Eltham North VIC 3095
Located in Victoria, Eltham North sits 27 km from Melbourne CBD, around 39 minutes by car. The suburb has 6,830 residents, a median age of 42, and a median household income of $144,040 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. At the 2021 Census, households here paid a median rent of $512 per week and a median monthly mortgage of $2,300. Of 4 schools within the suburb boundary, 1 ranks above the state average, and walkability is moderate.
Is Eltham North a good suburb?
Eltham North scores a A (71/100) on SuburbScan's Liveability grade — strong on transit and community.
Mixed results
4 schools · 1 above peer schools
Very walkable
Walkability 63/100 · 27.3 km · 39 min drive to Melbourne
Around the state median
Median $1.23M · Pricier than 79% of VIC
Moderate bushfire risk
Fire 45/100 · Crime 19/100 · Flood 49/100
Very advantaged
SEIFA decile 10/10 · median age 42 · 6,830 residents
Liveability Rating
71 / 100 · Ranked #143 in VICEach bar is Eltham North's rank among VIC suburbs, from 0 to 100 (higher is better).
How do you rate the liveability in Eltham North?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
71 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataEltham North's house market is moving higher: the median sale price reached $1.23 million, 0.7% above where it sat a year earlier.
Houses
$1,230,000
19% above its 5 neighbours (median $1,035,000)
Based on 160 recorded sales in the last 24 months.
Typically sold in 24 days — median across 71 sales that recorded a listing period
By bedrooms
- 3 bed 52 sales $1.08M
- 4 bed 83 sales $1.29M
- 5 bed 18 sales $1.54M
Land
$1,122,500
Based on only 6 sales — small sample, take as indicative.
Currently for Sale
Last 6 monthsHouses in Eltham North are currently listed at around $1.2 million on average. Based on 27 houses listed in the past six months.
$1.2M
27 houses listed in the last 6 months.
28 of the suburb's 2,190 dwellings (1.3%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Eltham North rent for around $850 a week on average, based on 6 houses listed for rent in the past six months.
$850/wk
6 houses advertised for rent in the last 6 months.
6 rentals advertised against an estimated 138 rented homes (4.3%) in the last 6 months.
Rental affordability
June quarter 2025105 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3095.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$850/week ($44,000 a year) on a $1.2 million median
Based on a small sample (6 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Short-Stay Rentals
3 active Airbnb listings: 2 whole homes and 1 room. Whole homes are about 0.1% of the suburb's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Eltham North safe? Crime statistics
2026Crime in Eltham North sits in the low band, with 78 incidents recorded in 2026 — down roughly 20% on the prior year.
78 offences
19.6% since 2025Crime Trend
Serious Road Crashes
2021–20254 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Four schools serve Eltham North, and results are mixed — some outperforming peer-suburb schools, some below. Holy Trinity Primary School leads the pack.
- • 2,836 students across 4 schools (avg 709)
- • Sectors: 3 Government, 1 Catholic
- • ICSEA 1065-1137, median 1108 (well above the national baseline of 1000)
- • Largest: St Helena Secondary College (1,414 students)
Primary
Secondary
Universities nearby
- 7.2 kmMelbourne (Bundoora) CampusLa Trobe University · 223 courses
- 7.2 kmBundoora Campus, Plenty Road, Bundoora Vic 3083Royal Melbourne Institute of Technology · 111 courses
3.4% of residents here are full-time university students aged 15–24.
Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.
Walkability
Eltham North is somewhat walkable on foot — at 63/100, a short cluster of errands work on foot but most trips still benefit from a car.
Public transport
Weekday and weekend service frequency across every stop inside Eltham North.
- Peak (7-9am + 5-7pm)
- 65.2 arrivals/hr
- Off-peak weekday
- 57.1 arrivals/hr
- Saturday
- 37.1 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 17.7 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Eltham North.
- Full-fibre (FTTP) share
- 1%
- Premises covered
- 2,361
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Nillumbik: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 19 small areas inside this suburb and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the suburb closely.
Eltham North is home to about 6,800 residents, with a median age of 42, a touch above the national 38. Median household income runs at $144,000 a year, with unemployment at 3.6%.
2021 Census · change since 2016
Population
6,830
Median Age
42
Median Household Income
$144,040/yr
Census Median Rent
$512/wk
Census Median Mortgage
$2,300/mo
Avg Household Size
3.0
Median Personal Income
$53,404/yr
Unemployment Rate
3.6%
Unoccupied Dwellings
3.2%
Total Dwellings
2,190
Owner-Occupier Rate
93.7%
Houses
98.2%
Rental Stress
18.5%
Mortgage Stress
19.2%
Work From Home
40.1%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 80.4%
- English Spoken at Home
- 87.1%
- Employment Rate
- 67.6%
- Completed Year 12
- 54.4%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
77 residents (1.1%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
Top places newcomers came from, as a share of the 6,479 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
16% of employed residents work in a capital's city centre (589 of 3,692).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 1,000 people work here; 3,692 employed residents live here.
Mostly a place people commute from: 0.3 jobs per working resident. At least 69% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $2,696 a year through Nillumbik based on 2024 figures.
How this land is zoned
- Residential 85%
- Parks and recreation 9%
- Infrastructure and transport 6%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Nillumbik
In the year to August 2026, 98 new dwellings were approved across Nillumbik. That mix is 65 houses and 33 units. Approvals are up 8.3% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Wurundjeri Woi Wurrung Cultural Heritage Aboriginal Corporation (appointed 2008).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Air Quality
CLEANPM2.5 averaged 3.9 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).
From the Macleod monitoring station, 7.9 km away.
Climate & Setting
from Essendon Airport, 20.9 kmModerate rainfall — hot summers, mild winters.
- Elevation
- 107 m
- above sea level, at the suburb centre
- Distance to the ocean
- 23.5 km
- Near high-voltage lines
- 1.5% of addresses
- 40 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 534 mm
- 85 rainy days
- Summer max (Jan)
- 26.7°C
- 13 days ≥ 35°C
- Winter min (Jul)
- 6.5°C
- 2 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3095, 395 of 22,059 registered light vehicles are battery-electric on 31 January 2025. A further 2.7% (601 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.5%.
Rooftop solar
In postcode 3095, 3,385 rooftop-solar systems totalling 22.0 MW have been installed since 2001, against 10,070 dwellings recorded in the 2021 Census. 271 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3095 in 2025-26. The most was 140, in 2008-09.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
8 mortgage brokers are registered in this suburb, 16 across postcode 3095.
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $1,230,000 this is $480,000 above the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Kate Thwaites Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Kate Thwaites | 62.9% | 37.1% | +0.7 |
| 2022 | Kate Thwaites | 62.4% | 37.6% | -6.5 |
| 2019 | Kate Thwaites | 56.6% | 43.4% | -1.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Vicki Ward Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Vicki Ward ALP | 59.0% | 59.0% | 41.0% |
| 2018 | Vicki Ward ALP | 59.1% | 59.1% | 40.9% |
| 2014 | Vicki Ward ALP | 52.7% | 52.7% | 47.3% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Eltham North?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 6,830 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
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Suburbs to avoid in Melbourne There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Melbourne suburbs ranked on them, with what the numbers do and don't mean.Nearby suburbs
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Common questions about Eltham North
Is Eltham North a safe place to live?
Recorded crime in Eltham North is low (19/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Eltham North?
Eltham North has a moderate recorded bushfire history (45/100, ranked against every Australian suburb with any fire history). Flood overlays cover a moderate share of it (49/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Eltham North a good place to live?
Eltham North has a SuburbScan Liveability grade of A (71/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Eltham North?
Eltham North, VIC had a population of 6,830 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Eltham North, VIC?
The postcode for Eltham North, VIC is 3095.
How far is Eltham North from Melbourne?
Eltham North is 27 km from Melbourne CBD by road, about 39 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Eltham North?
At the 2021 ABS Census, median household income in Eltham North was $144,040 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Eltham North?
The median advertised rent in Eltham North is $850 a week for houses (6 listings), from rental listings over the last six months.
What is the median age in Eltham North?
The median age of residents in Eltham North was 42 at the 2021 ABS Census.
Is Eltham North at risk of bushfire?
Eltham North has a moderate recorded bushfire history (45/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Eltham North?
There are 4 schools inside the Eltham North boundary: 1 above, 2 at, and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Eltham North walkable?
Eltham North scores 63/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Eltham North?
The nearest government air-quality monitoring station to Eltham North (Macleod) recorded a 2025 annual mean PM2.5 of 3.9 µg/m³. That puts Eltham North below the WHO annual guideline of 5 µg/m³.
What is the weather like in Eltham North?
At the nearest Bureau of Meteorology station to Eltham North, Essendon Airport (20.9 km away), summer days average 26.7°C, winter nights 6.5°C, 534 mm of rain a year over 85 rainy days, and 13 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Eltham North?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Eltham North belong to?
Eltham North sits within the Nillumbik local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Eltham North?
The average residential rates bill through Nillumbik is $2,696 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Eltham North?
Across Nillumbik, 98 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 8.3% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Eltham North in?
Eltham North sits within the federal Division of Jagajaga, currently held by Kate Thwaites (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.