Cobblebank VIC 3338

Cobblebank is a suburb in Victoria, 42 km from Melbourne CBD, around 39 minutes by car. Population is 3,601; the median age is 29 and the median household income is $99,840 per year. On socioeconomic measures it sits in the middle range nationally. The 2021 Census recorded a median rent of $370 per week and a median monthly mortgage of $1,850. The area shows high bushfire risk and high crime risk. Walkability is moderate.

Is Cobblebank a good suburb?

Cobblebank scores a C (40/100) on SuburbScan's Liveability grade — strong on prices, weaker on safety.

Transit

Some car dependence

Walkability 49/100 · 42.4 km · 39 min drive to Melbourne

Prices

More affordable than most

Median $641K · More affordable than 91% of VIC

Safety

High bushfire risk

Fire 91/100 · Crime 70/100 · Flood 0/100

Community

Mid-range socio-economic

SEIFA decile 5/10 · median age 29 · 3,601 residents

C

Liveability Rating

40 / 100 · Ranked #562 in VIC

Each bar is Cobblebank's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
27
Bushfire High · Crime High · Flood None
Socio-economic
36
Mid-range
Walkability
53
Somewhat walkable
CBD access
65
42.4 km · 39 min drive to Melbourne
How it's calculated: Safety rank 27 × 25% + Socio-economic rank 36 × 25% + Walkability rank 53 × 15% + CBD access rank 65 × 10% = 40 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Cobblebank?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

40 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

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Median House Price

Public listings data

Cobblebank's house market is moving higher: the median sale price reached $641,000, about 5% above where it sat a year earlier.

$641,000

last 7 quarters

15% above its 4 neighbours (median $555,000)

↑ +5.0% year-on-year

Based on 124 recorded sales in the last 24 months.

By bedrooms

  • 3 bed 36 sales $558K
  • 4 bed 81 sales $657K
  • 5 bed 7 sales $875K

Currently for Sale

Last 6 months

Houses in Cobblebank are currently listed at around $665,000 on average. Based on 75 houses listed in the past six months.

$665K

last 5 months
↑ +3.6% vs previous 6 months from $642K
Since 2021: $621K → $651K (+5%)

75 houses listed in the last 6 months.

75 of the suburb's 1,014 dwellings (7.4%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Cobblebank rent for around $480 a week on average, based on 69 houses listed for rent in the past six months.

$480/wk

last 5 months

In line with its 4 neighbours (median $470/wk)

↓ −2.0% vs previous 6 months from $490/wk
Since 2021: $385/wk → $487/wk (+27%)

69 houses advertised for rent in the last 6 months.

69 rentals advertised against an estimated 340 rented homes (20.3%) in the last 6 months.

Rental affordability

June quarter 2025

147 Acceptable · the average rental household in this region would pay about 20% of its income on the median rent in postcode 3338.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
3.8% around the typical range

$480/week ($25,000 a year) on a $665,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

3 active Airbnb listings: 3 whole homes and 0 rooms. Whole homes are about 0.3% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Cobblebank safe? Crime statistics

2026

Crime in Cobblebank sits in the high band, with 224 incidents recorded in 2026 — up roughly 11% on the prior year.

224 offences

10.9% since 2025
Theft 105 (46.9%)
Property Damage 31 (13.8%)
Assault 27 (12.1%)
Drug Offences 21 (9.4%)
Fraud & Deception 12 (5.4%)
Break & Enter 9 (4.0%)
Weapons Offences 7 (3.1%)
Harassment & Stalking 5 (2.2%)
Disorderly Conduct 5 (2.2%)
Robbery 2 (0.9%)

Crime Trend

Serious Road Crashes

2021–2025

17 crashes

where someone was killed or admitted to hospital

Where they happened

Ferris Road 4 (23.5%)
Western Freeway 4 (23.5%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this suburb boundary.

Walkability

Cobblebank is car-dependent on foot — at 49/100, most errands require a car.

49
out of 100
Car-Dependent
Top 14% in VIC
Public Transport within 1 km 48
Schools within 1.5 km 80
Parks within 800 m 0
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 60
Childcare within 1 km 60
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Cobblebank.

39
out of 100
Bottom 17% in VIC
Bus
Peak (7-9am + 5-7pm)
6.0 arrivals/hr
Off-peak weekday
5.8 arrivals/hr
Saturday
5.8 arrivals/hr
Median peak wait
1 min
Span of service
15.2 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Cobblebank.

96
connectivity score / 100
Top 2% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
94%
Premises covered
550
Technology mix
Fibre to the premises (FTTP) 94%
Fixed wireless (WIRELESS) 6%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
3 in suburb
Sport & Recreation
2 in suburb
Beaches
None
Waterways
1 in suburb
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
1 in suburb
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Melton: council population

The whole council area, not just Cobblebank · estimated residents
at 30 June 2025
Residents
231,567
+5.8% in a year
Change
+12,673
people since 2024
Density
439
people per km² across the council area
What drove the change
Natural increase
+3,585
births minus deaths
Net internal migration
+7,441
moves within Australia
Net overseas migration
+1,647
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
5/10
4/10 within VIC
income, education, jobs and housing together
Economic resources
6/10
5/10 within VIC
income against housing cost and household size
Education and occupation
5/10
4/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 7 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Cobblebank is home to about 3,600 residents, and skews young, with a median age of 29 against the national 38. Median household income runs at $100,000 a year, with unemployment at 8.5%.

2021 Census · change since 2016

Population

3,601

Median Age

29

Median Household Income

$99,840/yr

Census Median Rent

$370/wk

Census Median Mortgage

$1,850/mo

Avg Household Size

3.4

Median Personal Income

$45,448/yr

Unemployment Rate

8.5%

Unoccupied Dwellings

5.4%

Total Dwellings

1,014

Owner-Occupier Rate

66.5%

Houses

99.3%

Rental Stress

19.3%

Mortgage Stress

22.2%

Work From Home

18.6%

Dwelling Types

Houses 1,007 (99.3%)
Flats / Apartments 4 (0.4%)
Townhouses 3 (0.3%)

Property Ownership

Mortgage 610 (61.7%)
Renting 331 (33.5%)
Owned Outright 48 (4.9%)

Demographics

Born in Australia
46.2%
English Spoken at Home
38.1%
Employment Rate
63.8%
Completed Year 12
47.4%

Occupations

Machinery Operators & Drivers 295 (18.9%)
Professionals 253 (16.2%)
Community & Personal Service 230 (14.7%)
Clerical & Administrative 184 (11.8%)
Technicians & Trades 170 (10.9%)
Labourers 165 (10.5%)
Sales 114 (7.3%)
Managers 105 (6.7%)

Religion

Christianity 1,189 (33.0%)
Other Religions 865 (24.0%)
Sikhism 856 (23.8%)
No Religion 674 (18.7%)
Hinduism 343 (9.5%)
Islam 195 (5.4%)
Buddhism 41 (1.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

India 894 (24.8%)
Philippines 165 (4.6%)
New Zealand 119 (3.3%)
Pakistan 39 (1.1%)
Sri Lanka 33 (0.9%)
Myanmar 28 (0.8%)
Fiji 24 (0.7%)
Iraq 18 (0.5%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 416 (11.6%)
2011-2015 497 (13.8%)
2001-2010 693 (19.2%)
1991-2000 46 (1.3%)
1981-1990 32 (0.9%)
Before 1981 31 (0.9%)

416 residents (11.6%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

Overseas 335 (10.8%)
Melbourne - South East 70 (2.3%)
Melbourne - North West 65 (2.1%)

Top places newcomers came from, as a share of the 3,102 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 450 (12.5%)
Hindi 57 (1.6%)
Arabic 21 (0.6%)
Spanish 12 (0.3%)
Sinhalese 11 (0.3%)
Vietnamese 10 (0.3%)
Mandarin 9 (0.2%)
Tamil 9 (0.2%)

Age Distribution

0-4 499 (13.9%)
5-14 656 (18.2%)
15-19 173 (4.8%)
20-24 198 (5.5%)
25-34 905 (25.1%)
35-44 718 (19.9%)
45-54 233 (6.5%)
55-64 141 (3.9%)
65-74 77 (2.1%)
75-84 8 (0.2%)
85+ 4 (0.1%)

Family & Household Composition

Couple Families 574 (67.0%)
One Parent Families 128 (14.9%)
Lone Person 119 (13.9%)
Group Household 21 (2.5%)
Other Families 15 (1.8%)

Commute to Work

Car (driver) 964 (71.0%)
Worked from Home 253 (18.6%)
Train 71 (5.2%)
Car (passenger) 62 (4.6%)
Bus 4 (0.3%)
Walked Only 4 (0.3%)

15% of employed residents work in a capital's city centre (229 of 1,564).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 472 (13.1%)
Advanced Diploma / Diploma 376 (10.4%)
Certificate III & IV 326 (9.1%)
Postgraduate Degree 188 (5.2%)
Graduate Diploma / Certificate 37 (1.0%)

Cars per Dwelling

0 cars 19 (1.9%)
1 car 292 (29.2%)
2 cars 508 (50.9%)
3 cars 132 (13.2%)
4+ cars 45 (4.5%)

Council Rates

Melton
FY 2024-25

Households face an average residential rates bill of $1,779 a year through Melton based on 2024 figures.

Avg residential rate
$1,779/yr
8% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.296¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Cobblebank's area by planning zone
2026-09
  • Residential 90%
  • Infrastructure and transport 5%
  • Other and special use 3%
  • Parks and recreation 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Melton

The whole council area, not just Cobblebank · new residential dwellings
to 2026-08

In the year to August 2026, 4,602 new dwellings were approved across Melton. That mix is 3,953 houses and 649 units. Approvals are up 5.1% on the same period a year earlier.

Trailing 12 months
4,602dwellings
+5.1% YoY
Houses
3,953
detached dwellings
Units
649
townhouses + apartments

New Homes Planned

New homes planned in this suburb: 4,512 homes

  • Lots in approved subdivisions, not yet titled 274 homes
  • Land zoned for housing, not yet subdivided 4,238 homes

From the Victorian Government's Urban Development Program: growth-area land and approved lots (metropolitan 2025, regional June 2024) and projects of 10 or more homes in Melbourne (2025), by stage. Lots and homes are counted as published; a lot usually becomes one home.

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wurundjeri Woi Wurrung Cultural Heritage Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 4.4 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

Days over the limit in 2025: ozone 0.

From the Melton monitoring station, 3.0 km away.

Climate & Setting

from Melbourne Airport, 20.9 km

Moderate rainfall — hot summers, mild winters.

Elevation
132 m
above sea level, at the suburb centre
Distance to the ocean
26.6 km
Annual rainfall
518 mm
81 rainy days
Summer max (Jan)
26.7°C
12 days ≥ 35°C
Winter min (Jul)
6.0°C
1 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

2 facilities within 5 km

EV adoption

0.9%
of light vehicles are electric
Up from 0.04% in 2021
+0.4 points this year

In postcode 3338, 251 of 29,319 registered light vehicles are battery-electric on 31 January 2025. A further 4.5% (1,308 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 5.3%.

Electric share, year by year
2021
0.04%
2022
0.07%
2023
0.24%
2024
0.50%
2025
0.86%

Rooftop solar

57
systems per 100 dwellings
Averaging 6.4 kW each

In postcode 3338, 6,930 rooftop-solar systems totalling 44.5 MW have been installed since 2001, against 12,180 dwellings recorded in the 2021 Census. 685 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
499
2020
750
2021
920
2022
537
2023
596
2024
729
2025
660
2026
357

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

200 first-home grants were paid in postcode 3338 in 2025-26, rank 9 of 298 Victorian postcodes. The most was 668, in 2020-21.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,343
Loan amount
$512,800
Total interest over 30 years
$690,706

3 mortgage brokers are registered in this suburb, 21 across postcode 3338.

Deposit
$128,200
Stamp duty
$33,530
Cash needed at settlement
$161,730

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Hawke

Currently held by Sam Rae Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Sam Rae 57.6% 42.4% +0.0
2022 Sam Rae 57.6% 42.4% +2.6

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Melton District

Currently held by Steve McGhie Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Steve McGhie ALP 54.6% 54.6% 45.4%
2018 Stephen John McGhie ALP 54.3% 54.3% 45.7%
2014 Don Nardella ALP 50.5% 61.2% 38.8%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Cobblebank?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Checking the whole city?

Suburbs to avoid in Melbourne There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Melbourne suburbs ranked on them, with what the numbers do and don't mean.

Nearby suburbs

Compare Cobblebank to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Cobblebank

Is Cobblebank a safe place to live?

Recorded crime in Cobblebank is high (70/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Cobblebank?

Cobblebank has a high recorded bushfire history (91/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Cobblebank a good place to live?

Cobblebank has a SuburbScan Liveability grade of C (40/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Cobblebank?

Cobblebank, VIC had a population of 3,601 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cobblebank, VIC?

The postcode for Cobblebank, VIC is 3338.

How far is Cobblebank from Melbourne?

Cobblebank is 42 km from Melbourne CBD by road, about 39 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cobblebank?

At the 2021 ABS Census, median household income in Cobblebank was $99,840 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cobblebank?

The median advertised rent in Cobblebank is $480 a week for houses (69 listings), from rental listings over the last six months.

What is the median age in Cobblebank?

The median age of residents in Cobblebank was 29 at the 2021 ABS Census.

Is Cobblebank at risk of bushfire?

Cobblebank has a high recorded bushfire history (91/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

Is Cobblebank walkable?

Cobblebank scores 49/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Cobblebank?

The nearest government air-quality monitoring station to Cobblebank (Melton) recorded a 2025 annual mean PM2.5 of 4.4 µg/m³. That puts Cobblebank below the WHO annual guideline of 5 µg/m³.

What is the weather like in Cobblebank?

At the nearest Bureau of Meteorology station to Cobblebank, Melbourne Airport (20.9 km away), summer days average 26.7°C, winter nights 6°C, 518 mm of rain a year over 81 rainy days, and 12 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Cobblebank?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cobblebank belong to?

Cobblebank sits within the Melton local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cobblebank?

The average residential rates bill through Melton is $1,779 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cobblebank?

Across Melton, 4,602 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 5.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cobblebank in?

Cobblebank sits within the federal Division of Hawke, currently held by Sam Rae (Australian Labor Party).

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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