026

Crime in Indented Head sits in the low band, with 17 incidents recorded in 2026 — down roughly 58% on the prior year.

17 offences

58.5% since 2025
Theft 7 (41.2%)
Assault 4 (23.5%)
Property Damage 3 (17.6%)
Arson 1 (5.9%)
Break & Enter 1 (5.9%)
Fraud & Deception 1 (5.9%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

100
monitoring points
within 5 km
42
actively eroding
> 0.1 m/yr retreat
-0.35
worst rate (m/yr)
Significant
700 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 82 (82%)
Moderate erosion (0.1–0.3 m/yr) 17 (17%)
Significant erosion (> 0.3 m/yr) 1 (1%)

Nearest Eroding Coastline

Distance
700 m
Rate
-0.13 m/yr
Net Movement
-6.2 m
Certainty
good

Data Quality

High certainty: 100 of 100 points (100%)

Schools

One school serve Indented Head, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this town
1 below similar

Walkability

Indented Head is very car-dependent on foot — at 18/100, nearly all errands require a car.

18
out of 100
Very Car-Dependent
Top 22% in VIC
Public Transport within 1 km 60
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Indented Head.

68
out of 100
Peak (7-9am + 5-7pm)
22.0 arrivals/hr
Off-peak weekday
20.9 arrivals/hr
Saturday
13.8 arrivals/hr
Median peak wait
1 min
Span of service
16.5 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Indented Head.

72
connectivity score / 100
Top 20% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
50%
Premises covered
1,315
Technology mix
Fibre to the premises (FTTP) 50%
Fibre to the node (FTTN) 48%
Fixed wireless (WIRELESS) 2%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
1 in town
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in town
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Greater Geelong: council population

The whole council area, not just Indented Head · estimated residents
at 30 June 2025
Residents
295,052
+2.2% in a year
Change
+6,376
people since 2024
Density
236
people per km² across the council area
What drove the change
Natural increase
+1,571
births minus deaths
Net internal migration
+3,281
moves within Australia
Net overseas migration
+1,524
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
6/10
6/10 within VIC
income, education, jobs and housing together
Economic resources
5/10
4/10 within VIC
income against housing cost and household size
Education and occupation
6/10
5/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 4 small areas inside this town and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the town closely.

Indented Head is home to about 1,400 residents, with a median age of 59 — noticeably older than the national figure of 38. Median household income runs at $62,000 a year, with unemployment at 3.2%.

2021 Census · change since 2016

Population

1,391

Median Age

59

Median Household Income

$62,452/yr

Bottom 23% in VIC

Census Median Rent

$346/wk

Census Median Mortgage

$1,733/mo

Avg Household Size

2.1

Median Personal Income

$32,032/yr

Unemployment Rate

3.2%

Unoccupied Dwellings

107.0%

Total Dwellings

589

Owner-Occupier Rate

84.0%

Houses

97.8%

Rental Stress

28.8%

Mortgage Stress

33.3%

Work From Home

29.0%

Dwelling Types

Houses 576 (97.8%)
Townhouses 14 (2.4%)

Property Ownership

Owned Outright 326 (57.4%)
Mortgage 151 (26.6%)
Renting 91 (16.0%)

Demographics

Born in Australia
78.9%
English Spoken at Home
87.4%
Employment Rate
41.6%
Completed Year 12
37.6%

Occupations

Professionals 112 (22.0%)
Clerical & Administrative 73 (14.3%)
Technicians & Trades 70 (13.7%)
Community & Personal Service 68 (13.3%)
Managers 67 (13.1%)
Sales 55 (10.8%)
Labourers 33 (6.5%)
Machinery Operators & Drivers 28 (5.5%)

Religion

Christianity 722 (51.9%)
No Religion 534 (38.4%)
Other Religions 7 (0.5%)
Buddhism 3 (0.2%)
Islam 3 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 55 (4.0%)
Greece 21 (1.5%)
New Zealand 18 (1.3%)
Italy 15 (1.1%)
Germany 9 (0.6%)
Canada 6 (0.4%)
Ireland 5 (0.4%)
Philippines 4 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 7 (0.5%)
2011-2015 5 (0.4%)
2001-2010 17 (1.2%)
1991-2000 5 (0.4%)
1981-1990 14 (1.0%)
Before 1981 128 (9.2%)

7 residents (0.5%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

22.8% of residents (309) lived in a capital city five years earlier, most of them in Melbourne (309).

Melbourne - West 95 (7.0%)
Melbourne - North West 57 (4.2%)
Melbourne - Inner 55 (4.1%)

Top places newcomers came from, as a share of the 1,355 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Greek 16 (1.2%)
Italian 10 (0.7%)
Spanish 6 (0.4%)
Croatian 4 (0.3%)
Turkish 3 (0.2%)

Age Distribution

0-4 36 (2.6%)
5-14 133 (9.6%)
15-19 40 (2.9%)
20-24 41 (2.9%)
25-34 69 (5.0%)
35-44 117 (8.4%)
45-54 169 (12.1%)
55-64 260 (18.7%)
65-74 359 (25.8%)
75-84 142 (10.2%)
85+ 28 (2.0%)

Family & Household Composition

Lone Person 177 (50.7%)
Couple Families 112 (32.1%)
One Parent Families 43 (12.3%)
Group Household 11 (3.2%)
Other Families 6 (1.7%)

Commute to Work

Car (driver) 270 (62.2%)
Worked from Home 126 (29.0%)
Car (passenger) 17 (3.9%)
Walked Only 14 (3.2%)
Train 4 (0.9%)
Bus 3 (0.7%)

7% of employed residents work in a capital's city centre (37 of 510).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this town against employed people who live here, 2021 Census.

About 202 people work here; 510 employed residents live here.

Mostly a place people commute from: 0.4 jobs per working resident. At least 34% of employed residents must work outside the town.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 231 (16.6%)
Advanced Diploma / Diploma 159 (11.4%)
Bachelor Degree 155 (11.1%)
Postgraduate Degree 38 (2.7%)
Graduate Diploma / Certificate 36 (2.6%)

Cars per Dwelling

0 cars 16 (2.7%)
1 car 214 (36.1%)
2 cars 244 (41.2%)
3 cars 72 (12.2%)
4+ cars 39 (6.6%)

Council Rates

Greater Geelong
FY 2024-25

Households face an average residential rates bill of $1,802 a year through Greater Geelong based on 2024 figures.

Avg residential rate
$1,802/yr
7% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.279¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Indented Head's area by planning zone
2026-09
  • Residential 45%
  • Rural and farming 42%
  • Parks and recreation 10%
  • Infrastructure and transport 3%

Rezoned since Oct 2025

  • Transport Zone 2 → Protected Settlement Boundary · VC245, Feb 2026 10.0 ha

Land in this town moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Greater Geelong

The whole council area, not just Indented Head · new residential dwellings
to 2026-08

In the year to August 2026, 3,468 new dwellings were approved across Greater Geelong. That mix is 2,749 houses and 719 units. Approvals are up 55.5% on the same period a year earlier.

Trailing 12 months
3,468dwellings
+55.5% YoY
Houses
2,749
detached dwellings
Units
719
townhouses + apartments

New Homes Planned

New homes planned in this town: 26 homes

  • Land zoned for housing, not yet subdivided 26 homes

From the Victorian Government's Urban Development Program: growth-area land and approved lots (metropolitan 2025, regional June 2024) and projects of 10 or more homes in Melbourne (2025), by stage. Lots and homes are counted as published; a lot usually becomes one home.

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

This station does not measure fine particles (PM2.5).

Days over the limit in 2025: ozone 0.

From the Point Cook monitoring station, 24.0 km away.

Climate & Setting

from Point Wilson, 15.2 km

warm summers — mild winters.

Elevation
8 m
above sea level, at the town centre
Distance to the ocean
701 m
1.2 km to a named beach
Annual rainfall
—
Summer max (Jan)
22.8°C
3 days ≥ 35°C
Winter min (Jul)
7.8°C
0 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.8%
of light vehicles are electric
Up from 0.07% in 2021
+0.3 points this year

In postcode 3223, 80 of 10,598 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (211 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.

Electric share, year by year
2021
0.07%
2022
0.15%
2023
0.26%
2024
0.50%
2025
0.76%

Rooftop solar

34
systems per 100 dwellings
Averaging 5.9 kW each

In postcode 3223, 2,419 rooftop-solar systems totalling 14.3 MW have been installed since 2001, against 7,179 dwellings recorded in the 2021 Census. 185 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
153
2020
188
2021
195
2022
200
2023
245
2024
183
2025
180
2026
92

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3223 in 2025-26. The most was 66, in 2009-10.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,664
Loan amount
$562,000
Total interest over 30 years
$756,975

2 mortgage brokers are registered in postcode 3223.

Deposit
$140,500
Stamp duty
$37,220
Cash needed at settlement
$177,720

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Corangamite

Currently held by Libby Coker Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Libby Coker 58.0% 42.0% +0.2
2022 Libby Coker 57.6% 42.4% -6.5
2019 Libby Coker 51.1% 48.9% -1.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Bellarine District

Currently held by Alison Marchant Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Alison Marchant ALP 58.5% 58.5% 41.5%
2018 Lisa Neville ALP 50.2% 61.5% 38.5%
2014 Lisa Neville ALP 54.8% 54.8% 45.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Indented Head?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Indented Head

Is Indented Head a safe place to live?

Recorded crime in Indented Head is low (22/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Indented Head?

Indented Head has no recorded bushfire history. Flood overlays cover a moderate share of it (63/100). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Indented Head a good place to live?

Indented Head has a SuburbScan Liveability grade of B (56/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Indented Head?

Indented Head, VIC had a population of 1,391 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Indented Head, VIC?

The postcode for Indented Head, VIC is 3223.

How far is Indented Head from Melbourne?

Indented Head is 110 km from Melbourne CBD by road, about 102 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Indented Head?

At the 2021 ABS Census, median household income in Indented Head was $62,452 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Indented Head?

The median advertised rent in Indented Head is $485 a week for houses (5 listings), from rental listings over the last six months.

What is the median age in Indented Head?

The median age of residents in Indented Head was 59 at the 2021 ABS Census.

How are the schools in Indented Head?

There is 1 school inside the Indented Head boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Indented Head walkable?

Indented Head scores 18/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Indented Head?

At the nearest Bureau of Meteorology station to Indented Head, Point Wilson (15.2 km away), summer days average 22.8°C, winter nights 7.8°C, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Indented Head?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Indented Head belong to?

Indented Head sits within the Greater Geelong local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Indented Head?

The average residential rates bill through Greater Geelong is $1,802 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Indented Head?

Across Greater Geelong, 3,468 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 55.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Indented Head in?

Indented Head sits within the federal Division of Corangamite, currently held by Libby Coker (Australian Labor Party).

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