Cardross VIC 3496
Located in Victoria, Cardross sits 533 km from Melbourne CBD, around 5 hours 55 minutes by car. The locality has 847 residents, a median age of 39, and a median household income of $89,284 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The locality grew 3.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $200 per week and a median monthly mortgage of $1,300. Cardross is characterised by no recorded flood exposure. 1 school sits within the locality boundary, and walkability is low.
Is Cardross a good place to live?
Cardross scores a C (38/100) on SuburbScan's Liveability grade — weaker on transit.
Mixed results
1 school
Car-dependent
Walkability 0/100 · 533.4 km · 356 min drive to Melbourne
Median available
Median $467K
Moderate crime risk
Fire 33/100 · Crime 50/100 · Flood 0/100
Below-average income
SEIFA decile 3/10 · median age 39 · 847 residents
Liveability Rating
38 / 100 · Ranked #601 in VICEach bar is Cardross's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Cardross?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
38 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataCardross's house market is moving lower: the median sale price reached $467,000, about 3% below where it sat a year earlier.
$466,550
Based on 13 recorded sales in the last 24 months.
Typically sold in 14 days — median across 4 sales that recorded a listing period
By bedrooms
- 3 bed 9 sales $462K
Rental Market
Rental affordability
June quarter 2025123 Acceptable · the average rental household in this region would pay about 24% of its income on the median rent in postcode 3496.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Is Cardross safe? Crime statistics
2026Crime in Cardross sits in the moderate band, with 40 incidents recorded in 2026 — up roughly 33% on the prior year.
40 offences
33.3% since 2025Crime Trend
Serious Road Crashes
2021–2025No crash in Cardross killed anyone or put anyone in hospital in 2021–2025.
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
One school serve Cardross, and the cohort is trailing peer-suburb performance.
- • 100 students in one school (avg 100)
Primary
Walkability
Cardross is very car-dependent on foot — at 0/100, nearly all errands require a car.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
NBN connectivity
The internet access technology available across NBN premises in Cardross.
- Full-fibre (FTTP) share
- 0%
- Premises covered
- 315
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Mildura: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Cardross is home to 847 residents, with a median age of 39, broadly in line with the national figure. Median household income runs at $89,000 a year, with unemployment at 3.7%.
2021 Census · change since 2016
Population
847
Median Age
39
Median Household Income
$89,284/yr
Census Median Rent
$200/wk
Census Median Mortgage
$1,300/mo
Avg Household Size
2.9
Median Personal Income
$38,116/yr
Unemployment Rate
3.7%
Unoccupied Dwellings
7.5%
Total Dwellings
280
Owner-Occupier Rate
87.5%
Houses
97.5%
Rental Stress
11.6%
Mortgage Stress
17.5%
Work From Home
13.5%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 85.4%
- English Spoken at Home
- 85.6%
- Employment Rate
- 62.6%
- Completed Year 12
- 28.0%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
8 residents (0.9%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $2,340 a year through Mildura based on 2024 figures.
How this land is zoned
- Parks and recreation 56%
- Rural and farming 41%
- Infrastructure and transport 2%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Mildura
In the year to August 2026, 446 new dwellings were approved across Mildura. That mix is 391 houses and 55 units. Approvals are up 29.4% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is First People of the Millewa-Mallee Aboriginal Corporation (appointed 2018).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Mildura Airport, 8.7 kmDry climate — very hot summers, cold winters with occasional frost.
- Elevation
- 50 m
- above sea level, at the locality centre
- Annual rainfall
- 278 mm
- 40 rainy days
- Summer max (Jan)
- 33.0°C
- 45 days ≥ 35°C
- Winter min (Jul)
- 4.9°C
- 7 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
EV adoption
In postcode 3496, 6 of 6,034 registered light vehicles are battery-electric on 31 January 2025. A further 0.8% (51 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 0.9%.
Rooftop solar
In postcode 3496, 1,338 rooftop-solar systems totalling 11.2 MW have been installed since 2001, against 2,585 dwellings recorded in the 2021 Census. 62 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
6 first-home grants were paid in postcode 3496 in 2025-26, rank 120 of 298 Victorian postcodes. The most was 56, in 2000-01.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $466,550 this is under the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Anne Webster The Nationals
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Anne Webster | 31.0% | 69.0% | -0.1 |
| 2022 | Anne Webster | 31.0% | 69.0% | +3.3 |
| 2019 | Anne Webster | 33.8% | 66.2% | -3.6 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Jade Benham The Nationals
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Jade Benham NP | 51.2% | 35.9% | 64.1% |
| 2018 | Ali Cupper IND | 50.3% | 44.4% | 55.6% |
| 2014 | Peter Crisp NP | 52.0% | 29.8% | 70.2% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Cardross?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 847 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Cardross to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Cardross
Is Cardross a safe place to live?
Recorded crime in Cardross is moderate (50/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Cardross?
Cardross has a low recorded bushfire history (33/100, ranked against every Australian suburb with any fire history). No mapped flood overlay applies. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Cardross a good place to live?
Cardross has a SuburbScan Liveability grade of C (38/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Cardross?
Cardross, VIC had a population of 847 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Cardross, VIC?
The postcode for Cardross, VIC is 3496.
How far is Cardross from Melbourne?
Cardross is 533 km from Melbourne CBD by road, about 356 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Cardross?
At the 2021 ABS Census, median household income in Cardross was $89,284 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Cardross?
There are too few current rental listings in Cardross for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.
What is the median age in Cardross?
The median age of residents in Cardross was 39 at the 2021 ABS Census.
Is Cardross at risk of bushfire?
Cardross has a low recorded bushfire history (33/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Cardross?
There is 1 school inside the Cardross boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
What is the weather like in Cardross?
At the nearest Bureau of Meteorology station to Cardross, Mildura Airport (8.7 km away), summer days average 33°C, winter nights 4.9°C, 278 mm of rain a year over 40 rainy days, and 45 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Cardross?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Cardross belong to?
Cardross sits within the Mildura local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Cardross?
The average residential rates bill through Mildura is $2,340 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Cardross?
Across Mildura, 446 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 29.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Cardross in?
Cardross sits within the federal Division of Mallee, currently held by Anne Webster (The Nationals).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.