Garthowen NSW 2345

Garthowen is a rural locality in New South Wales, 436 km from Sydney CBD, around 5 hours 25 minutes by car. Population is 169; the median age is 42 and the median household income is $108,888 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The locality grew 12.7% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $180 per week and a median monthly mortgage of $1,733. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 169. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Garthowen?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

Not enough data to score this locality.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Q4 2025

The median house sale price in Garthowen sits at $285,000 in the December 2025 quarter, broadly flat year-on-year. That said, only one sale settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have fallen roughly 34% over the past decade — 4.0% per year on average.

$285,000

last 3 quarters
Cheaper than 93% of NSW
↓ −33.7% over 2015–2025 (−4.0%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Is Garthowen safe? Crime statistics

2025

Crime in Garthowen sits in the low band, with 1 incidents recorded in 2025.

1 offences

no change since 2024
Theft 1 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Garthowen killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Tamworth Regional Council has published 8 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 8 on the portal

Schools

No schools in this locality boundary.

Walkability

Garthowen is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Garthowen.

21
out of 100
Bottom 9% in NSW
Bus
Peak (7-9am + 5-7pm)
4.0 arrivals/hr
Off-peak weekday
0.7 arrivals/hr
Saturday
0.0 arrivals/hr
Median peak wait
1 min
Span of service
9.9 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Garthowen.

18
connectivity score / 100
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
57
Technology mix
Satellite (Sky Muster) (SATELLITE) 77%
Fixed wireless (WIRELESS) 23%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

No amenities mapped in this locality boundary.

Tamworth: council population

The whole council area, not just Garthowen · estimated residents
at 30 June 2025
Residents
66,403
+0.5% in a year
Change
+348
people since 2024
Density
6.7
people per km² across the council area
What drove the change
Natural increase
+242
births minus deaths
Net internal migration
-179
moves within Australia
Net overseas migration
+285
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
7/10 within NSW
income, education, jobs and housing together
Economic resources
9/10
8/10 within NSW
income against housing cost and household size
Education and occupation
6/10
5/10 within NSW
qualifications and job type, income excluded

Garthowen is home to 169 residents, with a median age of 42, a touch above the national 38. Median household income runs at $109,000 a year, with unemployment at 3.3%.

2021 Census · change since 2016

Population

169

12.7% since 2016

Median Age

42

6.7% since 2016

Median Household Income

$108,888/yr

17.6% since 2016

Census Median Rent

$180/wk

28.0% since 2016

Census Median Mortgage

$1,733/mo

15.5% since 2016

Avg Household Size

2.6

7.1% since 2016

Median Personal Income

$42,120/yr

27.8% since 2016

Unemployment Rate

3.3%

25.0% since 2016

Unoccupied Dwellings

11.3%

15.3% since 2016

Total Dwellings

62

21.6% since 2016

Owner-Occupier Rate

93.2%

8.0% since 2016

Houses

98.4%

1.6% since 2016

Rental Stress

8.6%

38.6% since 2016

Mortgage Stress

19.1%

28.2% since 2016

Work From Home

27.7%

99.3% since 2016

Dwelling Types

Houses 61 (98.4%)
Flats / Apartments 1 (1.6%)

Property Ownership

Mortgage 32 (54.2%)
Owned Outright 23 (39.0%)
Renting 4 (6.8%)

Demographics

Born in Australia
91.1%
English Spoken at Home
94.1%
Employment Rate
68.4%
3.0% since 2016
Completed Year 12
32.5%

Occupations

Technicians & Trades 18 (19.4%)
Professionals 14 (15.1%)
Community & Personal Service 13 (14.0%)
Managers 12 (12.9%)
Clerical & Administrative 11 (11.8%)
Machinery Operators & Drivers 11 (11.8%)
Sales 7 (7.5%)
Labourers 5 (5.4%)

Religion

Christianity 107 (63.3%)
No Religion 48 (28.4%)

Age Distribution

0-4 7 (4.1%)
5-14 24 (14.2%)
15-19 11 (6.5%)
20-24 4 (2.4%)
25-34 18 (10.7%)
35-44 25 (14.8%)
45-54 29 (17.2%)
55-64 23 (13.6%)
65-74 17 (10.1%)
75-84 6 (3.6%)
85+ 3 (1.8%)

Family & Household Composition

Couple Families 25 (64.1%)
Lone Person 14 (35.9%)

Commute to Work

Car (driver) 47 (72.3%)
Worked from Home 18 (27.7%)

Education

Certificate III & IV 37 (21.9%)
Bachelor Degree 20 (11.8%)
Advanced Diploma / Diploma 16 (9.5%)
Graduate Diploma / Certificate 6 (3.6%)

Cars per Dwelling

0 cars 4 (6.5%)
1 car 10 (16.1%)
2 cars 25 (40.3%)
3 cars 12 (19.4%)
4+ cars 10 (16.1%)

Council Rates

Tamworth
FY 2024-25

Households face an average residential rates bill of $1,397 a year through Tamworth based on 2024 figures.

Avg residential rate
$1,397/yr
14% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Garthowen's area by planning zone
2026-09
  • Rural and farming 100%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Tamworth

The whole council area, not just Garthowen · new residential dwellings
to 2026-08

In the year to August 2026, 390 new dwellings were approved across Tamworth. That mix is 270 houses and 120 units. Approvals are down 34.9% on the same period a year earlier.

Trailing 12 months
390dwellings
-34.9% YoY
Houses
270
detached dwellings
Units
120
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Tamworth Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.8 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³).

PM10 averaged 13.6 µg/m³ · NO₂ averaged 0.35 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0.

From the Tamworth monitoring station, 27.0 km away.

Climate & Setting

from Woolbrook (Woolbrook Road), 44.1 km

Moderate rainfall — warm summers, frosty winters.

Elevation
489 m
above sea level, at the locality centre
Annual rainfall
784 mm
84 rainy days
Summer max (Jan)
27.5°C
3 days ≥ 35°C
Winter min (Jul)
0.1°C
75 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 2345, 0 of 651 registered light vehicles are battery-electric on 31 January 2025. A further 1.4% (9 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.4%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.00%
2025
0.00%

Rooftop solar

62
systems per 100 dwellings
Averaging 7.4 kW each

In postcode 2345, 187 rooftop-solar systems totalling 1.4 MW have been installed since 2001, against 301 dwellings recorded in the 2021 Census. 8 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
17
2020
18
2021
9
2022
11
2023
12
2024
20
2025
8
2026
4

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$1,486
Loan amount
$228,000
Total interest over 30 years
$307,100
Deposit
$57,000
Stamp duty
$8,032
Cash needed at settlement
$65,032

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of New England

Currently held by Barnaby Joyce The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Barnaby Joyce 32.9% 67.1% -1.9
2022 Barnaby Joyce 33.6% 66.4% -1.2
2019 Barnaby Joyce 32.4% 67.6% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Tamworth District

Currently held by Kevin Anderson The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Kevin Anderson NP 65.8%
2019 Kevin Anderson NP 71.1%
2015 Kevin Anderson NP 60.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Garthowen?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Garthowen to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Garthowen

Is Garthowen a safe place to live?

Recorded crime in Garthowen is low (13/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Garthowen?

Garthowen has a low recorded bushfire history (25/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Garthowen?

Garthowen, NSW had a population of 169 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Garthowen, NSW?

The postcode for Garthowen, NSW is 2345.

How far is Garthowen from Sydney?

Garthowen is 436 km from Sydney CBD by road, about 326 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Garthowen?

At the 2021 ABS Census, median household income in Garthowen was $108,888 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Garthowen?

There are too few current rental listings in Garthowen for a reliable median. At the 2021 ABS Census the median weekly rent was $180, across all dwelling types.

What is the median age in Garthowen?

The median age of residents in Garthowen was 42 at the 2021 ABS Census.

Is Garthowen at risk of bushfire?

Garthowen has a low recorded bushfire history (25/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the air quality in Garthowen?

The nearest government air-quality monitoring station to Garthowen (Tamworth) recorded a 2025 annual mean PM2.5 of 5.8 µg/m³ and PM10 of 13.6 µg/m³. That puts Garthowen below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Garthowen?

At the nearest Bureau of Meteorology station to Garthowen, Woolbrook (Woolbrook Road) (44.1 km away), summer days average 27.5°C, winter nights 0.1°C, 784 mm of rain a year over 84 rainy days, and 3 days a year above 35°C over 2006-2026.

What is the median house price in Garthowen?

The median sale price for houses in Garthowen was $285,000 in the Q4 2025 quarter, based on a small sample of 1 sales — take as indicative.

Is the First Home Owner Grant available in Garthowen?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Garthowen belong to?

Garthowen sits within the Tamworth local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Garthowen?

The average residential rates bill through Tamworth is $1,397 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Garthowen?

Across Tamworth, 390 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 34.9% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Garthowen in?

Garthowen sits within the federal Division of New England, currently held by Barnaby Joyce (The Nationals).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or