Duncans Creek NSW 2340
Duncans Creek is a rural locality in New South Wales, 416 km from Sydney CBD, around 5 hours 5 minutes by car. Population is 70; the median age is 51 and the median household income is $71,500 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The locality grew 22.8% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $400 per week and a median monthly mortgage of $925. Duncans Creek is characterised by high crime risk and high bushfire risk. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 70. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Our score
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Median House Price
Q4 2025The median house sale price in Duncans Creek sits at $125,000 in the December 2025 quarter, broadly flat year-on-year. That said, only one sale settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have fallen roughly 87% over the past decade — 18.4% per year on average.
$125,000
Based on only 1 sale — small sample, take as indicative.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $500/wk
- 220 bonds
- +41% since 2021
- 2-bed units
- $380/wk
- 85 bonds
- +38% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2340 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025119 Moderately unaffordable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2340.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Is Duncans Creek safe? Crime statistics
2025Crime in Duncans Creek sits in the high band, with 15 incidents recorded in 2025 — up roughly 1400% on the prior year.
15 offences
1400.0% since 2024Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Tamworth Regional Council has published 8 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Walkability
Duncans Creek is very car-dependent on foot — at 5/100, nearly all errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Duncans Creek.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 27
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Tamworth: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Duncans Creek is home to 70 residents, with a median age of 51 — noticeably older than the national figure of 38. Median household income runs at $72,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
70
Median Age
51
Median Household Income
$71,500/yr
Census Median Rent
$400/wk
Census Median Mortgage
$925/mo
Avg Household Size
2.5
Median Personal Income
$26,468/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
22.2%
Total Dwellings
27
Owner-Occupier Rate
100.0%
Houses
100.0%
Rental Stress
29.1%
Mortgage Stress
15.5%
Work From Home
29.6%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 87.1%
- English Spoken at Home
- 90.0%
- Employment Rate
- 55.9%
- Completed Year 12
- 20.0%
Occupations
Religion
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,397 a year through Tamworth based on 2024 figures.
How this land is zoned
- Rural and farming 100%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Tamworth
In the year to August 2026, 390 new dwellings were approved across Tamworth. That mix is 270 houses and 120 units. Approvals are down 34.9% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Tamworth Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Woolbrook (Woolbrook Road), 49.0 kmModerate rainfall — warm summers, frosty winters.
- Elevation
- 715 m
- above sea level, at the locality centre
- Annual rainfall
- 784 mm
- 84 rainy days
- Summer max (Jan)
- 27.5°C
- 3 days ≥ 35°C
- Winter min (Jul)
- 0.1°C
- 75 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2340, 134 of 43,639 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (1,474 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.7%.
Rooftop solar
In postcode 2340, 9,908 rooftop-solar systems totalling 72.4 MW have been installed since 2001, against 21,162 dwellings recorded in the 2021 Census. 577 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 median14 mortgage brokers are registered in postcode 2340.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $125,000 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Barnaby Joyce The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Barnaby Joyce | 32.9% | 67.1% | -1.9 |
| 2022 | Barnaby Joyce | 33.6% | 66.4% | -1.2 |
| 2019 | Barnaby Joyce | 32.4% | 67.6% | +1.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Kevin Anderson The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Kevin Anderson NP | 65.8% |
| 2019 | Kevin Anderson NP | 71.1% |
| 2015 | Kevin Anderson NP | 60.0% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Duncans Creek?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 70 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Duncans Creek to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Duncans Creek
Is Duncans Creek a safe place to live?
Recorded crime in Duncans Creek is high (96/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Duncans Creek?
Duncans Creek has a high recorded bushfire history (72/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Duncans Creek?
Duncans Creek, NSW had a population of 70 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Duncans Creek, NSW?
The postcode for Duncans Creek, NSW is 2340.
How far is Duncans Creek from Sydney?
Duncans Creek is 416 km from Sydney CBD by road, about 307 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Duncans Creek?
At the 2021 ABS Census, median household income in Duncans Creek was $71,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Duncans Creek?
There are too few current rental listings in Duncans Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $400, across all dwelling types.
What is the median age in Duncans Creek?
The median age of residents in Duncans Creek was 51 at the 2021 ABS Census.
Is Duncans Creek at risk of bushfire?
Duncans Creek has a high recorded bushfire history (72/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Duncans Creek walkable?
Duncans Creek scores 5/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Duncans Creek?
At the nearest Bureau of Meteorology station to Duncans Creek, Woolbrook (Woolbrook Road) (49 km away), summer days average 27.5°C, winter nights 0.1°C, 784 mm of rain a year over 84 rainy days, and 3 days a year above 35°C over 2006-2026.
What is the median house price in Duncans Creek?
The median sale price for houses in Duncans Creek was $125,000 in the Q4 2025 quarter, based on a small sample of 1 sales — take as indicative.
Is the First Home Owner Grant available in Duncans Creek?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Duncans Creek belong to?
Duncans Creek sits within the Tamworth local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Duncans Creek?
The average residential rates bill through Tamworth is $1,397 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Duncans Creek?
Across Tamworth, 390 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 34.9% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Duncans Creek in?
Duncans Creek sits within the federal Division of New England, currently held by Barnaby Joyce (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.