Cumberland Reach NSW 2756
Cumberland Reach is a rural locality in New South Wales, 80 km from Sydney CBD, around 1 hour 25 minutes by car. Population is 208; the median age is 38 and the median household income is $124,072 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 14.9% from 2016 to 2021. The 2021 Census recorded a median rent of $530 per week and a median monthly mortgage of $2,167. The area shows high bushfire risk. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 208. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
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Median House Price
Q4 2025Cumberland Reach's house market is moving higher: the median sale price reached $725,000 in the December 2025 quarter, roughly 16% above where it sat a year earlier. That said, only five sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 18% over the past decade — 1.7% per year on average.
$725,000
Based on 5 recorded sales in the quarter.
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $700/wk
- 65 bonds
- +46% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2756 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025115 Moderately unaffordable · the average rental household in this region would pay about 26% of its income on the median rent in postcode 2756.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Serious Road Crashes
2021–2025No crash in Cumberland Reach killed anyone or put anyone in hospital in 2021–2025.
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Hawkesbury City Council has published 5 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Combined Macdonald River, Colo River, Webbs Creek and Greens Creek Flood Study and Floodplain Risk Management Study and Plan 2025
- Redbank Creek Flood Study 2025
- Hawkesbury Floodplain Risk Management Study and Plan 2025 2025
- Hobartville - Evacuation Route Study 2008
- Bligh Park - Evacuation Route Study 2007
Schools
Walkability
Cumberland Reach is very car-dependent on foot — at 8/100, nearly all errands require a car.
NBN connectivity
The internet access technology available across NBN premises in Cumberland Reach.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 76
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Hawkesbury: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Cumberland Reach is home to 208 residents, with a median age of 38, broadly in line with the national figure. Median household income runs at $124,000 a year, with unemployment at 2.8%.
2021 Census · change since 2016
Population
208
Median Age
38
Median Household Income
$124,072/yr
Census Median Rent
$530/wk
Census Median Mortgage
$2,167/mo
Avg Household Size
3.1
Median Personal Income
$47,944/yr
Unemployment Rate
2.8%
Unoccupied Dwellings
8.3%
Total Dwellings
60
Owner-Occupier Rate
100.0%
Houses
100.0%
Rental Stress
22.2%
Mortgage Stress
21.0%
Work From Home
28.0%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 77.9%
- English Spoken at Home
- 81.7%
- Employment Rate
- 62.9%
- Completed Year 12
- 22.1%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,650 a year through Hawkesbury based on 2024 figures.
How this land is zoned
- Rural and farming 81%
- Environmental 19%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Hawkesbury
In the year to August 2026, 459 new dwellings were approved across Hawkesbury. That mix is 416 houses and 43 units. Approvals are up 2.6% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Deerubbin Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 6.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 2 days exceeded the daily threshold of 25 µg/m³.
PM10 averaged 14.5 µg/m³ · NO₂ averaged 0.23 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.
From the Richmond monitoring station, 21.7 km away.
Climate & Setting
from Richmond - Uws Hawkesbury, 21.7 kmModerate rainfall.
- Elevation
- 80 m
- above sea level, at the locality centre
- Distance to the ocean
- 32.0 km
- Annual rainfall
- 806 mm
- 59 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2756, 139 of 30,557 registered light vehicles are battery-electric on 31 January 2025. A further 2.7% (821 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.1%.
Rooftop solar
In postcode 2756, 5,677 rooftop-solar systems totalling 54.8 MW have been installed since 2001, against 12,362 dwellings recorded in the 2021 Census. 409 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 median10 mortgage brokers are registered in postcode 2756.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $725,000 this is $125,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Susan Templeman Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Susan Templeman | 57.7% | 42.3% | +1.4 |
| 2022 | Susan Templeman | 57.8% | 42.2% | -7.6 |
| 2019 | Susan Templeman | 50.2% | 49.8% | +2.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Robyn Preston Liberal
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Robyn Preston LP | 59.8% |
| 2019 | Robyn Preston LP | 67.5% |
| 2015 | Dominic Perrottet LP | 67.8% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Cumberland Reach?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 208 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
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Common questions about Cumberland Reach
Is Cumberland Reach a safe place to live?
Cumberland Reach had no recorded offences in the latest year of NSW police data.
What natural hazards affect Cumberland Reach?
Cumberland Reach has a moderate recorded bushfire history (65/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Cumberland Reach?
Cumberland Reach, NSW had a population of 208 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Cumberland Reach, NSW?
The postcode for Cumberland Reach, NSW is 2756.
How far is Cumberland Reach from Sydney?
Cumberland Reach is 80 km from Sydney CBD by road, about 86 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Cumberland Reach?
At the 2021 ABS Census, median household income in Cumberland Reach was $124,072 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Cumberland Reach?
There are too few current rental listings in Cumberland Reach for a reliable median. At the 2021 ABS Census the median weekly rent was $530, across all dwelling types.
What is the median age in Cumberland Reach?
The median age of residents in Cumberland Reach was 38 at the 2021 ABS Census.
Is Cumberland Reach at risk of bushfire?
Cumberland Reach has a moderate recorded bushfire history (65/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Cumberland Reach walkable?
Cumberland Reach scores 8/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Cumberland Reach?
The nearest government air-quality monitoring station to Cumberland Reach (Richmond) recorded a 2025 annual mean PM2.5 of 6.3 µg/m³ and PM10 of 14.5 µg/m³. That puts Cumberland Reach below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Cumberland Reach?
At the nearest Bureau of Meteorology station to Cumberland Reach, Richmond - Uws Hawkesbury (21.7 km away), 806 mm of rain a year over 59 rainy days over 2006-2026.
What is the median house price in Cumberland Reach?
The median sale price for houses in Cumberland Reach was $725,000 in the Q4 2025 quarter, based on 5 recorded sales.
Is the First Home Owner Grant available in Cumberland Reach?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Cumberland Reach belong to?
Cumberland Reach sits within the Hawkesbury local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Cumberland Reach?
The average residential rates bill through Hawkesbury is $1,650 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Cumberland Reach?
Across Hawkesbury, 459 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 2.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Cumberland Reach in?
Cumberland Reach sits within the federal Division of Macquarie, currently held by Susan Templeman (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.