Fishermans Bay NSW 2316

Fishermans Bay sits 203 km from Sydney CBD in New South Wales, around 2 hours 40 minutes by car. Census data records 76 residents with a median age of 59 and a median household income of $97,500 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 20.6% from 2016 to 2021. The 2021 Census recorded a median rent of $350 per week and a median monthly mortgage of $3,331. The area shows high bushfire risk. Walkability is low.

This suburb is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 76. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Fishermans Bay?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

Not enough data to score this suburb.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Q4 2025

Fishermans Bay's house market is moving higher: the median sale price reached $1.51 million in the December 2025 quarter, roughly 59% above where it sat a year earlier. That said, only two sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 136% over the past decade — 9.0% per year on average.

$1,510,000

last 5 quarters
Pricier than 75% of NSW
↑ +58.9% year-on-year
↑ +135.9% over 2015–2025 (+9.0%/yr compound)

Based on only 2 sales — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
All rentals
$650/wk
24 bonds
+29% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2316 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

76 Severely unaffordable · the average rental household in this region would pay about 39% of its income on the median rent in postcode 2316.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Serious Road Crashes

2021–2025

No crash in Fishermans Bay killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Port Stephens Council has published 7 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 7 on the portal

Coastal Erosion

43
monitoring points
within 5 km
23
actively eroding
> 0.1 m/yr retreat
-0.15
worst rate (m/yr)
Moderate
470 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 41 (95%)
Moderate erosion (0.1–0.3 m/yr) 2 (5%)
Significant erosion (> 0.3 m/yr) 0 (0%)

Nearest Eroding Coastline

Distance
470 m
Rate
-0.04 m/yr
Net Movement
-3.9 m
Certainty
good

Data Quality

High certainty: 7 of 43 points (16%)

Schools

No schools in this suburb boundary.

Walkability

Fishermans Bay is car-dependent on foot — at 37/100, most errands require a car.

37
out of 100
Car-Dependent
Top 22% in NSW
Public Transport within 1 km 40
Schools within 1.5 km 60
Parks within 800 m 80
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 80
Hospitals within 5 km 0

NBN connectivity

The internet access technology available across NBN premises in Fishermans Bay.

45
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
0%
Premises covered
58
Technology mix
Fibre to the node (FTTN) 98%
Fixed wireless (WIRELESS) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Port Stephens: council population

The whole council area, not just Fishermans Bay · estimated residents
at 30 June 2025
Residents
80,070
+1.3% in a year
Change
+1,022
people since 2024
Density
93
people per km² across the council area
What drove the change
Natural increase
+48
births minus deaths
Net internal migration
+716
moves within Australia
Net overseas migration
+258
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
7/10 within NSW
income, education, jobs and housing together
Economic resources
8/10
8/10 within NSW
income against housing cost and household size
Education and occupation
8/10
7/10 within NSW
qualifications and job type, income excluded

Fishermans Bay is home to 76 residents, with a median age of 59 — noticeably older than the national figure of 38. Median household income runs at $98,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

76

20.6% since 2016

Median Age

59

13.5% since 2016

Median Household Income

$97,500/yr

36.4% since 2016

Census Median Rent

$350/wk

Census Median Mortgage

$3,331/mo

36.0% since 2016

Avg Household Size

2.2

no change since 2016

Median Personal Income

$46,124/yr

50.6% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

46.4%

45.5% since 2016

Total Dwellings

28

3.7% since 2016

Owner-Occupier Rate

90.3%

9.7% since 2016

Houses

103.6%

11.9% since 2016

Rental Stress

18.7%

Mortgage Stress

41.0%

0.2% since 2016

Work From Home

48.0%

116.2% since 2016

Dwelling Types

Houses 29 (103.6%)
Townhouses 4 (14.3%)

Property Ownership

Owned Outright 25 (80.6%)
Mortgage 3 (9.7%)
Renting 3 (9.7%)

Demographics

Born in Australia
69.7%
English Spoken at Home
88.2%
Employment Rate
47.9%
17.3% since 2016
Completed Year 12
64.5%

Occupations

Professionals 14 (40.0%)
Managers 4 (11.4%)
Sales 4 (11.4%)

Religion

Christianity 39 (51.3%)
No Religion 35 (46.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

South Africa 3 (3.9%)

Age Distribution

5-14 6 (7.9%)
15-19 4 (5.3%)
35-44 6 (7.9%)
45-54 12 (15.8%)
55-64 22 (28.9%)
65-74 14 (18.4%)
75-84 8 (10.5%)
85+ 4 (5.3%)

Family & Household Composition

Couple Families 8 (72.7%)
Lone Person 3 (27.3%)

Commute to Work

Car (driver) 13 (52.0%)
Worked from Home 12 (48.0%)

Education

Bachelor Degree 19 (25.0%)
Postgraduate Degree 11 (14.5%)
Advanced Diploma / Diploma 9 (11.8%)
Certificate III & IV 8 (10.5%)
Graduate Diploma / Certificate 4 (5.3%)

Cars per Dwelling

1 car 9 (32.1%)
2 cars 23 (82.1%)
3 cars 5 (17.9%)

Council Rates

Port Stephens
FY 2024-25

Households face an average residential rates bill of $1,359 a year through Port Stephens based on 2024 figures.

Avg residential rate
$1,359/yr
10% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Fishermans Bay's area by planning zone
2026-09
  • Environmental 77%
  • Residential 21%
  • Parks and recreation 1%
  • Not zoned 1%

Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Port Stephens

The whole council area, not just Fishermans Bay · new residential dwellings
to 2026-08

In the year to August 2026, 495 new dwellings were approved across Port Stephens. That mix is 294 houses and 201 units. Approvals are down 72.1% on the same period a year earlier.

Trailing 12 months
495dwellings
-72.1% YoY
Houses
294
detached dwellings
Units
201
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Worimi Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Williamtown RAAF, 24.2 km

High rainfall — hot summers, mild winters.

Elevation
33 m
above sea level, at the suburb centre
Distance to the ocean
445 m
539 m to a named beach
Annual rainfall
1,181 mm
95 rainy days
Summer max (Jan)
28.7°C
13 days ≥ 35°C
Winter min (Jul)
7.5°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.11% in 2021
+0.1 points this year

In postcode 2316, 30 of 5,708 registered light vehicles are battery-electric on 31 January 2025. A further 2.7% (155 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.

Electric share, year by year
2021
0.11%
2022
0.13%
2023
0.23%
2024
0.37%
2025
0.53%

Rooftop solar

56
systems per 100 dwellings
Averaging 6.8 kW each

In postcode 2316, 1,672 rooftop-solar systems totalling 11.3 MW have been installed since 2001, against 2,984 dwellings recorded in the 2021 Census. 104 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
148
2020
168
2021
163
2022
139
2023
180
2024
117
2025
85
2026
87

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$7,875
Loan amount
$1,208,000
Total interest over 30 years
$1,627,092
Deposit
$302,000
Stamp duty
$64,337
Cash needed at settlement
$366,337

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Paterson

Currently held by Meryl Swanson Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Meryl Swanson 56.9% 43.1% +4.3
2022 Meryl Swanson 53.3% 46.7% +1.7
2019 Meryl Swanson 55.0% 45.0% +5.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Port Stephens District

Currently held by Kate Washington Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Kate Washington ALP 69.0%
2019 Kate Washington ALP 55.8%
2015 Kate Washington ALP 54.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Fishermans Bay?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Fishermans Bay to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Fishermans Bay

Is Fishermans Bay a safe place to live?

Fishermans Bay had no recorded offences in the latest year of NSW police data.

What natural hazards affect Fishermans Bay?

Fishermans Bay has a high recorded bushfire history (84/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Fishermans Bay?

Fishermans Bay, NSW had a population of 76 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Fishermans Bay, NSW?

The postcode for Fishermans Bay, NSW is 2316.

How far is Fishermans Bay from Sydney?

Fishermans Bay is 203 km from Sydney CBD by road, about 159 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Fishermans Bay?

At the 2021 ABS Census, median household income in Fishermans Bay was $97,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Fishermans Bay?

There are too few current rental listings in Fishermans Bay for a reliable median. At the 2021 ABS Census the median weekly rent was $350, across all dwelling types.

What is the median age in Fishermans Bay?

The median age of residents in Fishermans Bay was 59 at the 2021 ABS Census.

Is Fishermans Bay at risk of bushfire?

Fishermans Bay has a high recorded bushfire history (84/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Fishermans Bay walkable?

Fishermans Bay scores 37/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Fishermans Bay?

At the nearest Bureau of Meteorology station to Fishermans Bay, Williamtown RAAF (24.2 km away), summer days average 28.7°C, winter nights 7.5°C, 1,181 mm of rain a year over 95 rainy days, and 13 days a year above 35°C over 2006-2026.

What is the median house price in Fishermans Bay?

The median sale price for houses in Fishermans Bay was $1,510,000 in the Q4 2025 quarter, based on a small sample of 2 sales — take as indicative.

Is the First Home Owner Grant available in Fishermans Bay?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Fishermans Bay belong to?

Fishermans Bay sits within the Port Stephens local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Fishermans Bay?

The average residential rates bill through Port Stephens is $1,359 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Fishermans Bay?

Across Port Stephens, 495 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 72.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Fishermans Bay in?

Fishermans Bay sits within the federal Division of Paterson, currently held by Meryl Swanson (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or