Flora Hill VIC 3550

Located in Victoria, Flora Hill sits 152 km from Melbourne CBD, around 1 hour 50 minutes by car. The suburb has 3,989 residents, a median age of 32, and a median household income of $70,044 per year. On socioeconomic measures it sits in the lower-middle tier nationally. The 2021 Census recorded a median rent of $290 per week and a median monthly mortgage of $1,300. The area shows high crime risk and high bushfire risk. 1 school sits within the suburb boundary, and walkability is moderate.

Is Flora Hill a good suburb?

Flora Hill scores a D (31/100) on SuburbScan's Liveability grade — strong on transit, weaker on safety.

Schools

Mixed results

1 school

Transit

Very walkable

Walkability 62/100 · 152.3 km · 111 min drive to Melbourne

Prices

Around the state median

Median $590K · Cheaper than 77% of VIC

Safety

High crime risk

Fire 61/100 · Crime 79/100 · Flood 27/100

Community

Below-average income

SEIFA decile 3/10 · median age 32 · 3,989 residents

D

Liveability Rating

31 / 100 · Ranked #708 in VIC

Each bar is Flora Hill's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
23
Bushfire Moderate · Crime High · Flood Low
Socio-economic
24
Disadvantaged
Walkability
59
Walkable
CBD access
24
152.3 km · 111 min drive to Melbourne
How it's calculated: Safety rank 23 × 25% + Socio-economic rank 24 × 25% + Walkability rank 59 × 15% + CBD access rank 24 × 10% = 31 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Flora Hill?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

31 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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One rating per person. You can change yours at any time.

Median House Price

Public listings data

Flora Hill's house market is moving higher: the median sale price reached $590,000, roughly 12% above where it sat a year earlier.

Houses

$590,000

last 8 quarters
Cheaper than 77% of VIC

9% below its 5 neighbours (median $650,000)

↑ +11.6% year-on-year

Based on 144 recorded sales in the last 24 months.

Typically sold in 32 days — median across 56 sales that recorded a listing period

By bedrooms

  • 2 bed 18 sales $450K
  • 3 bed 91 sales $580K
  • 4 bed 25 sales $735K
  • 5 bed 8 sales $818K

Units

$435,000

last 4 quarters

9% above its 4 neighbours (median $400,000)

↑ +6.0% year-on-year

Based on 35 recorded sales in the last 24 months.

Typically sold in 18 days — median across 15 sales that recorded a listing period

By bedrooms

  • 2 bed 29 sales $425K
  • 3 bed 5 sales $480K

Currently for Sale

Last 6 months

Houses in Flora Hill are currently listed at around $632,000 on average. Based on 38 houses listed in the past six months.

Houses

$632K

last 3 months
↓ −2.9% vs previous 6 months from $651K
Since 2021: $552K → $669K (+21%)

38 houses listed in the last 6 months.

Units

$446K

6 units listed in the last 6 months.

44 of the suburb's 1,580 dwellings (2.8%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Flora Hill rent for around $505 a week on average, based on 36 houses listed for rent in the past six months.

Houses

$505/wk

last 5 months

10% below its 3 neighbours (median $560/wk)

↑ +4.1% vs previous 6 months from $485/wk
Since 2021: $376/wk → $487/wk (+30%)

36 houses advertised for rent in the last 6 months.

Units

$425/wk

6 units advertised for rent in the last 6 months.

42 rentals advertised against an estimated 809 rented homes (5.2%) in the last 6 months.

Rental affordability

June quarter 2025

104 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3550.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.2% above the typical range
Top 23% in VIC

$505/week ($26,000 a year) on a $632,000 median

Unit
5.0% above the typical range

$425/week ($22,000 a year) on a $446,000 median

Based on a small sample (6 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Flora Hill safe? Crime statistics

2026

Crime in Flora Hill sits in the high band, with 154 incidents recorded in 2026 — down roughly 30% on the prior year.

154 offences

29.7% since 2025
Theft 42 (27.3%)
Assault 32 (20.8%)
Property Damage 18 (11.7%)
Drug Offences 14 (9.1%)
Fraud & Deception 12 (7.8%)
Weapons Offences 12 (7.8%)
Break & Enter 11 (7.1%)
Harassment & Stalking 7 (4.5%)
Disorderly Conduct 5 (3.2%)
Arson 1 (0.6%)

Crime Trend

Serious Road Crashes

2021–2025

11 crashes

where someone was killed or admitted to hospital

Where they happened

Townsend Street 4 (36.4%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Flora Hill, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this suburb
1 at similar
  • • 1,030 students in one school (avg 1,030)

Secondary

Government · 7-10 · 1,030 students
ICSEA 1016 (higher than 54% of Australian schools) · 18% top-SEA students
At similar

Universities nearby

7.4% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

Flora Hill is somewhat walkable on foot — at 62/100, a short cluster of errands work on foot but most trips still benefit from a car.

62
out of 100
Somewhat Walkable
Top 12% in VIC
Public Transport within 1 km 67
Schools within 1.5 km 60
Parks within 800 m 80
Supermarkets within 1 km 0
GPs within 1 km 80
Pharmacies within 1 km 60
Childcare within 1 km 80
Hospitals within 5 km 80

Public transport

Weekday and weekend service frequency across every stop inside Flora Hill.

74
out of 100
Peak (7-9am + 5-7pm)
56.8 arrivals/hr
Off-peak weekday
40.0 arrivals/hr
Saturday
20.6 arrivals/hr
Median peak wait
1 min
Span of service
14.9 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Flora Hill.

62
connectivity score / 100
Top 24% in VIC
Most common
Fibre to the node
Full-fibre (FTTP) share
29%
Premises covered
2,087
Technology mix
Fibre to the node (FTTN) 69%
Fibre to the premises (FTTP) 29%
Fibre to the building (FTTB) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
3 in suburb
Sport & Recreation
4 in suburb
Beaches
None
Waterways
None
Childcare
3 in suburb
GPs
2 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
1 in suburb
Pubs & Bars
None
Arts & Culture
1 in suburb
Places of Worship
2 in suburb

Greater Bendigo: council population

The whole council area, not just Flora Hill · estimated residents
at 30 June 2025
Residents
126,568
+1.0% in a year
Change
+1,275
people since 2024
Density
42
people per km² across the council area
What drove the change
Natural increase
+450
births minus deaths
Net internal migration
+423
moves within Australia
Net overseas migration
+402
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
1/10
1/10 within VIC
income against housing cost and household size
Education and occupation
7/10
6/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 10 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Flora Hill is home to about 4,000 residents, and skews young, with a median age of 32 against the national 38. Median household income runs at $70,000 a year, with unemployment at 6.5%.

2021 Census · change since 2016

Population

3,989

0.9% since 2016

Median Age

32

18.5% since 2016

Median Household Income

$70,044/yr

29.8% since 2016

Census Median Rent

$290/wk

11.5% since 2016

Census Median Mortgage

$1,300/mo

7.7% since 2016

Avg Household Size

2.3

no change since 2016

Median Personal Income

$36,660/yr

42.7% since 2016

Unemployment Rate

6.5%

35.0% since 2016

Unoccupied Dwellings

11.5%

14.8% since 2016

Total Dwellings

1,580

5.0% since 2016

Owner-Occupier Rate

48.8%

7.3% since 2016

Houses

81.1%

4.4% since 2016

Rental Stress

21.5%

14.0% since 2016

Mortgage Stress

22.3%

28.8% since 2016

Work From Home

16.3%

328.9% since 2016

Dwelling Types

Houses 1,282 (81.1%)
Townhouses 276 (17.5%)
Flats / Apartments 22 (1.4%)

Property Ownership

Renting 795 (51.2%)
Mortgage 391 (25.2%)
Owned Outright 366 (23.6%)
Of those rentals, social housing 76 (9.6%)

47 rented from a state or territory housing authority and 29 from a community housing provider, as a share of the 795 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
82.8%
English Spoken at Home
84.5%
Employment Rate
60.3%
9.6% since 2016
Completed Year 12
48.4%

Occupations

Professionals 507 (25.5%)
Community & Personal Service 333 (16.7%)
Sales 227 (11.4%)
Labourers 221 (11.1%)
Technicians & Trades 218 (11.0%)
Clerical & Administrative 187 (9.4%)
Managers 171 (8.6%)
Machinery Operators & Drivers 101 (5.1%)

Religion

No Religion 2,132 (53.4%)
Christianity 1,315 (33.0%)
Buddhism 84 (2.1%)
Islam 49 (1.2%)
Hinduism 46 (1.2%)
Other Religions 36 (0.9%)
Sikhism 13 (0.3%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 57 (1.4%)
India 50 (1.3%)
Malaysia 33 (0.8%)
Thailand 29 (0.7%)
New Zealand 27 (0.7%)
China 23 (0.6%)
Sri Lanka 18 (0.5%)
Philippines 16 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 147 (3.7%)
2011-2015 87 (2.2%)
2001-2010 99 (2.5%)
1991-2000 34 (0.9%)
1981-1990 21 (0.5%)
Before 1981 70 (1.8%)

147 residents (3.7%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.6% of residents (361) lived in a capital city five years earlier, most of them in Melbourne (293).

Overseas 152 (4.1%)
Shepparton 94 (2.5%)
North West 87 (2.3%)

Top places newcomers came from, as a share of the 3,745 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 22 (0.6%)
Cantonese 13 (0.3%)
Vietnamese 8 (0.2%)
Hindi 7 (0.2%)
Thai 7 (0.2%)
Punjabi 6 (0.2%)
Sinhalese 6 (0.2%)
Arabic 5 (0.1%)

Age Distribution

0-4 244 (6.1%)
5-14 441 (11.1%)
15-19 303 (7.6%)
20-24 514 (12.9%)
25-34 677 (17.0%)
35-44 494 (12.4%)
45-54 412 (10.3%)
55-64 365 (9.2%)
65-74 273 (6.8%)
75-84 142 (3.6%)
85+ 110 (2.8%)

Family & Household Composition

Lone Person 544 (42.4%)
Couple Families 316 (24.6%)
One Parent Families 271 (21.1%)
Group Household 124 (9.7%)
Other Families 27 (2.1%)

Commute to Work

Car (driver) 1,200 (71.5%)
Worked from Home 273 (16.3%)
Car (passenger) 91 (5.4%)
Walked Only 49 (2.9%)
Bus 36 (2.1%)
Bicycle 22 (1.3%)
Train 8 (0.5%)

2% of employed residents work in a capital's city centre (39 of 1,990).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 1,063 people work here; 1,990 employed residents live here.

Mostly a place people commute from: 0.5 jobs per working resident. At least 47% of employed residents must work outside the suburb.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 580 (14.5%)
Bachelor Degree 572 (14.3%)
Advanced Diploma / Diploma 325 (8.1%)
Postgraduate Degree 173 (4.3%)
Graduate Diploma / Certificate 93 (2.3%)

Cars per Dwelling

0 cars 110 (7.0%)
1 car 714 (45.7%)
2 cars 527 (33.7%)
3 cars 150 (9.6%)
4+ cars 56 (3.6%)

Council Rates

Greater Bendigo
FY 2024-25

Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.

Avg residential rate
$1,949/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.395¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Flora Hill's area by planning zone
2026-09
  • Residential 61%
  • Parks and recreation 20%
  • Infrastructure and transport 18%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Greater Bendigo

The whole council area, not just Flora Hill · new residential dwellings
to 2026-08

In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.

Trailing 12 months
885dwellings
+28.0% YoY
Houses
797
detached dwellings
Units
88
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Redesdale, 33.2 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
269 m
above sea level, at the suburb centre
Near high-voltage lines
7.6% of addresses
170 within 100 m of an overhead line of 110 kV or more
Annual rainfall
553 mm
72 rainy days
Summer max (Jan)
29.6°C
18 days ≥ 35°C
Winter min (Jul)
3.1°C
23 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

6 facilities within 5 km

EV adoption

0.7%
of light vehicles are electric
Up from 0.09% in 2021
+0.3 points this year

In postcode 3550, 256 of 35,281 registered light vehicles are battery-electric on 31 January 2025. A further 2.9% (1,011 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.6%.

Electric share, year by year
2021
0.09%
2022
0.14%
2023
0.24%
2024
0.43%
2025
0.73%

Rooftop solar

34
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3550, 6,359 rooftop-solar systems totalling 41.4 MW have been installed since 2001, against 18,930 dwellings recorded in the 2021 Census. 369 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
445
2020
547
2021
512
2022
425
2023
435
2024
427
2025
383
2026
205

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

2 first-home grants were paid in postcode 3550 in 2025-26, rank 176 of 298 Victorian postcodes. The most was 440, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,077
Loan amount
$472,000
Total interest over 30 years
$635,751

1 mortgage broker is registered in this suburb, 23 across postcode 3550.

Deposit
$118,000
Stamp duty
$30,470
Cash needed at settlement
$148,470

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Bendigo

Currently held by Lisa Chesters Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Lisa Chesters 51.4% 48.6% +51.4
2022 Lisa Chesters 62.1% 37.9% -3.3
2019 Lisa Chesters 59.0% 41.0% -5.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Bendigo East District

Currently held by Jacinta Allan Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jacinta Allan ALP 50.0% 60.9% 39.1%
2018 Jacinta Allan ALP 50.4% 62.1% 37.9%
2014 Jacinta Allan ALP 55.0% 55.0% 45.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Flora Hill?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Flora Hill

Is Flora Hill a safe place to live?

Recorded crime in Flora Hill is high (79/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Flora Hill?

Flora Hill has a moderate recorded bushfire history (61/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (27/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Flora Hill a good place to live?

Flora Hill has a SuburbScan Liveability grade of D (31/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Flora Hill?

Flora Hill, VIC had a population of 3,989 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Flora Hill, VIC?

The postcode for Flora Hill, VIC is 3550.

How far is Flora Hill from Melbourne?

Flora Hill is 152 km from Melbourne CBD by road, about 111 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Flora Hill?

At the 2021 ABS Census, median household income in Flora Hill was $70,044 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Flora Hill?

The median advertised rent in Flora Hill is $505 a week for houses (36 listings) and $425 a week for units (6 listings), from rental listings over the last six months.

What is the median age in Flora Hill?

The median age of residents in Flora Hill was 32 at the 2021 ABS Census.

Is Flora Hill at risk of bushfire?

Flora Hill has a moderate recorded bushfire history (61/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Flora Hill?

There is 1 school inside the Flora Hill boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Flora Hill walkable?

Flora Hill scores 62/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Flora Hill?

At the nearest Bureau of Meteorology station to Flora Hill, Redesdale (33.2 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Flora Hill?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Flora Hill belong to?

Flora Hill sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Flora Hill?

The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Flora Hill?

Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Flora Hill in?

Flora Hill sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).

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Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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