Harcourt is a town in Victoria, 123 km from Melbourne CBD, around 1 hour 25 minutes by car. Population is 1,038; the median age is 46 and the median household income is $74,360 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. The town grew 10.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $305 per week and a median monthly mortgage of $1,517. Harcourt is characterised by high crime risk and high bushfire risk. 1 school sits within the town boundary, and walkability is low.
Is Harcourt a good town?
Harcourt scores a C (34/100) on SuburbScan's Liveability grade — weaker on safety.
Mixed results
1 school
Some car dependence
Walkability 31/100 · 122.9 km · 87 min drive to Melbourne
Around the state median
Median $681K
High bushfire risk
Fire 73/100 · Crime 89/100 · Flood 0/100
Mid-range socio-economic
SEIFA decile 5/10 · median age 46 · 1,038 residents
Liveability Rating
34 / 100 · Ranked #664 in VICEach bar is Harcourt's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Harcourt?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
34 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataHarcourt's house market is moving higher: the median sale price reached $681,000, roughly 15% above where it sat a year earlier.
Houses
$681,000
Based on 26 recorded sales in the last 24 months.
Typically sold in 97 days — median across 11 sales that recorded a listing period
By bedrooms
- 3 bed 13 sales $660K
- 4 bed 8 sales $711K
Land
$1,097,500
Based on only 4 sales — small sample, take as indicative.
Currently for Sale
Last 6 monthsHouses in Harcourt are currently listed at around $895,000 on average. Based on 3 houses listed in the past six months.
$895K
3 houses listed in the last 6 months.
3 of the suburb's 396 dwellings (0.8%) were listed for sale in the last 6 months.
Is Harcourt safe? Crime statistics
2026Crime in Harcourt sits in the high band, with 40 incidents recorded in 2026 — down roughly 17% on the prior year.
40 offences
16.7% since 2025Crime Trend
Serious Road Crashes
2021–20257 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serve Harcourt, and the cohort is trailing peer-suburb performance.
- • 73 students in one school (avg 73)
Primary
Walkability
Harcourt is car-dependent on foot — at 31/100, most errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Harcourt.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 509
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Mount Alexander: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.
Socio-economic profile
Harcourt is home to about 1,000 residents, with a median age of 46, a touch above the national 38. Median household income runs at $74,000 a year, with unemployment at 4.1%.
2021 Census · change since 2016
Population
1,038
Median Age
46
Median Household Income
$74,360/yr
Census Median Rent
$305/wk
Census Median Mortgage
$1,517/mo
Avg Household Size
2.5
Median Personal Income
$39,052/yr
Unemployment Rate
4.1%
Unoccupied Dwellings
13.1%
Total Dwellings
396
Owner-Occupier Rate
86.9%
Houses
98.7%
Rental Stress
21.3%
Mortgage Stress
24.5%
Work From Home
23.7%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 85.5%
- English Spoken at Home
- 91.4%
- Employment Rate
- 56%
- Completed Year 12
- 37.8%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
8 residents (0.8%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
9.8% of residents (98) lived in a capital city five years earlier, most of them in Melbourne (89).
Top places newcomers came from, as a share of the 999 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
3% of employed residents work in a capital's city centre (13 of 479).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,885 a year through Mount Alexander based on 2024 figures.
How this land is zoned
- Rural and farming 84%
- Infrastructure and transport 7%
- Residential 5%
- Environmental 2%
- Parks and recreation 1%
Rezoned since Oct 2025
- Farming Zone → Rural Conservation Zone · C106malx, Aug 2026 42.2 ha
- Transport Zone 2 → Farming Zone · C101malx, Mar 2026 2.1 ha
and 1 smaller change
Land in this town moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.
Building Approvals: Mount Alexander
In the year to August 2026, 102 new dwellings were approved across Mount Alexander. Almost all of the pipeline is detached houses. Approvals are down 6.7% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Castlemaine Prison, 9.9 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 365 m
- above sea level, at the town centre
- Annual rainfall
- 598 mm
- 83 rainy days
- Summer max (Jan)
- 27.9°C
- 11 days ≥ 35°C
- Winter min (Jul)
- 3.7°C
- 19 frost days ≤ 0°C
Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3453, 7 of 1,965 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (39 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.3%.
Rooftop solar
In postcode 3453, 552 rooftop-solar systems totalling 3.3 MW have been installed since 2001, against 769 dwellings recorded in the 2021 Census. 19 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3453 in 2025-26. The most was 10, in 2001-02.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $681,000 this is under the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Lisa Chesters Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Lisa Chesters | 51.4% | 48.6% | +51.4 |
| 2022 | Lisa Chesters | 62.1% | 37.9% | -3.3 |
| 2019 | Lisa Chesters | 59.0% | 41.0% | -5.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.
State Electorate
Currently held by Maree Edwards Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Maree Edwards ALP | 50.7% | 64.3% | 35.6% |
| 2018 | Maree Edwards ALP | 53.5% | 68.5% | 31.4% |
| 2014 | Maree Edwards ALP | 50.4% | 62.2% | 37.8% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Harcourt?
Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 1,038 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Harcourt to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Harcourt
Is Harcourt a safe place to live?
Recorded crime in Harcourt is high (89/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Harcourt?
Harcourt has a high recorded bushfire history (73/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are town-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Harcourt a good place to live?
Harcourt has a SuburbScan Liveability grade of C (34/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Harcourt?
Harcourt, VIC had a population of 1,038 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Harcourt, VIC?
The postcode for Harcourt, VIC is 3453.
How far is Harcourt from Melbourne?
Harcourt is 123 km from Melbourne CBD by road, about 87 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Harcourt?
At the 2021 ABS Census, median household income in Harcourt was $74,360 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Harcourt?
There are too few current rental listings in Harcourt for a reliable median. At the 2021 ABS Census the median weekly rent was $305, across all dwelling types.
What is the median age in Harcourt?
The median age of residents in Harcourt was 46 at the 2021 ABS Census.
Is Harcourt at risk of bushfire?
Harcourt has a high recorded bushfire history (73/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Harcourt?
There is 1 school inside the Harcourt boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Harcourt walkable?
Harcourt scores 31/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Harcourt?
At the nearest Bureau of Meteorology station to Harcourt, Castlemaine Prison (9.9 km away), summer days average 27.9°C, winter nights 3.7°C, 598 mm of rain a year over 83 rainy days, and 11 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Harcourt?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Harcourt belong to?
Harcourt sits within the Mount Alexander local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Harcourt?
The average residential rates bill through Mount Alexander is $1,885 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Harcourt?
Across Mount Alexander, 102 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 6.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Harcourt in?
Harcourt sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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