Fernmount NSW 2454
Fernmount sits 512 km from Sydney CBD in New South Wales, around 5 hours 35 minutes by car. Census data records 444 residents with a median age of 46 and a median household income of $92,768 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The locality grew 20.3% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $350 per week and a median monthly mortgage of $1,833. Fernmount is characterised by no recorded bushfire exposure. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 444. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Median House Price
Q4 2025Fernmount's house market is moving higher: the median sale price reached $1.12 million in the December 2025 quarter, about 7% above where it sat a year earlier. Zoom out: prices have climbed roughly 193% over the past decade — 11.3% per year on average.
Houses
$1,120,000
Based on 11 recorded sales in the quarter.
Land
$660,000
Based on only 2 sales — small sample, take as indicative.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $655/wk
- 14 bonds
- +27% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2454 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202589 Unaffordable · the average rental household in this region would pay about 34% of its income on the median rent in postcode 2454.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
11 active Airbnb listings: 11 whole homes and 0 rooms. Whole homes are about 7.2% of the locality's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Fernmount safe? Crime statistics
2025Crime in Fernmount sits in the low band, with 4 incidents recorded in 2025 — down roughly 64% on the prior year.
4 offences
63.6% since 2024Crime Trend
Serious Road Crashes
2021–20258 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Bellingen Shire Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Walkability
Fernmount is very car-dependent on foot — at 16/100, nearly all errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Fernmount.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 174
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Bellingen: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Fernmount is home to 444 residents, with a median age of 46, a touch above the national 38. Median household income runs at $93,000 a year, with unemployment at 3.8%.
2021 Census · change since 2016
Population
444
Median Age
46
Median Household Income
$92,768/yr
Census Median Rent
$350/wk
Census Median Mortgage
$1,833/mo
Avg Household Size
2.7
Median Personal Income
$39,988/yr
Unemployment Rate
3.8%
Unoccupied Dwellings
5.3%
Total Dwellings
150
Owner-Occupier Rate
88.7%
Houses
96.0%
Rental Stress
19.6%
Mortgage Stress
23.7%
Work From Home
20.1%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 77.5%
- English Spoken at Home
- 88.3%
- Employment Rate
- 54.4%
- Completed Year 12
- 43.2%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
3% of employed residents work in a capital's city centre (5 of 199).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,592 a year through Bellingen based on 2024 figures.
How this land is zoned
- Rural and farming 54%
- Environmental 30%
- Residential 16%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Bellingen
In the year to August 2026, 40 new dwellings were approved across Bellingen. That mix is 36 houses and 4 units. Approvals are up 12.5% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Coffs Harbour Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
CLEANPM2.5 averaged 4.3 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 10.8 µg/m³ · NO₂ averaged 0.22 pphm. Days over the limit in 2025: PM10 0 · NO₂ 0 · ozone 0.
From the Coffs Harbour monitoring station, 25.8 km away.
Climate & Setting
from Lower Bucca, 37.9 kmHigh rainfall.
- Elevation
- 16 m
- above sea level, at the locality centre
- Distance to the ocean
- 8.4 km
- Annual rainfall
- 1,827 mm
- 115 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2454, 62 of 6,573 registered light vehicles are battery-electric on 31 January 2025. A further 2.1% (138 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.0%.
Rooftop solar
In postcode 2454, 2,303 rooftop-solar systems totalling 13.3 MW have been installed since 2001, against 3,274 dwellings recorded in the 2021 Census. 136 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 median1 mortgage broker is registered in postcode 2454.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $1,120,000 this is $520,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Pat Conaghan The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Pat Conaghan | 40.9% | 59.1% | +0.5 |
| 2022 | Pat Conaghan | 40.5% | 59.5% | -2.4 |
| 2019 | Pat Conaghan | 38.1% | 61.9% | -0.7 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Michael Kemp The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Michael Kemp NP | 62.8% |
| 2019 | Melinda Pavey NP | 64.9% |
| 2015 | Melinda Pavey NP | 60.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Fernmount?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 444 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Fernmount to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Fernmount
Is Fernmount a safe place to live?
Recorded crime in Fernmount is low (16/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Fernmount?
Fernmount has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Fernmount?
Fernmount, NSW had a population of 444 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Fernmount, NSW?
The postcode for Fernmount, NSW is 2454.
How far is Fernmount from Sydney?
Fernmount is 512 km from Sydney CBD by road, about 336 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Fernmount?
At the 2021 ABS Census, median household income in Fernmount was $92,768 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Fernmount?
There are too few current rental listings in Fernmount for a reliable median. At the 2021 ABS Census the median weekly rent was $350, across all dwelling types.
What is the median age in Fernmount?
The median age of residents in Fernmount was 46 at the 2021 ABS Census.
Is Fernmount walkable?
Fernmount scores 16/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Fernmount?
The nearest government air-quality monitoring station to Fernmount (Coffs Harbour) recorded a 2025 annual mean PM2.5 of 4.3 µg/m³ and PM10 of 10.8 µg/m³. That puts Fernmount below the WHO annual guideline of 5 µg/m³.
What is the weather like in Fernmount?
At the nearest Bureau of Meteorology station to Fernmount, Lower Bucca (37.9 km away), 1,827 mm of rain a year over 115 rainy days over 2006-2026.
What is the median house price in Fernmount?
The median sale price for houses in Fernmount was $1,120,000 in the Q4 2025 quarter, based on 11 recorded sales.
Is the First Home Owner Grant available in Fernmount?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Fernmount belong to?
Fernmount sits within the Bellingen local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Fernmount?
The average residential rates bill through Bellingen is $1,592 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Fernmount?
Across Bellingen, 40 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 12.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Fernmount in?
Fernmount sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.