Coal Point NSW 2283

Located in New South Wales, Coal Point sits 140 km from Sydney CBD, around 1 hour 45 minutes by car. The suburb has 1,749 residents, a median age of 52, and a median household income of $111,696 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 1.5% from 2016 to 2021. The 2021 Census recorded a median rent of $440 per week and a median monthly mortgage of $2,167. The area shows no recorded bushfire exposure. 1 school sits within the suburb boundary, and walkability is moderate.

Is Coal Point a good suburb?

Coal Point scores a A (72/100) on SuburbScan's Liveability grade — strong on safety and community.

Schools

Mixed results

1 school

Transit

Some car dependence

Walkability 46/100 · 140 km · 107 min drive to Sydney

Prices

Around the state median

Median $1.24M

Safety

Low all-round risk

Fire 0/100 · Crime 26/100

Community

Very advantaged

SEIFA decile 10/10 · median age 52 · 1,749 residents

A

Liveability Rating

72 / 100 · Ranked #270 in NSW

Each bar is Coal Point's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
94
Bushfire None · Crime Low

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
78
Very advantaged
Walkability
44
Somewhat walkable
CBD access
44
140.0 km · 107 min drive to Sydney
How it's calculated: Safety rank 94 × 25% + Socio-economic rank 78 × 25% + Walkability rank 44 × 15% + CBD access rank 44 × 10% = 72 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Coal Point?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

72 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Coal Point's house market is moving lower: the median sale price reached $1.24 million, roughly 15% below where it sat a year earlier.

$1,235,000

last 7 quarters
↓ −14.8% year-on-year

Based on 55 recorded sales in the last 24 months.

Typically sold in 42 days — median across 27 sales that recorded a listing period

By bedrooms

  • 3 bed 19 sales $980K
  • 4 bed 18 sales $1.3M
  • 5 bed 11 sales $2.25M

Currently for Sale

Last 6 months

Houses in Coal Point are currently listed at around $1.24 million on average. Based on 6 houses listed in the past six months.

$1.24M

6 houses listed in the last 6 months.

6 of the suburb's 663 dwellings (0.9%) were listed for sale in the last 6 months.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$650/wk
48 bonds
+42% since 2021
2-bed units
$525/wk
12 bonds

Median weekly rent on bonds lodged for new tenancies across postcode 2283 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

91 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2283.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Coal Point safe? Crime statistics

2025

Crime in Coal Point sits in the low band, with 23 incidents recorded in 2025 — down roughly 34% on the prior year.

23 offences

34.3% since 2024
Theft 11 (47.8%)
Assault 5 (21.7%)
Sexual Offences 4 (17.4%)
Harassment & Stalking 2 (8.7%)
Property Damage 1 (4.3%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Coal Point killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Lake Macquarie City Council has published 14 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 14 on the portal

Schools

One school serve Coal Point, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this suburb
1 at similar
  • • 245 students in one school (avg 245)

Primary

Government · K-6 · 245 students
ICSEA 1065 (higher than 74% of Australian schools) · 26% top-SEA students
At similar

Walkability

Coal Point is car-dependent on foot — at 46/100, most errands require a car.

46
out of 100
Car-Dependent
Top 20% in NSW
Public Transport within 1 km 72
Schools within 1.5 km 60
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 60

Public transport

Weekday and weekend service frequency across every stop inside Coal Point.

61
out of 100
Bus
Peak (7-9am + 5-7pm)
26.2 arrivals/hr
Off-peak weekday
12.0 arrivals/hr
Saturday
4.1 arrivals/hr
Median peak wait
1 min
Span of service
11.9 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Coal Point.

95
connectivity score / 100
Top 4% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
73%
Premises covered
827
Technology mix
Fibre to the premises (FTTP) 73%
Fibre to the curb (FTTC) 27%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Lake Macquarie: council population

The whole council area, not just Coal Point · estimated residents
at 30 June 2025
Residents
224,540
+1.1% in a year
Change
+2,396
people since 2024
Density
346
people per km² across the council area
What drove the change
Natural increase
+246
births minus deaths
Net internal migration
+1,535
moves within Australia
Net overseas migration
+615
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
9/10 within NSW
income, education, jobs and housing together
Economic resources
9/10
9/10 within NSW
income against housing cost and household size
Education and occupation
9/10
9/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 2 different deciles — a narrow range, so the average describes the suburb closely.

Coal Point is home to about 1,700 residents, with a median age of 52 — noticeably older than the national figure of 38. Median household income runs at $112,000 a year, with unemployment at 3.6%.

2021 Census · change since 2016

Population

1,749

1.5% since 2016

Median Age

52

4.0% since 2016

Median Household Income

$111,696/yr

19.3% since 2016
Top 23% in NSW

Census Median Rent

$440/wk

17.3% since 2016

Census Median Mortgage

$2,167/mo

8.3% since 2016

Avg Household Size

2.5

no change since 2016

Median Personal Income

$46,852/yr

17.5% since 2016

Unemployment Rate

3.6%

23.4% since 2016

Unoccupied Dwellings

14.6%

20.7% since 2016

Total Dwellings

663

2.8% since 2016

Owner-Occupier Rate

88.6%

1.7% since 2016

Houses

99.2%

1.5% since 2016

Rental Stress

20.5%

1.4% since 2016

Mortgage Stress

23.3%

9.0% since 2016

Work From Home

35.0%

321.7% since 2016

Dwelling Types

Houses 658 (99.2%)
Townhouses 12 (1.8%)

Property Ownership

Owned Outright 344 (52.8%)
Mortgage 233 (35.8%)
Renting 74 (11.4%)

Demographics

Born in Australia
84.3%
English Spoken at Home
93.9%
Employment Rate
53.5%
1.3% since 2016
Completed Year 12
48.4%

Occupations

Professionals 221 (27.6%)
Managers 147 (18.4%)
Clerical & Administrative 115 (14.4%)
Technicians & Trades 113 (14.1%)
Community & Personal Service 67 (8.4%)
Sales 60 (7.5%)
Machinery Operators & Drivers 37 (4.6%)
Labourers 29 (3.6%)

Religion

Christianity 897 (51.3%)
No Religion 746 (42.7%)
Buddhism 15 (0.9%)
Hinduism 10 (0.6%)
Islam 4 (0.2%)
Other Religions 4 (0.2%)
Judaism 3 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 74 (4.2%)
New Zealand 20 (1.1%)
South Africa 11 (0.6%)
Scotland 10 (0.6%)
India 9 (0.5%)
Philippines 9 (0.5%)
Thailand 8 (0.5%)
Ireland 8 (0.5%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 15 (0.9%)
2011-2015 22 (1.3%)
2001-2010 39 (2.2%)
1991-2000 24 (1.4%)
1981-1990 29 (1.7%)
Before 1981 111 (6.3%)

15 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

7.3% of residents (123) lived in a capital city five years earlier, most of them in Sydney (102).

Hunter Valley exc Newcastle 38 (2.3%)
Overseas 21 (1.2%)
Sydney - Inner West 20 (1.2%)

Top places newcomers came from, as a share of the 1,684 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Spanish 7 (0.4%)
French 5 (0.3%)
Cantonese 4 (0.2%)
Mandarin 3 (0.2%)
Thai 3 (0.2%)
German 3 (0.2%)
Russian 3 (0.2%)

Age Distribution

0-4 65 (3.7%)
5-14 189 (10.8%)
15-19 80 (4.6%)
20-24 75 (4.3%)
25-34 122 (7.0%)
35-44 175 (10.0%)
45-54 236 (13.5%)
55-64 309 (17.7%)
65-74 286 (16.4%)
75-84 158 (9.0%)
85+ 47 (2.7%)

Family & Household Composition

Couple Families 208 (53.3%)
Lone Person 122 (31.3%)
One Parent Families 50 (12.8%)
Group Household 6 (1.5%)
Other Families 4 (1.0%)

Commute to Work

Car (driver) 406 (60.7%)
Worked from Home 234 (35.0%)
Car (passenger) 25 (3.7%)
Bus 4 (0.6%)

3% of employed residents work in a capital's city centre (24 of 800).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 313 (17.9%)
Certificate III & IV 299 (17.1%)
Advanced Diploma / Diploma 188 (10.7%)
Postgraduate Degree 112 (6.4%)
Graduate Diploma / Certificate 46 (2.6%)

Cars per Dwelling

0 cars 7 (1.1%)
1 car 133 (20.1%)
2 cars 322 (48.6%)
3 cars 135 (20.4%)
4+ cars 62 (9.4%)

Council Rates

Lake Macquarie
FY 2024-25

Households face an average residential rates bill of $1,708 a year through Lake Macquarie based on 2024 figures.

Avg residential rate
$1,708/yr
39% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Coal Point's area by planning zone
2026-09
  • Residential 81%
  • Environmental 17%
  • Parks and recreation 3%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Lake Macquarie

The whole council area, not just Coal Point · new residential dwellings
to 2026-08

In the year to August 2026, 1,212 new dwellings were approved across Lake Macquarie. That mix is 846 houses and 366 units. Approvals are up 1.6% on the same period a year earlier.

Trailing 12 months
1,212dwellings
+1.6% YoY
Houses
846
detached dwellings
Units
366
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Biraban Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 11.6 µg/m³ · NO₂ averaged 0.27 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Morisset monitoring station, 9.4 km away.

Climate & Setting

from Newcastle Nobbys Signal Station AWS, 22.1 km

High rainfall — warm summers, mild winters.

Elevation
31 m
above sea level, at the suburb centre
Distance to the ocean
5.3 km
Annual rainfall
1,025 mm
91 rainy days
Summer max (Jan)
25.4°C
4 days ≥ 35°C
Winter min (Jul)
10.2°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.6%
of light vehicles are electric
Up from 0.04% in 2021
+0.2 points this year

In postcode 2283, 116 of 19,275 registered light vehicles are battery-electric on 31 January 2025. A further 2.5% (475 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.1%.

Electric share, year by year
2021
0.04%
2022
0.06%
2023
0.21%
2024
0.39%
2025
0.60%

Rooftop solar

48
systems per 100 dwellings
Averaging 6.4 kW each

In postcode 2283, 4,887 rooftop-solar systems totalling 31.2 MW have been installed since 2001, against 10,109 dwellings recorded in the 2021 Census. 369 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
312
2020
431
2021
375
2022
368
2023
406
2024
337
2025
369
2026
223

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$6,441
Loan amount
$988,000
Total interest over 30 years
$1,330,768

13 mortgage brokers are registered in postcode 2283.

Deposit
$247,000
Stamp duty
$49,762
Cash needed at settlement
$296,762

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Hunter

Currently held by Dan Repacholi Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Repacholi 59.5% 40.5% +4.7
2022 Dan Repacholi 54.0% 46.0% -1.1
2019 Joel Fitzgibbon 53.0% 47.0% +9.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Lake Macquarie District

Currently held by Greg Piper Independent

Next state election: 13 March 2027.

Year Winner Won with
2023 Greg Piper IND 74.1%
2019 Greg Piper IND 72.1%
2015 Greg Piper IND 60.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Coal Point?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Featured in

Nearby suburbs

Compare Coal Point to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Coal Point

Is Coal Point a safe place to live?

Recorded crime in Coal Point is low (26/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Coal Point?

Coal Point has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Coal Point a good place to live?

Coal Point has a SuburbScan Liveability grade of A (72/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Coal Point?

Coal Point, NSW had a population of 1,749 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Coal Point, NSW?

The postcode for Coal Point, NSW is 2283.

How far is Coal Point from Sydney?

Coal Point is 140 km from Sydney CBD by road, about 107 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Coal Point?

At the 2021 ABS Census, median household income in Coal Point was $111,696 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Coal Point?

There are too few current rental listings in Coal Point for a reliable median. At the 2021 ABS Census the median weekly rent was $440, across all dwelling types.

What is the median age in Coal Point?

The median age of residents in Coal Point was 52 at the 2021 ABS Census.

How are the schools in Coal Point?

There is 1 school inside the Coal Point boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Coal Point walkable?

Coal Point scores 46/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Coal Point?

The nearest government air-quality monitoring station to Coal Point (Morisset) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 11.6 µg/m³. That puts Coal Point below the WHO annual guideline of 5 µg/m³.

What is the weather like in Coal Point?

At the nearest Bureau of Meteorology station to Coal Point, Newcastle Nobbys Signal Station AWS (22.1 km away), summer days average 25.4°C, winter nights 10.2°C, 1,025 mm of rain a year over 91 rainy days, and 4 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Coal Point?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Coal Point belong to?

Coal Point sits within the Lake Macquarie local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Coal Point?

The average residential rates bill through Lake Macquarie is $1,708 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Coal Point?

Across Lake Macquarie, 1,212 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 1.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Coal Point in?

Coal Point sits within the federal Division of Hunter, currently held by Dan Repacholi (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or