Cambridge Gardens sits 57 km from Sydney CBD in New South Wales, around 50 minutes by car. Census data records 2,030 residents with a median age of 36 and a median household income of $101,400 per year. On socioeconomic measures it sits in the middle range nationally. The 2021 Census recorded a median rent of $420 per week and a median monthly mortgage of $2,167. The area shows high crime risk and no recorded bushfire exposure. 1 school sits within the suburb boundary, and walkability is moderate.
Is Cambridge Gardens a good suburb?
Cambridge Gardens scores a B (52/100) on SuburbScan's Liveability grade — strong on transit, weaker on safety.
Mixed results
1 school
Very walkable
Walkability 68/100 · 56.9 km · 50 min drive to Sydney
Around the state median
Median $985K
High crime risk
Fire 0/100 · Crime 84/100
Mid-range socio-economic
SEIFA decile 5/10 · median age 36 · 2,030 residents
Liveability Rating
52 / 100 · Ranked #698 in NSWEach bar is Cambridge Gardens's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Cambridge Gardens?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
52 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataCambridge Gardens's house market is moving higher: the median sale price reached $985,000, about 8% above where it sat a year earlier.
$985,250
6% below its 5 neighbours (median $1,050,000)
Based on 40 recorded sales in the last 24 months.
Typically sold in 21 days — median across 16 sales that recorded a listing period
By bedrooms
- 3 bed 22 sales $968K
- 4 bed 15 sales $1.04M
Currently for Sale
Last 6 monthsHouses in Cambridge Gardens are currently listed at around $1.1 million on average. Based on 11 houses listed in the past six months.
$1.1M
11 houses listed in the last 6 months.
11 of the suburb's 699 dwellings (1.6%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Cambridge Gardens rent for around $750 a week on average, based on 5 houses listed for rent in the past six months.
$750/wk
5 houses advertised for rent in the last 6 months.
5 rentals advertised against an estimated 137 rented homes (3.6%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $650/wk
- 130 bonds
- +43% since 2021
- 2-bed units
- $500/wk
- 66 bonds
- +54% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2747 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025125 Acceptable · the average rental household in this region would pay about 24% of its income on the median rent in postcode 2747.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$750/week ($39,000 a year) on a $1.1 million median
Based on a small sample (5 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Short-Stay Rentals
No active Airbnb listings.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.
Is Cambridge Gardens safe? Crime statistics
2025Crime in Cambridge Gardens sits in the high band, with 167 incidents recorded in 2025 — up about 5% on the prior year.
167 offences
5.0% since 2024Crime Trend
Serious Road Crashes
2021–20252 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Penrith City Council has published 13 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- Rickabys Creek Catchment Flood Study 2025
- Peach Tree & Lower Surveyors Creeks Catchment Floodplain Risk Management Study and Plan 2025
- College, Orth and Werrington Creeks Catchment Floodplain Risk Management Study & Plan 2021 2022
- Little Creek Catchment Floodplain Risk Management Study and Plan 2022
- South Creek Floodplain Risk Management Study and Plan 2020
Schools
One school serve Cambridge Gardens, and performance is broadly on par with peer-suburb schools.
- • 341 students in one school (avg 341)
Primary
Universities nearby
1.4% of residents here are full-time university students aged 15–24.
Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.
Walkability
Cambridge Gardens is somewhat walkable on foot — at 68/100, a short cluster of errands work on foot but most trips still benefit from a car.
Public transport
Weekday and weekend service frequency across every stop inside Cambridge Gardens.
- Peak (7-9am + 5-7pm)
- 35.8 arrivals/hr
- Off-peak weekday
- 20.9 arrivals/hr
- Saturday
- 12.6 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 16.6 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Cambridge Gardens.
- Full-fibre (FTTP) share
- 100%
- Premises covered
- 744
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Penrith: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 5 small areas inside this suburb and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the suburb closely.
Cambridge Gardens is home to about 2,000 residents, with a median age of 36, broadly in line with the national figure. Median household income runs at $101,000 a year, with unemployment at 4.2%.
2021 Census · change since 2016
Population
2,030
Median Age
36
Median Household Income
$101,400/yr
Census Median Rent
$420/wk
Census Median Mortgage
$2,167/mo
Avg Household Size
2.8
Median Personal Income
$43,420/yr
Unemployment Rate
4.2%
Unoccupied Dwellings
2.0%
Total Dwellings
699
Owner-Occupier Rate
80.4%
Houses
99.0%
Rental Stress
21.5%
Mortgage Stress
25.6%
Work From Home
29.5%
Dwelling Types
Property Ownership
9 rented from a state or territory housing authority and 4 from a community housing provider, as a share of the 135 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 80.4%
- English Spoken at Home
- 87.1%
- Employment Rate
- 59.2%
- Completed Year 12
- 33.8%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
14 residents (0.7%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
Top places newcomers came from, as a share of the 1,884 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
6% of employed residents work in a capital's city centre (58 of 959).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 419 people work here; 959 employed residents live here.
Mostly a place people commute from: 0.4 jobs per working resident. At least 56% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,547 a year through Penrith based on 2024 figures.
How this land is zoned
- Residential 83%
- Parks and recreation 10%
- Industrial 4%
- Infrastructure and transport 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Penrith
In the year to August 2026, 1,063 new dwellings were approved across Penrith. That mix is 674 houses and 389 units. Approvals are down 77.5% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Deerubbin Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
MODERATEPM2.5 averaged 7.2 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 3 days exceeded the daily threshold of 25 µg/m³.
PM10 averaged 16.3 µg/m³ · NO₂ averaged 0.6 pphm. Days over the limit in 2025: PM10 2 · NO₂ 0 · ozone 0.
From the Penrith monitoring station, 2.0 km away.
Climate & Setting
from Orchard Hills Treatment Works, 7.2 kmModerate rainfall.
- Elevation
- 54 m
- above sea level, at the suburb centre
- Distance to the ocean
- 47.3 km
- Near high-voltage lines
- 4.9% of addresses
- 38 within 100 m of an overhead line of 110 kV or more
- Annual rainfall
- 822 mm
- 81 rainy days
- Summer max (Jan)
- —
- Winter min (Jul)
- —
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
9 facilities within 5 km- 2.3 kmGlass and Glass Product ManufacturingTop reported: Sulfur dioxide · Oxides of Nitrogen · Particulate Matter ≤10.0 µm (PM10)
- 2.4 kmAluminium Rolling, Drawing, ExtrudingTop reported: Oxides of Nitrogen · Carbon monoxide · Total Volatile Organic Compounds
- 2.6 kmSewerage and Drainage ServicesTop reported: Total Nitrogen · Ammonia (total) · Total Phosphorus
- 2.9 kmPetroleum Product WholesalingTop reported: Total Volatile Organic Compounds · Toluene (methylbenzene) · Xylenes (individual or mixed isomers)
- 3.1 kmMilk and Cream ProcessingTop reported: Oxides of Nitrogen · Carbon monoxide · Total Volatile Organic Compounds
EV adoption
In postcode 2747, 299 of 35,123 registered light vehicles are battery-electric on 31 January 2025. A further 3.7% (1,312 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 4.6%.
Rooftop solar
In postcode 2747, 8,546 rooftop-solar systems totalling 62.4 MW have been installed since 2001, against 19,102 dwellings recorded in the 2021 Census. 574 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
2 mortgage brokers are registered in this suburb, 23 across postcode 2747.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $985,250 this is $385,250 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-26 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Melissa Mcintosh Liberal
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Melissa Mcintosh | 47.2% | 52.8% | +3.3 |
| 2022 | Melissa Mcintosh | 43.7% | 56.3% | +1.3 |
| 2019 | Melissa Mcintosh | 45.0% | 55.0% | +6.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Karen McKeown Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Karen McKeown ALP | 51.6% |
| 2019 | Stuart Ayres LP | 51.3% |
| 2015 | Stuart Ayres LP | 56.2% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Cambridge Gardens?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,030 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
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Checking the whole city?
Suburbs to avoid in Sydney There is no list of bad suburbs, but there are hazards the state measures and publishes — recorded crime, bushfire exposure, flood overlays and aircraft noise. Sydney suburbs ranked on them, with what the numbers do and don't mean.Nearby suburbs
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Side-by-side stats for any other NSW suburb — type a name and pick one.
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Common questions about Cambridge Gardens
Is Cambridge Gardens a safe place to live?
Recorded crime in Cambridge Gardens is high (84/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.
What natural hazards affect Cambridge Gardens?
Cambridge Gardens has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Cambridge Gardens a good place to live?
Cambridge Gardens has a SuburbScan Liveability grade of B (52/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Cambridge Gardens?
Cambridge Gardens, NSW had a population of 2,030 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Cambridge Gardens, NSW?
The postcode for Cambridge Gardens, NSW is 2747.
How far is Cambridge Gardens from Sydney?
Cambridge Gardens is 57 km from Sydney CBD by road, about 50 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Cambridge Gardens?
At the 2021 ABS Census, median household income in Cambridge Gardens was $101,400 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Cambridge Gardens?
The median advertised rent in Cambridge Gardens is $750 a week for houses (5 listings), from rental listings over the last six months.
What is the median age in Cambridge Gardens?
The median age of residents in Cambridge Gardens was 36 at the 2021 ABS Census.
How are the schools in Cambridge Gardens?
There is 1 school inside the Cambridge Gardens boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
Is Cambridge Gardens walkable?
Cambridge Gardens scores 68/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Cambridge Gardens?
The nearest government air-quality monitoring station to Cambridge Gardens (Penrith) recorded a 2025 annual mean PM2.5 of 7.2 µg/m³ and PM10 of 16.3 µg/m³. That puts Cambridge Gardens below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.
What is the weather like in Cambridge Gardens?
At the nearest Bureau of Meteorology station to Cambridge Gardens, Orchard Hills Treatment Works (7.2 km away), 822 mm of rain a year over 81 rainy days over 2006-2026.
Is the First Home Owner Grant available in Cambridge Gardens?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Cambridge Gardens belong to?
Cambridge Gardens sits within the Penrith local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Cambridge Gardens?
The average residential rates bill through Penrith is $1,547 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Cambridge Gardens?
Across Penrith, 1,063 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 77.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Cambridge Gardens in?
Cambridge Gardens sits within the federal Division of Lindsay, currently held by Melissa Mcintosh (Liberal).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.