Golden Point VIC 3350

Golden Point sits 115 km from Melbourne CBD in Victoria, around 1 hour 25 minutes by car. Census data records 2,217 residents with a median age of 40 and a median household income of $68,068 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 5.2% from 2016 to 2021. The 2021 Census recorded a median rent of $290 per week and a median monthly mortgage of $1,300. The area shows high crime risk and high flood risk. Walkability is moderate.

Is Golden Point a good suburb?

Golden Point scores a C (35/100) on SuburbScan's Liveability grade — strong on transit, weaker on safety.

Transit

Very walkable

Walkability 68/100 · 114.9 km · 85 min drive to Melbourne

Prices

Median available

Median $562K

Safety

High crime risk

Fire 0/100 · Crime 91/100 · Flood 82/100

Community

Below-average income

SEIFA decile 4/10 · median age 40 · 2,217 residents

C

Liveability Rating

35 / 100 · Ranked #655 in VIC

Each bar is Golden Point's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
19
Bushfire None · Crime High · Flood High
Socio-economic
32
Mid-range
Walkability
65
Walkable
CBD access
35
114.9 km · 85 min drive to Melbourne
How it's calculated: Safety rank 19 × 25% + Socio-economic rank 32 × 25% + Walkability rank 65 × 15% + CBD access rank 35 × 10% = 35 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Golden Point?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

35 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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One rating per person. You can change yours at any time.

Median House Price

Public listings data

Golden Point's house market is moving higher: the median sale price reached $562,000, roughly 10% above where it sat a year earlier.

Houses

$562,500

last 5 quarters

4% above its 4 neighbours (median $540,000)

↑ +10.4% year-on-year

Based on 90 recorded sales in the last 24 months.

Typically sold in 55 days — median across 21 sales that recorded a listing period

By bedrooms

  • 2 bed 15 sales $462K
  • 3 bed 57 sales $570K
  • 4 bed 13 sales $612K

Units

$335,000

→ 0.0% year-on-year

Based on only 8 sales — small sample, take as indicative.

Typically sold in 20 days — median across 3 sales that recorded a listing period

By bedrooms

  • 2 bed 7 sales $335K

Currently for Sale

Last 6 months

Houses in Golden Point are currently listed at around $550,000 on average. Based on 17 houses listed in the past six months.

$550K

last 3 months
↓ −8.3% vs previous 6 months from $600K
Since 2021: $538K → $546K (+1%)

17 houses listed in the last 6 months.

18 of the suburb's 998 dwellings (1.8%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Golden Point rent for around $440 a week on average, based on 11 houses listed for rent in the past six months.

$440/wk

last 3 months

4% below its 3 neighbours (median $460/wk)

↑ +8.6% vs previous 6 months from $405/wk
Since 2021: $330/wk → $421/wk (+28%)

11 houses advertised for rent in the last 6 months.

12 rentals advertised against an estimated 392 rented homes (3.1%) in the last 6 months.

Rental affordability

June quarter 2025

120 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 3350.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.2% above the typical range
Top 23% in VIC

$440/week ($23,000 a year) on a $550,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Golden Point safe? Crime statistics

2026

Crime in Golden Point sits in the high band, with 365 incidents recorded in 2026 — up roughly 67% on the prior year.

365 offences

67.4% since 2025
Theft 208 (57.0%)
Property Damage 40 (11.0%)
Assault 27 (7.4%)
Weapons Offences 25 (6.8%)
Drug Offences 21 (5.8%)
Break & Enter 16 (4.4%)
Fraud & Deception 14 (3.8%)
Harassment & Stalking 5 (1.4%)
Robbery 3 (0.8%)
Arson 3 (0.8%)
Disorderly Conduct 3 (0.8%)

Crime Trend

Serious Road Crashes

2021–2025

13 crashes

where someone was killed or admitted to hospital

Where they happened

Grant Street 5 (38.5%)
Main Road 5 (38.5%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this suburb boundary.

Universities nearby

1.9% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

Golden Point is somewhat walkable on foot — at 68/100, a short cluster of errands work on foot but most trips still benefit from a car.

68
out of 100
Somewhat Walkable
Top 11% in VIC
Public Transport within 1 km 72
Schools within 1.5 km 100
Parks within 800 m 100
Supermarkets within 1 km 0
GPs within 1 km 60
Pharmacies within 1 km 0
Childcare within 1 km 100
Hospitals within 5 km 100

Public transport

Weekday and weekend service frequency across every stop inside Golden Point.

76
out of 100
Peak (7-9am + 5-7pm)
42.0 arrivals/hr
Off-peak weekday
36.3 arrivals/hr
Saturday
50.1 arrivals/hr
Median peak wait
1 min
Span of service
16.7 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Golden Point.

100
connectivity score / 100
Top 1% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
100%
Premises covered
1,328
Technology mix
Fibre to the premises (FTTP) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
6 in suburb
Parks & Reserves
7 in suburb
Sport & Recreation
3 in suburb
Beaches
None
Waterways
15 in suburb
Childcare
1 in suburb
GPs
1 in suburb
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
2 in suburb
EV Chargers
1 in suburb
Pubs & Bars
1 in suburb
Arts & Culture
1 in suburb
Places of Worship
3 in suburb

Ballarat: council population

The whole council area, not just Golden Point · estimated residents
at 30 June 2025
Residents
122,661
+1.7% in a year
Change
+2,102
people since 2024
Density
166
people per km² across the council area
What drove the change
Natural increase
+568
births minus deaths
Net internal migration
+1,047
moves within Australia
Net overseas migration
+487
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
3/10 within VIC
income, education, jobs and housing together
Economic resources
1/10
1/10 within VIC
income against housing cost and household size
Education and occupation
7/10
6/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the suburb closely.

Golden Point is home to about 2,200 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $68,000 a year, with unemployment at 6.1%.

2021 Census · change since 2016

Population

2,217

5.2% since 2016

Median Age

40

5.3% since 2016

Median Household Income

$68,068/yr

31.8% since 2016

Census Median Rent

$290/wk

16.0% since 2016

Census Median Mortgage

$1,300/mo

8.2% since 2016

Avg Household Size

2.1

no change since 2016

Median Personal Income

$39,364/yr

40.7% since 2016

Unemployment Rate

6.1%

39.0% since 2016

Unoccupied Dwellings

12.5%

34.2% since 2016

Total Dwellings

998

7.8% since 2016

Owner-Occupier Rate

60.7%

2.5% since 2016

Houses

85.9%

0.2% since 2016

Rental Stress

22.2%

11.9% since 2016

Mortgage Stress

22.9%

17.9% since 2016

Work From Home

22.8%

314.5% since 2016

Dwelling Types

Houses 857 (85.9%)
Townhouses 131 (13.1%)
Flats / Apartments 10 (1.0%)

Property Ownership

Renting 383 (39.3%)
Owned Outright 312 (32.0%)
Mortgage 279 (28.6%)
Of those rentals, social housing 21 (5.5%)

21 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 383 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
80.4%
English Spoken at Home
86.6%
Employment Rate
57.7%
11.2% since 2016
Completed Year 12
47.0%

Occupations

Professionals 307 (28.0%)
Community & Personal Service 181 (16.5%)
Technicians & Trades 149 (13.6%)
Clerical & Administrative 123 (11.2%)
Managers 117 (10.7%)
Sales 90 (8.2%)
Labourers 84 (7.7%)
Machinery Operators & Drivers 45 (4.1%)

Religion

No Religion 1,156 (52.1%)
Christianity 748 (33.7%)
Other Religions 41 (1.8%)
Hinduism 26 (1.2%)
Buddhism 25 (1.1%)
Sikhism 18 (0.8%)
Islam 10 (0.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 79 (3.6%)
India 37 (1.7%)
New Zealand 18 (0.8%)
China 15 (0.7%)
Nepal 13 (0.6%)
South Africa 12 (0.5%)
Scotland 12 (0.5%)
Germany 11 (0.5%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 59 (2.7%)
2011-2015 36 (1.6%)
2001-2010 48 (2.2%)
1991-2000 20 (0.9%)
1981-1990 25 (1.1%)
Before 1981 91 (4.1%)

59 residents (2.7%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

10.2% of residents (218) lived in a capital city five years earlier, most of them in Melbourne (195).

Overseas 69 (3.2%)
Melbourne - West 53 (2.5%)
Melbourne - Inner 44 (2.1%)

Top places newcomers came from, as a share of the 2,127 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 9 (0.4%)
Spanish 5 (0.2%)
Hindi 4 (0.2%)
German 4 (0.2%)
Mandarin 3 (0.1%)
Cantonese 3 (0.1%)
Thai 3 (0.1%)

Age Distribution

0-4 90 (4.1%)
5-14 221 (10.0%)
15-19 110 (5.0%)
20-24 171 (7.7%)
25-34 374 (16.9%)
35-44 254 (11.5%)
45-54 290 (13.1%)
55-64 274 (12.4%)
65-74 253 (11.4%)
75-84 137 (6.2%)
85+ 43 (1.9%)

Family & Household Composition

Lone Person 387 (52.6%)
Couple Families 168 (22.8%)
One Parent Families 121 (16.4%)
Group Household 52 (7.1%)
Other Families 8 (1.1%)

Commute to Work

Car (driver) 582 (61.9%)
Worked from Home 214 (22.8%)
Walked Only 69 (7.3%)
Car (passenger) 46 (4.9%)
Bus 12 (1.3%)
Train 9 (1.0%)
Bicycle 8 (0.9%)

4% of employed residents work in a capital's city centre (46 of 1,098).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 314 (14.2%)
Certificate III & IV 301 (13.6%)
Advanced Diploma / Diploma 161 (7.3%)
Postgraduate Degree 129 (5.8%)
Graduate Diploma / Certificate 70 (3.2%)

Cars per Dwelling

0 cars 98 (9.9%)
1 car 462 (46.7%)
2 cars 304 (30.7%)
3 cars 86 (8.7%)
4+ cars 40 (4.0%)

Council Rates

Ballarat
FY 2024-25

Households face an average residential rates bill of $2,086 a year through Ballarat based on 2024 figures.

Avg residential rate
$2,086/yr
8% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.425¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Golden Point's area by planning zone
2026-09
  • Residential 67%
  • Other and special use 16%
  • Parks and recreation 11%
  • Infrastructure and transport 5%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Ballarat

The whole council area, not just Golden Point · new residential dwellings
to 2026-08

In the year to August 2026, 1,451 new dwellings were approved across Ballarat. That mix is 1,134 houses and 317 units. Approvals are up 41.8% on the same period a year earlier.

Trailing 12 months
1,451dwellings
+41.8% YoY
Houses
1,134
detached dwellings
Units
317
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Ballarat Aerodrome, 9.4 km

Moderate rainfall — warm summers, cold winters with occasional frost.

Elevation
457 m
above sea level, at the suburb centre
Annual rainfall
605 mm
97 rainy days
Summer max (Jan)
25.7°C
6 days ≥ 35°C
Winter min (Jul)
3.5°C
17 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

13 facilities within 5 km

EV adoption

0.9%
of light vehicles are electric
Up from 0.07% in 2021
+0.3 points this year

In postcode 3350, 464 of 54,066 registered light vehicles are battery-electric on 31 January 2025. A further 2.9% (1,565 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.8%.

Electric share, year by year
2021
0.07%
2022
0.14%
2023
0.26%
2024
0.57%
2025
0.86%

Rooftop solar

30
systems per 100 dwellings
Averaging 6.8 kW each

In postcode 3350, 8,427 rooftop-solar systems totalling 57.3 MW have been installed since 2001, against 28,431 dwellings recorded in the 2021 Census. 702 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
595
2020
743
2021
751
2022
633
2023
807
2024
842
2025
704
2026
312

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

49 first-home grants were paid in postcode 3350 in 2025-26, rank 30 of 298 Victorian postcodes. The most was 548, in 2009-10.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,934
Loan amount
$450,000
Total interest over 30 years
$606,119

35 mortgage brokers are registered in postcode 3350.

Deposit
$112,500
Stamp duty
$28,820
Cash needed at settlement
$141,320

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Ballarat

Currently held by Catherine King Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Catherine King 60.7% 39.3% -2.3
2022 Catherine King 63.0% 37.0% -2.7
2019 Catherine King 61.0% 39.0% -3.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Eureka District

Currently held by Michaela Settle Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Michaela Settle ALP 57.2% 57.2% 42.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Golden Point?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Golden Point

Is Golden Point a safe place to live?

Recorded crime in Golden Point is high (91/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Golden Point?

Golden Point has no recorded bushfire history. Flood overlays cover a high share of it (82/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Golden Point a good place to live?

Golden Point has a SuburbScan Liveability grade of C (35/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Golden Point?

Golden Point, VIC had a population of 2,217 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Golden Point, VIC?

The postcode for Golden Point, VIC is 3350.

How far is Golden Point from Melbourne?

Golden Point is 115 km from Melbourne CBD by road, about 85 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Golden Point?

At the 2021 ABS Census, median household income in Golden Point was $68,068 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Golden Point?

The median advertised rent in Golden Point is $440 a week for houses (11 listings), from rental listings over the last six months.

What is the median age in Golden Point?

The median age of residents in Golden Point was 40 at the 2021 ABS Census.

Is Golden Point walkable?

Golden Point scores 68/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Golden Point?

At the nearest Bureau of Meteorology station to Golden Point, Ballarat Aerodrome (9.4 km away), summer days average 25.7°C, winter nights 3.5°C, 605 mm of rain a year over 97 rainy days, and 6 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Golden Point?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Golden Point belong to?

Golden Point sits within the Ballarat local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Golden Point?

The average residential rates bill through Ballarat is $2,086 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Golden Point?

Across Ballarat, 1,451 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 41.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Golden Point in?

Golden Point sits within the federal Division of Ballarat, currently held by Catherine King (Australian Labor Party).

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Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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