Coolac NSW 2727
Located in New South Wales, Coolac sits 353 km from Sydney CBD, around 3 hours 40 minutes by car. The locality has 244 residents, a median age of 37, and a median household income of $84,500 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The locality grew 13.0% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $125 per week and a median monthly mortgage of $1,133. Coolac is characterised by high crime risk. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 244. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Coolac?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
Not enough data to score this locality.
Residents say
…
Median House Price
Q4 2025The median house sale price in Coolac sits at $398,000 in the December 2025 quarter, broadly flat year-on-year. That said, only six sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have fallen roughly 12% over the past decade — 1.4% per year on average.
$397,500
Based on 6 recorded sales in the quarter.
Is Coolac safe? Crime statistics
2025Crime in Coolac sits in the high band, with 35 incidents recorded in 2025 — up roughly 150% on the prior year.
35 offences
150.0% since 2024Crime Trend
Serious Road Crashes
2021–20258 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Cootamundra-Gundagai Regional Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Schools
Walkability
Coolac is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
Public transport
Weekday and weekend service frequency across every stop inside Coolac.
- Peak (7-9am + 5-7pm)
- 4.0 arrivals/hr
- Off-peak weekday
- 1.0 arrivals/hr
- Saturday
- 0.0 arrivals/hr
- Median peak wait
- 3 min
- Span of service
- 10.3 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Coolac.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 59
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Cootamundra-Gundagai: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Coolac is home to 244 residents, with a median age of 37, broadly in line with the national figure. Median household income runs at $84,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
244
Median Age
37
Median Household Income
$84,500/yr
Census Median Rent
$125/wk
Census Median Mortgage
$1,133/mo
Avg Household Size
2.7
Median Personal Income
$38,376/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
14.6%
Total Dwellings
82
Owner-Occupier Rate
92.4%
Houses
100.0%
Rental Stress
7.7%
Mortgage Stress
16.1%
Work From Home
29.7%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 86.5%
- English Spoken at Home
- 90.2%
- Employment Rate
- 65.3%
- Completed Year 12
- 32.4%
Occupations
Religion
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $974 a year through Cootamundra-Gundagai based on 2024 figures.
How this land is zoned
- Rural and farming 99%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Cootamundra-Gundagai
In the year to August 2026, 26 new dwellings were approved across Cootamundra-Gundagai. Almost all of the pipeline is detached houses. Approvals are up 166.7% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Young Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Burrinjuck Dam, 36.6 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 423 m
- above sea level, at the locality centre
- Annual rainfall
- 889 mm
- 82 rainy days
- Summer max (Jan)
- 30.7°C
- 19 days ≥ 35°C
- Winter min (Jul)
- 3.9°C
- 6 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 2727, 0 of 419 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (7 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.
Rooftop solar
In postcode 2727, 73 rooftop-solar systems totalling 0.6 MW have been installed since 2001, against 148 dwellings recorded in the 2021 Census. 5 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
Q4-2025 medianTransfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $397,500 this is under the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Michael Mccormack The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Michael Mccormack | 37.4% | 62.6% | -2.9 |
| 2022 | Michael Mccormack | 35.1% | 64.8% | -4.6 |
| 2019 | Michael Mccormack | 30.5% | 69.5% | +3.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Steph Cooke The Nationals
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Steph Cooke NP | 82.1% |
| 2019 | Steph Cooke NP | 77.1% |
| 2015 | Katrina Hodgkinson NP | 70.4% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Coolac?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 244 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Cootamundra NSW 2590
Gundagai NSW 2722
South Gundagai NSW 2722
Jugiong NSW 2726
Muttama NSW 2722
Reno NSW 2722
Compare Coolac to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Coolac
Is Coolac a safe place to live?
Recorded crime in Coolac is high (76/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Coolac?
Coolac has a low recorded bushfire history (26/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Coolac?
Coolac, NSW had a population of 244 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Coolac, NSW?
The postcode for Coolac, NSW is 2727.
How far is Coolac from Sydney?
Coolac is 353 km from Sydney CBD by road, about 220 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Coolac?
At the 2021 ABS Census, median household income in Coolac was $84,500 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Coolac?
There are too few current rental listings in Coolac for a reliable median. At the 2021 ABS Census the median weekly rent was $125, across all dwelling types.
What is the median age in Coolac?
The median age of residents in Coolac was 37 at the 2021 ABS Census.
Is Coolac at risk of bushfire?
Coolac has a low recorded bushfire history (26/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
What is the weather like in Coolac?
At the nearest Bureau of Meteorology station to Coolac, Burrinjuck Dam (36.6 km away), summer days average 30.7°C, winter nights 3.9°C, 889 mm of rain a year over 82 rainy days, and 19 days a year above 35°C over 2006-2026.
What is the median house price in Coolac?
The median sale price for houses in Coolac was $397,500 in the Q4 2025 quarter, based on 6 recorded sales.
Is the First Home Owner Grant available in Coolac?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Coolac belong to?
Coolac sits within the Cootamundra-Gundagai local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Coolac?
The average residential rates bill through Cootamundra-Gundagai is $974 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Coolac?
Across Cootamundra-Gundagai, 26 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 166.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Coolac in?
Coolac sits within the federal Division of Riverina, currently held by Michael Mccormack (The Nationals).
Search another suburb or address
Data freshness
- Census · 2021
- Median sale prices · Q4 2025
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
Was the information on this page useful to you?
Thanks! Anything we could improve?
We hate spam as much as you do — we'll never use your email for marketing, and we might not be able to reply to everyone.
Thanks for your feedback! 🙏
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.