Garfield North VIC 3814

Garfield North is a rural locality in Victoria, 81 km from Melbourne CBD, around 1 hour 5 minutes by car. Population is 236; the median age is 50 and the median household income is $89,076 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The locality grew 21.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $387 per week and a median monthly mortgage of $2,152. Garfield North is characterised by high bushfire risk. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 236. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Garfield North?

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Short-Stay Rentals

No active Airbnb listings.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months.

Is Garfield North safe? Crime statistics

2026

Crime in Garfield North sits in the low band, with 5 incidents recorded in 2026 — down roughly 50% on the prior year.

5 offences

50.0% since 2025
Theft 2 (40.0%)
Assault 1 (20.0%)
Property Damage 1 (20.0%)
Fraud & Deception 1 (20.0%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Garfield North is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 14% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Garfield North.

29
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
93
Technology mix
Fixed wireless (WIRELESS) 91%
Satellite (Sky Muster) (SATELLITE) 9%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in locality
Sport & Recreation
None
Beaches
None
Waterways
1 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Cardinia: council population

The whole council area, not just Garfield North · estimated residents
at 30 June 2025
Residents
133,472
+2.6% in a year
Change
+3,381
people since 2024
Density
104
people per km² across the council area
What drove the change
Natural increase
+1,446
births minus deaths
Net internal migration
+1,205
moves within Australia
Net overseas migration
+730
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
8/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
5/10
4/10 within VIC
qualifications and job type, income excluded

Garfield North is home to 236 residents, with a median age of 50 — noticeably older than the national figure of 38. Median household income runs at $89,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

236

21.6% since 2016

Median Age

50

2.0% since 2016

Median Household Income

$89,076/yr

11.9% since 2016

Census Median Rent

$387/wk

51.8% since 2016

Census Median Mortgage

$2,152/mo

7.6% since 2016

Avg Household Size

2.8

12.0% since 2016

Median Personal Income

$43,524/yr

18.4% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

8.0%

12.1% since 2016

Total Dwellings

75

2.6% since 2016

Owner-Occupier Rate

94.7%

3.2% since 2016

Houses

100.0%

no change since 2016

Rental Stress

22.6%

35.3% since 2016

Mortgage Stress

29.0%

3.7% since 2016

Work From Home

19.8%

86.8% since 2016

Dwelling Types

Houses 75 (100.0%)

Property Ownership

Owned Outright 42 (56.0%)
Mortgage 29 (38.7%)
Renting 4 (5.3%)

Demographics

Born in Australia
77.5%
English Spoken at Home
84.7%
Employment Rate
60%
8.7% since 2016
Completed Year 12
40.3%

Occupations

Managers 26 (21.5%)
Clerical & Administrative 21 (17.4%)
Technicians & Trades 19 (15.7%)
Professionals 18 (14.9%)
Labourers 13 (10.7%)
Community & Personal Service 12 (9.9%)
Sales 6 (5.0%)
Machinery Operators & Drivers 6 (5.0%)

Religion

Christianity 110 (46.6%)
No Religion 91 (38.6%)
Buddhism 5 (2.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 11 (4.7%)
New Zealand 3 (1.3%)
Philippines 3 (1.3%)

Age Distribution

0-4 12 (5.1%)
5-14 26 (11.0%)
15-19 16 (6.8%)
20-24 15 (6.4%)
25-34 16 (6.8%)
35-44 23 (9.7%)
45-54 34 (14.4%)
55-64 40 (16.9%)
65-74 40 (16.9%)
75-84 15 (6.4%)

Family & Household Composition

Couple Families 22 (59.5%)
Lone Person 9 (24.3%)
One Parent Families 3 (8.1%)
Group Household 3 (8.1%)

Commute to Work

Car (driver) 67 (66.3%)
Worked from Home 20 (19.8%)
Walked Only 9 (8.9%)
Car (passenger) 5 (5.0%)

4% of employed residents work in a capital's city centre (5 of 121).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 49 (20.8%)
Bachelor Degree 21 (8.9%)
Advanced Diploma / Diploma 15 (6.4%)
Postgraduate Degree 7 (3.0%)
Graduate Diploma / Certificate 4 (1.7%)

Cars per Dwelling

1 car 3 (4.2%)
2 cars 36 (50.0%)
3 cars 11 (15.3%)
4+ cars 21 (29.2%)

Council Rates

Cardinia
FY 2024-25

Households face an average residential rates bill of $1,880 a year through Cardinia based on 2024 figures.

Avg residential rate
$1,880/yr
3% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.276¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Garfield North's area by planning zone
2026-09
  • Rural and farming 52%
  • Environmental 43%
  • Parks and recreation 4%
  • Infrastructure and transport 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Cardinia

The whole council area, not just Garfield North · new residential dwellings
to 2026-08

In the year to August 2026, 1,323 new dwellings were approved across Cardinia. That mix is 1,196 houses and 127 units. Approvals are up 12.8% on the same period a year earlier.

Trailing 12 months
1,323dwellings
+12.8% YoY
Houses
1,196
detached dwellings
Units
127
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Powelltown Dnre, 20.7 km

High rainfall.

Elevation
131 m
above sea level, at the locality centre
Distance to the ocean
27.2 km
Annual rainfall
1,350 mm
96 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.5%
of light vehicles are electric
Up from 0.14% in 2021
+0.1 points this year

In postcode 3814, 12 of 2,386 registered light vehicles are battery-electric on 31 January 2025. A further 1.0% (25 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.6%.

Electric share, year by year
2021
0.14%
2022
0.00%
2023
0.22%
2024
0.38%
2025
0.50%

Rooftop solar

46
systems per 100 dwellings
Averaging 7.1 kW each

In postcode 3814, 430 rooftop-solar systems totalling 3.1 MW have been installed since 2001, against 928 dwellings recorded in the 2021 Census. 25 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
44
2020
36
2021
25
2022
30
2023
28
2024
25
2025
18
2026
20

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

1 first-home grant was paid in postcode 3814 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 15, in 2017-18.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of La Trobe

Currently held by Jason Wood Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Jason Wood 47.9% 52.1% +6.4
2022 Jason Wood 41.3% 58.7% +3.6
2019 Jason Wood 45.5% 54.5% +1.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Narracan District

Currently held by Wayne Farnham Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022* Wayne Farnham LP 51.7% — —
2018 Gary Blackwood LP 51.7% 42.7% 57.3%
2014 Gary Blackwood LP 55.2% 38.7% 61.3%

* The 2022 poll here was replaced by a supplementary election on 28 January 2023; its result is shown.

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Garfield North?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Garfield North

Is Garfield North a safe place to live?

Recorded crime in Garfield North is low (38/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Garfield North?

Garfield North has a high recorded bushfire history (99/100, ranked against every Australian suburb with any fire history). Flood overlays cover a moderate share of it (48/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Garfield North?

Garfield North, VIC had a population of 236 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Garfield North, VIC?

The postcode for Garfield North, VIC is 3814.

How far is Garfield North from Melbourne?

Garfield North is 81 km from Melbourne CBD by road, about 67 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Garfield North?

At the 2021 ABS Census, median household income in Garfield North was $89,076 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Garfield North?

There are too few current rental listings in Garfield North for a reliable median. At the 2021 ABS Census the median weekly rent was $387, across all dwelling types.

What is the median age in Garfield North?

The median age of residents in Garfield North was 50 at the 2021 ABS Census.

Is Garfield North at risk of bushfire?

Garfield North has a high recorded bushfire history (99/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Garfield North?

At the nearest Bureau of Meteorology station to Garfield North, Powelltown Dnre (20.7 km away), 1,350 mm of rain a year over 96 rainy days over 2006-2026.

Is the First Home Owner Grant available in Garfield North?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Garfield North belong to?

Garfield North sits within the Cardinia local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Garfield North?

The average residential rates bill through Cardinia is $1,880 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Garfield North?

Across Cardinia, 1,323 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 12.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Garfield North in?

Garfield North sits within the federal Division of La Trobe, currently held by Jason Wood (Liberal).

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