Chiltern VIC 3683

Chiltern sits 293 km from Melbourne CBD in Victoria, around 3 hours 5 minutes by car. Census data records 1,580 residents with a median age of 50 and a median household income of $67,860 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The town fell 1.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $260 per week and a median monthly mortgage of $1,300. Chiltern is characterised by high bushfire risk. Of 2 schools within the town boundary, 1 ranks above the state average, and walkability is low.

Is Chiltern a good town?

Chiltern scores a D (26/100) on SuburbScan's Liveability grade — weaker on transit.

Schools

Mixed results

2 schools · 1 above peer schools

Transit

Car-dependent

Walkability 0/100 · 293.2 km · 186 min drive to Melbourne

Prices

Around the state median

Median $586K · Cheaper than 82% of VIC

Safety

Moderate bushfire risk

Fire 66/100 · Crime 45/100 · Flood 24/100

Community

Below-average income

SEIFA decile 3/10 · median age 50 · 1,580 residents

D

Liveability Rating

26 / 100 · Ranked #775 in VIC

Each bar is Chiltern's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
47
Bushfire Moderate · Crime Moderate · Flood Low
Socio-economic
22
Disadvantaged
Walkability
9
Very car-dependent
CBD access
8
293.2 km · 186 min drive to Melbourne
How it's calculated: Safety rank 47 × 25% + Socio-economic rank 22 × 25% + Walkability rank 9 × 15% + CBD access rank 8 × 10% = 26 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Chiltern?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

26 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Chiltern's house market is moving lower: the median sale price reached $586,000, roughly 16% below where it sat a year earlier.

Houses

$586,500

last 7 quarters
Cheaper than 82% of VIC
↓ −16.0% year-on-year

Based on 36 recorded sales in the last 24 months.

Typically sold in 40 days — median across 5 sales that recorded a listing period

By bedrooms

  • 2 bed 5 sales $382K
  • 3 bed 23 sales $625K
  • 4 bed 5 sales $645K

Units

$275,000

Based on only 5 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Chiltern are currently listed at around $580,000 on average. Based on 7 houses listed in the past six months.

$580K

last 2 months

7 houses listed in the last 6 months.

7 of the suburb's 660 dwellings (1.1%) were listed for sale in the last 6 months.

Is Chiltern safe? Crime statistics

2026

Crime in Chiltern sits in the moderate band, with 51 incidents recorded in 2026.

51 offences

no change since 2025
Theft 23 (45.1%)
Property Damage 10 (19.6%)
Assault 6 (11.8%)
Drug Offences 5 (9.8%)
Break & Enter 4 (7.8%)
Harassment & Stalking 1 (2.0%)
Weapons Offences 1 (2.0%)
Disorderly Conduct 1 (2.0%)

Crime Trend

Serious Road Crashes

2021–2025

9 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Where they happened

Hume Freeway 5 (55.6%)

Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

Two schools serve Chiltern, and results are mixed — some outperforming peer-suburb schools, some below. Chiltern Primary School leads the pack.

50
out of 100
Average
2 schools in this town
1 above similar · 1 below similar
  • • 104 students across 2 schools (avg 52)
  • • Sectors: 1 Government, 1 Catholic
  • • ICSEA 987-988, median 988 (around the national baseline of 1000)
  • • Largest: Chiltern Primary School (71 students)

Primary

Government · Prep-6 · 71 students
ICSEA 987 (higher than 41% of Australian schools) · 7% top-SEA students
Above similar
Catholic · Prep-6 · 33 students
ICSEA 988 (higher than 41% of Australian schools) · 8% top-SEA students
Below similar

Walkability

Chiltern is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Chiltern.

75
connectivity score / 100
Top 16% in VIC
Most common
Fibre to the premises
Full-fibre (FTTP) share
45%
Premises covered
767
Technology mix
Fibre to the premises (FTTP) 45%
Fibre to the curb (FTTC) 29%
Fixed wireless (WIRELESS) 25%
Satellite (Sky Muster) (SATELLITE) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in town
Shopping Centres
None
Cafes & Restaurants
2 in town
Parks & Reserves
8 in town
Sport & Recreation
3 in town
Beaches
None
Waterways
19 in town
Childcare
4 in town
GPs
1 in town
Pharmacies
1 in town
Hospitals
None
Police Stations
1 in town
Banks & Bank@Post
2 in town
Fuel Stations
None
EV Chargers
1 in town
Pubs & Bars
2 in town
Arts & Culture
1 in town
Places of Worship
2 in town

Indigo: council population

The whole council area, not just Chiltern · estimated residents
at 30 June 2025
Residents
17,758
+0.8% in a year
Change
+140
people since 2024
Density
8.7
people per km² across the council area
What drove the change
Natural increase
+43
births minus deaths
Net internal migration
+73
moves within Australia
Net overseas migration
+24
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
4/10
3/10 within VIC
income against housing cost and household size
Education and occupation
3/10
2/10 within VIC
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 6 small areas inside this town and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the town closely.

Chiltern is home to about 1,600 residents, with a median age of 50 — noticeably older than the national figure of 38. Median household income runs at $68,000 a year, with unemployment at 4.0%.

2021 Census · change since 2016

Population

1,580

1.6% since 2016

Median Age

50

6.4% since 2016

Median Household Income

$67,860/yr

10.4% since 2016

Census Median Rent

$260/wk

30.0% since 2016

Census Median Mortgage

$1,300/mo

3.3% since 2016

Avg Household Size

2.3

4.2% since 2016

Median Personal Income

$35,464/yr

16.0% since 2016

Unemployment Rate

4.0%

36.5% since 2016

Unoccupied Dwellings

8.6%

8.5% since 2016

Total Dwellings

660

6.8% since 2016

Owner-Occupier Rate

88.2%

2.7% since 2016

Houses

92.9%

2.9% since 2016

Rental Stress

19.9%

17.8% since 2016

Mortgage Stress

23.0%

6.5% since 2016

Work From Home

15.4%

202.0% since 2016

Dwelling Types

Houses 613 (92.9%)
Flats / Apartments 33 (5.0%)
Townhouses 14 (2.1%)

Property Ownership

Owned Outright 290 (45.7%)
Mortgage 270 (42.5%)
Renting 75 (11.8%)

Demographics

Born in Australia
82.2%
English Spoken at Home
93.0%
Employment Rate
53.9%
0.6% since 2016
Completed Year 12
33.5%

Occupations

Technicians & Trades 130 (18.0%)
Professionals 115 (15.9%)
Community & Personal Service 93 (12.9%)
Managers 86 (11.9%)
Clerical & Administrative 72 (10.0%)
Machinery Operators & Drivers 72 (10.0%)
Sales 70 (9.7%)
Labourers 70 (9.7%)

Religion

No Religion 731 (46.3%)
Christianity 722 (45.7%)
Other Religions 3 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 65 (4.1%)
New Zealand 15 (0.9%)
Germany 15 (0.9%)
Scotland 8 (0.5%)
France 4 (0.3%)
Italy 3 (0.2%)
Netherlands 3 (0.2%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 3 (0.2%)
2011-2015 19 (1.2%)
2001-2010 10 (0.6%)
1991-2000 10 (0.6%)
1981-1990 11 (0.7%)
Before 1981 110 (7.0%)

3 residents (0.2%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.4% of residents (52) lived in a capital city five years earlier, most of them in Melbourne (46).

Murray 35 (2.3%)

Top places newcomers came from, as a share of the 1,512 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 3 (0.2%)

Age Distribution

0-4 68 (4.3%)
5-14 169 (10.7%)
15-19 102 (6.5%)
20-24 61 (3.9%)
25-34 129 (8.2%)
35-44 143 (9.1%)
45-54 237 (15.0%)
55-64 277 (17.5%)
65-74 235 (14.9%)
75-84 144 (9.1%)
85+ 23 (1.5%)

Family & Household Composition

Lone Person 206 (45.0%)
Couple Families 163 (35.6%)
One Parent Families 60 (13.1%)
Group Household 20 (4.4%)
Other Families 9 (2.0%)

Commute to Work

Car (driver) 461 (76.5%)
Worked from Home 93 (15.4%)
Walked Only 30 (5.0%)
Car (passenger) 19 (3.2%)

1% of employed residents work in a capital's city centre (5 of 723).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Certificate III & IV 310 (19.6%)
Bachelor Degree 134 (8.5%)
Advanced Diploma / Diploma 123 (7.8%)
Graduate Diploma / Certificate 41 (2.6%)
Postgraduate Degree 30 (1.9%)

Cars per Dwelling

0 cars 13 (2.0%)
1 car 201 (31.3%)
2 cars 245 (38.1%)
3 cars 95 (14.8%)
4+ cars 89 (13.8%)

Council Rates

Indigo
FY 2024-25

Households face an average residential rates bill of $1,828 a year through Indigo based on 2024 figures.

Avg residential rate
$1,828/yr
6% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.280¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Chiltern's area by planning zone
2026-09
  • Rural and farming 53%
  • Parks and recreation 45%
  • Infrastructure and transport 1%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.

Building Approvals: Indigo

The whole council area, not just Chiltern · new residential dwellings
to 2026-08

In the year to August 2026, 120 new dwellings were approved across Indigo. That mix is 117 houses and 3 units. Approvals are up 15.0% on the same period a year earlier.

Trailing 12 months
120dwellings
+15.0% YoY
Houses
117
detached dwellings
Units
3
townhouses + apartments

Aboriginal Cultural Heritage

No Registered Aboriginal Party is appointed for this area. About an eighth of Victoria, mostly in the north-east, has no appointment; that is a fact about the register rather than about the Country.

Climate & Setting

from Rutherglen Research, 14.2 km

Moderate rainfall — hot summers, frosty winters.

Elevation
221 m
above sea level, at the town centre
Annual rainfall
567 mm
68 rainy days
Summer max (Jan)
31.7°C
25 days ≥ 35°C
Winter min (Jul)
2.1°C
53 frost days ≤ 0°C

Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 18% in VIC

In postcode 3683, 5 of 1,951 registered light vehicles are battery-electric on 31 January 2025. A further 1.0% (19 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.2%.

Electric share, year by year
2021
0.00%
2022
0.16%
2023
0.00%
2024
0.16%
2025
0.26%

Rooftop solar

64
systems per 100 dwellings
Averaging 5.5 kW each

In postcode 3683, 505 rooftop-solar systems totalling 2.8 MW have been installed since 2001, against 793 dwellings recorded in the 2021 Census. 33 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
21
2020
49
2021
27
2022
33
2023
32
2024
33
2025
25
2026
19

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

0 first-home grants were paid in postcode 3683 in 2025-26. The most was 17, in 2002-03.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,059
Loan amount
$469,200
Total interest over 30 years
$631,980
Deposit
$117,300
Stamp duty
$30,260
Cash needed at settlement
$147,560

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Indi

Currently held by Helen Haines Independent

Year Winner 2PP ALP 2PP LNP Swing
2025 Helen Haines 43.3% 56.7% -1.4
2022 Helen Haines 44.7% 55.3% -7.5
2019 Helen Haines 37.3% 62.7% +7.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.

State Electorate

Benambra District

Currently held by Bill Tilley Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Bill Tilley LP 50.9% 36.7% 63.3%
2018 Bill Tilley LP 52.5% 41.1% 58.9%
2014 Bill Tilley LP 54.6% 40.3% 59.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Chiltern?

Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Chiltern to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Chiltern

Is Chiltern a safe place to live?

Recorded crime in Chiltern is moderate (45/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Chiltern?

Chiltern has a moderate recorded bushfire history (66/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (24/100). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Chiltern a good place to live?

Chiltern has a SuburbScan Liveability grade of D (26/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Chiltern?

Chiltern, VIC had a population of 1,580 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Chiltern, VIC?

The postcode for Chiltern, VIC is 3683.

How far is Chiltern from Melbourne?

Chiltern is 293 km from Melbourne CBD by road, about 186 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Chiltern?

At the 2021 ABS Census, median household income in Chiltern was $67,860 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Chiltern?

There are too few current rental listings in Chiltern for a reliable median. At the 2021 ABS Census the median weekly rent was $260, across all dwelling types.

What is the median age in Chiltern?

The median age of residents in Chiltern was 50 at the 2021 ABS Census.

Is Chiltern at risk of bushfire?

Chiltern has a moderate recorded bushfire history (66/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Chiltern?

There are 2 schools inside the Chiltern boundary: 1 above and 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Chiltern?

At the nearest Bureau of Meteorology station to Chiltern, Rutherglen Research (14.2 km away), summer days average 31.7°C, winter nights 2.1°C, 567 mm of rain a year over 68 rainy days, and 25 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Chiltern?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Chiltern belong to?

Chiltern sits within the Indigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Chiltern?

The average residential rates bill through Indigo is $1,828 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Chiltern?

Across Indigo, 120 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 15.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Chiltern in?

Chiltern sits within the federal Division of Indi, currently held by Helen Haines (Independent).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or