Elmore VIC 3558

Elmore is a rural locality in Victoria, 188 km from Melbourne CBD, around 2 hours 15 minutes by car. Population is 847; the median age is 52 and the median household income is $47,268 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The locality grew 9.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $220 per week and a median monthly mortgage of $1,083. Elmore is characterised by no recorded bushfire exposure. All 2 schools within the locality boundary rank above the state average, and walkability is low.

Is Elmore a good place to live?

Elmore scores a C (38/100) on SuburbScan's Liveability grade — weaker on transit and community.

Schools

Mixed results

2 schools · 2 above peer schools

Transit

Car-dependent

Walkability 0/100 · 188 km · 137 min drive to Melbourne

Prices

Around the state median

Median $455K · Cheaper than 90% of VIC

Safety

Moderate crime risk

Fire 0/100 · Crime 52/100 · Flood 12/100

Community

Highly disadvantaged

SEIFA decile 1/10 · median age 52 · 847 residents

C

Liveability Rating

38 / 100 · Ranked #599 in VIC

Each bar is Elmore's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
94
Bushfire None · Crime Moderate · Flood Low
Socio-economic
6
Very disadvantaged
Walkability
9
Very car-dependent
CBD access
18
188.0 km · 137 min drive to Melbourne
How it's calculated: Safety rank 94 × 25% + Socio-economic rank 6 × 25% + Walkability rank 9 × 15% + CBD access rank 18 × 10% = 38 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Elmore?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

38 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Elmore's house market is moving higher: the median sale price reached $455,000, roughly 41% above where it sat a year earlier.

Houses

$455,000

last 4 quarters
Cheaper than 90% of VIC
↑ +41.4% year-on-year

Based on 23 recorded sales in the last 24 months.

Typically sold in 28 days — median across 12 sales that recorded a listing period

By bedrooms

  • 3 bed 20 sales $424K

Land

$545,000

Based on only 5 sales — small sample, take as indicative.

Typically sold in 25 days — median across 3 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Elmore are currently listed at around $508,000 on average. Based on 9 houses listed in the past six months.

$508K

↑ +12.2% vs previous 6 months from $452K

9 houses listed in the last 6 months.

9 of the suburb's 349 dwellings (2.6%) were listed for sale in the last 6 months.

Is Elmore safe? Crime statistics

2026

Crime in Elmore sits in the moderate band, with 35 incidents recorded in 2026 — down about 8% on the prior year.

35 offences

7.9% since 2025
Theft 14 (40.0%)
Assault 4 (11.4%)
Drug Offences 4 (11.4%)
Fraud & Deception 3 (8.6%)
Property Damage 2 (5.7%)
Break & Enter 2 (5.7%)
Weapons Offences 2 (5.7%)
Disorderly Conduct 2 (5.7%)
Harassment & Stalking 1 (2.9%)
Arson 1 (2.9%)

Crime Trend

Serious Road Crashes

2021–2025

8 crashes

where someone was killed or admitted to hospital

Where they happened

Northern Highway 4 (50.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Two schools serve Elmore, and the cohort skews above peer-suburb performance. Elmore Primary School and Our Lady of the Sacred Heart Primary lead the pack.

70
out of 100
Good
2 schools in this locality
2 above similar
  • • 56 students across 2 schools (avg 28)
  • • Sectors: 1 Government, 1 Catholic
  • • ICSEA 959-1010, median 984 (around the national baseline of 1000)
  • • Largest: Elmore Primary School (30 students)

Primary

Government · Prep-6 · 30 students
ICSEA 959 (higher than 28% of Australian schools) · 2% top-SEA students
Above similar
Catholic · Prep-6 · 26 students
ICSEA 1010 (higher than 51% of Australian schools) · 5% top-SEA students
Above similar

Walkability

Elmore is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Elmore.

31
out of 100
Bottom 13% in VIC
Rail
Peak (7-9am + 5-7pm)
1.2 arrivals/hr
Off-peak weekday
0.9 arrivals/hr
Saturday
0.9 arrivals/hr
Median peak wait
41 min
Span of service
12.4 hours
Direct to CBD (peak)
30 min wait

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Elmore.

70
connectivity score / 100
Top 21% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
47%
Premises covered
514
Technology mix
Fibre to the premises (FTTP) 47%
Fibre to the node (FTTN) 44%
Fixed wireless (WIRELESS) 7%
Fibre to the curb (FTTC) 1%
Satellite (Sky Muster) (SATELLITE) 1%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in locality
Shopping Centres
None
Cafes & Restaurants
2 in locality
Parks & Reserves
1 in locality
Sport & Recreation
1 in locality
Beaches
None
Waterways
2 in locality
Childcare
2 in locality
GPs
1 in locality
Pharmacies
1 in locality
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
2 in locality
Fuel Stations
2 in locality
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
1 in locality

Greater Bendigo: council population

The whole council area, not just Elmore · estimated residents
at 30 June 2025
Residents
126,568
+1.0% in a year
Change
+1,275
people since 2024
Density
42
people per km² across the council area
What drove the change
Natural increase
+450
births minus deaths
Net internal migration
+423
moves within Australia
Net overseas migration
+402
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
2/10
1/10 within VIC
income against housing cost and household size
Education and occupation
2/10
1/10 within VIC
qualifications and job type, income excluded

Elmore is home to 847 residents, with a median age of 52 — noticeably older than the national figure of 38. Median household income runs at $47,000 a year, with unemployment at 6.4%.

2021 Census · change since 2016

Population

847

9.1% since 2016

Median Age

52

2.0% since 2016

Median Household Income

$47,268/yr

11.8% since 2016
Bottom 8% in VIC

Census Median Rent

$220/wk

25.7% since 2016

Census Median Mortgage

$1,083/mo

8.3% since 2016

Avg Household Size

2.1

no change since 2016

Median Personal Income

$28,080/yr

10.0% since 2016

Unemployment Rate

6.4%

3.2% since 2016

Unoccupied Dwellings

14.0%

9.1% since 2016

Total Dwellings

349

1.5% since 2016

Owner-Occupier Rate

78.4%

3.8% since 2016

Houses

99.1%

8.5% since 2016

Rental Stress

24.2%

12.6% since 2016

Mortgage Stress

27.5%

3.2% since 2016

Work From Home

15.6%

83.5% since 2016

Dwelling Types

Houses 346 (99.1%)
Flats / Apartments 3 (0.9%)

Property Ownership

Owned Outright 161 (48.2%)
Mortgage 101 (30.2%)
Renting 72 (21.6%)

Demographics

Born in Australia
81.0%
English Spoken at Home
84.8%
Employment Rate
41.3%
10.0% since 2016
Completed Year 12
24.9%

Occupations

Managers 62 (21.2%)
Labourers 40 (13.7%)
Technicians & Trades 39 (13.4%)
Machinery Operators & Drivers 35 (12.0%)
Professionals 31 (10.6%)
Clerical & Administrative 29 (9.9%)
Community & Personal Service 28 (9.6%)
Sales 15 (5.1%)

Religion

Christianity 408 (48.2%)
No Religion 296 (34.9%)
Buddhism 9 (1.1%)
Islam 8 (0.9%)
Other Religions 3 (0.4%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 17 (2.0%)
New Zealand 7 (0.8%)
Egypt 6 (0.7%)
Afghanistan 5 (0.6%)
Italy 3 (0.4%)
Thailand 3 (0.4%)
Netherlands 3 (0.4%)

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

6.5% of residents (52) lived in a capital city five years earlier, most of them in Melbourne (52).

Shepparton 24 (3.0%)

Top places newcomers came from, as a share of the 798 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Thai 3 (0.4%)

Age Distribution

0-4 49 (5.8%)
5-14 86 (10.2%)
15-19 26 (3.1%)
20-24 33 (3.9%)
25-34 85 (10.0%)
35-44 66 (7.8%)
45-54 107 (12.6%)
55-64 139 (16.4%)
65-74 118 (13.9%)
75-84 104 (12.3%)
85+ 30 (3.5%)

Family & Household Composition

Lone Person 133 (53.4%)
Couple Families 65 (26.1%)
One Parent Families 44 (17.7%)
Group Household 7 (2.8%)

Commute to Work

Car (driver) 178 (73.3%)
Worked from Home 38 (15.6%)
Walked Only 23 (9.5%)
Car (passenger) 4 (1.6%)

Local Jobs

People who work in this locality against employed people who live here, 2021 Census.

About 262 people work here; 292 employed residents live here.

Roughly as many jobs as working residents (0.9 per resident). At least 1% of employed residents must work outside the locality.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 143 (16.9%)
Bachelor Degree 50 (5.9%)
Advanced Diploma / Diploma 33 (3.9%)
Graduate Diploma / Certificate 17 (2.0%)
Postgraduate Degree 14 (1.7%)

Cars per Dwelling

0 cars 8 (2.3%)
1 car 130 (37.9%)
2 cars 123 (35.9%)
3 cars 51 (14.9%)
4+ cars 27 (7.9%)

Council Rates

Greater Bendigo
FY 2024-25

Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.

Avg residential rate
$1,949/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.395¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Elmore's area by planning zone
2026-09
  • Rural and farming 97%
  • Infrastructure and transport 2%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Greater Bendigo

The whole council area, not just Elmore · new residential dwellings
to 2026-08

In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.

Trailing 12 months
885dwellings
+28.0% YoY
Houses
797
detached dwellings
Units
88
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Rochester, 16.5 km

Dry climate.

Elevation
127 m
above sea level, at the locality centre
Annual rainfall
438 mm
61 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 3558, 0 of 1,093 registered light vehicles are battery-electric on 31 January 2025. A further 0.3% (3 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 0.3%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.27%
2025
0.00%

Rooftop solar

52
systems per 100 dwellings
Averaging 5.9 kW each

In postcode 3558, 236 rooftop-solar systems totalling 1.4 MW have been installed since 2001, against 453 dwellings recorded in the 2021 Census. 8 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
9
2020
11
2021
12
2022
14
2023
15
2024
15
2025
6
2026
6

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

1 first-home grant was paid in postcode 3558 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 11, in 2002-03.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,373
Loan amount
$364,000
Total interest over 30 years
$490,283
Deposit
$91,000
Stamp duty
$19,270
Cash needed at settlement
$110,270

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Bendigo

Currently held by Lisa Chesters Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Lisa Chesters 51.4% 48.6% +51.4
2022 Lisa Chesters 62.1% 37.9% -3.3
2019 Lisa Chesters 59.0% 41.0% -5.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bendigo East District

Currently held by Jacinta Allan Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jacinta Allan ALP 50.0% 60.9% 39.1%
2018 Jacinta Allan ALP 50.4% 62.1% 37.9%
2014 Jacinta Allan ALP 55.0% 55.0% 45.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Elmore?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Elmore to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Elmore

Is Elmore a safe place to live?

Recorded crime in Elmore is moderate (52/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Elmore?

Elmore has no recorded bushfire history. Flood overlays cover a low share of it (12/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Elmore a good place to live?

Elmore has a SuburbScan Liveability grade of C (38/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Elmore?

Elmore, VIC had a population of 847 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Elmore, VIC?

The postcode for Elmore, VIC is 3558.

How far is Elmore from Melbourne?

Elmore is 188 km from Melbourne CBD by road, about 137 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Elmore?

At the 2021 ABS Census, median household income in Elmore was $47,268 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Elmore?

There are too few current rental listings in Elmore for a reliable median. At the 2021 ABS Census the median weekly rent was $220, across all dwelling types.

What is the median age in Elmore?

The median age of residents in Elmore was 52 at the 2021 ABS Census.

How are the schools in Elmore?

There are 2 schools inside the Elmore boundary: 2 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Elmore?

At the nearest Bureau of Meteorology station to Elmore, Rochester (16.5 km away), 438 mm of rain a year over 61 rainy days over 2006-2026.

Is the First Home Owner Grant available in Elmore?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Elmore belong to?

Elmore sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Elmore?

The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Elmore?

Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Elmore in?

Elmore sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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