Cottles Bridge VIC 3099

Located in Victoria, Cottles Bridge sits 39 km from Melbourne CBD, around 53 minutes by car. The locality has 609 residents, a median age of 52, and a median household income of $112,840 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 1.3% from 2016 to 2021. The 2021 Census recorded a median rent of $260 per week and a median monthly mortgage of $2,524. The area shows high bushfire risk. 1 school sits within the locality boundary, and walkability is low.

Is Cottles Bridge a good place to live?

Cottles Bridge scores a B (56/100) on SuburbScan's Liveability grade — strong on community, weaker on safety.

Schools

Mixed results

1 school

Transit

Some car dependence

Walkability 0/100 · 39.3 km · 53 min drive to Melbourne

Prices

Median available

Median $1.46M

Safety

High bushfire risk

Fire 89/100 · Crime 17/100 · Flood 23/100

Community

Very advantaged

SEIFA decile 10/10 · median age 52 · 609 residents

B

Liveability Rating

56 / 100 · Ranked #323 in VIC

Each bar is Cottles Bridge's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
51
Bushfire High · Crime Low · Flood Low
Socio-economic
86
Very advantaged
Walkability
9
Very car-dependent
CBD access
66
39.3 km · 53 min drive to Melbourne
How it's calculated: Safety rank 51 × 25% + Socio-economic rank 86 × 25% + Walkability rank 9 × 15% + CBD access rank 66 × 10% = 56 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Cottles Bridge?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

56 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Cottles Bridge's house market is moving higher: the median sale price reached $1.46 million, roughly 49% above where it sat a year earlier.

$1,462,500

last 2 quarters

45% above its 3 neighbours (median $1,012,000)

↑ +49.4% year-on-year

Based on 11 recorded sales in the last 24 months.

Typically sold in 44 days — median across 4 sales that recorded a listing period

By bedrooms

  • 4 bed 5 sales $1.25M

Currently for Sale

Last 6 months

Houses in Cottles Bridge are currently listed at around $1.93 million on average. Based on 5 houses listed in the past six months.

$1.93M

5 houses listed in the last 6 months.

5 of the suburb's 213 dwellings (2.3%) were listed for sale in the last 6 months.

Short-Stay Rentals

5 active Airbnb listings: 5 whole homes and 0 rooms. Whole homes are about 2.1% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Cottles Bridge safe? Crime statistics

2026

Crime in Cottles Bridge sits in the low band, with 6 incidents recorded in 2026 — down roughly 46% on the prior year.

6 offences

45.5% since 2025
Theft 3 (50.0%)
Harassment & Stalking 1 (16.7%)
Property Damage 1 (16.7%)
Fraud & Deception 1 (16.7%)

Crime Trend

Serious Road Crashes

2021–2025

5 crashes

where someone was killed or admitted to hospital

Where they happened

Heidelberg-Kinglake Road 4 (80.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serves Cottles Bridge, but none have published comparable ratings yet.

—
No rated schools
1 school in this locality
1 unrated
  • • 31 students in one school (avg 31)

Primary

Independent · Prep-5 · 31 students
ICSEA 1065 (higher than 74% of Australian schools) · 29% top-SEA students

Walkability

Cottles Bridge is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 11% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Cottles Bridge.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
219
Technology mix
Fixed wireless (WIRELESS) 93%
Satellite (Sky Muster) (SATELLITE) 4%
Fibre to the node (FTTN) 3%
Fibre to the premises (FTTP) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Nillumbik: council population

The whole council area, not just Cottles Bridge · estimated residents
at 30 June 2025
Residents
63,797
+0.4% in a year
Change
+269
people since 2024
Density
148
people per km² across the council area
What drove the change
Natural increase
+223
births minus deaths
Net internal migration
-292
moves within Australia
Net overseas migration
+338
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
10/10
10/10 within VIC
qualifications and job type, income excluded

Cottles Bridge is home to 609 residents, with a median age of 52 — noticeably older than the national figure of 38. Median household income runs at $113,000 a year, with unemployment at 4.2%.

2021 Census · change since 2016

Population

609

1.3% since 2016

Median Age

52

4.0% since 2016

Median Household Income

$112,840/yr

8.9% since 2016
Top 14% in VIC

Census Median Rent

$260/wk

104.7% since 2016

Census Median Mortgage

$2,524/mo

10.9% since 2016

Avg Household Size

2.7

6.9% since 2016

Median Personal Income

$43,420/yr

16.1% since 2016

Unemployment Rate

4.2%

82.6% since 2016

Unoccupied Dwellings

8.0%

32.2% since 2016

Total Dwellings

213

9.2% since 2016

Owner-Occupier Rate

89.0%

1.9% since 2016

Houses

100.0%

3.7% since 2016

Rental Stress

12.0%

87.5% since 2016

Mortgage Stress

26.8%

1.5% since 2016

Work From Home

34.6%

145.4% since 2016

Dwelling Types

Houses 213 (100.0%)

Property Ownership

Owned Outright 103 (49.0%)
Mortgage 84 (40.0%)
Renting 23 (11.0%)

Demographics

Born in Australia
82.1%
English Spoken at Home
94.3%
Employment Rate
61.5%
5.7% since 2016
Completed Year 12
54.4%

Occupations

Professionals 87 (27.0%)
Technicians & Trades 50 (15.5%)
Managers 48 (14.9%)
Clerical & Administrative 43 (13.4%)
Community & Personal Service 30 (9.3%)
Labourers 21 (6.5%)
Sales 19 (5.9%)
Machinery Operators & Drivers 10 (3.1%)

Religion

No Religion 316 (51.9%)
Christianity 242 (39.7%)
Buddhism 8 (1.3%)
Other Religions 5 (0.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 38 (6.2%)
New Zealand 9 (1.5%)
Netherlands 6 (1.0%)
Canada 4 (0.7%)
Zimbabwe 4 (0.7%)
South Africa 3 (0.5%)
Germany 3 (0.5%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 0 (0.0%)
2011-2015 9 (1.5%)
2001-2010 12 (2.0%)
1991-2000 8 (1.3%)
1981-1990 20 (3.3%)
Before 1981 32 (5.3%)

0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Age Distribution

0-4 26 (4.3%)
5-14 67 (11.0%)
15-19 35 (5.7%)
20-24 44 (7.2%)
25-34 44 (7.2%)
35-44 49 (8.0%)
45-54 77 (12.6%)
55-64 126 (20.7%)
65-74 113 (18.6%)
75-84 37 (6.1%)
85+ 7 (1.1%)

Family & Household Composition

Couple Families 79 (57.7%)
Lone Person 31 (22.6%)
One Parent Families 17 (12.4%)
Group Household 10 (7.3%)

Commute to Work

Car (driver) 154 (59.2%)
Worked from Home 90 (34.6%)
Car (passenger) 10 (3.8%)
Walked Only 6 (2.3%)

5% of employed residents work in a capital's city centre (16 of 322).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 112 (18.4%)
Certificate III & IV 84 (13.8%)
Advanced Diploma / Diploma 76 (12.5%)
Postgraduate Degree 47 (7.7%)
Graduate Diploma / Certificate 29 (4.8%)

Cars per Dwelling

0 cars 4 (1.9%)
1 car 30 (14.1%)
2 cars 77 (36.2%)
3 cars 51 (23.9%)
4+ cars 51 (23.9%)

Council Rates

Nillumbik
FY 2024-25

Households face an average residential rates bill of $2,696 a year through Nillumbik based on 2024 figures.

Avg residential rate
$2,696/yr
39% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.298¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Cottles Bridge's area by planning zone
2026-09
  • Environmental 96%
  • Parks and recreation 3%
  • Infrastructure and transport 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Nillumbik

The whole council area, not just Cottles Bridge · new residential dwellings
to 2026-08

In the year to August 2026, 98 new dwellings were approved across Nillumbik. That mix is 65 houses and 33 units. Approvals are up 8.3% on the same period a year earlier.

Trailing 12 months
98dwellings
+8.3% YoY
Houses
65
detached dwellings
Units
33
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wurundjeri Woi Wurrung Cultural Heritage Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 3.9 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

From the Macleod monitoring station, 19.4 km away.

Climate & Setting

from Toolangi (Mount St Leonard Dpi), 24.8 km

High rainfall — mild summers, cool winters.

Elevation
139 m
above sea level, at the locality centre
Distance to the ocean
35.9 km
Annual rainfall
1,215 mm
82 rainy days
Summer max (Jan)
22.9°C
Winter min (Jul)
3.8°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.2%
of light vehicles are electric
Up from 0.00% in 2021
+0.3 points this year
Top 17% in VIC

In postcode 3099, 52 of 4,255 registered light vehicles are battery-electric on 31 January 2025. A further 1.8% (77 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.0%.

Electric share, year by year
2021
0.00%
2022
0.19%
2023
0.45%
2024
0.94%
2025
1.22%

Rooftop solar

41
systems per 100 dwellings
Averaging 6.3 kW each

In postcode 3099, 749 rooftop-solar systems totalling 4.7 MW have been installed since 2001, against 1,822 dwellings recorded in the 2021 Census. 43 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
36
2020
65
2021
59
2022
60
2023
44
2024
38
2025
40
2026
22

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3099 in 2025-26. The most was 27, in 2002-03.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$7,628
Loan amount
$1,170,000
Total interest over 30 years
$1,575,909

1 mortgage broker is registered in postcode 3099.

Deposit
$292,500
Stamp duty
$80,438
Cash needed at settlement
$372,938

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mcewen

Currently held by Rob Mitchell Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Rob Mitchell 54.8% 45.2% +0.9
2022 Rob Mitchell 53.3% 46.7% +2.0
2019 Rob Mitchell 55.0% 45.0% +1.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Eildon District

Currently held by Cindy McLeish Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Cindy McLeish LP 53.3% 42.9% 57.1%
2018 Cindy McLeish LP 50.2% 47.6% 52.4%
2014 Cindy McLeish LP 51.7% 46.2% 53.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Cottles Bridge?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Checking the whole city?

Suburbs to avoid in Melbourne There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Melbourne suburbs ranked on them, with what the numbers do and don't mean.

Nearby suburbs

Compare Cottles Bridge to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Cottles Bridge

Is Cottles Bridge a safe place to live?

Recorded crime in Cottles Bridge is low (17/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Cottles Bridge?

Cottles Bridge has a high recorded bushfire history (89/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (23/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Cottles Bridge a good place to live?

Cottles Bridge has a SuburbScan Liveability grade of B (56/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Cottles Bridge?

Cottles Bridge, VIC had a population of 609 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cottles Bridge, VIC?

The postcode for Cottles Bridge, VIC is 3099.

How far is Cottles Bridge from Melbourne?

Cottles Bridge is 39 km from Melbourne CBD by road, about 53 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cottles Bridge?

At the 2021 ABS Census, median household income in Cottles Bridge was $112,840 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cottles Bridge?

There are too few current rental listings in Cottles Bridge for a reliable median. At the 2021 ABS Census the median weekly rent was $260, across all dwelling types.

What is the median age in Cottles Bridge?

The median age of residents in Cottles Bridge was 52 at the 2021 ABS Census.

Is Cottles Bridge at risk of bushfire?

Cottles Bridge has a high recorded bushfire history (89/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Cottles Bridge?

There is 1 school inside the Cottles Bridge boundary, none of which has enough NAPLAN and ICSEA data for a quality band.

What is the air quality in Cottles Bridge?

The nearest government air-quality monitoring station to Cottles Bridge (Macleod) recorded a 2025 annual mean PM2.5 of 3.9 µg/m³. That puts Cottles Bridge below the WHO annual guideline of 5 µg/m³.

What is the weather like in Cottles Bridge?

At the nearest Bureau of Meteorology station to Cottles Bridge, Toolangi (Mount St Leonard Dpi) (24.8 km away), summer days average 22.9°C, winter nights 3.8°C, and 1,215 mm of rain a year over 82 rainy days over 2006-2026.

Is the First Home Owner Grant available in Cottles Bridge?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cottles Bridge belong to?

Cottles Bridge sits within the Nillumbik local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cottles Bridge?

The average residential rates bill through Nillumbik is $2,696 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cottles Bridge?

Across Nillumbik, 98 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 8.3% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cottles Bridge in?

Cottles Bridge sits within the federal Division of Mcewen, currently held by Rob Mitchell (Australian Labor Party).

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