Eppalock VIC 3551
Located in Victoria, Eppalock sits 137 km from Melbourne CBD, around 1 hour 55 minutes by car. The locality has 746 residents, a median age of 43, and a median household income of $97,916 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. The locality grew 8.9% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $320 per week and a median monthly mortgage of $1,624. Eppalock is characterised by no recorded flood exposure. Walkability is low.
Is Eppalock a good place to live?
Eppalock scores a B (53/100) on SuburbScan's Liveability grade — weaker on transit.
Car-dependent
Walkability 0/100 · 137 km · 115 min drive to Melbourne
Median available
Median $941K
Moderate crime risk
Fire 12/100 · Crime 53/100 · Flood 0/100
Mid-range socio-economic
SEIFA decile 6/10 · median age 43 · 746 residents
Liveability Rating
53 / 100 · Ranked #386 in VICEach bar is Eppalock's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Eppalock?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
53 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataEppalock's house market is moving higher: the median sale price reached $941,000, roughly 16% above where it sat a year earlier.
$941,250
21% above its 3 neighbours (median $780,000)
Based on 14 recorded sales in the last 24 months.
By bedrooms
- 3 bed 5 sales $770K
- 4 bed 6 sales $960K
Currently for Sale
Last 6 monthsHouses in Eppalock are currently listed at around $1.04 million on average. Based on 4 houses listed in the past six months.
$1.04M
4 houses listed in the last 6 months.
4 of the suburb's 236 dwellings (1.7%) were listed for sale in the last 6 months.
Rental Market
Rental affordability
June quarter 202593 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 3551.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Is Eppalock safe? Crime statistics
2026Crime in Eppalock sits in the moderate band, with 28 incidents recorded in 2026 — up roughly 22% on the prior year.
28 offences
21.7% since 2025Crime Trend
Serious Road Crashes
2021–20255 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Walkability
Eppalock is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Eppalock.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 275
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Bendigo: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Eppalock is home to 746 residents, with a median age of 43, a touch above the national 38. Median household income runs at $98,000 a year, with unemployment at 2.1%.
2021 Census · change since 2016
Population
746
Median Age
43
Median Household Income
$97,916/yr
Census Median Rent
$320/wk
Census Median Mortgage
$1,624/mo
Avg Household Size
2.8
Median Personal Income
$38,844/yr
Unemployment Rate
2.1%
Unoccupied Dwellings
8.5%
Total Dwellings
236
Owner-Occupier Rate
98.2%
Houses
100.0%
Rental Stress
17.0%
Mortgage Stress
19.9%
Work From Home
19.3%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 83.6%
- English Spoken at Home
- 88.1%
- Employment Rate
- 59.6%
- Completed Year 12
- 38.7%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
11.3% of residents (81) lived in a capital city five years earlier, most of them in Melbourne (61).
Top places newcomers came from, as a share of the 716 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (4 of 369).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.
How this land is zoned
- Parks and recreation 37%
- Rural and farming 35%
- Environmental 28%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Greater Bendigo
In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Redesdale, 19.3 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 207 m
- above sea level, at the locality centre
- Annual rainfall
- 553 mm
- 72 rainy days
- Summer max (Jan)
- 29.6°C
- 18 days ≥ 35°C
- Winter min (Jul)
- 3.1°C
- 23 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3551, 189 of 33,479 registered light vehicles are battery-electric on 31 January 2025. A further 2.2% (723 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.
Rooftop solar
In postcode 3551, 8,119 rooftop-solar systems totalling 54.3 MW have been installed since 2001, against 12,599 dwellings recorded in the 2021 Census. 665 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
63 first-home grants were paid in postcode 3551 in 2025-26, rank 21 of 298 Victorian postcodes. The most was 289, in 2009-10.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
8 mortgage brokers are registered in postcode 3551.
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $941,250 this is $191,250 above the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Lisa Chesters Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Lisa Chesters | 51.4% | 48.6% | +51.4 |
| 2022 | Lisa Chesters | 62.1% | 37.9% | -3.3 |
| 2019 | Lisa Chesters | 59.0% | 41.0% | -5.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Jacinta Allan Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Jacinta Allan ALP | 50.0% | 60.9% | 39.1% |
| 2018 | Jacinta Allan ALP | 50.4% | 62.1% | 37.9% |
| 2014 | Jacinta Allan ALP | 55.0% | 55.0% | 45.0% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Eppalock?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 746 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Eppalock to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Eppalock
Is Eppalock a safe place to live?
Recorded crime in Eppalock is moderate (53/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Eppalock?
Eppalock has a low recorded bushfire history (12/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Eppalock a good place to live?
Eppalock has a SuburbScan Liveability grade of B (53/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Eppalock?
Eppalock, VIC had a population of 746 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Eppalock, VIC?
The postcode for Eppalock, VIC is 3551.
How far is Eppalock from Melbourne?
Eppalock is 137 km from Melbourne CBD by road, about 115 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Eppalock?
At the 2021 ABS Census, median household income in Eppalock was $97,916 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Eppalock?
There are too few current rental listings in Eppalock for a reliable median. At the 2021 ABS Census the median weekly rent was $320, across all dwelling types.
What is the median age in Eppalock?
The median age of residents in Eppalock was 43 at the 2021 ABS Census.
Is Eppalock at risk of bushfire?
Eppalock has a low recorded bushfire history (12/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
What is the weather like in Eppalock?
At the nearest Bureau of Meteorology station to Eppalock, Redesdale (19.3 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Eppalock?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Eppalock belong to?
Eppalock sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Eppalock?
The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Eppalock?
Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Eppalock in?
Eppalock sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
Was the information on this page useful to you?
Thanks! Anything we could improve?
We hate spam as much as you do — we'll never use your email for marketing, and we might not be able to reply to everyone.
Thanks for your feedback! 🙏
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.