Emerald VIC 3782

Located in Victoria, Emerald sits 55 km from Melbourne CBD, around 1 hour by car. The suburb has 5,890 residents, a median age of 43, and a median household income of $110,188 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 1.9% from 2016 to 2021. The 2021 Census recorded a median rent of $400 per week and a median monthly mortgage of $2,000. The area shows high bushfire risk. Of 3 schools within the suburb boundary, 1 ranks above the state average, and walkability is low.

Is Emerald a good suburb?

Emerald scores a B (56/100) on SuburbScan's Liveability grade — strong on community, weaker on transit.

Schools

Mixed results

3 schools · 1 above peer schools

Transit

Car-dependent

Walkability 0/100 · 54.7 km · 60 min drive to Melbourne

Prices

Around the state median

Median $930K

Safety

Moderate bushfire risk

Fire 63/100 · Crime 40/100 · Flood 16/100

Community

Advantaged

SEIFA decile 8/10 · median age 43 · 5,890 residents

B

Liveability Rating

56 / 100 · Ranked #321 in VIC

Each bar is Emerald's rank among VIC suburbs, from 0 to 100 (higher is better).

Schools quality
70
Some above similar
Safety
60
Bushfire Moderate · Crime Moderate · Flood Low
Socio-economic
65
Advantaged
Walkability
9
Very car-dependent
CBD access
58
54.7 km · 60 min drive to Melbourne
How it's calculated: Schools rank 70 × 25% + Safety rank 60 × 25% + Socio-economic rank 65 × 25% + Walkability rank 9 × 15% + CBD access rank 58 × 10% = 56 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Emerald?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

56 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Emerald's house market is moving higher: the median sale price reached $930,000, about 3% above where it sat a year earlier.

Houses

$930,000

last 7 quarters

9% above its 8 neighbours (median $850,000)

↑ +3.3% year-on-year

Based on 105 recorded sales in the last 24 months.

Typically sold in 22 days — median across 39 sales that recorded a listing period

By bedrooms

  • 2 bed 9 sales $745K
  • 3 bed 42 sales $875K
  • 4 bed 44 sales $1.08M
  • 5 bed 10 sales $1.22M

Land

$522,500

last 2 quarters
↑ +15.2% year-on-year

Based on 12 recorded sales in the last 24 months.

Typically sold in 108 days — median across 3 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Emerald are currently listed at around $996,000 on average. Based on 18 houses listed in the past six months.

$996K

last 3 months
↓ −11.4% vs previous 6 months from $1.12M
Since 2022: $958K → $911K (-5%)

18 houses listed in the last 6 months.

18 of the suburb's 2,012 dwellings (0.9%) were listed for sale in the last 6 months.

Short-Stay Rentals

27 active Airbnb listings: 27 whole homes and 0 rooms. Whole homes are about 1.3% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Emerald safe? Crime statistics

2026

Crime in Emerald sits in the moderate band, with 170 incidents recorded in 2026 — down roughly 16% on the prior year.

170 offences

16.3% since 2025
Theft 67 (39.4%)
Assault 26 (15.3%)
Break & Enter 19 (11.2%)
Harassment & Stalking 15 (8.8%)
Property Damage 10 (5.9%)
Fraud & Deception 10 (5.9%)
Drug Offences 9 (5.3%)
Weapons Offences 9 (5.3%)
Disorderly Conduct 4 (2.4%)
Arson 1 (0.6%)

Crime Trend

Serious Road Crashes

2021–2025

37 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Where they happened

Belgrave-Gembrook Road 9 (24.3%)
Emerald-Monbulk Road 6 (16.2%)
Wellington Road 5 (13.5%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Three schools serve Emerald, and results are mixed — some outperforming peer-suburb schools, some below. Dandenong Ranges Steiner School leads the pack.

42
out of 100
Weak
3 schools in this suburb
1 above similar · 2 below similar
  • • 1,216 students across 3 schools (avg 405)
  • • Sectors: 2 Government, 1 Independent
  • • ICSEA 1005-1080, median 1061 (above the national baseline of 1000)
  • • Largest: Emerald Secondary College (620 students)

Primary

Independent · Prep-6 · 151 students
ICSEA 1080 (higher than 79% of Australian schools) · 28% top-SEA students
Above similar
Government · Prep-6 · 445 students
ICSEA 1061 (higher than 72% of Australian schools) · 24% top-SEA students
Below similar

Secondary

Government · 7-12 · 620 students
ICSEA 1005 (higher than 49% of Australian schools) · 8% top-SEA students
Below similar

Walkability

Emerald is very car-dependent on foot — at 0/100, nearly all errands require a car. Within the suburb there are 2 supermarkets, 14 parks and 7 cafes to anchor that walking radius.

0
out of 100
Very Car-Dependent
Bottom 7% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Emerald.

77
out of 100
Bus
Peak (7-9am + 5-7pm)
31.8 arrivals/hr
Off-peak weekday
28.2 arrivals/hr
Saturday
25.5 arrivals/hr
Median peak wait
1 min
Span of service
16.3 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Emerald.

57
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
23%
Premises covered
2,364
Technology mix
Fibre to the node (FTTN) 73%
Fibre to the premises (FTTP) 23%
Fixed wireless (WIRELESS) 3%
Satellite (Sky Muster) (SATELLITE) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
2 in suburb
Shopping Centres
None
Cafes & Restaurants
7 in suburb
Parks & Reserves
14 in suburb
Sport & Recreation
1 in suburb
Beaches
None
Waterways
11 in suburb
Childcare
5 in suburb
GPs
2 in suburb
Pharmacies
1 in suburb
Hospitals
None
Police Stations
1 in suburb
Banks & Bank@Post
3 in suburb
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
8 in suburb
Places of Worship
2 in suburb

Cardinia: council population

The whole council area, not just Emerald · estimated residents
at 30 June 2025
Residents
133,472
+2.6% in a year
Change
+3,381
people since 2024
Density
104
people per km² across the council area
What drove the change
Natural increase
+1,446
births minus deaths
Net internal migration
+1,205
moves within Australia
Net overseas migration
+730
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
8/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
9/10 within VIC
income against housing cost and household size
Education and occupation
8/10
7/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 16 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Emerald is home to about 5,900 residents, with a median age of 43, a touch above the national 38. Median household income runs at $110,000 a year, with unemployment at 3.0%.

2021 Census · change since 2016

Population

5,890

1.9% since 2016

Median Age

43

2.4% since 2016

Median Household Income

$110,188/yr

30.2% since 2016
Top 18% in VIC

Census Median Rent

$400/wk

14.3% since 2016

Census Median Mortgage

$2,000/mo

15.4% since 2016

Avg Household Size

2.8

no change since 2016

Median Personal Income

$44,252/yr

26.4% since 2016

Unemployment Rate

3.0%

33.3% since 2016

Unoccupied Dwellings

5.0%

41.2% since 2016

Total Dwellings

2,012

4.6% since 2016

Owner-Occupier Rate

91.5%

1.6% since 2016

Houses

98.2%

1.2% since 2016

Rental Stress

18.9%

12.1% since 2016

Mortgage Stress

21.8%

11.4% since 2016

Work From Home

27.7%

284.7% since 2016

Dwelling Types

Houses 1,975 (98.2%)
Townhouses 22 (1.1%)
Flats / Apartments 15 (0.7%)

Property Ownership

Mortgage 1,034 (52.0%)
Owned Outright 785 (39.5%)
Renting 168 (8.5%)
Of those rentals, social housing 11 (6.5%)

11 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 168 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
80.0%
English Spoken at Home
91.5%
Employment Rate
63.7%
3.4% since 2016
Completed Year 12
46.3%

Occupations

Professionals 632 (20.7%)
Technicians & Trades 578 (18.9%)
Managers 426 (14.0%)
Clerical & Administrative 410 (13.4%)
Community & Personal Service 342 (11.2%)
Labourers 251 (8.2%)
Sales 209 (6.8%)
Machinery Operators & Drivers 164 (5.4%)

Religion

No Religion 3,534 (60.0%)
Christianity 1,903 (32.3%)
Buddhism 47 (0.8%)
Other Religions 27 (0.5%)
Islam 17 (0.3%)
Judaism 8 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 400 (6.8%)
New Zealand 70 (1.2%)
Netherlands 61 (1.0%)
Scotland 44 (0.7%)
Germany 38 (0.6%)
Italy 19 (0.3%)
South Africa 18 (0.3%)
Japan 15 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 60 (1.0%)
2011-2015 78 (1.3%)
2001-2010 138 (2.3%)
1991-2000 80 (1.4%)
1981-1990 130 (2.2%)
Before 1981 475 (8.1%)

60 residents (1.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Melbourne - Outer East 431 (7.7%)
Melbourne - Inner South 65 (1.2%)
Overseas 60 (1.1%)

Top places newcomers came from, as a share of the 5,590 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 19 (0.3%)
German 14 (0.2%)
French 8 (0.1%)
Russian 7 (0.1%)
Greek 6 (0.1%)
Sinhalese 5 (0.1%)
Vietnamese 4 (0.1%)
Thai 4 (0.1%)

Age Distribution

0-4 300 (5.1%)
5-14 790 (13.4%)
15-19 375 (6.4%)
20-24 333 (5.7%)
25-34 522 (8.9%)
35-44 750 (12.7%)
45-54 909 (15.4%)
55-64 816 (13.9%)
65-74 692 (11.7%)
75-84 302 (5.1%)
85+ 102 (1.7%)

Family & Household Composition

Couple Families 829 (59.0%)
Lone Person 355 (25.2%)
One Parent Families 178 (12.7%)
Group Household 32 (2.3%)
Other Families 12 (0.9%)

Commute to Work

Car (driver) 1,707 (65.4%)
Worked from Home 724 (27.7%)
Car (passenger) 116 (4.4%)
Walked Only 38 (1.5%)
Train 18 (0.7%)
Bus 9 (0.3%)

5% of employed residents work in a capital's city centre (151 of 3,053).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 1,584 people work here; 3,053 employed residents live here.

Mostly a place people commute from: 0.5 jobs per working resident. At least 45% of employed residents must work outside the suburb.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 975 (16.6%)
Bachelor Degree 767 (13.0%)
Advanced Diploma / Diploma 577 (9.8%)
Postgraduate Degree 220 (3.7%)
Graduate Diploma / Certificate 179 (3.0%)

Cars per Dwelling

0 cars 30 (1.5%)
1 car 412 (20.6%)
2 cars 872 (43.6%)
3 cars 392 (19.6%)
4+ cars 289 (14.5%)

Council Rates

Cardinia
FY 2024-25

Households face an average residential rates bill of $1,880 a year through Cardinia based on 2024 figures.

Avg residential rate
$1,880/yr
3% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.276¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Emerald's area by planning zone
2026-09
  • Infrastructure and transport 56%
  • Environmental 19%
  • Rural and farming 13%
  • Residential 9%
  • Parks and recreation 3%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Cardinia

The whole council area, not just Emerald · new residential dwellings
to 2026-08

In the year to August 2026, 1,323 new dwellings were approved across Cardinia. That mix is 1,196 houses and 127 units. Approvals are up 12.8% on the same period a year earlier.

Trailing 12 months
1,323dwellings
+12.8% YoY
Houses
1,196
detached dwellings
Units
127
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Bunurong Land Council Aboriginal Corporation (appointed 2017).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

This station does not measure fine particles (PM2.5).

PM10 averaged 15.5 µg/m³. Days over the limit in 2025: PM10 2.

From the Mooroolbark monitoring station, 21.2 km away.

Climate & Setting

from Scoresby Research Institute, 17.9 km

Moderate rainfall — hot summers, mild winters.

Elevation
231 m
above sea level, at the suburb centre
Distance to the ocean
30.1 km
Annual rainfall
777 mm
105 rainy days
Summer max (Jan)
26.9°C
10 days ≥ 35°C
Winter min (Jul)
6.3°C
2 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.1%
of light vehicles are electric
Up from 0.07% in 2021
+0.4 points this year
Top 21% in VIC

In postcode 3782, 76 of 6,970 registered light vehicles are battery-electric on 31 January 2025. A further 1.8% (128 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.9%.

Electric share, year by year
2021
0.07%
2022
0.10%
2023
0.22%
2024
0.69%
2025
1.09%

Rooftop solar

39
systems per 100 dwellings
Averaging 6.3 kW each

In postcode 3782, 1,120 rooftop-solar systems totalling 7.1 MW have been installed since 2001, against 2,875 dwellings recorded in the 2021 Census. 95 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
70
2020
82
2021
79
2022
71
2023
79
2024
66
2025
73
2026
47

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3782 in 2025-26. The most was 40, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,850
Loan amount
$744,000
Total interest over 30 years
$1,002,116

5 mortgage brokers are registered in this suburb.

Deposit
$186,000
Stamp duty
$50,870
Cash needed at settlement
$236,870

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of La Trobe

Currently held by Jason Wood Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Jason Wood 47.9% 52.1% +6.4
2022 Jason Wood 41.3% 58.7% +3.6
2019 Jason Wood 45.5% 54.5% +1.3

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Monbulk District

Currently held by Daniela De Martino Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Daniela De Martino ALP 57.5% 57.5% 42.5%
2018 James Merlino ALP 58.6% 58.6% 41.4%
2014 James Merlino ALP 55.0% 55.0% 45.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Emerald?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Emerald to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Emerald

Is Emerald a safe place to live?

Recorded crime in Emerald is moderate (40/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Emerald?

Emerald has a moderate recorded bushfire history (63/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (16/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Emerald a good place to live?

Emerald has a SuburbScan Liveability grade of B (56/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Emerald?

Emerald, VIC had a population of 5,890 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Emerald, VIC?

The postcode for Emerald, VIC is 3782.

How far is Emerald from Melbourne?

Emerald is 55 km from Melbourne CBD by road, about 60 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Emerald?

At the 2021 ABS Census, median household income in Emerald was $110,188 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Emerald?

There are too few current rental listings in Emerald for a reliable median. At the 2021 ABS Census the median weekly rent was $400, across all dwelling types.

What is the median age in Emerald?

The median age of residents in Emerald was 43 at the 2021 ABS Census.

Is Emerald at risk of bushfire?

Emerald has a moderate recorded bushfire history (63/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Emerald?

There are 3 schools inside the Emerald boundary: 1 above and 2 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Emerald?

At the nearest Bureau of Meteorology station to Emerald, Scoresby Research Institute (17.9 km away), summer days average 26.9°C, winter nights 6.3°C, 777 mm of rain a year over 105 rainy days, and 10 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Emerald?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Emerald belong to?

Emerald sits within the Cardinia local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Emerald?

The average residential rates bill through Cardinia is $1,880 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Emerald?

Across Cardinia, 1,323 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 12.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Emerald in?

Emerald sits within the federal Division of La Trobe, currently held by Jason Wood (Liberal).

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