Bowna NSW 2644

Bowna sits 527 km from Sydney CBD in New South Wales, around 5 hours 25 minutes by car. Census data records 115 residents with a median age of 40 and a median household income of $113,724 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The locality grew 4.5% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $275 per week and a median monthly mortgage of $2,191. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 115. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Bowna?

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Median House Price

Q4 2025

Bowna's house market is moving lower: the median sale price reached $500,000 in the December 2025 quarter, roughly 29% below where it sat a year earlier. That said, only two sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have fallen about 10% over the past decade — 1.0% per year on average.

$500,000

last 3 quarters
Cheaper than 85% of NSW
↓ −28.6% year-on-year
↓ −9.9% over 2015–2025 (−1.0%/yr compound)

Based on only 2 sales — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
All rentals
$380/wk
15 bonds

Median weekly rent on bonds lodged for new tenancies across postcode 2644 (NSW publishes bonds by postcode, which can cover several suburbs). Asking rents above come from advertised listings.

Serious Road Crashes

2021–2025

1 crash

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Greater Hume Shire Council has published 7 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 7 on the portal

Schools

No schools in this locality boundary.

Walkability

Bowna is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Bowna.

28
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
43
Technology mix
Fixed wireless (WIRELESS) 86%
Satellite (Sky Muster) (SATELLITE) 14%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Greater Hume: council population

The whole council area, not just Bowna · estimated residents
at 30 June 2025
Residents
11,742
+0.7% in a year
Change
+82
people since 2024
Density
2.0
people per km² across the council area
What drove the change
Natural increase
+26
births minus deaths
Net internal migration
+37
moves within Australia
Net overseas migration
+19
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
9/10 within NSW
income, education, jobs and housing together
Economic resources
9/10
9/10 within NSW
income against housing cost and household size
Education and occupation
9/10
9/10 within NSW
qualifications and job type, income excluded

Bowna is home to 115 residents, with a median age of 40, broadly in line with the national figure. Median household income runs at $114,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

115

4.5% since 2016

Median Age

40

16.7% since 2016

Median Household Income

$113,724/yr

31.3% since 2016
Top 21% in NSW

Census Median Rent

$275/wk

Census Median Mortgage

$2,191/mo

9.6% since 2016

Avg Household Size

2.7

8.0% since 2016

Median Personal Income

$58,500/yr

25.0% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

18.6%

23.5% since 2016

Total Dwellings

43

16.2% since 2016

Owner-Occupier Rate

90.0%

10.0% since 2016

Houses

100.0%

8.8% since 2016

Rental Stress

12.6%

Mortgage Stress

23.1%

16.6% since 2016

Work From Home

36.8%

220.0% since 2016

Dwelling Types

Houses 43 (100.0%)

Property Ownership

Mortgage 14 (46.7%)
Owned Outright 13 (43.3%)
Renting 3 (10.0%)

Demographics

Born in Australia
93.9%
English Spoken at Home
95.7%
Employment Rate
79.8%
1.9% since 2016
Completed Year 12
44.3%

Occupations

Managers 27 (39.1%)
Professionals 14 (20.3%)
Clerical & Administrative 11 (15.9%)
Sales 10 (14.5%)
Labourers 5 (7.2%)
Community & Personal Service 4 (5.8%)

Religion

Christianity 73 (63.5%)
No Religion 40 (34.8%)
Buddhism 3 (2.6%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 4 (3.5%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Thai 3 (2.6%)

Age Distribution

0-4 9 (7.8%)
5-14 22 (19.1%)
15-19 9 (7.8%)
20-24 5 (4.3%)
25-34 9 (7.8%)
35-44 15 (13.0%)
45-54 17 (14.8%)
55-64 26 (22.6%)
65-74 12 (10.4%)

Family & Household Composition

Couple Families 15 (51.7%)
Lone Person 10 (34.5%)
Group Household 4 (13.8%)

Commute to Work

Car (driver) 36 (52.9%)
Worked from Home 25 (36.8%)
Walked Only 7 (10.3%)

Education

Bachelor Degree 23 (20.0%)
Certificate III & IV 17 (14.8%)
Advanced Diploma / Diploma 12 (10.4%)
Postgraduate Degree 3 (2.6%)
Graduate Diploma / Certificate 3 (2.6%)

Cars per Dwelling

1 car 9 (20.9%)
2 cars 14 (32.6%)
3 cars 11 (25.6%)
4+ cars 9 (20.9%)

Council Rates

Greater Hume
FY 2024-25

Households face an average residential rates bill of $992 a year through Greater Hume based on 2024 figures.

Avg residential rate
$992/yr
19% below the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Bowna's area by planning zone
2026-09
  • Rural and farming 89%
  • Environmental 11%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Greater Hume

The whole council area, not just Bowna · new residential dwellings
to 2026-08

In the year to August 2026, 86 new dwellings were approved across Greater Hume. That mix is 81 houses and 5 units. Approvals are up 33.3% on the same period a year earlier.

Trailing 12 months
86dwellings
+33.3% YoY
Houses
81
detached dwellings
Units
5
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Albury And District Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

MODERATE

PM2.5 averaged 7.3 µg/m³ in 2025 — below Australia's NEPM annual standard (8 µg/m³), slightly above the stricter WHO guideline (5 µg/m³). 2 days exceeded the daily threshold of 25 µg/m³.

PM10 averaged 18.1 µg/m³ · NO₂ averaged 0.64 pphm. Days over the limit in 2025: PM10 2 · NO₂ 0 · ozone 0.

From the Albury monitoring station, 20.6 km away.

Climate & Setting

from Hume Reservoir, 17.6 km

Moderate rainfall — hot summers, mild winters.

Elevation
301 m
above sea level, at the locality centre
Annual rainfall
692 mm
79 rainy days
Summer max (Jan)
31.1°C
19 days ≥ 35°C
Winter min (Jul)
5.0°C
3 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.4%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 2644, 10 of 2,281 registered light vehicles are battery-electric on 31 January 2025. A further 1.6% (37 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.1%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.13%
2024
0.35%
2025
0.44%

Rooftop solar

62
systems per 100 dwellings
Averaging 7.9 kW each

In postcode 2644, 692 rooftop-solar systems totalling 5.5 MW have been installed since 2001, against 1,124 dwellings recorded in the 2021 Census. 46 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
34
2020
50
2021
72
2022
46
2023
46
2024
53
2025
38
2026
32

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$2,608
Loan amount
$400,000
Total interest over 30 years
$538,772
Deposit
$100,000
Stamp duty
$16,687
Cash needed at settlement
$116,687

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Farrer

Currently held by David Farley One Nation — elected at the 2026 by-election, after the results below

Year Winner 2PP ALP 2PP LNP Swing
2025 Sussan Ley 37.1% 62.9% +3.5
2022 Sussan Ley 33.6% 66.3% -3.5
2019 Sussan Ley 30.2% 69.8% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Albury District

Currently held by Justin Clancy Liberal

Next state election: 13 March 2027.

Year Winner Won with
2023 Justin Clancy LP 66.3%
2019 Justin Clancy LP 66.0%
2015 Greg Aplin LP 63.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Bowna?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Bowna

Is Bowna a safe place to live?

Bowna had no recorded offences in the latest year of NSW police data.

What natural hazards affect Bowna?

Bowna has a low recorded bushfire history (13/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Bowna?

Bowna, NSW had a population of 115 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Bowna, NSW?

The postcode for Bowna, NSW is 2644.

How far is Bowna from Sydney?

Bowna is 527 km from Sydney CBD by road, about 326 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Bowna?

At the 2021 ABS Census, median household income in Bowna was $113,724 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Bowna?

There are too few current rental listings in Bowna for a reliable median. At the 2021 ABS Census the median weekly rent was $275, across all dwelling types.

What is the median age in Bowna?

The median age of residents in Bowna was 40 at the 2021 ABS Census.

Is Bowna at risk of bushfire?

Bowna has a low recorded bushfire history (13/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the air quality in Bowna?

The nearest government air-quality monitoring station to Bowna (Albury) recorded a 2025 annual mean PM2.5 of 7.3 µg/m³ and PM10 of 18.1 µg/m³. That puts Bowna below the Australian NEPM annual standard of 8 µg/m³ but above the stricter WHO guideline of 5 µg/m³.

What is the weather like in Bowna?

At the nearest Bureau of Meteorology station to Bowna, Hume Reservoir (17.6 km away), summer days average 31.1°C, winter nights 5°C, 692 mm of rain a year over 79 rainy days, and 19 days a year above 35°C over 2006-2026.

What is the median house price in Bowna?

The median sale price for houses in Bowna was $500,000 in the Q4 2025 quarter, based on a small sample of 2 sales — take as indicative.

Is the First Home Owner Grant available in Bowna?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Bowna belong to?

Bowna sits within the Greater Hume local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Bowna?

The average residential rates bill through Greater Hume is $992 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Bowna?

Across Greater Hume, 86 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 33.3% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Bowna in?

Bowna sits within the federal Division of Farrer, currently held by David Farley (One Nation).

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Data freshness

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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