Encounter Bay SA 5211

Encounter Bay is a suburb in South Australia, 87 km from Adelaide CBD, around 1 hour 15 minutes by car. Population is 5,305; the median age is 66 and the median household income is $48,308 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 8.2% from 2016 to 2021. The 2021 Census recorded a median rent of $305 per week and a median monthly mortgage of $1,170. The area shows high coastal erosion risk and no recorded bushfire exposure. Walkability is low.

Is Encounter Bay a good suburb?

Encounter Bay scores a C (46/100) on SuburbScan's Liveability grade — weaker on transit.

Transit

Car-dependent

Walkability 23/100 · 87.3 km · 76 min drive to Adelaide

Prices

Median available

Median $760K

Safety

Moderate flood risk

Fire 0/100 · Crime 23/100 · Flood 42/100

Community

Below-average income

SEIFA decile 3/10 · median age 66 · 5,305 residents

C

Liveability Rating

46 / 100 · Ranked #312 in SA

Each bar is Encounter Bay's rank among SA suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
93
Bushfire None · Crime Low · Flood Moderate
Socio-economic
29
Disadvantaged
Walkability
15
Car-dependent
CBD access
20
87.3 km · 76 min drive to Adelaide
How it's calculated: Safety rank 93 × 25% + Socio-economic rank 29 × 25% + Walkability rank 15 × 15% + CBD access rank 20 × 10% = 46 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Moderate

How do you rate the liveability in Encounter Bay?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

46 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

Encounter Bay's house market is moving higher: the median sale price reached $760,000, roughly 15% above where it sat a year earlier.

Houses

$760,000

last 7 quarters
↑ +15.3% year-on-year

Based on 227 recorded sales in the last 24 months.

Typically sold in 24 days — median across 110 sales that recorded a listing period

By bedrooms

  • 2 bed 14 sales $648K
  • 3 bed 124 sales $735K
  • 4 bed 68 sales $850K
  • 5 bed 14 sales $888K

Land

$355,000

last 5 quarters
↓ −8.7% year-on-year

Based on 27 recorded sales in the last 24 months.

Typically sold in 38 days — median across 13 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Encounter Bay are currently listed at around $850,000 on average. Based on 82 houses listed in the past six months.

Houses

$850K

last 5 months
↑ +11.1% vs previous 6 months from $765K
Since 2021: $528K → $822K (+56%)

82 houses listed in the last 6 months.

Units

$550K

6 units listed in the last 6 months.

88 of the suburb's 2,484 dwellings (3.5%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Encounter Bay rent for around $600 a week on average, based on 43 houses listed for rent in the past six months.

$600/wk

last 6 months
↓ −1.6% vs previous 6 months from $610/wk
Since 2021: $395/wk → $602/wk (+53%)

43 houses advertised for rent in the last 6 months.

45 rentals advertised against an estimated 455 rented homes (9.9%) in the last 6 months.

Rent agreed on new leases

Apr–Jun 2026
3-bed houses
$570/wk
15 bonds
+60% since 2021

Median weekly rent on bonds lodged for new tenancies. Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

93 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 5211.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.7% around the typical range

$600/week ($31,000 a year) on a $850,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Encounter Bay safe? Crime statistics

2026

Crime in Encounter Bay sits in the low band, with 65 incidents recorded in 2026 — up roughly 81% on the prior year.

65 offences

80.6% since 2025
Break & Enter 20 (30.8%)
Theft 16 (24.6%)
Assault 15 (23.1%)
Property Damage 14 (21.5%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. This state’s crash data does not name the road.

Coastal Erosion

43
monitoring points
within 5 km
36
actively eroding
> 0.1 m/yr retreat
-0.97
worst rate (m/yr)
Significant
530 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 14 (33%)
Moderate erosion (0.1–0.3 m/yr) 13 (30%)
Significant erosion (> 0.3 m/yr) 16 (37%)

Nearest Eroding Coastline

Distance
530 m
Rate
-0.11 m/yr
Net Movement
-0.1 m
Certainty
good

Data Quality

High certainty: 43 of 43 points (100%)

Schools

No schools in this suburb boundary.

Walkability

Encounter Bay is very car-dependent on foot — at 23/100, nearly all errands require a car.

23
out of 100
Very Car-Dependent
Public Transport within 1 km 34
Schools within 1.5 km 0
Parks within 800 m 80
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Encounter Bay.

21
out of 100
Bottom 3% in SA
Peak (7-9am + 5-7pm)
2.2 arrivals/hr
Off-peak weekday
0.7 arrivals/hr
Saturday
0.4 arrivals/hr
Median peak wait
7 min
Span of service
12.5 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Encounter Bay.

99
connectivity score / 100
Top 1% in SA
Most common
Fibre to the premises
Full-fibre (FTTP) share
97%
Premises covered
4,094
Technology mix
Fibre to the premises (FTTP) 97%
Fibre to the building (FTTB) 3%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
3 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Victor Harbor: council population

The whole council area, not just Encounter Bay · estimated residents
at 30 June 2025
Residents
17,457
+1.8% in a year
Change
+303
people since 2024
Density
45
people per km² across the council area
What drove the change
Natural increase
-112
births minus deaths
Net internal migration
+378
moves within Australia
Net overseas migration
+37
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
3/10 within SA
income, education, jobs and housing together
Economic resources
3/10
3/10 within SA
income against housing cost and household size
Education and occupation
3/10
3/10 within SA
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 8 small areas inside this suburb and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the suburb closely.

Encounter Bay is home to about 5,300 residents, with a median age of 66 — noticeably older than the national figure of 38. Median household income runs at $48,000 a year, with unemployment at 6.0%.

2021 Census · change since 2016

Population

5,305

8.2% since 2016

Median Age

66

3.1% since 2016

Median Household Income

$48,308/yr

16.6% since 2016
Bottom 14% in SA

Census Median Rent

$305/wk

8.9% since 2016

Census Median Mortgage

$1,170/mo

2.3% since 2016

Avg Household Size

2.0

no change since 2016

Median Personal Income

$26,728/yr

10.1% since 2016

Unemployment Rate

6.0%

14.3% since 2016

Unoccupied Dwellings

37.2%

26.9% since 2016

Total Dwellings

2,484

15.7% since 2016

Owner-Occupier Rate

81.7%

2.6% since 2016

Houses

96.8%

0.6% since 2016

Rental Stress

32.8%

6.6% since 2016

Mortgage Stress

29.1%

16.1% since 2016

Work From Home

12.1%

65.8% since 2016

Dwelling Types

Houses 2,405 (96.8%)
Townhouses 58 (2.3%)
Flats / Apartments 21 (0.8%)

Property Ownership

Owned Outright 1,521 (63.1%)
Mortgage 448 (18.6%)
Renting 441 (18.3%)
Of those rentals, social housing 21 (4.8%)

5 rented from a state or territory housing authority and 16 from a community housing provider, as a share of the 441 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
71.5%
English Spoken at Home
92.4%
Employment Rate
29.5%
6.1% since 2016
Completed Year 12
35.4%

Occupations

Community & Personal Service 259 (18.3%)
Professionals 256 (18.0%)
Technicians & Trades 188 (13.2%)
Clerical & Administrative 172 (12.1%)
Managers 165 (11.6%)
Sales 158 (11.1%)
Labourers 154 (10.9%)
Machinery Operators & Drivers 59 (4.2%)

Religion

Christianity 2,580 (48.6%)
No Religion 2,252 (42.5%)
Buddhism 35 (0.7%)
Other Religions 33 (0.6%)
Sikhism 12 (0.2%)
Islam 6 (0.1%)
Judaism 5 (0.1%)
Hinduism 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 711 (13.4%)
Scotland 87 (1.6%)
Germany 65 (1.2%)
Netherlands 52 (1.0%)
New Zealand 51 (1.0%)
India 26 (0.5%)
Philippines 16 (0.3%)
South Africa 16 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 46 (0.9%)
2011-2015 50 (0.9%)
2001-2010 88 (1.7%)
1991-2000 65 (1.2%)
1981-1990 114 (2.1%)
Before 1981 859 (16.2%)

46 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

15.1% of residents (782) lived in a capital city five years earlier, most of them in Adelaide (605).

Adelaide - South 220 (4.3%)
Adelaide - Central and Hills 173 (3.3%)
Adelaide - North 148 (2.9%)

Top places newcomers came from, as a share of the 5,173 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 22 (0.4%)
Greek 6 (0.1%)
Punjabi 5 (0.1%)
Spanish 5 (0.1%)
Thai 4 (0.1%)
French 4 (0.1%)
Cantonese 3 (0.1%)
Vietnamese 3 (0.1%)

Age Distribution

0-4 132 (2.5%)
5-14 356 (6.7%)
15-19 182 (3.4%)
20-24 110 (2.1%)
25-34 248 (4.7%)
35-44 323 (6.1%)
45-54 431 (8.1%)
55-64 712 (13.4%)
65-74 1,425 (26.9%)
75-84 1,033 (19.5%)
85+ 349 (6.6%)

Family & Household Composition

Lone Person 824 (59.3%)
Couple Families 311 (22.4%)
One Parent Families 190 (13.7%)
Group Household 50 (3.6%)
Other Families 14 (1.0%)

Commute to Work

Car (driver) 929 (78.6%)
Worked from Home 143 (12.1%)
Car (passenger) 78 (6.6%)
Walked Only 20 (1.7%)
Bicycle 9 (0.8%)
Train 3 (0.3%)

4% of employed residents work in a capital's city centre (51 of 1,419).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 886 (16.7%)
Bachelor Degree 523 (9.9%)
Advanced Diploma / Diploma 482 (9.1%)
Postgraduate Degree 148 (2.8%)
Graduate Diploma / Certificate 109 (2.1%)

Cars per Dwelling

0 cars 101 (4.1%)
1 car 1,256 (51.2%)
2 cars 839 (34.2%)
3 cars 187 (7.6%)
4+ cars 72 (2.9%)

Council Rates

Victor Harbor
FY 2024-25

Households face an average residential rates bill of $2,533 a year through Victor Harbor based on 2024 figures.

Avg residential rate
$2,533/yr
36% above the SA average of $1,863 · median of 68 councils
Valuation basis
Capital Value
land + buildings

How this land is zoned

Share of Encounter Bay's area by planning zone
2026-09
  • Residential 94%
  • Parks and recreation 3%
  • Industrial 1%
  • Zones under 1% 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Victor Harbor

The whole council area, not just Encounter Bay · new residential dwellings
to 2026-08

In the year to August 2026, 347 new dwellings were approved across Victor Harbor. That mix is 308 houses and 39 units. Approvals are down 26.2% on the same period a year earlier.

Trailing 12 months
347dwellings
-26.2% YoY
Houses
308
detached dwellings
Units
39
townhouses + apartments

Climate & Setting

from Myponga, 23.9 km

Moderate rainfall.

Elevation
15 m
above sea level, at the suburb centre
Distance to the ocean
352 m
3.0 km to a named beach
Annual rainfall
786 mm
112 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.7%
of light vehicles are electric
Up from 0.07% in 2021
+0.3 points this year

In postcode 5211, 102 of 15,235 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (361 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.0%.

Electric share, year by year
2021
0.07%
2022
0.11%
2023
0.18%
2024
0.36%
2025
0.67%

Rooftop solar

70
systems per 100 dwellings
Averaging 5.5 kW each

In postcode 5211, 6,891 rooftop-solar systems totalling 38.1 MW have been installed since 2001, against 9,865 dwellings recorded in the 2021 Census. 379 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
379
2020
437
2021
376
2022
369
2023
369
2024
299
2025
314
2026
254

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$15,000 for new homes.

No purchase-price cap. Stamp duty is fully exempted for eligible first-home buyers as a separate concession.

Verify eligibility with RevenueSA

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,964
Loan amount
$608,000
Total interest over 30 years
$818,934

3 mortgage brokers are registered in postcode 5211.

Deposit
$152,000
Stamp duty
$35,630
Cash needed at settlement
$187,630

Conveyance duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with RevenueSA

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mayo

Currently held by Rebekha Sharkie Centre Alliance

Year Winner 2PP ALP 2PP LNP Swing
2025 Rebekha Sharkie 55.0% 45.0% +3.4
2022 Rebekha Sharkie 51.6% 48.4% -4.1
2019 Rebekha Sharkie 47.5% 52.5% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Finniss District

Currently held by Lou Nicholson Independent

Next state election: 16 March 2030.

Year Winner Won with
2026 Lou Nicholson IND 55.2%
2022 David Basham LP 50.7%

Results are per district. Districts were last redrawn in 2024, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Electoral Commission of South Australia.

Looking at a specific address in Encounter Bay?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Encounter Bay

Is Encounter Bay a safe place to live?

Recorded crime in Encounter Bay is low (23/100, ranked against other SA suburbs on offences per resident).

What natural hazards affect Encounter Bay?

Encounter Bay has no recorded bushfire history. Flood overlays cover a moderate share of it (42/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Encounter Bay a good place to live?

Encounter Bay has a SuburbScan Liveability grade of C (46/100), ranked against other SA suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Encounter Bay?

Encounter Bay, SA had a population of 5,305 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Encounter Bay, SA?

The postcode for Encounter Bay, SA is 5211.

How far is Encounter Bay from Adelaide?

Encounter Bay is 87 km from Adelaide CBD by road, about 76 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Encounter Bay?

At the 2021 ABS Census, median household income in Encounter Bay was $48,308 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Encounter Bay?

The median advertised rent in Encounter Bay is $600 a week for houses (43 listings), from rental listings over the last six months.

What is the median age in Encounter Bay?

The median age of residents in Encounter Bay was 66 at the 2021 ABS Census.

Is Encounter Bay walkable?

Encounter Bay scores 23/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Encounter Bay?

At the nearest Bureau of Meteorology station to Encounter Bay, Myponga (23.9 km away), 786 mm of rain a year over 112 rainy days over 2006-2026.

Is the First Home Owner Grant available in Encounter Bay?

First-home buyers in SA may be eligible for $15,000 towards new homes. The grant is administered by RevenueSA; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Encounter Bay belong to?

Encounter Bay sits within the Victor Harbor local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Encounter Bay?

The average residential rates bill through Victor Harbor is $2,533 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Encounter Bay?

Across Victor Harbor, 347 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 26.2% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Encounter Bay in?

Encounter Bay sits within the federal Division of Mayo, currently held by Rebekha Sharkie (Centre Alliance).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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