Cosgrove South sits 210 km from Melbourne CBD in Victoria, around 2 hours 25 minutes by car. Census data records 53 residents with a median age of 57 and a median household income of $58,448 per year. On socioeconomic measures it sits in the top 20% nationally. Population fell 8.6% from 2016 to 2021. The 2021 Census recorded a median rent of $200 per week and a median monthly mortgage of $1,300. The area shows high flood risk and high crime risk. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 53. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Cosgrove South?
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Our score
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Rental Market
Rental affordability
June quarter 202582 Unaffordable · the average rental household in this region would pay about 37% of its income on the median rent in postcode 3631.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Is Cosgrove South safe? Crime statistics
2025Crime in Cosgrove South sits in the high band, with 7 incidents recorded in 2025 — up roughly 75% on the prior year.
7 offences
75.0% since 2024Crime Trend
Serious Road Crashes
2021–20254 crashes
where someone was killed or admitted to hospital
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Walkability
Cosgrove South is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Cosgrove South.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 33
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Shepparton: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Cosgrove South is home to 53 residents, with a median age of 57 — noticeably older than the national figure of 38. Median household income runs at $58,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
53
Median Age
57
Median Household Income
$58,448/yr
Census Median Rent
$200/wk
Census Median Mortgage
$1,300/mo
Avg Household Size
2.0
Median Personal Income
$48,048/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
11.1%
Total Dwellings
27
Owner-Occupier Rate
86.2%
Houses
100.0%
Rental Stress
17.8%
Mortgage Stress
26.7%
Work From Home
28.6%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 86.8%
- English Spoken at Home
- 101.9%
- Employment Rate
- 51.1%
- Completed Year 12
- 34.0%
Occupations
Religion
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $2,449 a year through Greater Shepparton based on 2024 figures.
How this land is zoned
- Rural and farming 94%
- Infrastructure and transport 4%
- Parks and recreation 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Greater Shepparton
In the year to August 2026, 649 new dwellings were approved across Greater Shepparton. That mix is 506 houses and 143 units. Approvals are down 23.4% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Yorta Yorta Nation Aboriginal Corporation (appointed 2007).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Dookie Agricultural College, 7.7 kmDry climate.
- Elevation
- 133 m
- above sea level, at the locality centre
- Annual rainfall
- 484 mm
- 54 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3631, 62 of 14,138 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (283 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.4%.
Rooftop solar
In postcode 3631, 3,533 rooftop-solar systems totalling 27.8 MW have been installed since 2001, against 5,012 dwellings recorded in the 2021 Census. 286 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
22 first-home grants were paid in postcode 3631 in 2025-26, rank 48 of 298 Victorian postcodes. The most was 120, in 2020-21.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Federal Electorate
Currently held by Sam Birrell The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Sam Birrell | 35.6% | 64.4% | +35.6 |
| 2022 | Sam Birrell | 32.9% | 67.2% | -2.9 |
| 2019 | Damian Drum | 30.0% | 70.0% | -2.5 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Kim O'Keeffe The Nationals
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Kim O'Keeffe NP | 56.8% | 25.7% | 74.3% |
| 2018 | Suzanna Sheed IND | 55.3% | 38.3% | 61.7% |
| 2014 | Suzanna Sheed IND | 52.6% | 36.7% | 63.3% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Cosgrove South?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 53 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Cosgrove South to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
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Common questions about Cosgrove South
Is Cosgrove South a safe place to live?
Recorded crime in Cosgrove South is high (89/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Cosgrove South?
Cosgrove South has a low recorded bushfire history (39/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (98/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Cosgrove South?
Cosgrove South, VIC had a population of 53 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Cosgrove South, VIC?
The postcode for Cosgrove South, VIC is 3631.
How far is Cosgrove South from Melbourne?
Cosgrove South is 210 km from Melbourne CBD by road, about 145 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Cosgrove South?
At the 2021 ABS Census, median household income in Cosgrove South was $58,448 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Cosgrove South?
There are too few current rental listings in Cosgrove South for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.
What is the median age in Cosgrove South?
The median age of residents in Cosgrove South was 57 at the 2021 ABS Census.
Is Cosgrove South at risk of bushfire?
Cosgrove South has a low recorded bushfire history (39/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
What is the weather like in Cosgrove South?
At the nearest Bureau of Meteorology station to Cosgrove South, Dookie Agricultural College (7.7 km away), 484 mm of rain a year over 54 rainy days over 2006-2026.
Is the First Home Owner Grant available in Cosgrove South?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Cosgrove South belong to?
Cosgrove South sits within the Greater Shepparton local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Cosgrove South?
The average residential rates bill through Greater Shepparton is $2,449 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Cosgrove South?
Across Greater Shepparton, 649 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 23.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Cosgrove South in?
Cosgrove South sits within the federal Division of Nicholls, currently held by Sam Birrell (The Nationals).
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Data freshness
- Census · 2021
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
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