Cobden VIC 3266

Cobden sits 198 km from Melbourne CBD in Victoria, around 2 hours 25 minutes by car. Census data records 1,804 residents with a median age of 51 and a median household income of $60,424 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population fell 1.9% from 2016 to 2021. The 2021 Census recorded a median rent of $220 per week and a median monthly mortgage of $1,083. The area shows no recorded flood exposure. Of 3 schools within the town boundary, 1 ranks above the state average, and walkability is low.

Is Cobden a good town?

Cobden scores a C (41/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit and community.

Schools

Mixed results

3 schools · 1 above peer schools

Transit

Car-dependent

Walkability 0/100 · 197.9 km · 147 min drive to Melbourne

Prices

More affordable than most

Median $410K · More affordable than 87% of VIC

Safety

Moderate bushfire risk

Fire 56/100 · Crime 52/100 · Flood 0/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 51 · 1,804 residents

C

Liveability Rating

41 / 100 · Ranked #550 in VIC

Each bar is Cobden's rank among VIC suburbs, from 0 to 100 (higher is better).

Schools quality
70
Some above similar
Safety
71
Bushfire Moderate · Crime Moderate · Flood None
Socio-economic
10
Disadvantaged
Walkability
9
Very car-dependent
CBD access
17
197.9 km · 147 min drive to Melbourne
How it's calculated: Schools rank 70 × 25% + Safety rank 71 × 25% + Socio-economic rank 10 × 25% + Walkability rank 9 × 15% + CBD access rank 17 × 10% = 41 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Cobden?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

41 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Cobden's house market is moving higher: the median sale price reached $410,000, roughly 10% above where it sat a year earlier.

Houses

$410,000

last 6 quarters
Cheaper than 93% of VIC
↑ +10.0% year-on-year

Based on 44 recorded sales in the last 24 months.

Typically sold in 52 days — median across 26 sales that recorded a listing period

By bedrooms

  • 2 bed 6 sales $450K
  • 3 bed 23 sales $405K
  • 4 bed 10 sales $560K

Units

$307,500

↑ +18.9% year-on-year

Based on only 8 sales — small sample, take as indicative.

By bedrooms

  • 2 bed 7 sales $300K

Currently for Sale

Last 6 months

Houses in Cobden are currently listed at around $865,000 on average. Based on 4 houses listed in the past six months.

$865K

4 houses listed in the last 6 months.

6 of the suburb's 733 dwellings (0.8%) were listed for sale in the last 6 months.

Short-Stay Rentals

6 active Airbnb listings: 4 whole homes and 2 rooms. Whole homes are about 0.5% of the town's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Cobden safe? Crime statistics

2026

Crime in Cobden sits in the moderate band, with 70 incidents recorded in 2026 — down roughly 27% on the prior year.

70 offences

27.1% since 2025
Theft 18 (25.7%)
Property Damage 14 (20.0%)
Weapons Offences 12 (17.1%)
Assault 8 (11.4%)
Break & Enter 5 (7.1%)
Harassment & Stalking 4 (5.7%)
Drug Offences 4 (5.7%)
Fraud & Deception 2 (2.9%)
Disorderly Conduct 2 (2.9%)
Arson 1 (1.4%)

Crime Trend

Serious Road Crashes

2021–2025

10 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Three schools serve Cobden, and the cohort skews above peer-suburb performance. Cobden Primary School leads the pack.

60
out of 100
Average
3 schools in this town
1 above similar · 1 at similar · 1 unrated
  • • 316 students across 3 schools (avg 105)
  • • ICSEA 898-978, median 919 (below the national baseline of 1000)
  • • Largest: Cobden Technical School (126 students)

Primary

Government · Prep-6 · 123 students
ICSEA 978 (higher than 37% of Australian schools) · 4% top-SEA students
Above similar

Secondary

Government · 7-12 · 126 students
ICSEA 919 (higher than 15% of Australian schools) · 0% top-SEA students
At similar

Combined

Government · U · 67 students
ICSEA 898 (higher than 10% of Australian schools) · 1% top-SEA students

Walkability

Cobden is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Cobden.

1
out of 100
Bottom 1% in VIC
Peak (7-9am + 5-7pm)
0.0 arrivals/hr
Off-peak weekday
0.0 arrivals/hr
Saturday
1.3 arrivals/hr

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Cobden.

55
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
29%
Premises covered
1,001
Technology mix
Fixed wireless (WIRELESS) 41%
Fibre to the node (FTTN) 29%
Fibre to the premises (FTTP) 29%
Satellite (Sky Muster) (SATELLITE) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
1 in town
Parks & Reserves
1 in town
Sport & Recreation
3 in town
Beaches
None
Waterways
7 in town
Childcare
1 in town
GPs
3 in town
Pharmacies
1 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
2 in town
Fuel Stations
1 in town
EV Chargers
None
Pubs & Bars
1 in town
Arts & Culture
None
Places of Worship
1 in town

Corangamite: council population

The whole council area, not just Cobden · estimated residents
at 30 June 2025
Residents
15,712
-0.3% in a year
Change
-47
people since 2024
Density
3.6
people per km² across the council area
What drove the change
Natural increase
+12
births minus deaths
Net internal migration
-90
moves within Australia
Net overseas migration
+31
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
3/10
2/10 within VIC
income against housing cost and household size
Education and occupation
1/10
1/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 8 small areas inside this town and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this town rank well above the average and parts well below it.

Cobden is home to about 1,800 residents, with a median age of 51 — noticeably older than the national figure of 38. Median household income runs at $60,000 a year, with unemployment at 3.2%.

2021 Census · change since 2016

Population

1,804

1.9% since 2016

Median Age

51

6.2% since 2016

Median Household Income

$60,424/yr

15.2% since 2016
Bottom 21% in VIC

Census Median Rent

$220/wk

22.2% since 2016

Census Median Mortgage

$1,083/mo

6.1% since 2016

Avg Household Size

2.3

no change since 2016

Median Personal Income

$32,812/yr

20.0% since 2016

Unemployment Rate

3.2%

39.6% since 2016

Unoccupied Dwellings

12.8%

4.1% since 2016

Total Dwellings

733

3.4% since 2016

Owner-Occupier Rate

78.9%

3.1% since 2016

Houses

92.0%

no change since 2016

Rental Stress

18.9%

6.2% since 2016

Mortgage Stress

21.5%

18.6% since 2016

Work From Home

9.1%

30.0% since 2016

Dwelling Types

Houses 674 (92.0%)
Townhouses 56 (7.6%)
Flats / Apartments 3 (0.4%)

Property Ownership

Owned Outright 344 (49.1%)
Mortgage 209 (29.8%)
Renting 148 (21.1%)
Of those rentals, social housing 20 (13.5%)

20 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 148 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
87.4%
English Spoken at Home
93.3%
Employment Rate
51.4%
0.8% since 2016
Completed Year 12
27.3%

Occupations

Labourers 168 (21.4%)
Managers 107 (13.6%)
Machinery Operators & Drivers 97 (12.4%)
Community & Personal Service 93 (11.9%)
Technicians & Trades 91 (11.6%)
Professionals 82 (10.5%)
Sales 68 (8.7%)
Clerical & Administrative 63 (8.0%)

Religion

Christianity 903 (50.1%)
No Religion 747 (41.4%)
Other Religions 5 (0.3%)
Buddhism 4 (0.2%)
Hinduism 3 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 31 (1.7%)
New Zealand 27 (1.5%)
Germany 8 (0.4%)
Netherlands 8 (0.4%)
Scotland 6 (0.3%)
Thailand 4 (0.2%)
India 3 (0.2%)
Nepal 3 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 6 (0.3%)
2011-2015 4 (0.2%)
2001-2010 23 (1.3%)
1991-2000 9 (0.5%)
1981-1990 13 (0.7%)
Before 1981 55 (3.0%)

6 residents (0.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

4.1% of residents (71) lived in a capital city five years earlier, most of them in Melbourne (60).

Geelong 23 (1.3%)

Top places newcomers came from, as a share of the 1,740 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Thai 4 (0.2%)
German 3 (0.2%)

Age Distribution

0-4 64 (3.5%)
5-14 217 (12.0%)
15-19 99 (5.5%)
20-24 78 (4.3%)
25-34 176 (9.8%)
35-44 142 (7.9%)
45-54 235 (13.0%)
55-64 270 (15.0%)
65-74 240 (13.3%)
75-84 196 (10.9%)
85+ 88 (4.9%)

Family & Household Composition

Lone Person 242 (48.6%)
Couple Families 154 (30.9%)
One Parent Families 81 (16.3%)
Group Household 13 (2.6%)
Other Families 8 (1.6%)

Commute to Work

Car (driver) 539 (79.1%)
Worked from Home 62 (9.1%)
Walked Only 42 (6.2%)
Car (passenger) 26 (3.8%)
Bicycle 12 (1.8%)

1% of employed residents work in a capital's city centre (6 of 784).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 347 (19.2%)
Advanced Diploma / Diploma 113 (6.3%)
Bachelor Degree 87 (4.8%)
Graduate Diploma / Certificate 18 (1.0%)
Postgraduate Degree 9 (0.5%)

Cars per Dwelling

0 cars 33 (4.6%)
1 car 235 (32.5%)
2 cars 261 (36.0%)
3 cars 119 (16.4%)
4+ cars 77 (10.6%)

Council Rates

Corangamite
FY 2024-25

Households face an average residential rates bill of $2,335 a year through Corangamite based on 2024 figures.

Avg residential rate
$2,335/yr
21% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.256¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Cobden's area by planning zone
2026-09
  • Rural and farming 92%
  • Residential 4%
  • Infrastructure and transport 3%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Corangamite

The whole council area, not just Cobden · new residential dwellings
to 2026-08

In the year to August 2026, 60 new dwellings were approved across Corangamite. That mix is 55 houses and 5 units. Approvals are up 116.7% on the same period a year earlier.

Trailing 12 months
60dwellings
+116.7% YoY
Houses
55
detached dwellings
Units
5
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Eastern Maar Aboriginal Corporation (appointed 2013).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Terang, 18.8 km

Moderate rainfall.

Elevation
126 m
above sea level, at the town centre
Distance to the ocean
32.4 km
Annual rainfall
717 mm
105 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

0.2%
of light vehicles are electric
Up from 0.10% in 2021
Bottom 15% in VIC

In postcode 3266, 7 of 3,219 registered light vehicles are battery-electric on 31 January 2025. A further 0.9% (28 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.1%.

Electric share, year by year
2021
0.10%
2022
0.00%
2023
0.10%
2024
0.22%
2025
0.22%

Rooftop solar

37
systems per 100 dwellings
Averaging 9.9 kW each

In postcode 3266, 487 rooftop-solar systems totalling 4.8 MW have been installed since 2001, against 1,314 dwellings recorded in the 2021 Census. 17 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
33
2020
26
2021
29
2022
39
2023
52
2024
34
2025
22
2026
8

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

2 first-home grants were paid in postcode 3266 in 2025-26, rank 176 of 298 Victorian postcodes. The most was 23, in 2008-09.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,138
Loan amount
$328,000
Total interest over 30 years
$441,793
Deposit
$82,000
Stamp duty
$16,870
Cash needed at settlement
$98,870

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Wannon

Currently held by Dan Tehan Liberal

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Tehan 39.1% 60.9% -2.3
2022 Dan Tehan 40.9% 59.1% -1.1
2019 Dan Tehan 39.6% 60.4% +1.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Polwarth District

Currently held by Richard Riordan Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Richard Riordan LP 51.8% 48.2% 51.8%
2018 Richard Riordan LP 51.1% 44.6% 55.4%
2014 Terry Mulder LP 55.4% 39.4% 60.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Cobden?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Cobden to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Cobden

Is Cobden a safe place to live?

Recorded crime in Cobden is moderate (52/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Cobden?

Cobden has a moderate recorded bushfire history (56/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Cobden a good place to live?

Cobden has a SuburbScan Liveability grade of C (41/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Cobden?

Cobden, VIC had a population of 1,804 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cobden, VIC?

The postcode for Cobden, VIC is 3266.

How far is Cobden from Melbourne?

Cobden is 198 km from Melbourne CBD by road, about 147 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cobden?

At the 2021 ABS Census, median household income in Cobden was $60,424 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cobden?

There are too few current rental listings in Cobden for a reliable median. At the 2021 ABS Census the median weekly rent was $220, across all dwelling types.

What is the median age in Cobden?

The median age of residents in Cobden was 51 at the 2021 ABS Census.

Is Cobden at risk of bushfire?

Cobden has a moderate recorded bushfire history (56/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Cobden?

There are 3 schools inside the Cobden boundary: 1 above and 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Cobden?

At the nearest Bureau of Meteorology station to Cobden, Terang (18.8 km away), 717 mm of rain a year over 105 rainy days over 2006-2026.

Is the First Home Owner Grant available in Cobden?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cobden belong to?

Cobden sits within the Corangamite local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cobden?

The average residential rates bill through Corangamite is $2,335 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cobden?

Across Corangamite, 60 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 116.7% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cobden in?

Cobden sits within the federal Division of Wannon, currently held by Dan Tehan (Liberal).

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Vintages show when each source's data is from. See all data sources.

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See Data Sources and How We Calculate for details.

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