Emerald Beach NSW 2456

Located in New South Wales, Emerald Beach sits 549 km from Sydney CBD, around 6 hours 5 minutes by car. The suburb has 2,677 residents, a median age of 41, and a median household income of $94,276 per year. On socioeconomic measures it sits in the top 40% nationally. Population grew 19.8% from 2016 to 2021. The 2021 Census recorded a median rent of $463 per week and a median monthly mortgage of $1,950. Walkability is low.

Is Emerald Beach a good suburb?

Emerald Beach scores a C (36/100) on SuburbScan's Liveability grade — strong on community, weaker on transit.

Transit

Car-dependent

Walkability 12/100 · 548.7 km · 366 min drive to Sydney

Prices

Around the state median

Median $1.06M

Safety

Moderate bushfire risk

Fire 52/100 · Crime 45/100

Community

Advantaged

SEIFA decile 7/10 · median age 41 · 2,677 residents

C

Liveability Rating

36 / 100 · Ranked #1116 in NSW

Each bar is Emerald Beach's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
41
Bushfire Moderate · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
54
Advantaged
Walkability
18
Very car-dependent
CBD access
10
548.7 km · 366 min drive to Sydney
How it's calculated: Safety rank 41 × 25% + Socio-economic rank 54 × 25% + Walkability rank 18 × 15% + CBD access rank 10 × 10% = 36 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion Low

How do you rate the liveability in Emerald Beach?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

36 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Emerald Beach's house market is moving higher: the median sale price reached $1.06 million, about 1% above where it sat a year earlier.

Houses

$1,057,500

last 6 quarters

14% above its 3 neighbours (median $927,500)

↑ +1.4% year-on-year

Based on 60 recorded sales in the last 24 months.

Typically sold in 34 days — median across 22 sales that recorded a listing period

By bedrooms

  • 3 bed 20 sales $942K
  • 4 bed 24 sales $1.17M
  • 5 bed 8 sales $1.18M

Land

$769,000

↓ −18.6% year-on-year

Based on only 7 sales — small sample, take as indicative.

Typically sold in 132 days — median across 3 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Emerald Beach are currently listed at around $1.5 million on average. Based on 9 houses listed in the past six months.

$1.5M

↑ +30.0% vs previous 6 months from $1.15M

9 houses listed in the last 6 months.

9 of the suburb's 934 dwellings (1.0%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Emerald Beach rent for around $650 a week on average, based on 6 houses listed for rent in the past six months.

$650/wk

↓ −8.4% vs previous 6 months from $710/wk
Since 2021: $585/wk → $775/wk (+32%)

6 houses advertised for rent in the last 6 months.

6 rentals advertised against an estimated 202 rented homes (3.0%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$700/wk
25 bonds
+34% since 2021
2-bed units
$550/wk
12 bonds
+28% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2456 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

84 Unaffordable · the average rental household in this region would pay about 36% of its income on the median rent in postcode 2456.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
2.3% below the typical range
Bottom 4% in NSW

$650/week ($34,000 a year) on a $1.5 million median

Based on a small sample (6 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

51 active Airbnb listings: 51 whole homes and 0 rooms. Whole homes are about 5.1% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Emerald Beach safe? Crime statistics

2025

Crime in Emerald Beach sits in the moderate band, with 86 incidents recorded in 2025.

86 offences

no change since 2024
Theft 25 (29.1%)
Assault 15 (17.4%)
Harassment & Stalking 10 (11.6%)
Drug Offences 9 (10.5%)
Property Damage 7 (8.1%)
Sexual Offences 6 (7.0%)
Disorderly Conduct 5 (5.8%)
Weapons Offences 5 (5.8%)
Arson 4 (4.7%)

Crime Trend

Serious Road Crashes

2021–2025

3 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Coffs Harbour City Council has published 13 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 13 on the portal

Coastal Erosion

100
monitoring points
within 5 km
60
actively eroding
> 0.1 m/yr retreat
-0.41
worst rate (m/yr)
Significant
3.0 km
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 52 (52%)
Moderate erosion (0.1–0.3 m/yr) 24 (24%)
Significant erosion (> 0.3 m/yr) 24 (24%)

Nearest Eroding Coastline

Distance
3.0 km
Rate
-0.36 m/yr
Net Movement
-3.8 m
Certainty
good

Data Quality

High certainty: 52 of 100 points (52%)

Schools

No schools in this suburb boundary.

Walkability

Emerald Beach is very car-dependent on foot — at 12/100, nearly all errands require a car.

12
out of 100
Very Car-Dependent
Public Transport within 1 km 41
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Emerald Beach.

58
out of 100
Bus
Peak (7-9am + 5-7pm)
28.8 arrivals/hr
Off-peak weekday
8.6 arrivals/hr
Saturday
0.9 arrivals/hr
Median peak wait
0 min
Span of service
13.3 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Emerald Beach.

67
connectivity score / 100
Top 25% in NSW
Most common
Fibre to the node
Full-fibre (FTTP) share
30%
Premises covered
1,093
Technology mix
Fibre to the node (FTTN) 54%
Fibre to the premises (FTTP) 30%
Fibre to the curb (FTTC) 15%
Fixed wireless (WIRELESS) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
2 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
None
Beaches
None
Waterways
20 in suburb
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
1 in suburb
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Coffs Harbour: council population

The whole council area, not just Emerald Beach · estimated residents
at 30 June 2025
Residents
82,109
+0.7% in a year
Change
+580
people since 2024
Density
70
people per km² across the council area
What drove the change
Natural increase
+94
births minus deaths
Net internal migration
+53
moves within Australia
Net overseas migration
+433
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
7/10
6/10 within NSW
income, education, jobs and housing together
Economic resources
7/10
6/10 within NSW
income against housing cost and household size
Education and occupation
7/10
6/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Emerald Beach is home to about 2,700 residents, with a median age of 41, broadly in line with the national figure. Median household income runs at $94,000 a year, with unemployment at 4.2%.

2021 Census · change since 2016

Population

2,677

19.8% since 2016

Median Age

41

2.4% since 2016

Median Household Income

$94,276/yr

28.6% since 2016

Census Median Rent

$463/wk

28.6% since 2016

Census Median Mortgage

$1,950/mo

13.9% since 2016

Avg Household Size

2.7

no change since 2016

Median Personal Income

$42,172/yr

25.2% since 2016

Unemployment Rate

4.2%

39.1% since 2016

Unoccupied Dwellings

8.4%

21.5% since 2016

Total Dwellings

934

19.1% since 2016

Owner-Occupier Rate

78.4%

1.8% since 2016

Houses

93.6%

0.8% since 2016

Rental Stress

25.5%

no change since 2016

Mortgage Stress

24.8%

11.4% since 2016

Work From Home

16.8%

154.5% since 2016

Dwelling Types

Houses 874 (93.6%)
Townhouses 36 (3.9%)
Flats / Apartments 24 (2.6%)

Property Ownership

Mortgage 375 (40.9%)
Owned Outright 344 (37.5%)
Renting 198 (21.6%)

Demographics

Born in Australia
81.8%
English Spoken at Home
91.8%
Employment Rate
61.4%
3.9% since 2016
Completed Year 12
41.3%

Occupations

Professionals 329 (25.7%)
Community & Personal Service 193 (15.1%)
Technicians & Trades 173 (13.5%)
Clerical & Administrative 164 (12.8%)
Managers 151 (11.8%)
Sales 121 (9.4%)
Labourers 86 (6.7%)
Machinery Operators & Drivers 53 (4.1%)

Religion

No Religion 1,399 (52.3%)
Christianity 1,057 (39.5%)
Other Religions 26 (1.0%)
Sikhism 13 (0.5%)
Buddhism 10 (0.4%)
Hinduism 5 (0.2%)
Islam 4 (0.1%)
Judaism 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 87 (3.2%)
New Zealand 64 (2.4%)
Scotland 19 (0.7%)
South Africa 18 (0.7%)
Germany 16 (0.6%)
Philippines 13 (0.5%)
Canada 11 (0.4%)
Malaysia 9 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 35 (1.3%)
2011-2015 25 (0.9%)
2001-2010 95 (3.5%)
1991-2000 35 (1.3%)
1981-1990 48 (1.8%)
Before 1981 117 (4.4%)

35 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

8.6% of residents (216) lived in a capital city five years earlier, most of them in Sydney (142).

Overseas 77 (3.1%)
New England and North West 33 (1.3%)
Gold Coast 30 (1.2%)

Top places newcomers came from, as a share of the 2,504 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 11 (0.4%)
Punjabi 10 (0.4%)
Greek 9 (0.3%)
German 7 (0.3%)
Mandarin 4 (0.1%)
French 4 (0.1%)
Italian 3 (0.1%)

Age Distribution

0-4 173 (6.5%)
5-14 415 (15.5%)
15-19 145 (5.4%)
20-24 95 (3.5%)
25-34 274 (10.2%)
35-44 379 (14.2%)
45-54 370 (13.8%)
55-64 364 (13.6%)
65-74 310 (11.6%)
75-84 121 (4.5%)
85+ 28 (1.0%)

Family & Household Composition

Couple Families 317 (50.7%)
Lone Person 149 (23.8%)
One Parent Families 136 (21.8%)
Group Household 20 (3.2%)
Other Families 3 (0.5%)

Commute to Work

Car (driver) 828 (75.8%)
Worked from Home 184 (16.8%)
Car (passenger) 42 (3.8%)
Walked Only 29 (2.7%)
Bicycle 6 (0.5%)
Bus 4 (0.4%)

1% of employed residents work in a capital's city centre (18 of 1,282).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 259 people work here; 1,282 employed residents live here.

Mostly a place people commute from: 0.2 jobs per working resident. At least 78% of employed residents must work outside the suburb.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 465 (17.4%)
Bachelor Degree 397 (14.8%)
Advanced Diploma / Diploma 228 (8.5%)
Postgraduate Degree 99 (3.7%)
Graduate Diploma / Certificate 49 (1.8%)

Cars per Dwelling

0 cars 16 (1.7%)
1 car 240 (26.0%)
2 cars 429 (46.5%)
3 cars 151 (16.4%)
4+ cars 87 (9.4%)

Council Rates

Coffs Harbour
FY 2024-25

Households face an average residential rates bill of $1,437 a year through Coffs Harbour based on 2024 figures.

Avg residential rate
$1,437/yr
17% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Emerald Beach's area by planning zone
2026-09
  • Rural and farming 61%
  • Residential 23%
  • Environmental 12%
  • Infrastructure and transport 2%
  • Parks and recreation 1%
  • Not zoned 1%

Planning zones cover 99% of the suburb's area. The rest is unzoned land such as water or road reserve.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Coffs Harbour

The whole council area, not just Emerald Beach · new residential dwellings
to 2026-08

In the year to August 2026, 356 new dwellings were approved across Coffs Harbour. That mix is 208 houses and 148 units. Approvals are up 61.0% on the same period a year earlier.

Trailing 12 months
356dwellings
+61.0% YoY
Houses
208
detached dwellings
Units
148
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Coffs Harbour Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 4.3 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 10.8 µg/m³ · NO₂ averaged 0.22 pphm. Days over the limit in 2025: PM10 0 · NO₂ 0 · ozone 0.

From the Coffs Harbour monitoring station, 15.4 km away.

Climate & Setting

from Lower Bucca, 5.7 km

High rainfall.

Elevation
71 m
above sea level, at the suburb centre
Distance to the ocean
3.0 km
3.2 km to a named beach
Annual rainfall
1,827 mm
115 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.5%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 2456, 69 of 13,603 registered light vehicles are battery-electric on 31 January 2025. A further 2.2% (299 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.

Electric share, year by year
2021
0.00%
2022
0.06%
2023
0.18%
2024
0.37%
2025
0.51%

Rooftop solar

59
systems per 100 dwellings
Averaging 5.9 kW each

In postcode 2456, 4,136 rooftop-solar systems totalling 24.5 MW have been installed since 2001, against 6,964 dwellings recorded in the 2021 Census. 226 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
322
2020
432
2021
377
2022
276
2023
279
2024
288
2025
190
2026
134

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$5,515
Loan amount
$846,000
Total interest over 30 years
$1,139,503

6 mortgage brokers are registered in postcode 2456.

Deposit
$211,500
Stamp duty
$41,774
Cash needed at settlement
$253,274

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Page

Currently held by Kevin Hogan The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Kevin Hogan 40.7% 59.3% +1.4
2022 Kevin Hogan 39.3% 60.7% +1.3
2019 Kevin Hogan 40.5% 59.5% +7.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Coffs Harbour District

Currently held by Gurmesh Singh The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Gurmesh Singh NP 63.2%
2019 Gurmesh Singh NP 60.3%
2015 Andrew Fraser NP 64.3%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Emerald Beach?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Emerald Beach

Is Emerald Beach a safe place to live?

Recorded crime in Emerald Beach is moderate (45/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Emerald Beach?

Emerald Beach has a moderate recorded bushfire history (52/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Emerald Beach a good place to live?

Emerald Beach has a SuburbScan Liveability grade of C (36/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Emerald Beach?

Emerald Beach, NSW had a population of 2,677 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Emerald Beach, NSW?

The postcode for Emerald Beach, NSW is 2456.

How far is Emerald Beach from Sydney?

Emerald Beach is 549 km from Sydney CBD by road, about 366 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Emerald Beach?

At the 2021 ABS Census, median household income in Emerald Beach was $94,276 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Emerald Beach?

The median advertised rent in Emerald Beach is $650 a week for houses (6 listings), from rental listings over the last six months.

What is the median age in Emerald Beach?

The median age of residents in Emerald Beach was 41 at the 2021 ABS Census.

Is Emerald Beach at risk of bushfire?

Emerald Beach has a moderate recorded bushfire history (52/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Emerald Beach walkable?

Emerald Beach scores 12/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Emerald Beach?

The nearest government air-quality monitoring station to Emerald Beach (Coffs Harbour) recorded a 2025 annual mean PM2.5 of 4.3 µg/m³ and PM10 of 10.8 µg/m³. That puts Emerald Beach below the WHO annual guideline of 5 µg/m³.

What is the weather like in Emerald Beach?

At the nearest Bureau of Meteorology station to Emerald Beach, Lower Bucca (5.7 km away), 1,827 mm of rain a year over 115 rainy days over 2006-2026.

Is the First Home Owner Grant available in Emerald Beach?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Emerald Beach belong to?

Emerald Beach sits within the Coffs Harbour local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Emerald Beach?

The average residential rates bill through Coffs Harbour is $1,437 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Emerald Beach?

Across Coffs Harbour, 356 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 61.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Emerald Beach in?

Emerald Beach sits within the federal Division of Page, currently held by Kevin Hogan (The Nationals).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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