Fernbank VIC 3864
Fernbank is a rural locality in Victoria, 258 km from Melbourne CBD, around 3 hours 10 minutes by car. Population is 194; the median age is 47 and the median household income is $79,612 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 27.6% from 2016 to 2021. The 2021 Census recorded a median rent of $200 per week and a median monthly mortgage of $1,222. The area shows high bushfire risk and high crime risk. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 194. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Our score
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Is Fernbank safe? Crime statistics
2026Crime in Fernbank sits in the high band, with 16 incidents recorded in 2026 — up roughly 433% on the prior year.
16 offences
433.3% since 2025Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Walkability
Fernbank is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Fernbank.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 49
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
East Gippsland: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Fernbank is home to 194 residents, with a median age of 47, a touch above the national 38. Median household income runs at $80,000 a year, with unemployment at 13.4%.
2021 Census · change since 2016
Population
194
Median Age
47
Median Household Income
$79,612/yr
Census Median Rent
$200/wk
Census Median Mortgage
$1,222/mo
Avg Household Size
2.6
Median Personal Income
$31,512/yr
Unemployment Rate
13.4%
Unoccupied Dwellings
10.0%
Total Dwellings
70
Owner-Occupier Rate
90.1%
Houses
98.6%
Rental Stress
13.1%
Mortgage Stress
18.4%
Work From Home
20.8%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 83.0%
- English Spoken at Home
- 89.2%
- Employment Rate
- 52.5%
- Completed Year 12
- 32.5%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,807 a year through East Gippsland based on 2024 figures.
How this land is zoned
- Rural and farming 86%
- Parks and recreation 12%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: East Gippsland
In the year to August 2026, 386 new dwellings were approved across East Gippsland. That mix is 362 houses and 24 units. Approvals are up 50.0% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Gunaikurnai Land and Waters Aboriginal Corporation (appointed 2017).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Bairnsdale Airport, 21.6 kmModerate rainfall — warm summers, cold winters with occasional frost.
- Elevation
- 83 m
- above sea level, at the locality centre
- Distance to the ocean
- 33.1 km
- Annual rainfall
- 620 mm
- 82 rainy days
- Summer max (Jan)
- 25.5°C
- 8 days ≥ 35°C
- Winter min (Jul)
- 4.5°C
- 7 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3864, 0 of 246 registered light vehicles are battery-electric on 31 January 2025. A further 0.0% (0 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 0.0%.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3864 in 2025-26. The most was 3, in 2004-05.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Federal Electorate
Currently held by Darren Chester The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Darren Chester | 30.6% | 69.4% | +1.2 |
| 2022 | Darren Chester | 29.4% | 70.6% | +3.9 |
| 2019 | Darren Chester | 33.3% | 66.7% | -1.5 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Tim Bull The Nationals
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Tim Bull NP | 63.3% | 26.1% | 73.9% |
| 2018 | Tim Bull NP | 56.7% | 32.4% | 67.6% |
| 2014 | Tim Bull NP | 60.4% | 32.1% | 67.9% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Fernbank?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 194 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Fernbank to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
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Common questions about Fernbank
Is Fernbank a safe place to live?
Recorded crime in Fernbank is high (71/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Fernbank?
Fernbank has a high recorded bushfire history (90/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Fernbank?
Fernbank, VIC had a population of 194 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Fernbank, VIC?
The postcode for Fernbank, VIC is 3864.
How far is Fernbank from Melbourne?
Fernbank is 258 km from Melbourne CBD by road, about 189 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Fernbank?
At the 2021 ABS Census, median household income in Fernbank was $79,612 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Fernbank?
There are too few current rental listings in Fernbank for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.
What is the median age in Fernbank?
The median age of residents in Fernbank was 47 at the 2021 ABS Census.
Is Fernbank at risk of bushfire?
Fernbank has a high recorded bushfire history (90/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
What is the weather like in Fernbank?
At the nearest Bureau of Meteorology station to Fernbank, Bairnsdale Airport (21.6 km away), summer days average 25.5°C, winter nights 4.5°C, 620 mm of rain a year over 82 rainy days, and 8 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Fernbank?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Fernbank belong to?
Fernbank sits within the East Gippsland local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Fernbank?
The average residential rates bill through East Gippsland is $1,807 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Fernbank?
Across East Gippsland, 386 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 50.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Fernbank in?
Fernbank sits within the federal Division of Gippsland, currently held by Darren Chester (The Nationals).
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Data freshness
- Census · 2021
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.