Breakwater VIC 3219

Breakwater is a suburb in Victoria, 80 km from Melbourne CBD, around 1 hour 10 minutes by car. Population is 1,060; the median age is 40 and the median household income is $56,004 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The suburb grew 4.5% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $300 per week and a median monthly mortgage of $1,213. Breakwater is characterised by high crime risk and high flood risk. Walkability is moderate.

Is Breakwater a good suburb?

Breakwater scores a D (24/100) on SuburbScan's Liveability grade — weaker on safety and community.

Transit

Some car dependence

Walkability 48/100 · 80.3 km · 72 min drive to Melbourne

Prices

Around the state median

Median $565K · Cheaper than 81% of VIC

Safety

High crime risk

Fire 0/100 · Crime 90/100 · Flood 85/100

Community

Highly disadvantaged

SEIFA decile 1/10 · median age 40 · 1,060 residents

D

Liveability Rating

24 / 100 · Ranked #789 in VIC

Each bar is Breakwater's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
no schools mapped
Safety
17
Bushfire None · Crime High · Flood High
Socio-economic
4
Very disadvantaged
Walkability
52
Somewhat walkable
CBD access
46
80.3 km · 72 min drive to Melbourne
How it's calculated: Safety rank 17 × 25% + Socio-economic rank 4 × 25% + Walkability rank 52 × 15% + CBD access rank 46 × 10% = 24 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Breakwater?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

24 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Breakwater's house market is moving higher: the median sale price reached $565,000, 0.7% above where it sat a year earlier.

Houses

$565,000

last 6 quarters
Cheaper than 81% of VIC

18% below its 7 neighbours (median $691,250)

↑ +0.7% year-on-year

Based on 51 recorded sales in the last 24 months.

Typically sold in 25 days — median across 3 sales that recorded a listing period

By bedrooms

  • 3 bed 41 sales $566K

Units

$705,000

last 2 quarters

40% above its 5 neighbours (median $503,000)

Based on 10 recorded sales in the last 24 months.

Currently for Sale

Last 6 months

Houses in Breakwater are currently listed at around $622,000 on average. Based on 4 houses listed in the past six months.

$622K

4 houses listed in the last 6 months.

6 of the suburb's 453 dwellings (1.3%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Breakwater rent for around $478 a week on average, based on 6 houses listed for rent in the past six months.

$478/wk

6 houses advertised for rent in the last 6 months.

7 rentals advertised against an estimated 177 rented homes (4.0%) in the last 6 months.

Rental affordability

June quarter 2025

104 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3219.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.0% above the typical range

$478/week ($25,000 a year) on a $622,000 median

Based on a small sample (4 listings) — indicative only.

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Short-Stay Rentals

No active Airbnb listings.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Breakwater safe? Crime statistics

2026

Crime in Breakwater sits in the high band, with 193 incidents recorded in 2026 — up roughly 13% on the prior year.

193 offences

12.9% since 2025
Theft 53 (27.5%)
Drug Offences 42 (21.8%)
Weapons Offences 29 (15.0%)
Assault 25 (13.0%)
Property Damage 12 (6.2%)
Break & Enter 12 (6.2%)
Fraud & Deception 11 (5.7%)
Disorderly Conduct 5 (2.6%)
Harassment & Stalking 4 (2.1%)

Crime Trend

Serious Road Crashes

2021–2025

18 crashes

where someone was killed or admitted to hospital

Where they happened

Fellmongers Road 4 (22.2%)
St Albans Road 3 (16.7%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this suburb boundary.

Universities nearby

0.9% of residents here are full-time university students aged 15–24.

Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.

Walkability

Breakwater is car-dependent on foot — at 48/100, most errands require a car.

48
out of 100
Car-Dependent
Top 14% in VIC
Public Transport within 1 km 60
Schools within 1.5 km 80
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 80
Hospitals within 5 km 80

Public transport

Weekday and weekend service frequency across every stop inside Breakwater.

54
out of 100
Bottom 24% in VIC
Peak (7-9am + 5-7pm)
19.0 arrivals/hr
Off-peak weekday
12.7 arrivals/hr
Saturday
2.1 arrivals/hr
Median peak wait
1 min
Span of service
15.6 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Breakwater.

71
connectivity score / 100
Top 20% in VIC
Most common
Fibre to the node
Full-fibre (FTTP) share
46%
Premises covered
1,052
Technology mix
Fibre to the node (FTTN) 51%
Fibre to the premises (FTTP) 46%
Fibre to the curb (FTTC) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
1 in suburb
Parks & Reserves
2 in suburb
Sport & Recreation
1 in suburb
Beaches
None
Waterways
None
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
None

Greater Geelong: council population

The whole council area, not just Breakwater · estimated residents
at 30 June 2025
Residents
295,052
+2.2% in a year
Change
+6,376
people since 2024
Density
236
people per km² across the council area
What drove the change
Natural increase
+1,571
births minus deaths
Net internal migration
+3,281
moves within Australia
Net overseas migration
+1,524
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within VIC
income, education, jobs and housing together
Economic resources
1/10
1/10 within VIC
income against housing cost and household size
Education and occupation
2/10
1/10 within VIC
qualifications and job type, income excluded

Breakwater is home to about 1,100 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $56,000 a year, with unemployment at 6.2%.

2021 Census · change since 2016

Population

1,060

4.5% since 2016

Median Age

40

2.4% since 2016

Median Household Income

$56,004/yr

33.5% since 2016
Bottom 14% in VIC

Census Median Rent

$300/wk

15.4% since 2016

Census Median Mortgage

$1,213/mo

5.8% since 2016

Avg Household Size

2.1

5.0% since 2016

Median Personal Income

$34,060/yr

29.4% since 2016

Unemployment Rate

6.2%

27.9% since 2016

Unoccupied Dwellings

7.5%

31.2% since 2016

Total Dwellings

453

0.9% since 2016

Owner-Occupier Rate

60.9%

2.2% since 2016

Houses

76.4%

1.4% since 2016

Rental Stress

27.9%

13.4% since 2016

Mortgage Stress

26.0%

29.3% since 2016

Work From Home

10.8%

272.4% since 2016

Dwelling Types

Houses 346 (76.4%)
Flats / Apartments 67 (14.8%)
Townhouses 40 (8.8%)

Property Ownership

Renting 174 (39.1%)
Mortgage 137 (30.8%)
Owned Outright 134 (30.1%)
Of those rentals, social housing 31 (17.8%)

28 rented from a state or territory housing authority and 3 from a community housing provider, as a share of the 174 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
73.9%
English Spoken at Home
78.3%
Employment Rate
49.8%
7.1% since 2016
Completed Year 12
35.0%

Occupations

Community & Personal Service 75 (16.7%)
Technicians & Trades 74 (16.4%)
Labourers 59 (13.1%)
Professionals 53 (11.8%)
Clerical & Administrative 53 (11.8%)
Machinery Operators & Drivers 52 (11.6%)
Sales 40 (8.9%)
Managers 35 (7.8%)

Religion

No Religion 485 (45.8%)
Christianity 392 (37.0%)
Hinduism 18 (1.7%)
Islam 15 (1.4%)
Buddhism 9 (0.8%)
Other Religions 4 (0.4%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 23 (2.2%)
India 14 (1.3%)
New Zealand 10 (0.9%)
Philippines 9 (0.8%)
Pakistan 9 (0.8%)
Sri Lanka 8 (0.8%)
Fiji 8 (0.8%)
Myanmar 8 (0.8%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 30 (2.8%)
2011-2015 24 (2.3%)
2001-2010 30 (2.8%)
1991-2000 11 (1.0%)
1981-1990 14 (1.3%)
Before 1981 34 (3.2%)

30 residents (2.8%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

3.2% of residents (33) lived in a capital city five years earlier, most of them in Melbourne (30).

Overseas 37 (3.6%)

Top places newcomers came from, as a share of the 1,017 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Mandarin 5 (0.5%)
Italian 4 (0.4%)
Thai 4 (0.4%)
French 4 (0.4%)
Serbian 4 (0.4%)
Vietnamese 3 (0.3%)
Spanish 3 (0.3%)

Age Distribution

0-4 43 (4.1%)
5-14 111 (10.5%)
15-19 35 (3.3%)
20-24 89 (8.4%)
25-34 184 (17.4%)
35-44 148 (14.0%)
45-54 118 (11.1%)
55-64 134 (12.6%)
65-74 103 (9.7%)
75-84 77 (7.3%)
85+ 22 (2.1%)

Family & Household Composition

Lone Person 174 (49.7%)
Couple Families 72 (20.6%)
One Parent Families 68 (19.4%)
Group Household 27 (7.7%)
Other Families 9 (2.6%)

Commute to Work

Car (driver) 295 (79.3%)
Worked from Home 40 (10.8%)
Car (passenger) 17 (4.6%)
Bus 9 (2.4%)
Walked Only 8 (2.2%)
Bicycle 3 (0.8%)

3% of employed residents work in a capital's city centre (13 of 450).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 3,203 people work here; 450 employed residents live here.

A jobs hub: 7.1 jobs for every working resident. At least 86% of the people who work here must live elsewhere.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 217 (20.5%)
Bachelor Degree 75 (7.1%)
Advanced Diploma / Diploma 73 (6.9%)
Postgraduate Degree 23 (2.2%)
Graduate Diploma / Certificate 14 (1.3%)

Cars per Dwelling

0 cars 31 (7.0%)
1 car 204 (45.9%)
2 cars 143 (32.2%)
3 cars 44 (9.9%)
4+ cars 20 (4.5%)

Council Rates

Greater Geelong
FY 2024-25

Households face an average residential rates bill of $1,802 a year through Greater Geelong based on 2024 figures.

Avg residential rate
$1,802/yr
7% below the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.279¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Breakwater's area by planning zone
2026-09
  • Industrial 33%
  • Parks and recreation 26%
  • Other and special use 22%
  • Residential 13%
  • Infrastructure and transport 5%
  • Rural and farming 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Greater Geelong

The whole council area, not just Breakwater · new residential dwellings
to 2026-08

In the year to August 2026, 3,468 new dwellings were approved across Greater Geelong. That mix is 2,749 houses and 719 units. Approvals are up 55.5% on the same period a year earlier.

Trailing 12 months
3,468dwellings
+55.5% YoY
Houses
2,749
detached dwellings
Units
719
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.

From the Geelong South monitoring station, 1.0 km away.

Climate & Setting

from Point Wilson, 17.2 km

warm summers — mild winters.

Elevation
11 m
above sea level, at the suburb centre
Distance to the ocean
3.9 km
4.0 km to a named beach
Annual rainfall
—
Summer max (Jan)
22.8°C
3 days ≥ 35°C
Winter min (Jul)
7.8°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

8 facilities within 5 km

EV adoption

0.5%
of light vehicles are electric
Up from 0.07% in 2021
+0.2 points this year

In postcode 3219, 70 of 15,259 registered light vehicles are battery-electric on 31 January 2025. A further 1.7% (265 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.2%.

Electric share, year by year
2021
0.07%
2022
0.13%
2023
0.20%
2024
0.28%
2025
0.46%

Rooftop solar

28
systems per 100 dwellings
Averaging 5.5 kW each

In postcode 3219, 2,599 rooftop-solar systems totalling 14.2 MW have been installed since 2001, against 9,209 dwellings recorded in the 2021 Census. 110 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
164
2020
168
2021
179
2022
139
2023
200
2024
142
2025
115
2026
46

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

1 first-home grant was paid in postcode 3219 in 2025-26, rank 213 of 298 Victorian postcodes. The most was 266, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,947
Loan amount
$452,000
Total interest over 30 years
$608,813

3 mortgage brokers are registered in postcode 3219.

Deposit
$113,000
Stamp duty
$28,970
Cash needed at settlement
$141,970

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Corio

Currently held by Richard Marles Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Richard Marles 63.2% 36.8% +0.7
2022 Richard Marles 62.8% 37.2% -2.5
2019 Richard Marles 60.3% 39.7% -2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Geelong District

Currently held by Christine Couzens Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Christine Couzens ALP 64.7% 64.7% 35.3%
2018 Christine Couzens ALP 50.4% 60.1% 39.9%
2014 Christine Couzens ALP 56.0% 56.0% 44.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Breakwater?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Breakwater to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Breakwater

Is Breakwater a safe place to live?

Recorded crime in Breakwater is high (90/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Breakwater?

Breakwater has no recorded bushfire history. Flood overlays cover a high share of it (85/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Breakwater a good place to live?

Breakwater has a SuburbScan Liveability grade of D (24/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Breakwater?

Breakwater, VIC had a population of 1,060 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Breakwater, VIC?

The postcode for Breakwater, VIC is 3219.

How far is Breakwater from Melbourne?

Breakwater is 80 km from Melbourne CBD by road, about 72 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Breakwater?

At the 2021 ABS Census, median household income in Breakwater was $56,004 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Breakwater?

The median advertised rent in Breakwater is $478 a week for houses (6 listings), from rental listings over the last six months.

What is the median age in Breakwater?

The median age of residents in Breakwater was 40 at the 2021 ABS Census.

Is Breakwater walkable?

Breakwater scores 48/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Breakwater?

The nearest government air-quality monitoring station to Breakwater (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Breakwater below the WHO annual guideline of 5 µg/m³.

What is the weather like in Breakwater?

At the nearest Bureau of Meteorology station to Breakwater, Point Wilson (17.2 km away), summer days average 22.8°C, winter nights 7.8°C, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Breakwater?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Breakwater belong to?

Breakwater sits within the Greater Geelong local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Breakwater?

The average residential rates bill through Greater Geelong is $1,802 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Breakwater?

Across Greater Geelong, 3,468 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 55.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Breakwater in?

Breakwater sits within the federal Division of Corio, currently held by Richard Marles (Australian Labor Party).

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Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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