Gnarwarre VIC 3221

Located in Victoria, Gnarwarre sits 95 km from Melbourne CBD, around 1 hour 20 minutes by car. The locality has 297 residents, a median age of 43, and a median household income of $113,724 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The locality grew 11.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $390 per week and a median monthly mortgage of $2,500. Gnarwarre is characterised by no recorded bushfire exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 297. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Gnarwarre?

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Short-Stay Rentals

3 active Airbnb listings: 3 whole homes and 0 rooms. Whole homes are about 2.7% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Gnarwarre safe? Crime statistics

2026

Crime in Gnarwarre sits in the low band, with 7 incidents recorded in 2026 — up roughly 250% on the prior year.

7 offences

250.0% since 2025
Theft 5 (71.4%)
Break & Enter 1 (14.3%)
Drug Offences 1 (14.3%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Gnarwarre is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 10% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Gnarwarre.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
110
Technology mix
Fixed wireless (WIRELESS) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
1 in locality
Childcare
1 in locality
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Surf Coast: council population

The whole council area, not just Gnarwarre · estimated residents
at 30 June 2025
Residents
40,265
+1.1% in a year
Change
+431
people since 2024
Density
26
people per km² across the council area
What drove the change
Natural increase
+123
births minus deaths
Net internal migration
+146
moves within Australia
Net overseas migration
+162
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
9/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
10/10 within VIC
income against housing cost and household size
Education and occupation
9/10
8/10 within VIC
qualifications and job type, income excluded

Gnarwarre is home to 297 residents, with a median age of 43, a touch above the national 38. Median household income runs at $114,000 a year, with unemployment at 2.7%.

2021 Census · change since 2016

Population

297

11.2% since 2016

Median Age

43

no change since 2016

Median Household Income

$113,724/yr

12.9% since 2016
Top 14% in VIC

Census Median Rent

$390/wk

254.5% since 2016

Census Median Mortgage

$2,500/mo

25.0% since 2016

Avg Household Size

3.0

3.4% since 2016

Median Personal Income

$39,936/yr

22.1% since 2016

Unemployment Rate

2.7%

12.9% since 2016

Unoccupied Dwellings

18.3%

103.3% since 2016

Total Dwellings

93

19.2% since 2016

Owner-Occupier Rate

92.7%

0.8% since 2016

Houses

100.0%

no change since 2016

Rental Stress

17.8%

212.3% since 2016

Mortgage Stress

26.4%

10.9% since 2016

Work From Home

23.2%

78.5% since 2016

Dwelling Types

Houses 93 (100.0%)

Property Ownership

Owned Outright 43 (52.4%)
Mortgage 33 (40.2%)
Renting 6 (7.3%)

Demographics

Born in Australia
82.8%
English Spoken at Home
91.6%
Employment Rate
62.4%
1.6% since 2016
Completed Year 12
44.1%

Occupations

Managers 41 (27.9%)
Professionals 26 (17.7%)
Labourers 26 (17.7%)
Technicians & Trades 15 (10.2%)
Community & Personal Service 12 (8.2%)
Clerical & Administrative 10 (6.8%)
Machinery Operators & Drivers 9 (6.1%)
Sales 5 (3.4%)

Religion

Christianity 129 (43.4%)
No Religion 119 (40.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 9 (3.0%)
New Zealand 5 (1.7%)
Germany 3 (1.0%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

French 6 (2.0%)

Age Distribution

0-4 13 (4.4%)
5-14 46 (15.5%)
15-19 21 (7.1%)
20-24 14 (4.7%)
25-34 14 (4.7%)
35-44 39 (13.1%)
45-54 48 (16.2%)
55-64 37 (12.5%)
65-74 46 (15.5%)
75-84 7 (2.4%)
85+ 5 (1.7%)

Family & Household Composition

Couple Families 37 (57.8%)
One Parent Families 16 (25.0%)
Lone Person 8 (12.5%)
Group Household 3 (4.7%)

Commute to Work

Car (driver) 89 (71.2%)
Worked from Home 29 (23.2%)
Car (passenger) 4 (3.2%)
Walked Only 3 (2.4%)

5% of employed residents work in a capital's city centre (8 of 147).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 50 (16.8%)
Bachelor Degree 34 (11.4%)
Advanced Diploma / Diploma 32 (10.8%)
Postgraduate Degree 18 (6.1%)
Graduate Diploma / Certificate 8 (2.7%)

Cars per Dwelling

1 car 4 (4.4%)
2 cars 41 (45.6%)
3 cars 19 (21.1%)
4+ cars 17 (18.9%)

Council Rates

Surf Coast
FY 2024-25

Households face an average residential rates bill of $2,314 a year through Surf Coast based on 2024 figures.

Avg residential rate
$2,314/yr
19% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.186¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Gnarwarre's area by planning zone
2026-09
  • Rural and farming 100%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Surf Coast

The whole council area, not just Gnarwarre · new residential dwellings
to 2026-08

In the year to August 2026, 300 new dwellings were approved across Surf Coast. That mix is 270 houses and 30 units. Approvals are up 56.8% on the same period a year earlier.

Trailing 12 months
300dwellings
+56.8% YoY
Houses
270
detached dwellings
Units
30
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.

From the Geelong South monitoring station, 20.0 km away.

Climate & Setting

from She Oaks, 27.7 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
131 m
above sea level, at the locality centre
Distance to the ocean
18.7 km
Annual rainfall
502 mm
85 rainy days
Summer max (Jan)
25.8°C
10 days ≥ 35°C
Winter min (Jul)
5.3°C
6 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.9%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 3221, 35 of 3,882 registered light vehicles are battery-electric on 31 January 2025. A further 2.3% (90 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.

Electric share, year by year
2021
0.00%
2022
0.22%
2023
0.37%
2024
0.78%
2025
0.90%

Rooftop solar

507
systems installed
Averaging 4.3 kW each

In postcode 3221, 507 rooftop-solar systems totalling 2.2 MW have been installed since 2001. 10 went up in the last year.

Systems installed, year by year
2019
12
2020
11
2021
5
2022
7
2023
12
2024
8
2025
11
2026
4

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3221 in 2025-26. The most was 27, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Wannon

Currently held by Dan Tehan Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Tehan 39.1% 60.9% -2.3
2022 Dan Tehan 40.9% 59.1% -1.1
2019 Dan Tehan 39.6% 60.4% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

South Barwon District

Currently held by Darren Cheeseman Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Darren Cheeseman ALP 59.8% 59.8% 40.2%
2018 Darren Cheeseman ALP 54.6% 54.6% 45.4%
2014 Andrew Katos LP 52.9% 47.1% 52.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Gnarwarre?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Gnarwarre

Is Gnarwarre a safe place to live?

Recorded crime in Gnarwarre is low (29/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Gnarwarre?

Gnarwarre has no recorded bushfire history. Flood overlays cover a moderate share of it (43/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Gnarwarre?

Gnarwarre, VIC had a population of 297 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Gnarwarre, VIC?

The postcode for Gnarwarre, VIC is 3221.

How far is Gnarwarre from Melbourne?

Gnarwarre is 95 km from Melbourne CBD by road, about 79 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Gnarwarre?

At the 2021 ABS Census, median household income in Gnarwarre was $113,724 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Gnarwarre?

There are too few current rental listings in Gnarwarre for a reliable median. At the 2021 ABS Census the median weekly rent was $390, across all dwelling types.

What is the median age in Gnarwarre?

The median age of residents in Gnarwarre was 43 at the 2021 ABS Census.

What is the air quality in Gnarwarre?

The nearest government air-quality monitoring station to Gnarwarre (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Gnarwarre below the WHO annual guideline of 5 µg/m³.

What is the weather like in Gnarwarre?

At the nearest Bureau of Meteorology station to Gnarwarre, She Oaks (27.7 km away), summer days average 25.8°C, winter nights 5.3°C, 502 mm of rain a year over 85 rainy days, and 10 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Gnarwarre?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Gnarwarre belong to?

Gnarwarre sits within the Surf Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Gnarwarre?

The average residential rates bill through Surf Coast is $2,314 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Gnarwarre?

Across Surf Coast, 300 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 56.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Gnarwarre in?

Gnarwarre sits within the federal Division of Wannon, currently held by Dan Tehan (Liberal).

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