Chum Creek VIC 3777
Chum Creek is a rural locality in Victoria, 70 km from Melbourne CBD, around 1 hour 15 minutes by car. Population is 981; the median age is 45 and the median household income is $98,904 per year. By household income, education, and employment patterns, it ranks in the middle range nationally. At the 2021 Census, households here paid a median rent of $361 per week and a median monthly mortgage of $1,733. Chum Creek is characterised by high bushfire risk and no recorded flood exposure. 1 school sits within the locality boundary, and walkability is low.
Is Chum Creek a good place to live?
Chum Creek scores a C (49/100) on SuburbScan's Liveability grade — strong on prices, weaker on transit and safety.
Mixed results
1 school
Car-dependent
Walkability 13/100 · 69.6 km · 74 min drive to Melbourne
More affordable than most
Median $825K · More affordable than 87% of VIC
High bushfire risk
Fire 99/100 · Crime 17/100 · Flood 0/100
Mid-range socio-economic
SEIFA decile 6/10 · median age 45 · 981 residents
Liveability Rating
49 / 100 · Ranked #453 in VICEach bar is Chum Creek's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Chum Creek?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
49 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataChum Creek's house market is moving higher: the median sale price reached $825,000, roughly 12% above where it sat a year earlier.
$825,000
Based on 20 recorded sales in the last 24 months.
Typically sold in 68 days — median across 6 sales that recorded a listing period
By bedrooms
- 3 bed 12 sales $779K
Rental Market
Rental affordability
June quarter 2025121 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 3777.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
14 active Airbnb listings: 13 whole homes and 1 room. Whole homes are about 3.4% of the locality's homes.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Chum Creek safe? Crime statistics
2026Crime in Chum Creek sits in the low band, with 9 incidents recorded in 2026 — down roughly 53% on the prior year.
9 offences
52.6% since 2025Crime Trend
Serious Road Crashes
2021–20258 crashes
where someone was killed or admitted to hospital, 1 of them fatal
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serve Chum Creek, and performance is broadly on par with peer-suburb schools.
- • 67 students in one school (avg 67)
Primary
Walkability
Chum Creek is very car-dependent on foot — at 13/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Chum Creek.
- Full-fibre (FTTP) share
- 38%
- Premises covered
- 334
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Yarra Ranges: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Chum Creek is home to 981 residents, with a median age of 45, a touch above the national 38. Median household income runs at $99,000 a year, with unemployment at 4.5%.
2021 Census · change since 2016
Population
981
Median Age
45
Median Household Income
$98,904/yr
Census Median Rent
$361/wk
Census Median Mortgage
$1,733/mo
Avg Household Size
2.7
Median Personal Income
$39,052/yr
Unemployment Rate
4.5%
Unoccupied Dwellings
10.2%
Total Dwellings
353
Owner-Occupier Rate
93.4%
Houses
100.0%
Rental Stress
19.0%
Mortgage Stress
21.0%
Work From Home
24.3%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 81.4%
- English Spoken at Home
- 91.4%
- Employment Rate
- 59.7%
- Completed Year 12
- 40.8%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
5 residents (0.5%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
3% of employed residents work in a capital's city centre (15 of 483).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $2,161 a year through Yarra Ranges based on 2024 figures.
How this land is zoned
- Rural and farming 55%
- Environmental 34%
- Parks and recreation 9%
- Infrastructure and transport 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Yarra Ranges
In the year to August 2026, 416 new dwellings were approved across Yarra Ranges. That mix is 242 houses and 174 units. Approvals are down 57.0% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Wurundjeri Woi Wurrung Cultural Heritage Aboriginal Corporation (appointed 2008).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Air Quality
This station does not measure fine particles (PM2.5).
PM10 averaged 15.5 µg/m³. Days over the limit in 2025: PM10 2.
From the Mooroolbark monitoring station, 23.5 km away.
Climate & Setting
from Toolangi (Mount St Leonard Dpi), 3.9 kmHigh rainfall — mild summers, cool winters.
- Elevation
- 179 m
- above sea level, at the locality centre
- Annual rainfall
- 1,215 mm
- 82 rainy days
- Summer max (Jan)
- 22.9°C
- Winter min (Jul)
- 3.8°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3777, 73 of 9,507 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (229 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.2%.
Rooftop solar
In postcode 3777, 1,883 rooftop-solar systems totalling 12.5 MW have been installed since 2001, against 4,507 dwellings recorded in the 2021 Census. 102 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3777 in 2025-26. The most was 87, in 2001-02.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
2 mortgage brokers are registered in postcode 3777.
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $825,000 this is $75,000 above the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Aaron Violi Liberal
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Aaron Violi | 47.1% | 52.9% | -1.5 |
| 2022 | Aaron Violi | 48.5% | 51.5% | -3.1 |
| 2019 | Tony Smith | 45.4% | 54.6% | +0.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Cindy McLeish Liberal
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Cindy McLeish LP | 53.3% | 42.9% | 57.1% |
| 2018 | Cindy McLeish LP | 50.2% | 47.6% | 52.4% |
| 2014 | Cindy McLeish LP | 51.7% | 46.2% | 53.8% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Chum Creek?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 981 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Chum Creek to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Chum Creek
Is Chum Creek a safe place to live?
Recorded crime in Chum Creek is low (17/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Chum Creek?
Chum Creek has a high recorded bushfire history (99/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Chum Creek a good place to live?
Chum Creek has a SuburbScan Liveability grade of C (49/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Chum Creek?
Chum Creek, VIC had a population of 981 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Chum Creek, VIC?
The postcode for Chum Creek, VIC is 3777.
How far is Chum Creek from Melbourne?
Chum Creek is 70 km from Melbourne CBD by road, about 74 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Chum Creek?
At the 2021 ABS Census, median household income in Chum Creek was $98,904 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Chum Creek?
There are too few current rental listings in Chum Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $361, across all dwelling types.
What is the median age in Chum Creek?
The median age of residents in Chum Creek was 45 at the 2021 ABS Census.
Is Chum Creek at risk of bushfire?
Chum Creek has a high recorded bushfire history (99/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Chum Creek?
There is 1 school inside the Chum Creek boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Chum Creek walkable?
Chum Creek scores 13/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Chum Creek?
At the nearest Bureau of Meteorology station to Chum Creek, Toolangi (Mount St Leonard Dpi) (3.9 km away), summer days average 22.9°C, winter nights 3.8°C, and 1,215 mm of rain a year over 82 rainy days over 2006-2026.
Is the First Home Owner Grant available in Chum Creek?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Chum Creek belong to?
Chum Creek sits within the Yarra Ranges local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Chum Creek?
The average residential rates bill through Yarra Ranges is $2,161 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Chum Creek?
Across Yarra Ranges, 416 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 57.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Chum Creek in?
Chum Creek sits within the federal Division of Casey, currently held by Aaron Violi (Liberal).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.