Cooma NSW 2630
Located in New South Wales, Cooma sits 399 km from Sydney CBD, around 4 hours 30 minutes by car. The town has 6,715 residents, a median age of 44, and a median household income of $71,448 per year. On socioeconomic measures it sits in the lower-middle tier nationally. The 2021 Census recorded a median rent of $290 per week and a median monthly mortgage of $1,300. The area shows high crime risk. Of 8 schools within the town boundary, 2 rank above the state average, and walkability is low.
Is Cooma a good town?
Cooma scores a C (40/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit.
Mixed results
8 schools · 2 above peer schools
Car-dependent
Walkability 28/100 · 399 km · 268 min drive to Sydney
More affordable than most
Median $564K · More affordable than 80% of NSW
Moderate crime risk
Fire 27/100 · Crime 62/100
Below-average income
SEIFA decile 4/10 · median age 44 · 6,715 residents
Liveability Rating
40 / 100 · Ranked #1012 in NSWEach bar is Cooma's rank among NSW suburbs, from 0 to 100 (higher is better).
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Cooma?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
40 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataCooma's house market is moving higher: the median sale price reached $564,000, roughly 10% above where it sat a year earlier.
Houses
$564,000
Based on 206 recorded sales in the last 24 months.
Typically sold in 48 days — median across 95 sales that recorded a listing period
By bedrooms
- 2 bed 17 sales $420K
- 3 bed 106 sales $502K
- 4 bed 61 sales $715K
- 5 bed 10 sales $765K
Land
$744,400
Based on only 7 sales — small sample, take as indicative.
Currently for Sale
Last 6 monthsHouses in Cooma are currently listed at around $658,000 on average. Based on 92 houses listed in the past six months.
$658K
92 houses listed in the last 6 months.
92 of the suburb's 2,722 dwellings (3.4%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Cooma rent for around $545 a week on average, based on 28 houses listed for rent in the past six months.
Houses
$545/wk
28 houses advertised for rent in the last 6 months.
Units
$410/wk
15 units advertised for rent in the last 6 months.
43 rentals advertised against an estimated 822 rented homes (5.2%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $500/wk
- 23 bonds
- +12% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2630 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025122 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2630.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$545/week ($28,000 a year) on a $658,000 median
Not enough unit sales and rentals in the window to calculate a yield.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Cooma safe? Crime statistics
2025Crime in Cooma sits in the moderate band, with 346 incidents recorded in 2025 — down about 5% on the prior year.
346 offences
4.7% since 2024Crime Trend
Serious Road Crashes
2021–20251 crash
where someone was killed or admitted to hospital, 1 of them fatal
Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Snowy Monaro Regional Council has published 6 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Snowy Monaro Regional Council Flood and Floodplain Risk Management Studies - Floodplain Risk Management Studies and Plans 2020
- Snowy Monaro Regional Council Flood and Floodplain Risk Management Studies - Flood Studies 2019
- Bombala Floodplain Risk Management Study and Floodplain Risk Management Plan 2013
- Bombala Floodplain Risk Management Study 2013
- Bombala Flood Study and Overland Flows Investigation 2010
Schools
Eight schools serve Cooma, and results are mixed — some outperforming peer-suburb schools, some below. Snowy Mountains Christian School and The Alpine School lead the pack.
- • 1,441 students across 6 schools (avg 240)
- • Sectors: 3 Government, 3 Independent, 2 Catholic
- • ICSEA 955-1037, median 991 (around the national baseline of 1000)
- • Largest: St Patrick's Parish School (457 students)
Primary
Secondary
Combined
Walkability
Cooma is car-dependent on foot — at 28/100, most errands require a car. Within the town there are 5 supermarkets, 23 parks and 17 cafes to anchor that walking radius.
Public transport
Weekday and weekend service frequency across every stop inside Cooma.
- Peak (7-9am + 5-7pm)
- 45.8 arrivals/hr
- Off-peak weekday
- 29.3 arrivals/hr
- Saturday
- 0.5 arrivals/hr
- Median peak wait
- 0 min
- Span of service
- 12.6 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Cooma.
- Full-fibre (FTTP) share
- 25%
- Premises covered
- 3,792
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Snowy Monaro: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.
Socio-economic profile
The ABS scores 17 small areas inside this town and averages them into the single decile above. They fall into 6 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.
Cooma is home to about 6,700 residents, with a median age of 44, a touch above the national 38. Median household income runs at $71,000 a year, with unemployment at 3.8%.
2021 Census · change since 2016
Population
6,715
Median Age
44
Median Household Income
$71,448/yr
Census Median Rent
$290/wk
Census Median Mortgage
$1,300/mo
Avg Household Size
2.2
Median Personal Income
$40,092/yr
Unemployment Rate
3.8%
Unoccupied Dwellings
15.9%
Total Dwellings
2,722
Owner-Occupier Rate
69.8%
Houses
88.4%
Rental Stress
21.1%
Mortgage Stress
21.8%
Work From Home
10.6%
Dwelling Types
Property Ownership
50 rented from a state or territory housing authority and 43 from a community housing provider, as a share of the 792 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 77.8%
- English Spoken at Home
- 82.7%
- Employment Rate
- 53.8%
- Completed Year 12
- 36.3%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
244 residents (3.6%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
6.9% of residents (438) lived in a capital city five years earlier, most of them in Sydney (193).
Top places newcomers came from, as a share of the 6,330 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
2% of employed residents work in a capital's city centre (63 of 3,020).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this town against employed people who live here, 2021 Census.
About 3,907 people work here; 3,020 employed residents live here.
Roughly as many jobs as working residents (1.3 per resident). At least 19% of the people who work here must live elsewhere.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,253 a year through Snowy Monaro based on 2024 figures.
How this land is zoned
- Rural and farming 64%
- Residential 18%
- Environmental 11%
- Parks and recreation 3%
- Infrastructure and transport 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.
Building Approvals: Snowy Monaro
In the year to August 2026, 72 new dwellings were approved across Snowy Monaro. That mix is 45 houses and 27 units. Approvals are up 28.6% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Merrimans Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Cooma Visitors Centre, 2.1 kmModerate rainfall — warm summers, frosty winters.
- Elevation
- 894 m
- above sea level, at the town centre
- Near high-voltage lines
- 0.5% of addresses
- 23 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 536 mm
- 69 rainy days
- Summer max (Jan)
- 26.6°C
- 5 days ≥ 35°C
- Winter min (Jul)
- -1.7°C
- 100 frost days ≤ 0°C
Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
4 facilities within 5 km- 2.6 kmPetroleum Product WholesalingTop reported: Toluene (methylbenzene) · n-Hexane · Benzene
- 2.9 km
- 4.1 km
- 4.7 kmHydro-Electricity GenerationTop reported: Oxides of Nitrogen · Carbon monoxide · Particulate Matter ≤10.0 µm (PM10)
EV adoption
In postcode 2630, 41 of 8,519 registered light vehicles are battery-electric on 31 January 2025. A further 2.2% (188 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.
Rooftop solar
In postcode 2630, 1,611 rooftop-solar systems totalling 10.9 MW have been installed since 2001, against 4,106 dwellings recorded in the 2021 Census. 81 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
1 mortgage broker is registered in this town.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $564,000 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Kristy Mcbain Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Kristy Mcbain | 57.2% | 42.8% | +1.1 |
| 2022 | Kristy Mcbain | 58.2% | 41.8% | -7.3 |
| 2019 | Mike Kelly | 50.9% | 49.1% | +2.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.
State Electorate
Currently held by Steven Whan Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Steven Whan ALP | 52.3% |
| 2019 | John Barilaro NP | 61.6% |
| 2015 | John Barilaro NP | 52.5% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Cooma?
Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 6,715 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Cooma to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Cooma
Is Cooma a safe place to live?
Recorded crime in Cooma is moderate (62/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Cooma?
Cooma has a low recorded bushfire history (27/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Cooma a good place to live?
Cooma has a SuburbScan Liveability grade of C (40/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Cooma?
Cooma, NSW had a population of 6,715 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Cooma, NSW?
The postcode for Cooma, NSW is 2630.
How far is Cooma from Sydney?
Cooma is 399 km from Sydney CBD by road, about 268 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Cooma?
At the 2021 ABS Census, median household income in Cooma was $71,448 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Cooma?
The median advertised rent in Cooma is $545 a week for houses (28 listings) and $410 a week for units (15 listings), from rental listings over the last six months.
What is the median age in Cooma?
The median age of residents in Cooma was 44 at the 2021 ABS Census.
Is Cooma at risk of bushfire?
Cooma has a low recorded bushfire history (27/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Cooma?
There are 8 schools inside the Cooma boundary: 2 above, 1 at, and 3 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Cooma walkable?
Cooma scores 28/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Cooma?
At the nearest Bureau of Meteorology station to Cooma, Cooma Visitors Centre (2.1 km away), summer days average 26.6°C, winter nights -1.7°C, 536 mm of rain a year over 69 rainy days, and 5 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Cooma?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Cooma belong to?
Cooma sits within the Snowy Monaro local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Cooma?
The average residential rates bill through Snowy Monaro is $1,253 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Cooma?
Across Snowy Monaro, 72 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Cooma in?
Cooma sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.