Finley NSW 2713
Finley is a town in New South Wales, 655 km from Sydney CBD, around 7 hours 5 minutes by car. Population is 2,455; the median age is 51 and the median household income is $55,432 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population fell 2.5% from 2016 to 2021. The 2021 Census recorded a median rent of $175 per week and a median monthly mortgage of $953. The area shows high crime risk. Of 3 schools within the town boundary, 1 ranks above the state average, and walkability is low.
Is Finley a good town?
Finley scores a C (35/100) on SuburbScan's Liveability grade — strong on schools and prices, weaker on transit and community.
Above the state average
3 schools · 1 above peer schools · Top 23% in NSW
Car-dependent
Walkability 14/100 · 655 km · 424 min drive to Sydney
More affordable than most
Median $360K · More affordable than 88% of NSW
Moderate crime risk
Fire 32/100 · Crime 67/100
Highly disadvantaged
SEIFA decile 2/10 · median age 51 · 2,455 residents
Liveability Rating
35 / 100 · Ranked #1152 in NSWEach bar is Finley's rank among NSW suburbs, from 0 to 100 (higher is better).
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Finley?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
35 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataFinley's house market is moving higher: the median sale price reached $360,000, roughly 16% above where it sat a year earlier.
Houses
$360,000
31% above its 3 neighbours (median $275,000)
Based on 75 recorded sales in the last 24 months.
Typically sold in 79 days — median across 25 sales that recorded a listing period
By bedrooms
- 2 bed 6 sales $273K
- 3 bed 38 sales $355K
- 4 bed 19 sales $425K
- 5 bed 6 sales $492K
Land
$115,000
Based on 10 recorded sales in the last 24 months.
Currently for Sale
Last 6 monthsHouses in Finley are currently listed at around $395,000 on average. Based on 21 houses listed in the past six months.
Houses
$395K
21 houses listed in the last 6 months.
Units
$410K
3 units listed in the last 6 months.
24 of the suburb's 949 dwellings (2.5%) were listed for sale in the last 6 months.
Is Finley safe? Crime statistics
2025Crime in Finley sits in the moderate band, with 129 incidents recorded in 2025 — down roughly 42% on the prior year.
129 offences
41.6% since 2024Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Berrigan Shire Council has published 2 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Three schools serve Finley, and results are mixed — some outperforming peer-suburb schools, some below. Finley High School leads the pack.
- • 526 students across 3 schools (avg 175)
- • Sectors: 2 Government, 1 Catholic
- • ICSEA 959-998, median 965 (below the national baseline of 1000)
- • Largest: Finley High School (304 students)
Primary
Secondary
Walkability
Finley is very car-dependent on foot — at 14/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Finley.
- Peak (7-9am + 5-7pm)
- 19.8 arrivals/hr
- Off-peak weekday
- 7.9 arrivals/hr
- Saturday
- 0.1 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 9.7 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Finley.
- Full-fibre (FTTP) share
- 28%
- Premises covered
- 1,557
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Berrigan: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.
Socio-economic profile
The ABS scores 8 small areas inside this town and averages them into the single decile above. They fall into 5 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.
Finley is home to about 2,500 residents, with a median age of 51 — noticeably older than the national figure of 38. Median household income runs at $55,000 a year, with unemployment at 3.5%.
2021 Census · change since 2016
Population
2,455
Median Age
51
Median Household Income
$55,432/yr
Census Median Rent
$175/wk
Census Median Mortgage
$953/mo
Avg Household Size
2.2
Median Personal Income
$33,072/yr
Unemployment Rate
3.5%
Unoccupied Dwellings
10.6%
Total Dwellings
949
Owner-Occupier Rate
77.3%
Houses
91.1%
Rental Stress
16.4%
Mortgage Stress
20.6%
Work From Home
13.1%
Dwelling Types
Property Ownership
8 rented from a state or territory housing authority and 7 from a community housing provider, as a share of the 207 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 79.8%
- English Spoken at Home
- 84.3%
- Employment Rate
- 49.3%
- Completed Year 12
- 25.5%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
33 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
4.2% of residents (99) lived in a capital city five years earlier, most of them in Melbourne (52).
Top places newcomers came from, as a share of the 2,349 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Local Jobs
People who work in this town against employed people who live here, 2021 Census.
About 1,018 people work here; 1,020 employed residents live here.
Roughly as many jobs as working residents (1.0 per resident).
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $867 a year through Berrigan based on 2024 figures.
How this land is zoned
- Rural and farming 99%
- Infrastructure and transport 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.
Building Approvals: Berrigan
In the year to August 2026, 42 new dwellings were approved across Berrigan. That mix is 38 houses and 4 units. Approvals are down 60.0% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Cummeragunja Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Setting
- Elevation
- 108 m
- above sea level, at the town centre
- Near high-voltage lines
- 1.0% of addresses
- 20 within 100 m of an overhead line of 110 kV or more
Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2713, 3 of 2,173 registered light vehicles are battery-electric on 31 January 2025. A further 1.8% (39 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.9%.
Rooftop solar
In postcode 2713, 773 rooftop-solar systems totalling 6.9 MW have been installed since 2001, against 1,187 dwellings recorded in the 2021 Census. 33 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $360,000 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by David Farley One Nation — elected at the 2026 by-election, after the results below
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Sussan Ley | 37.1% | 62.9% | +3.5 |
| 2022 | Sussan Ley | 33.6% | 66.3% | -3.5 |
| 2019 | Sussan Ley | 30.2% | 69.8% | -0.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.
State Electorate
Currently held by Helen Dalton Independent
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Helen Dalton IND | 66.0% |
| 2019 | Helen Dalton | 53.5% |
| 2015 | Adrian Piccoli NP | 72.7% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Finley?
Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,455 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Finley to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Finley
Is Finley a safe place to live?
Recorded crime in Finley is moderate (67/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Finley?
Finley has a low recorded bushfire history (32/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Finley a good place to live?
Finley has a SuburbScan Liveability grade of C (35/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Finley?
Finley, NSW had a population of 2,455 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Finley, NSW?
The postcode for Finley, NSW is 2713.
How far is Finley from Sydney?
Finley is 655 km from Sydney CBD by road, about 424 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Finley?
At the 2021 ABS Census, median household income in Finley was $55,432 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Finley?
There are too few current rental listings in Finley for a reliable median. At the 2021 ABS Census the median weekly rent was $175, across all dwelling types.
What is the median age in Finley?
The median age of residents in Finley was 51 at the 2021 ABS Census.
Is Finley at risk of bushfire?
Finley has a low recorded bushfire history (32/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Finley?
There are 3 schools inside the Finley boundary: 1 above, 1 at, and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Finley walkable?
Finley scores 14/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
Is the First Home Owner Grant available in Finley?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Finley belong to?
Finley sits within the Berrigan local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Finley?
The average residential rates bill through Berrigan is $867 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Finley?
Across Berrigan, 42 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 60.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Finley in?
Finley sits within the federal Division of Farrer, currently held by David Farley (One Nation).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.