Fishermans Bay NSW 2316
Fishermans Bay sits 203 km from Sydney CBD in New South Wales, around 2 hours 40 minutes by car. Census data records 76 residents with a median age of 59 and a median household income of $97,500 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 20.6% from 2016 to 2021. The 2021 Census recorded a median rent of $350 per week and a median monthly mortgage of $3,331. The area shows high bushfire risk. Walkability is low.
This suburb is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 76. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Median House Price
Q4 2025Fishermans Bay's house market is moving higher: the median sale price reached $1.51 million in the December 2025 quarter, roughly 59% above where it sat a year earlier. That said, only two sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 136% over the past decade — 9.0% per year on average.
$1,510,000
Based on only 2 sales — small sample, take as indicative.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- All rentals
- $650/wk
- 24 bonds
- +29% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2316 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202576 Severely unaffordable · the average rental household in this region would pay about 39% of its income on the median rent in postcode 2316.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Serious Road Crashes
2021–2025No crash in Fishermans Bay killed anyone or put anyone in hospital in 2021–2025.
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Port Stephens Council has published 7 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Coastal Erosion
Shoreline Change Summary
1988–2025Nearest Eroding Coastline
- Distance
- 470 m
- Rate
- -0.04 m/yr
- Net Movement
- -3.9 m
- Certainty
- good
Data Quality
Schools
Walkability
Fishermans Bay is car-dependent on foot — at 37/100, most errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Fishermans Bay.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 58
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Port Stephens: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
Fishermans Bay is home to 76 residents, with a median age of 59 — noticeably older than the national figure of 38. Median household income runs at $98,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
76
Median Age
59
Median Household Income
$97,500/yr
Census Median Rent
$350/wk
Census Median Mortgage
$3,331/mo
Avg Household Size
2.2
Median Personal Income
$46,124/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
46.4%
Total Dwellings
28
Owner-Occupier Rate
90.3%
Houses
103.6%
Rental Stress
18.7%
Mortgage Stress
41.0%
Work From Home
48.0%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 69.7%
- English Spoken at Home
- 88.2%
- Employment Rate
- 47.9%
- Completed Year 12
- 64.5%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,359 a year through Port Stephens based on 2024 figures.
How this land is zoned
- Environmental 77%
- Residential 21%
- Parks and recreation 1%
- Not zoned 1%
Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Port Stephens
In the year to August 2026, 495 new dwellings were approved across Port Stephens. That mix is 294 houses and 201 units. Approvals are down 72.1% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Worimi Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Williamtown RAAF, 24.2 kmHigh rainfall — hot summers, mild winters.
- Elevation
- 33 m
- above sea level, at the suburb centre
- Distance to the ocean
- 445 m
- 539 m to a named beach
- Annual rainfall
- 1,181 mm
- 95 rainy days
- Summer max (Jan)
- 28.7°C
- 13 days ≥ 35°C
- Winter min (Jul)
- 7.5°C
- 0 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2316, 30 of 5,708 registered light vehicles are battery-electric on 31 January 2025. A further 2.7% (155 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.
Rooftop solar
In postcode 2316, 1,672 rooftop-solar systems totalling 11.3 MW have been installed since 2001, against 2,984 dwellings recorded in the 2021 Census. 104 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 medianTransfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,510,000 this is $910,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Meryl Swanson Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Meryl Swanson | 56.9% | 43.1% | +4.3 |
| 2022 | Meryl Swanson | 53.3% | 46.7% | +1.7 |
| 2019 | Meryl Swanson | 55.0% | 45.0% | +5.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Kate Washington Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Kate Washington ALP | 69.0% |
| 2019 | Kate Washington ALP | 55.8% |
| 2015 | Kate Washington ALP | 54.7% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Fishermans Bay?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 76 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
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Common questions about Fishermans Bay
Is Fishermans Bay a safe place to live?
Fishermans Bay had no recorded offences in the latest year of NSW police data.
What natural hazards affect Fishermans Bay?
Fishermans Bay has a high recorded bushfire history (84/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Fishermans Bay?
Fishermans Bay, NSW had a population of 76 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Fishermans Bay, NSW?
The postcode for Fishermans Bay, NSW is 2316.
How far is Fishermans Bay from Sydney?
Fishermans Bay is 203 km from Sydney CBD by road, about 159 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Fishermans Bay?
At the 2021 ABS Census, median household income in Fishermans Bay was $97,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Fishermans Bay?
There are too few current rental listings in Fishermans Bay for a reliable median. At the 2021 ABS Census the median weekly rent was $350, across all dwelling types.
What is the median age in Fishermans Bay?
The median age of residents in Fishermans Bay was 59 at the 2021 ABS Census.
Is Fishermans Bay at risk of bushfire?
Fishermans Bay has a high recorded bushfire history (84/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Fishermans Bay walkable?
Fishermans Bay scores 37/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Fishermans Bay?
At the nearest Bureau of Meteorology station to Fishermans Bay, Williamtown RAAF (24.2 km away), summer days average 28.7°C, winter nights 7.5°C, 1,181 mm of rain a year over 95 rainy days, and 13 days a year above 35°C over 2006-2026.
What is the median house price in Fishermans Bay?
The median sale price for houses in Fishermans Bay was $1,510,000 in the Q4 2025 quarter, based on a small sample of 2 sales — take as indicative.
Is the First Home Owner Grant available in Fishermans Bay?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Fishermans Bay belong to?
Fishermans Bay sits within the Port Stephens local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Fishermans Bay?
The average residential rates bill through Port Stephens is $1,359 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Fishermans Bay?
Across Port Stephens, 495 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 72.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Fishermans Bay in?
Fishermans Bay sits within the federal Division of Paterson, currently held by Meryl Swanson (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.