Costerfield sits 131 km from Melbourne CBD in Victoria, around 1 hour 45 minutes by car. Census data records 70 residents with a median age of 59 and a median household income of $44,148 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The locality fell 6.7% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $50 per week and a median monthly mortgage of $1,050. Costerfield is characterised by no recorded flood exposure. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 70. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Costerfield?
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Our score
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Is Costerfield safe? Crime statistics
2025Crime in Costerfield sits in the moderate band, with 2 incidents recorded in 2025.
2 offences
no change since 2024Crime Trend
Serious Road Crashes
2021–20254 crashes
where someone was killed or admitted to hospital
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Walkability
Costerfield is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Costerfield.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 66
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Bendigo: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Costerfield is home to 70 residents, with a median age of 59 — noticeably older than the national figure of 38. Median household income runs at $44,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
70
Median Age
59
Median Household Income
$44,148/yr
Census Median Rent
$50/wk
Census Median Mortgage
$1,050/mo
Avg Household Size
2.0
Median Personal Income
$25,584/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
56.4%
Total Dwellings
39
Owner-Occupier Rate
100.0%
Houses
100.0%
Rental Stress
5.9%
Mortgage Stress
28.5%
Work From Home
30.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 75.7%
- English Spoken at Home
- 94.3%
- Employment Rate
- 41%
- Completed Year 12
- 27.1%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.
How this land is zoned
- Rural and farming 62%
- Parks and recreation 37%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Greater Bendigo
In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Taungurung Land and Waters Council Aboriginal Corporation (appointed 2009).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Redesdale, 29.7 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 204 m
- above sea level, at the locality centre
- Annual rainfall
- 553 mm
- 72 rainy days
- Summer max (Jan)
- 29.6°C
- 18 days ≥ 35°C
- Winter min (Jul)
- 3.1°C
- 23 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
1 facility within 5 km- 2.0 kmGold Ore MiningTop reported: Particulate Matter ≤10.0 µm (PM10) · Oxides of Nitrogen · Carbon monoxide
EV adoption
In postcode 3523, 31 of 4,560 registered light vehicles are battery-electric on 31 January 2025. A further 0.9% (43 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.6%.
Rooftop solar
In postcode 3523, 1,180 rooftop-solar systems totalling 7.2 MW have been installed since 2001, against 2,193 dwellings recorded in the 2021 Census. 73 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3523 in 2025-26. The most was 25, in 2001-02.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Federal Electorate
Currently held by Lisa Chesters Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Lisa Chesters | 51.4% | 48.6% | +51.4 |
| 2022 | Lisa Chesters | 62.1% | 37.9% | -3.3 |
| 2019 | Lisa Chesters | 59.0% | 41.0% | -5.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Annabelle Cleeland The Nationals
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Annabelle Cleeland NP | 59.9% | 40.1% | 59.9% |
| 2018 | Steph Ryan NP | 59.0% | 34.6% | 65.4% |
| 2014 | Steph Ryan NP | 64.5% | 35.5% | 64.5% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Costerfield?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 70 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Costerfield to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Costerfield
Is Costerfield a safe place to live?
Recorded crime in Costerfield is moderate (40/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Costerfield?
Costerfield has a moderate recorded bushfire history (58/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Costerfield?
Costerfield, VIC had a population of 70 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Costerfield, VIC?
The postcode for Costerfield, VIC is 3523.
How far is Costerfield from Melbourne?
Costerfield is 131 km from Melbourne CBD by road, about 107 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Costerfield?
At the 2021 ABS Census, median household income in Costerfield was $44,148 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Costerfield?
There are too few current rental listings in Costerfield for a reliable median. At the 2021 ABS Census the median weekly rent was $50, across all dwelling types.
What is the median age in Costerfield?
The median age of residents in Costerfield was 59 at the 2021 ABS Census.
Is Costerfield at risk of bushfire?
Costerfield has a moderate recorded bushfire history (58/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
What is the weather like in Costerfield?
At the nearest Bureau of Meteorology station to Costerfield, Redesdale (29.7 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Costerfield?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Costerfield belong to?
Costerfield sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Costerfield?
The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Costerfield?
Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Costerfield in?
Costerfield sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).
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Data freshness
- Census · 2021
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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