Cudgee VIC 3265

Located in Victoria, Cudgee sits 241 km from Melbourne CBD, around 2 hours 55 minutes by car. The locality has 311 residents, a median age of 37, and a median household income of $104,988 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. The locality grew 30.7% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $225 per week and a median monthly mortgage of $1,601. Cudgee is characterised by high bushfire risk and no recorded flood exposure. All 1 school within the locality boundary rank above the state average, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 311. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Cudgee?

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Short-Stay Rentals

1 active Airbnb listing: 1 whole home and 0 rooms. Whole homes are about 1.0% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Cudgee safe? Crime statistics

2026

Crime in Cudgee sits in the low band, with 1 incidents recorded in 2026 — down roughly 50% on the prior year.

1 offences

50.0% since 2025
Assault 1 (100.0%)

Crime Trend

Serious Road Crashes

2021–2025

3 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Cudgee, and the cohort skews above peer-suburb performance. Cudgee Primary School leads the pack.

62
out of 100
Average
1 school in this locality
1 above similar
  • • 23 students in one school (avg 23)

Primary

Government · Prep-6 · 23 students
ICSEA 1052 (higher than 69% of Australian schools) · 27% top-SEA students
Above similar

Walkability

Cudgee is very car-dependent on foot — at 13/100, nearly all errands require a car.

13
out of 100
Very Car-Dependent
Top 24% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 60
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Cudgee.

27
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
127
Technology mix
Fixed wireless (WIRELESS) 77%
Satellite (Sky Muster) (SATELLITE) 23%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Moyne: council population

The whole council area, not just Cudgee · estimated residents
at 30 June 2025
Residents
17,760
+0.5% in a year
Change
+94
people since 2024
Density
3.2
people per km² across the council area
What drove the change
Natural increase
+50
births minus deaths
Net internal migration
-7
moves within Australia
Net overseas migration
+51
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
6/10
5/10 within VIC
income, education, jobs and housing together
Economic resources
7/10
6/10 within VIC
income against housing cost and household size
Education and occupation
6/10
4/10 within VIC
qualifications and job type, income excluded

Cudgee is home to 311 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $105,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

311

30.7% since 2016

Median Age

37

8.8% since 2016

Median Household Income

$104,988/yr

21.2% since 2016
Top 23% in VIC

Census Median Rent

$225/wk

6.1% since 2016

Census Median Mortgage

$1,601/mo

7.1% since 2016

Avg Household Size

3.1

no change since 2016

Median Personal Income

$40,716/yr

36.2% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

7.4%

57.4% since 2016

Total Dwellings

95

48.4% since 2016

Owner-Occupier Rate

89.9%

3.8% since 2016

Houses

100.0%

no change since 2016

Rental Stress

11.1%

12.6% since 2016

Mortgage Stress

18.3%

11.6% since 2016

Work From Home

19.6%

130.6% since 2016

Dwelling Types

Houses 95 (100.0%)

Property Ownership

Mortgage 66 (66.7%)
Owned Outright 23 (23.2%)
Renting 10 (10.1%)

Demographics

Born in Australia
85.2%
English Spoken at Home
88.7%
Employment Rate
75.5%
22.4% since 2016
Completed Year 12
37.0%

Occupations

Professionals 36 (20.7%)
Managers 36 (20.7%)
Technicians & Trades 32 (18.4%)
Community & Personal Service 24 (13.8%)
Labourers 21 (12.1%)
Clerical & Administrative 12 (6.9%)
Sales 8 (4.6%)
Machinery Operators & Drivers 4 (2.3%)

Religion

No Religion 147 (47.3%)
Christianity 145 (46.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 15 (4.8%)
Germany 5 (1.6%)
New Zealand 3 (1.0%)
Philippines 3 (1.0%)

Age Distribution

0-4 15 (4.8%)
5-14 67 (21.5%)
15-19 31 (10.0%)
20-24 11 (3.5%)
25-34 33 (10.6%)
35-44 44 (14.1%)
45-54 59 (19.0%)
55-64 27 (8.7%)
65-74 25 (8.0%)
75-84 8 (2.6%)

Family & Household Composition

Couple Families 45 (70.3%)
Lone Person 13 (20.3%)
One Parent Families 6 (9.4%)

Commute to Work

Car (driver) 106 (71.6%)
Worked from Home 29 (19.6%)
Car (passenger) 7 (4.7%)
Walked Only 6 (4.1%)

Education

Certificate III & IV 59 (19.0%)
Bachelor Degree 26 (8.4%)
Advanced Diploma / Diploma 20 (6.4%)
Graduate Diploma / Certificate 7 (2.3%)
Postgraduate Degree 6 (1.9%)

Cars per Dwelling

1 car 12 (13.0%)
2 cars 42 (45.7%)
3 cars 18 (19.6%)
4+ cars 20 (21.7%)

Council Rates

Moyne
FY 2024-25

Households face an average residential rates bill of $1,613 a year through Moyne based on 2024 figures.

Avg residential rate
$1,613/yr
17% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.211¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Cudgee's area by planning zone
2026-09
  • Rural and farming 88%
  • Residential 11%
  • Infrastructure and transport 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Moyne

The whole council area, not just Cudgee · new residential dwellings
to 2026-08

In the year to August 2026, 64 new dwellings were approved across Moyne. That mix is 59 houses and 5 units. Approvals are down 15.4% on the same period a year earlier.

Trailing 12 months
64dwellings
-15.4% YoY
Houses
59
detached dwellings
Units
5
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Eastern Maar Aboriginal Corporation (appointed 2013).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Terang, 25.6 km

Moderate rainfall.

Elevation
31 m
above sea level, at the locality centre
Distance to the ocean
12.1 km
Annual rainfall
717 mm
105 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.2%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 13% in VIC

In postcode 3265, 6 of 2,835 registered light vehicles are battery-electric on 31 January 2025. A further 1.0% (29 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.2%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.14%
2025
0.21%

Rooftop solar

41
systems per 100 dwellings
Averaging 12.6 kW each

In postcode 3265, 454 rooftop-solar systems totalling 5.7 MW have been installed since 2001, against 1,098 dwellings recorded in the 2021 Census. 14 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
67
2020
42
2021
22
2022
26
2023
34
2024
28
2025
15
2026
8

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

1 first-home grant was paid in postcode 3265 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 20, in 2004-05.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Wannon

Currently held by Dan Tehan Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Tehan 39.1% 60.9% -2.3
2022 Dan Tehan 40.9% 59.1% -1.1
2019 Dan Tehan 39.6% 60.4% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

South-West Coast District

Currently held by Roma Britnell Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Roma Britnell LP 58.0% 42.0% 58.0%
2018 Roma Britnell LP 52.3% 47.7% 52.3%
2014 Denis Napthine LP 57.0% 39.0% 61.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Cudgee?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Cudgee

Is Cudgee a safe place to live?

Recorded crime in Cudgee is low (14/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Cudgee?

Cudgee has a high recorded bushfire history (86/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Cudgee?

Cudgee, VIC had a population of 311 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cudgee, VIC?

The postcode for Cudgee, VIC is 3265.

How far is Cudgee from Melbourne?

Cudgee is 241 km from Melbourne CBD by road, about 176 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cudgee?

At the 2021 ABS Census, median household income in Cudgee was $104,988 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cudgee?

There are too few current rental listings in Cudgee for a reliable median. At the 2021 ABS Census the median weekly rent was $225, across all dwelling types.

What is the median age in Cudgee?

The median age of residents in Cudgee was 37 at the 2021 ABS Census.

Is Cudgee at risk of bushfire?

Cudgee has a high recorded bushfire history (86/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Cudgee?

There is 1 school inside the Cudgee boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Cudgee walkable?

Cudgee scores 13/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Cudgee?

At the nearest Bureau of Meteorology station to Cudgee, Terang (25.6 km away), 717 mm of rain a year over 105 rainy days over 2006-2026.

Is the First Home Owner Grant available in Cudgee?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cudgee belong to?

Cudgee sits within the Moyne local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cudgee?

The average residential rates bill through Moyne is $1,613 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cudgee?

Across Moyne, 64 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 15.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cudgee in?

Cudgee sits within the federal Division of Wannon, currently held by Dan Tehan (Liberal).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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