Cobaw VIC 3442

Cobaw sits 84 km from Melbourne CBD in Victoria, around 1 hour 5 minutes by car. Census data records 104 residents with a median age of 39 and a median household income of $108,316 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The locality grew 48.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $568 per week and a median monthly mortgage of $2,300. Cobaw is characterised by high bushfire risk and no recorded flood exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 104. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Rental Market

Rental affordability

June quarter 2025

79 Severely unaffordable · the average rental household in this region would pay about 38% of its income on the median rent in postcode 3442.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Serious Road Crashes

2021–2025

No crash in Cobaw killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Cobaw is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Cobaw.

29
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
37
Technology mix
Fixed wireless (WIRELESS) 92%
Satellite (Sky Muster) (SATELLITE) 8%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Macedon Ranges: council population

The whole council area, not just Cobaw · estimated residents
at 30 June 2025
Residents
54,464
+1.6% in a year
Change
+879
people since 2024
Density
31
people per km² across the council area
What drove the change
Natural increase
+167
births minus deaths
Net internal migration
+518
moves within Australia
Net overseas migration
+194
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
9/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
8/10
8/10 within VIC
qualifications and job type, income excluded

Cobaw is home to 104 residents, with a median age of 39, broadly in line with the national figure. Median household income runs at $108,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

104

48.6% since 2016

Median Age

39

23.5% since 2016

Median Household Income

$108,316/yr

7.5% since 2016
Top 19% in VIC

Census Median Rent

$568/wk

Census Median Mortgage

$2,300/mo

76.9% since 2016

Avg Household Size

2.8

3.7% since 2016

Median Personal Income

$46,020/yr

7.3% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

27.3%

45.4% since 2016

Total Dwellings

33

65.0% since 2016

Owner-Occupier Rate

100.0%

no change since 2016

Houses

97.0%

3.0% since 2016

Rental Stress

27.3%

Mortgage Stress

25.5%

64.5% since 2016

Work From Home

44.4%

71.4% since 2016

Dwelling Types

Houses 32 (97.0%)
Flats / Apartments 1 (3.0%)

Property Ownership

Mortgage 18 (54.5%)
Owned Outright 15 (45.5%)

Demographics

Born in Australia
81.7%
English Spoken at Home
82.7%
Employment Rate
58%
14.6% since 2016
Completed Year 12
49.0%

Occupations

Professionals 16 (34.8%)
Managers 16 (34.8%)
Technicians & Trades 5 (10.9%)
Clerical & Administrative 4 (8.7%)

Religion

No Religion 58 (55.8%)
Christianity 37 (35.6%)
Islam 6 (5.8%)

Age Distribution

0-4 11 (10.6%)
5-14 12 (11.5%)
15-19 10 (9.6%)
20-24 4 (3.8%)
25-34 10 (9.6%)
35-44 8 (7.7%)
45-54 17 (16.3%)
55-64 19 (18.3%)
65-74 9 (8.7%)
75-84 4 (3.8%)

Family & Household Composition

Couple Families 15 (71.4%)
One Parent Families 3 (14.3%)
Lone Person 3 (14.3%)

Commute to Work

Car (driver) 25 (55.6%)
Worked from Home 20 (44.4%)

Education

Bachelor Degree 18 (17.3%)
Certificate III & IV 12 (11.5%)
Graduate Diploma / Certificate 11 (10.6%)
Postgraduate Degree 10 (9.6%)
Advanced Diploma / Diploma 9 (8.7%)

Cars per Dwelling

2 cars 21 (63.6%)
3 cars 6 (18.2%)
4+ cars 9 (27.3%)

Council Rates

Macedon Ranges
FY 2024-25

Households face an average residential rates bill of $2,065 a year through Macedon Ranges based on 2024 figures.

Avg residential rate
$2,065/yr
7% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.273¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Cobaw's area by planning zone
2026-09
  • Environmental 99%
  • Infrastructure and transport 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Macedon Ranges

The whole council area, not just Cobaw · new residential dwellings
to 2026-08

In the year to August 2026, 331 new dwellings were approved across Macedon Ranges. That mix is 281 houses and 50 units. Approvals are up 79.5% on the same period a year earlier.

Trailing 12 months
331dwellings
+79.5% YoY
Houses
281
detached dwellings
Units
50
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wurundjeri Woi Wurrung Cultural Heritage Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Macedon Forestry, 17.9 km

Moderate rainfall.

Elevation
498 m
above sea level, at the locality centre
Annual rainfall
778 mm
74 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.6%
of light vehicles are electric
Up from 0.11% in 2021
+0.7 points this year
Top 10% in VIC

In postcode 3442, 125 of 7,675 registered light vehicles are battery-electric on 31 January 2025. A further 2.8% (215 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.4%.

Electric share, year by year
2021
0.11%
2022
0.26%
2023
0.46%
2024
0.97%
2025
1.63%

Rooftop solar

58
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3442, 1,996 rooftop-solar systems totalling 12.9 MW have been installed since 2001, against 3,434 dwellings recorded in the 2021 Census. 111 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
175
2020
199
2021
185
2022
156
2023
180
2024
122
2025
99
2026
61

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3442 in 2025-26. The most was 46, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Federal Electorate

Division of Mcewen

Currently held by Rob Mitchell Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Rob Mitchell 54.8% 45.2% +0.9
2022 Rob Mitchell 53.3% 46.7% +2.0
2019 Rob Mitchell 55.0% 45.0% +1.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Macedon District

Currently held by Mary-Anne Thomas Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Mary-Anne Thomas ALP 59.5% 59.5% 40.5%
2018 Mary-Anne Thomas ALP 50.6% 63.2% 36.8%
2014 Mary-Anne Thomas ALP 53.8% 53.8% 46.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Cobaw?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Cobaw to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Cobaw

Is Cobaw a safe place to live?

Recorded crime in Cobaw is low (10/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Cobaw?

Cobaw has a high recorded bushfire history (72/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Cobaw?

Cobaw, VIC had a population of 104 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Cobaw, VIC?

The postcode for Cobaw, VIC is 3442.

How far is Cobaw from Melbourne?

Cobaw is 84 km from Melbourne CBD by road, about 65 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Cobaw?

At the 2021 ABS Census, median household income in Cobaw was $108,316 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Cobaw?

There are too few current rental listings in Cobaw for a reliable median. At the 2021 ABS Census the median weekly rent was $568, across all dwelling types.

What is the median age in Cobaw?

The median age of residents in Cobaw was 39 at the 2021 ABS Census.

Is Cobaw at risk of bushfire?

Cobaw has a high recorded bushfire history (72/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Cobaw?

At the nearest Bureau of Meteorology station to Cobaw, Macedon Forestry (17.9 km away), 778 mm of rain a year over 74 rainy days over 2006-2026.

Is the First Home Owner Grant available in Cobaw?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Cobaw belong to?

Cobaw sits within the Macedon Ranges local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Cobaw?

The average residential rates bill through Macedon Ranges is $2,065 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Cobaw?

Across Macedon Ranges, 331 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 79.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Cobaw in?

Cobaw sits within the federal Division of Mcewen, currently held by Rob Mitchell (Australian Labor Party).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Always verify with the relevant authority before making property decisions.
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