Cottage Point NSW 2084

Cottage Point is a suburb in New South Wales, 34 km from Sydney CBD, around 53 minutes by car. Population is 96; the median age is 60 and the median household income is $143,000 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The suburb fell 2.0% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $607 per week and a median monthly mortgage of $4,300. Cottage Point is characterised by high bushfire risk. Walkability is low.

This suburb is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 96. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Q4 2025

Cottage Point's house market is moving lower: the median sale price reached $2.95 million in the December 2025 quarter, roughly 31% below where it sat a year earlier. That said, only five sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 87% over the past decade — 6.4% per year on average.

$2,950,000

last 5 quarters
Pricier than 93% of NSW
↓ −30.6% year-on-year
↑ +86.7% over 2015–2025 (+6.4%/yr compound)

Based on 5 recorded sales in the quarter.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
All rentals
$1,262/wk
12 bonds

Median weekly rent on bonds lodged for new tenancies across postcode 2084 (NSW publishes bonds by postcode, which can cover several suburbs). Asking rents above come from advertised listings.

Short-Stay Rentals

4 active Airbnb listings: 4 whole homes and 0 rooms.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months.

Is Cottage Point safe? Crime statistics

2025

Crime in Cottage Point sits in the low band, with 3 incidents recorded in 2025.

3 offences

Drug Offences 1 (33.3%)
Property Damage 1 (33.3%)
Weapons Offences 1 (33.3%)

Crime Trend

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Northern Beaches Council has published 17 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 17 on the portal

Schools

No schools in this suburb boundary.

Walkability

Cottage Point is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 24% in NSW
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Cottage Point.

15
connectivity score / 100
Bottom 13% in NSW
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
44
Technology mix
Satellite (Sky Muster) (SATELLITE) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in suburb
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Northern Beaches: council population

The whole council area, not just Cottage Point · estimated residents
at 30 June 2025
Residents
272,656
+0.5% in a year
Change
+1,416
people since 2024
Density
1,073
people per km² across the council area
What drove the change
Natural increase
+692
births minus deaths
Net internal migration
-2,600
moves within Australia
Net overseas migration
+3,324
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within NSW
income, education, jobs and housing together
Economic resources
9/10
9/10 within NSW
income against housing cost and household size
Education and occupation
10/10
10/10 within NSW
qualifications and job type, income excluded

Cottage Point is home to 96 residents, with a median age of 60 — noticeably older than the national figure of 38. Median household income runs at $143,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

96

2.0% since 2016

Median Age

60

9.1% since 2016

Median Household Income

$143,000/yr

32.0% since 2016
Top 7% in NSW

Census Median Rent

$607/wk

5.2% since 2016

Census Median Mortgage

$4,300/mo

116.7% since 2016

Avg Household Size

1.9

17.4% since 2016

Median Personal Income

$70,200/yr

27.1% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

16.3%

52.5% since 2016

Total Dwellings

43

22.9% since 2016

Owner-Occupier Rate

75.7%

5.3% since 2016

Houses

95.3%

4.7% since 2016

Rental Stress

22.1%

20.2% since 2016

Mortgage Stress

36.1%

64.1% since 2016

Work From Home

64.3%

394.6% since 2016

Dwelling Types

Houses 41 (95.3%)
Flats / Apartments 2 (4.7%)

Property Ownership

Owned Outright 17 (45.9%)
Mortgage 11 (29.7%)
Renting 9 (24.3%)

Demographics

Born in Australia
53.1%
English Spoken at Home
69.8%
Employment Rate
43.2%
14.9% since 2016
Completed Year 12
61.5%

Occupations

Managers 13 (31.0%)
Professionals 8 (19.0%)
Technicians & Trades 4 (9.5%)
Community & Personal Service 3 (7.1%)
Labourers 3 (7.1%)

Religion

No Religion 43 (44.8%)
Christianity 26 (27.1%)
Judaism 4 (4.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 8 (8.3%)
Iran 3 (3.1%)

Age Distribution

15-19 8 (8.3%)
20-24 6 (6.2%)
25-34 8 (8.3%)
35-44 10 (10.4%)
45-54 10 (10.4%)
55-64 22 (22.9%)
65-74 28 (29.2%)
75-84 8 (8.3%)
85+ 3 (3.1%)

Family & Household Composition

Lone Person 12 (75.0%)
Couple Families 4 (25.0%)

Commute to Work

Worked from Home 18 (64.3%)
Car (driver) 10 (35.7%)

Education

Bachelor Degree 29 (30.2%)
Postgraduate Degree 11 (11.5%)
Certificate III & IV 10 (10.4%)
Advanced Diploma / Diploma 7 (7.3%)

Cars per Dwelling

1 car 8 (18.6%)
2 cars 21 (48.8%)
3 cars 8 (18.6%)
4+ cars 6 (14.0%)

Council Rates

Northern Beaches
FY 2024-25

Households face an average residential rates bill of $1,696 a year through Northern Beaches based on 2024 figures.

Avg residential rate
$1,696/yr
38% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Cottage Point's area by planning zone
2026-09
  • Environmental 100%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Northern Beaches

The whole council area, not just Cottage Point · new residential dwellings
to 2026-08

In the year to August 2026, 620 new dwellings were approved across Northern Beaches. That mix is 331 houses and 289 units. Approvals are up 50.6% on the same period a year earlier.

Trailing 12 months
620dwellings
+50.6% YoY
Houses
331
detached dwellings
Units
289
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Metropolitan Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 5.4 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 14.2 µg/m³ · NO₂ averaged 0.23 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 3.

From the Macquarie Park monitoring station, 18.0 km away.

Climate & Setting

from Macquarie Park (Willandra Village), 19.6 km

High rainfall.

Elevation
73 m
above sea level, at the suburb centre
Distance to the ocean
5.4 km
3.5 km to a named beach
Annual rainfall
1,176 mm
92 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

2.4%
of light vehicles are electric
Up from 0.51% in 2021
+0.7 points this year
Top 5% in NSW

In postcode 2084, 82 of 3,473 registered light vehicles are battery-electric on 31 January 2025. A further 3.4% (119 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 5.8%.

Electric share, year by year
2021
0.51%
2022
0.80%
2023
1.05%
2024
1.70%
2025
2.36%

Rooftop solar

46
systems per 100 dwellings
Averaging 10.3 kW each

In postcode 2084, 578 rooftop-solar systems totalling 5.9 MW have been installed since 2001, against 1,249 dwellings recorded in the 2021 Census. 56 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
30
2020
44
2021
43
2022
43
2023
68
2024
53
2025
48
2026
30

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$15,385
Loan amount
$2,360,000
Total interest over 30 years
$3,178,756
Deposit
$590,000
Stamp duty
$143,537
Cash needed at settlement
$733,537

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Mackellar

Currently held by Sophie Scamps Independent

Year Winner 2PP ALP 2PP LNP Swing
2025 Sophie Scamps 46.3% 53.7% +4.2
2022 Sophie Scamps 41.4% 58.6% -4.6
2019 Jason Falinski 36.8% 63.2% -2.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Pittwater District

Currently held by Jacqui Scruby Independent — elected at the Oct 2024 by-election, after the results below

Next state election: 13 March 2027.

Year Winner Won with
2023 Roderick (Rory) Amon LP 50.7%
2019 Robert Stokes LP 70.8%
2015 Rob Stokes LP 75.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Cottage Point?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Checking the whole city?

Suburbs to avoid in Sydney There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Sydney suburbs ranked on them, with what the numbers do and don't mean.

Nearby suburbs

Compare Cottage Point to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Cottage Point

Is Cottage Point a safe place to live?

Recorded crime in Cottage Point is low (29/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Cottage Point?

Cottage Point has a high recorded bushfire history (99/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Cottage Point?

Cottage Point, NSW had a population of 96 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cottage Point, NSW?

The postcode for Cottage Point, NSW is 2084.

How far is Cottage Point from Sydney?

Cottage Point is 34 km from Sydney CBD by road, about 53 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cottage Point?

At the 2021 ABS Census, median household income in Cottage Point was $143,000 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cottage Point?

There are too few current rental listings in Cottage Point for a reliable median. At the 2021 ABS Census the median weekly rent was $607, across all dwelling types.

What is the median age in Cottage Point?

The median age of residents in Cottage Point was 60 at the 2021 ABS Census.

Is Cottage Point at risk of bushfire?

Cottage Point has a high recorded bushfire history (99/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the air quality in Cottage Point?

The nearest government air-quality monitoring station to Cottage Point (Macquarie Park) recorded a 2025 annual mean PM2.5 of 5.4 µg/m³ and PM10 of 14.2 µg/m³. That puts Cottage Point below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Cottage Point?

At the nearest Bureau of Meteorology station to Cottage Point, Macquarie Park (Willandra Village) (19.6 km away), 1,176 mm of rain a year over 92 rainy days over 2006-2026.

What is the median house price in Cottage Point?

The median sale price for houses in Cottage Point was $2,950,000 in the Q4 2025 quarter, based on 5 recorded sales.

Is the First Home Owner Grant available in Cottage Point?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cottage Point belong to?

Cottage Point sits within the Northern Beaches local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cottage Point?

The average residential rates bill through Northern Beaches is $1,696 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cottage Point?

Across Northern Beaches, 620 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 50.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cottage Point in?

Cottage Point sits within the federal Division of Mackellar, currently held by Sophie Scamps (Independent).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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