Cowell SA 5602

Located in South Australia, Cowell sits 490 km from Adelaide CBD, around 5 hours 25 minutes by car. The town has 1,124 residents, a median age of 53, and a median household income of $60,372 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The town grew 1.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $200 per week and a median monthly mortgage of $1,040. Cowell is characterised by high coastal erosion risk. All 1 school within the town boundary rank above the state average, and walkability is moderate.

Is Cowell a good town?

Cowell scores a D (28/100) on SuburbScan's Liveability grade — weaker on community.

Schools

Mixed results

1 school · 1 above peer schools

Transit

Some car dependence

Walkability 42/100 · 490 km · 323 min drive to Adelaide

Prices

Median available

Median $350K

Safety

Moderate crime risk

Fire 34/100 · Crime 54/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 53 · 1,124 residents

D

Liveability Rating

28 / 100 · Ranked #452 in SA

Each bar is Cowell's rank among SA suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
49
Bushfire Low · Crime Moderate
Socio-economic
20
Disadvantaged
Walkability
25
Somewhat walkable
CBD access
2
490.0 km · 323 min drive to Adelaide
How it's calculated: Safety rank 49 × 25% + Socio-economic rank 20 × 25% + Walkability rank 25 × 15% + CBD access rank 2 × 10% = 28 / 100. Missing components rebalance the remaining weights.
Additional risks: Coastal erosion High

How do you rate the liveability in Cowell?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

28 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

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Median House Price

Public listings data

Cowell's house market is moving higher: the median sale price reached $350,000, roughly 15% above where it sat a year earlier.

Houses

$350,000

last 6 quarters
↑ +14.6% year-on-year

Based on 40 recorded sales in the last 24 months.

Typically sold in 36 days — median across 11 sales that recorded a listing period

By bedrooms

  • 3 bed 24 sales $345K
  • 4 bed 8 sales $445K

Land

$86,500

last 4 quarters
↑ +4.0% year-on-year

Based on 22 recorded sales in the last 24 months.

Typically sold in 50 days — median across 4 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Cowell are currently listed at around $450,000 on average. Based on 13 houses listed in the past six months.

$450K

13 houses listed in the last 6 months.

13 of the suburb's 434 dwellings (3.0%) were listed for sale in the last 6 months.

Is Cowell safe? Crime statistics

2026

Crime in Cowell sits in the moderate band, with 31 incidents recorded in 2026 — up roughly 24% on the prior year.

31 offences

24.0% since 2025
Assault 10 (32.3%)
Break & Enter 9 (29.0%)
Property Damage 7 (22.6%)
Theft 5 (16.1%)

Crime Trend

Serious Road Crashes

2021–2025

4 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. This state’s crash data does not name the road.

Coastal Erosion

100
monitoring points
within 5 km
74
actively eroding
> 0.1 m/yr retreat
-0.36
worst rate (m/yr)
Significant
545 m
nearest coastline
monitoring point

Shoreline Change Summary

1988–2025
Stable or accreting 46 (46%)
Moderate erosion (0.1–0.3 m/yr) 50 (50%)
Significant erosion (> 0.3 m/yr) 4 (4%)

Nearest Eroding Coastline

Distance
545 m
Rate
-0.22 m/yr
Net Movement
-3.4 m
Certainty
good

Data Quality

High certainty: 93 of 100 points (93%)

Schools

One school serve Cowell, and the cohort skews above peer-suburb performance. Cowell Area School leads the pack.

62
out of 100
Average
1 school in this town
1 above similar
  • • 169 students in one school (avg 169)

Combined

Government · R-12 · 169 students
ICSEA 969 (higher than 33% of Australian schools) · 6% top-SEA students
Above similar

Walkability

Cowell is car-dependent on foot — at 42/100, most errands require a car. Within the town there are 1 supermarket, 7 parks and 5 cafes to anchor that walking radius.

42
out of 100
Car-Dependent
Top 22% in SA
Public Transport within 1 km 21
Schools within 1.5 km 60
Parks within 800 m 60
Supermarkets within 1 km 60
GPs within 1 km 0
Pharmacies within 1 km 60
Childcare within 1 km 60
Hospitals within 5 km 60

NBN connectivity

The internet access technology available across NBN premises in Cowell.

44
connectivity score / 100
Most common
Fibre to the node
Full-fibre (FTTP) share
0%
Premises covered
663
Technology mix
Fibre to the node (FTTN) 96%
Satellite (Sky Muster) (SATELLITE) 3%
Fibre to the premises (FTTP) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
5 in town
Parks & Reserves
7 in town
Sport & Recreation
2 in town
Beaches
1 in town
Waterways
9 in town
Childcare
1 in town
GPs
None
Pharmacies
1 in town
Hospitals
1 in town
Police Stations
1 in town
Banks & Bank@Post
2 in town
Fuel Stations
3 in town
EV Chargers
1 in town
Pubs & Bars
2 in town
Arts & Culture
1 in town
Places of Worship
2 in town

Franklin Harbour: council population

The whole council area, not just Cowell · estimated residents
at 30 June 2025
Residents
1,367
+0.6% in a year
Change
+8
people since 2024
Density
0.5
people per km² across the council area
What drove the change
Natural increase
-2
births minus deaths
Net internal migration
+9
moves within Australia
Net overseas migration
+1
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within SA
income, education, jobs and housing together
Economic resources
2/10
3/10 within SA
income against housing cost and household size
Education and occupation
2/10
2/10 within SA
qualifications and job type, income excluded

Cowell is home to about 1,100 residents, with a median age of 53 — noticeably older than the national figure of 38. Median household income runs at $60,000 a year, with unemployment at 2.9%.

2021 Census · change since 2016

Population

1,124

1.4% since 2016

Median Age

53

6.0% since 2016

Median Household Income

$60,372/yr

12.2% since 2016

Census Median Rent

$200/wk

1.0% since 2016

Census Median Mortgage

$1,040/mo

13.3% since 2016

Avg Household Size

2.2

no change since 2016

Median Personal Income

$34,788/yr

27.2% since 2016

Unemployment Rate

2.9%

60.3% since 2016

Unoccupied Dwellings

29.5%

3.5% since 2016

Total Dwellings

434

2.1% since 2016

Owner-Occupier Rate

75.7%

2.6% since 2016

Houses

81.3%

8.5% since 2016

Rental Stress

17.2%

9.9% since 2016

Mortgage Stress

20.7%

22.8% since 2016

Work From Home

6.3%

28.6% since 2016

Dwelling Types

Houses 353 (81.3%)
Townhouses 67 (15.4%)
Flats / Apartments 14 (3.2%)

Property Ownership

Owned Outright 201 (49.4%)
Mortgage 107 (26.3%)
Renting 99 (24.3%)
Of those rentals, social housing 20 (20.2%)

4 rented from a state or territory housing authority and 16 from a community housing provider, as a share of the 99 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
81.4%
English Spoken at Home
87.8%
Employment Rate
48.1%
2.8% since 2016
Completed Year 12
26.0%

Occupations

Managers 103 (22.2%)
Technicians & Trades 65 (14.0%)
Community & Personal Service 65 (14.0%)
Machinery Operators & Drivers 58 (12.5%)
Labourers 48 (10.3%)
Professionals 46 (9.9%)
Sales 35 (7.5%)
Clerical & Administrative 31 (6.7%)

Religion

No Religion 491 (43.7%)
Christianity 474 (42.2%)
Buddhism 10 (0.9%)
Islam 4 (0.4%)
Hinduism 3 (0.3%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 33 (2.9%)
New Zealand 9 (0.8%)
South Africa 8 (0.7%)
Germany 7 (0.6%)
Netherlands 6 (0.5%)
Philippines 5 (0.4%)
Scotland 3 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 5 (0.4%)
2011-2015 13 (1.2%)
2001-2010 7 (0.6%)
1991-2000 6 (0.5%)
1981-1990 11 (1.0%)
Before 1981 42 (3.7%)

5 residents (0.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

5.2% of residents (56) lived in a capital city five years earlier, most of them in Adelaide (36).

Top places newcomers came from, as a share of the 1,085 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Age Distribution

0-4 39 (3.5%)
5-14 122 (10.9%)
15-19 46 (4.1%)
20-24 30 (2.7%)
25-34 105 (9.3%)
35-44 106 (9.4%)
45-54 145 (12.9%)
55-64 185 (16.5%)
65-74 221 (19.7%)
75-84 103 (9.2%)
85+ 35 (3.1%)

Family & Household Composition

Lone Person 127 (50.2%)
Couple Families 85 (33.6%)
One Parent Families 30 (11.9%)
Group Household 6 (2.4%)
Other Families 5 (2.0%)

Commute to Work

Car (driver) 270 (73.6%)
Walked Only 33 (9.0%)
Worked from Home 23 (6.3%)
Bus 20 (5.4%)
Car (passenger) 17 (4.6%)
Bicycle 4 (1.1%)

Education

Certificate III & IV 224 (19.9%)
Bachelor Degree 62 (5.5%)
Advanced Diploma / Diploma 59 (5.2%)
Postgraduate Degree 12 (1.1%)
Graduate Diploma / Certificate 4 (0.4%)

Cars per Dwelling

0 cars 16 (3.8%)
1 car 134 (31.8%)
2 cars 153 (36.3%)
3 cars 73 (17.3%)
4+ cars 39 (9.3%)

Council Rates

Franklin Harbour
FY 2024-25

Households face an average residential rates bill of $1,072 a year through Franklin Harbour based on 2024 figures.

Avg residential rate
$1,072/yr
42% below the SA average of $1,863 · median of 68 councils
Valuation basis
Capital Value
land + buildings

How this land is zoned

Share of Cowell's area by planning zone
2026-09
  • Rural and farming 78%
  • Environmental 21%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Franklin Harbour

The whole council area, not just Cowell · new residential dwellings
to 2026-08

In the year to August 2026, 5 new dwellings were approved across Franklin Harbour. Almost all of the pipeline is detached houses. Approvals are down 66.7% on the same period a year earlier.

Trailing 12 months
5dwellings
-66.7% YoY
Houses
5
detached dwellings
Units
0
townhouses + apartments

Climate & Setting

from Cleve Aerodrome, 39.1 km

Dry climate — hot summers, mild winters.

Elevation
8 m
above sea level, at the town centre
Distance to the ocean
546 m
Annual rainfall
326 mm
61 rainy days
Summer max (Jan)
28.3°C
23 days ≥ 35°C
Winter min (Jul)
7.7°C
0 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.2%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 5602, 3 of 1,466 registered light vehicles are battery-electric on 31 January 2025. A further 1.2% (18 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.4%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.00%
2024
0.21%
2025
0.21%

Rooftop solar

64
systems per 100 dwellings
Averaging 6.6 kW each

In postcode 5602, 510 rooftop-solar systems totalling 3.4 MW have been installed since 2001, against 800 dwellings recorded in the 2021 Census. 21 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
29
2020
29
2021
36
2022
26
2023
26
2024
22
2025
16
2026
20

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$15,000 for new homes.

No purchase-price cap. Stamp duty is fully exempted for eligible first-home buyers as a separate concession.

Verify eligibility with RevenueSA

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$1,825
Loan amount
$280,000
Total interest over 30 years
$377,141
Deposit
$70,000
Stamp duty
$13,830
Cash needed at settlement
$83,830

Conveyance duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with RevenueSA

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Grey

Currently held by Tom Venning Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Tom Venning 45.4% 54.6% +5.4
2022 Rowan Ramsey 39.9% 60.1% -3.2
2019 Rowan Ramsey 36.7% 63.3% +5.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Flinders District

Currently held by Sam Telfer Liberal Party

Next state election: 16 March 2030.

Year Winner Won with
2026 Sam Telfer LP 59.6%
2022 Sam Telfer LP 53.0%

Results are per district. Districts were last redrawn in 2024, so results from before then describe the district of that name, not necessarily this town's voters. Results: Electoral Commission of South Australia.

Looking at a specific address in Cowell?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Cowell to another suburb

Side-by-side stats for any other SA suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Cowell

Is Cowell a safe place to live?

Recorded crime in Cowell is moderate (54/100, ranked against other SA suburbs on offences per resident).

What natural hazards affect Cowell?

Cowell has a low recorded bushfire history (34/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Cowell a good place to live?

Cowell has a SuburbScan Liveability grade of D (28/100), ranked against other SA suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Cowell?

Cowell, SA had a population of 1,124 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cowell, SA?

The postcode for Cowell, SA is 5602.

How far is Cowell from Adelaide?

Cowell is 490 km from Adelaide CBD by road, about 323 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cowell?

At the 2021 ABS Census, median household income in Cowell was $60,372 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cowell?

There are too few current rental listings in Cowell for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.

What is the median age in Cowell?

The median age of residents in Cowell was 53 at the 2021 ABS Census.

Is Cowell at risk of bushfire?

Cowell has a low recorded bushfire history (34/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Cowell?

There is 1 school inside the Cowell boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Cowell walkable?

Cowell scores 42/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Cowell?

At the nearest Bureau of Meteorology station to Cowell, Cleve Aerodrome (39.1 km away), summer days average 28.3°C, winter nights 7.7°C, 326 mm of rain a year over 61 rainy days, and 23 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Cowell?

First-home buyers in SA may be eligible for $15,000 towards new homes. The grant is administered by RevenueSA; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cowell belong to?

Cowell sits within the Franklin Harbour local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cowell?

The average residential rates bill through Franklin Harbour is $1,072 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cowell?

Across Franklin Harbour, 5 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 66.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cowell in?

Cowell sits within the federal Division of Grey, currently held by Tom Venning (Liberal).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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