Harmers Haven VIC 3995

Located in Victoria, Harmers Haven sits 141 km from Melbourne CBD, around 1 hour 55 minutes by car. The locality has 62 residents, a median age of 59, and a median household income of $61,724 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 67.6% from 2016 to 2021. The 2021 Census recorded a median rent of $200 per week and a median monthly mortgage of $1,971. The area shows no recorded bushfire exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 62. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Harmers Haven?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

Not enough data to score this locality.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Rental Market

Rental affordability

June quarter 2025

104 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3995.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Harmers Haven safe? Crime statistics

2026

Crime in Harmers Haven sits in the moderate band, with 2 incidents recorded in 2026 — up roughly 100% on the prior year.

2 offences

100.0% since 2025
Theft 1 (50.0%)
Fraud & Deception 1 (50.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Harmers Haven killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Coastal Erosion

42
monitoring points
within 5 km
36
actively eroding
> 0.1 m/yr retreat
-0.30
worst rate (m/yr)
Significant
409 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 20 (48%)
Moderate erosion (0.1–0.3 m/yr) 22 (52%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Nearest Eroding Coastline

Distance
409 m
Rate
-0.18 m/yr
Net Movement
-11.7 m
Certainty
good

Data Quality

High certainty: 42 of 42 points (100%)

Schools

No schools in this locality boundary.

Walkability

Harmers Haven is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Harmers Haven.

15
connectivity score / 100
Bottom 11% in VIC
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
17
Technology mix
Satellite (Sky Muster) (SATELLITE) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

No amenities mapped in this locality boundary.

Bass Coast: council population

The whole council area, not just Harmers Haven · estimated residents
at 30 June 2025
Residents
44,377
+2.1% in a year
Change
+909
people since 2024
Density
51
people per km² across the council area
What drove the change
Natural increase
-15
births minus deaths
Net internal migration
+812
moves within Australia
Net overseas migration
+112
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
5/10
4/10 within VIC
income, education, jobs and housing together
Economic resources
5/10
4/10 within VIC
income against housing cost and household size
Education and occupation
7/10
6/10 within VIC
qualifications and job type, income excluded

Harmers Haven is home to 62 residents, with a median age of 59 — noticeably older than the national figure of 38. Median household income runs at $62,000 a year, with unemployment at 11.5%.

2021 Census · change since 2016

Population

62

67.6% since 2016

Median Age

59

1.7% since 2016

Median Household Income

$61,724/yr

55.8% since 2016
Bottom 23% in VIC

Census Median Rent

$200/wk

Census Median Mortgage

$1,971/mo

13.7% since 2016

Avg Household Size

2.3

43.7% since 2016

Median Personal Income

$29,900/yr

13.9% since 2016

Unemployment Rate

11.5%

Unoccupied Dwellings

125.9%

52.8% since 2016

Total Dwellings

27

80.0% since 2016

Owner-Occupier Rate

100.0%

30.0% since 2016

Houses

100.0%

36.4% since 2016

Rental Stress

16.8%

Mortgage Stress

38.3%

27.0% since 2016

Work From Home

40.0%

Dwelling Types

Houses 27 (100.0%)

Property Ownership

Owned Outright 16 (84.2%)
Mortgage 3 (15.8%)

Demographics

Born in Australia
71.0%
English Spoken at Home
101.6%
Employment Rate
39.3%
42.4% since 2016
Completed Year 12
53.2%

Occupations

Professionals 6 (23.1%)
Technicians & Trades 5 (19.2%)
Community & Personal Service 5 (19.2%)
Managers 4 (15.4%)
Clerical & Administrative 3 (11.5%)

Religion

No Religion 40 (64.5%)
Christianity 16 (25.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 6 (9.7%)
Germany 5 (8.1%)

Age Distribution

15-19 8 (12.9%)
25-34 3 (4.8%)
35-44 5 (8.1%)
45-54 13 (21.0%)
55-64 17 (27.4%)
65-74 15 (24.2%)
75-84 3 (4.8%)

Family & Household Composition

Couple Families 10 (55.6%)
Lone Person 8 (44.4%)

Commute to Work

Car (driver) 12 (60.0%)
Worked from Home 8 (40.0%)

Education

Certificate III & IV 19 (30.6%)
Postgraduate Degree 9 (14.5%)
Bachelor Degree 9 (14.5%)
Advanced Diploma / Diploma 8 (12.9%)

Cars per Dwelling

1 car 4 (14.8%)
2 cars 12 (44.4%)
3 cars 5 (18.5%)
4+ cars 4 (14.8%)

Council Rates

Bass Coast
FY 2024-25

Households face an average residential rates bill of $1,727 a year through Bass Coast based on 2024 figures.

Avg residential rate
$1,727/yr
11% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.295¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Harmers Haven's area by planning zone
2026-09
  • Parks and recreation 76%
  • Residential 18%
  • Rural and farming 4%
  • Not zoned 2%

Planning zones cover 98% of the locality's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Bass Coast

The whole council area, not just Harmers Haven · new residential dwellings
to 2026-08

In the year to August 2026, 393 new dwellings were approved across Bass Coast. That mix is 369 houses and 24 units.

Trailing 12 months
393dwellings
Houses
369
detached dwellings
Units
24
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Wonthaggi, 5.4 km

High rainfall — warm summers, mild winters.

Elevation
23 m
above sea level, at the locality centre
Distance to the ocean
419 m
575 m to a named beach
Annual rainfall
906 mm
119 rainy days
Summer max (Jan)
24.6°C
6 days ≥ 35°C
Winter min (Jul)
6.9°C
0 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.9%
of light vehicles are electric
Up from 0.12% in 2021
+0.2 points this year

In postcode 3995, 98 of 10,900 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (266 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.3%.

Electric share, year by year
2021
0.12%
2022
0.20%
2023
0.38%
2024
0.65%
2025
0.90%

Rooftop solar

47
systems per 100 dwellings
Averaging 6.2 kW each

In postcode 3995, 2,897 rooftop-solar systems totalling 17.9 MW have been installed since 2001, against 6,214 dwellings recorded in the 2021 Census. 226 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
187
2020
207
2021
246
2022
237
2023
228
2024
184
2025
222
2026
106

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

16 first-home grants were paid in postcode 3995 in 2025-26, rank 59 of 298 Victorian postcodes. The most was 102, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Monash

Currently held by Mary Aldred Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Mary Aldred 45.9% 54.1% -1.2
2022 Russell Broadbent 47.1% 52.9% -4.0
2019 Russell Broadbent 42.6% 57.4% -0.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bass District

Currently held by Jordan Crugnale Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jordan Crugnale ALP 50.2% 50.2% 49.8%
2018 Jordan Crugnale ALP 52.4% 52.4% 47.6%
2014 Brian Paynter LP 54.5% 45.5% 54.5%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Harmers Haven?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Harmers Haven to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Harmers Haven

Is Harmers Haven a safe place to live?

Recorded crime in Harmers Haven is moderate (45/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Harmers Haven?

Harmers Haven has no recorded bushfire history. Flood overlays cover a moderate share of it (48/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Harmers Haven?

Harmers Haven, VIC had a population of 62 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Harmers Haven, VIC?

The postcode for Harmers Haven, VIC is 3995.

How far is Harmers Haven from Melbourne?

Harmers Haven is 141 km from Melbourne CBD by road, about 115 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Harmers Haven?

At the 2021 ABS Census, median household income in Harmers Haven was $61,724 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Harmers Haven?

There are too few current rental listings in Harmers Haven for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.

What is the median age in Harmers Haven?

The median age of residents in Harmers Haven was 59 at the 2021 ABS Census.

What is the weather like in Harmers Haven?

At the nearest Bureau of Meteorology station to Harmers Haven, Wonthaggi (5.4 km away), summer days average 24.6°C, winter nights 6.9°C, 906 mm of rain a year over 119 rainy days, and 6 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Harmers Haven?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Harmers Haven belong to?

Harmers Haven sits within the Bass Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Harmers Haven?

The average residential rates bill through Bass Coast is $1,727 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Harmers Haven?

Across Bass Coast, 393 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Harmers Haven in?

Harmers Haven sits within the federal Division of Monash, currently held by Mary Aldred (Liberal).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or