Bonnells Bay NSW 2264

Bonnells Bay sits 117 km from Sydney CBD in New South Wales, around 1 hour 35 minutes by car. Census data records 4,066 residents with a median age of 42 and a median household income of $75,920 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The suburb grew 13.6% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $400 per week and a median monthly mortgage of $1,820. Bonnells Bay is characterised by high crime risk and no recorded bushfire exposure. 1 school sits within the suburb boundary, and walkability is moderate.

Is Bonnells Bay a good suburb?

Bonnells Bay scores a B (52/100) on SuburbScan's Liveability grade.

Schools

Mixed results

1 school

Transit

Some car dependence

Walkability 57/100 · 117.3 km · 93 min drive to Sydney

Prices

Around the state median

Median $912K

Safety

Moderate crime risk

Fire 0/100 · Crime 65/100

Community

Below-average income

SEIFA decile 4/10 · median age 42 · 4,066 residents

B

Liveability Rating

52 / 100 · Ranked #709 in NSW

Each bar is Bonnells Bay's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
68
Bushfire None · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
35
Mid-range
Walkability
54
Somewhat walkable
CBD access
47
117.3 km · 93 min drive to Sydney
How it's calculated: Safety rank 68 × 25% + Socio-economic rank 35 × 25% + Walkability rank 54 × 15% + CBD access rank 47 × 10% = 52 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Bonnells Bay?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

52 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Bonnells Bay's house market is moving higher: the median sale price reached $912,000, about 6% above where it sat a year earlier.

Houses

$912,500

last 8 quarters

5% above its 5 neighbours (median $867,000)

↑ +6.0% year-on-year

Based on 140 recorded sales in the last 24 months.

Typically sold in 22 days — median across 64 sales that recorded a listing period

By bedrooms

  • 2 bed 8 sales $740K
  • 3 bed 42 sales $800K
  • 4 bed 68 sales $952K
  • 5 bed 12 sales $1.02M
  • 6 bed 5 sales $1.15M

Units

$783,495

Based on only 4 sales — small sample, take as indicative.

Typically sold in 24 days — median across 3 sales that recorded a listing period

Currently for Sale

Last 6 months

Houses in Bonnells Bay are currently listed at around $940,000 on average. Based on 19 houses listed in the past six months.

$940K

last 3 months
↑ +9.7% vs previous 6 months from $857K
Since 2022: $827K → $904K (+9%)

19 houses listed in the last 6 months.

19 of the suburb's 1,543 dwellings (1.2%) were listed for sale in the last 6 months.

Rental Market

Advertised rents · last 6 months

Houses in Bonnells Bay rent for around $720 a week on average, based on 21 houses listed for rent in the past six months.

$720/wk

last 4 months
↑ +7.5% vs previous 6 months from $670/wk
Since 2021: $443/wk → $732/wk (+65%)

21 houses advertised for rent in the last 6 months.

22 rentals advertised against an estimated 409 rented homes (5.4%) in the last 6 months.

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$620/wk
37 bonds
+40% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2264 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

91 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2264.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Gross rental yield

Indicative
House
4.0% above the typical range

$720/week ($37,000 a year) on a $940,000 median

Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.

Is Bonnells Bay safe? Crime statistics

2025

Crime in Bonnells Bay sits in the moderate band, with 183 incidents recorded in 2025 — down roughly 28% on the prior year.

183 offences

27.7% since 2024
Theft 55 (30.1%)
Assault 42 (23.0%)
Property Damage 32 (17.5%)
Harassment & Stalking 25 (13.7%)
Weapons Offences 10 (5.5%)
Sexual Offences 10 (5.5%)
Disorderly Conduct 3 (1.6%)
Arson 2 (1.1%)
Drug Offences 2 (1.1%)
Robbery 1 (0.5%)
Other Offences Against Person 1 (0.5%)

Crime Trend

Serious Road Crashes

2021–2025

7 crashes

where someone was killed or admitted to hospital

Where they happened

Fishery Point Road 5 (71.4%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Lake Macquarie City Council has published 14 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 14 on the portal

Schools

One school serve Bonnells Bay, and performance is broadly on par with peer-suburb schools.

50
out of 100
Average
1 school in this suburb
1 at similar
  • • 376 students in one school (avg 376)

Primary

Government · K-6 · 376 students
ICSEA 925 (higher than 17% of Australian schools) · 3% top-SEA students
At similar

Walkability

Bonnells Bay is somewhat walkable on foot — at 57/100, a short cluster of errands work on foot but most trips still benefit from a car.

57
out of 100
Somewhat Walkable
Top 16% in NSW
Public Transport within 1 km 67
Schools within 1.5 km 60
Parks within 800 m 80
Supermarkets within 1 km 60
GPs within 1 km 60
Pharmacies within 1 km 0
Childcare within 1 km 60
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Bonnells Bay.

68
out of 100
Bus
Peak (7-9am + 5-7pm)
28.0 arrivals/hr
Off-peak weekday
14.1 arrivals/hr
Saturday
4.9 arrivals/hr
Median peak wait
1 min
Span of service
14.8 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Bonnells Bay.

74
connectivity score / 100
Top 19% in NSW
Most common
Fibre to the premises
Full-fibre (FTTP) share
53%
Premises covered
1,826
Technology mix
Fibre to the premises (FTTP) 53%
Fibre to the node (FTTN) 47%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
1 in suburb
Shopping Centres
1 in suburb
Cafes & Restaurants
None
Parks & Reserves
3 in suburb
Sport & Recreation
None
Beaches
None
Waterways
None
Childcare
1 in suburb
GPs
1 in suburb
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in suburb
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in suburb
Arts & Culture
None
Places of Worship
1 in suburb

Lake Macquarie: council population

The whole council area, not just Bonnells Bay · estimated residents
at 30 June 2025
Residents
224,540
+1.1% in a year
Change
+2,396
people since 2024
Density
346
people per km² across the council area
What drove the change
Natural increase
+246
births minus deaths
Net internal migration
+1,535
moves within Australia
Net overseas migration
+615
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
4/10
4/10 within NSW
income, education, jobs and housing together
Economic resources
5/10
4/10 within NSW
income against housing cost and household size
Education and occupation
3/10
3/10 within NSW
qualifications and job type, income excluded
How evenly that is spread

The ABS scores 6 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.

Bonnells Bay is home to about 4,100 residents, with a median age of 42, a touch above the national 38. Median household income runs at $76,000 a year, with unemployment at 5.5%.

2021 Census · change since 2016

Population

4,066

13.6% since 2016

Median Age

42

4.5% since 2016

Median Household Income

$75,920/yr

20.7% since 2016

Census Median Rent

$400/wk

11.1% since 2016

Census Median Mortgage

$1,820/mo

7.1% since 2016

Avg Household Size

2.5

3.8% since 2016

Median Personal Income

$35,620/yr

20.0% since 2016

Unemployment Rate

5.5%

30.4% since 2016

Unoccupied Dwellings

9.3%

30.1% since 2016

Total Dwellings

1,543

15.6% since 2016

Owner-Occupier Rate

73.5%

3.2% since 2016

Houses

94.8%

3.4% since 2016

Rental Stress

27.4%

8.1% since 2016

Mortgage Stress

28.8%

11.1% since 2016

Work From Home

26.3%

459.6% since 2016

Dwelling Types

Houses 1,463 (94.8%)
Townhouses 78 (5.1%)
Flats / Apartments 2 (0.1%)

Property Ownership

Owned Outright 613 (40.7%)
Mortgage 494 (32.8%)
Renting 399 (26.5%)
Of those rentals, social housing 12 (3.0%)

12 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 399 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
83.3%
English Spoken at Home
91.9%
Employment Rate
51.3%
2.0% since 2016
Completed Year 12
32.8%

Occupations

Professionals 293 (17.2%)
Technicians & Trades 253 (14.9%)
Clerical & Administrative 247 (14.5%)
Community & Personal Service 232 (13.6%)
Labourers 176 (10.4%)
Managers 175 (10.3%)
Sales 164 (9.6%)
Machinery Operators & Drivers 132 (7.8%)

Religion

Christianity 2,127 (52.3%)
No Religion 1,634 (40.2%)
Buddhism 24 (0.6%)
Hinduism 15 (0.4%)
Other Religions 11 (0.3%)
Islam 4 (0.1%)
Judaism 3 (0.1%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 115 (2.8%)
New Zealand 80 (2.0%)
Philippines 22 (0.5%)
Scotland 22 (0.5%)
South Africa 19 (0.5%)
Netherlands 19 (0.5%)
Germany 15 (0.4%)
Thailand 14 (0.3%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 52 (1.3%)
2011-2015 51 (1.3%)
2001-2010 68 (1.7%)
1991-2000 42 (1.0%)
1981-1990 70 (1.7%)
Before 1981 232 (5.7%)

52 residents (1.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

9.0% of residents (343) lived in a capital city five years earlier, most of them in Sydney (300).

Central Coast 350 (9.2%)
Hunter Valley exc Newcastle 69 (1.8%)
Overseas 62 (1.6%)

Top places newcomers came from, as a share of the 3,817 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

French 11 (0.3%)
Mandarin 10 (0.2%)
Cantonese 6 (0.1%)
Croatian 6 (0.1%)
Spanish 4 (0.1%)
Greek 3 (0.1%)
Italian 3 (0.1%)
Thai 3 (0.1%)

Age Distribution

0-4 249 (6.1%)
5-14 508 (12.5%)
15-19 230 (5.7%)
20-24 226 (5.6%)
25-34 463 (11.4%)
35-44 467 (11.5%)
45-54 454 (11.2%)
55-64 522 (12.8%)
65-74 521 (12.8%)
75-84 347 (8.5%)
85+ 85 (2.1%)

Family & Household Composition

Couple Families 431 (40.8%)
Lone Person 341 (32.3%)
One Parent Families 240 (22.7%)
Group Household 35 (3.3%)
Other Families 9 (0.9%)

Commute to Work

Car (driver) 925 (68.3%)
Worked from Home 356 (26.3%)
Car (passenger) 41 (3.0%)
Train 16 (1.2%)
Walked Only 9 (0.7%)
Bicycle 5 (0.4%)
Bus 3 (0.2%)

3% of employed residents work in a capital's city centre (46 of 1,700).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Local Jobs

People who work in this suburb against employed people who live here, 2021 Census.

About 592 people work here; 1,700 employed residents live here.

Mostly a place people commute from: 0.3 jobs per working resident. At least 57% of employed residents must work outside the suburb.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 800 (19.7%)
Bachelor Degree 356 (8.8%)
Advanced Diploma / Diploma 338 (8.3%)
Postgraduate Degree 106 (2.6%)
Graduate Diploma / Certificate 50 (1.2%)

Cars per Dwelling

0 cars 46 (3.0%)
1 car 501 (32.9%)
2 cars 661 (43.4%)
3 cars 214 (14.0%)
4+ cars 102 (6.7%)

Council Rates

Lake Macquarie
FY 2024-25

Households face an average residential rates bill of $1,708 a year through Lake Macquarie based on 2024 figures.

Avg residential rate
$1,708/yr
39% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Bonnells Bay's area by planning zone
2026-09
  • Residential 51%
  • Environmental 26%
  • Rural and farming 17%
  • Parks and recreation 6%
  • Commercial 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Lake Macquarie

The whole council area, not just Bonnells Bay · new residential dwellings
to 2026-08

In the year to August 2026, 1,212 new dwellings were approved across Lake Macquarie. That mix is 846 houses and 366 units. Approvals are up 1.6% on the same period a year earlier.

Trailing 12 months
1,212dwellings
+1.6% YoY
Houses
846
detached dwellings
Units
366
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Biraban Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.

PM10 averaged 11.6 µg/m³ · NO₂ averaged 0.27 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.

From the Morisset monitoring station, 2.6 km away.

Climate & Setting

from Norah Head AWS, 19.7 km

High rainfall — warm summers, mild winters.

Elevation
13 m
above sea level, at the suburb centre
Distance to the ocean
11.0 km
Annual rainfall
1,272 mm
104 rainy days
Summer max (Jan)
26.4°C
3 days ≥ 35°C
Winter min (Jul)
10.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

Industrial Emissions Nearby

1 facility within 5 km

EV adoption

0.4%
of light vehicles are electric
Up from 0.03% in 2021
+0.2 points this year

In postcode 2264, 59 of 13,497 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (330 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.9%.

Electric share, year by year
2021
0.03%
2022
0.05%
2023
0.13%
2024
0.28%
2025
0.44%

Rooftop solar

52
systems per 100 dwellings
Averaging 6.3 kW each

In postcode 2264, 3,611 rooftop-solar systems totalling 22.8 MW have been installed since 2001, against 7,012 dwellings recorded in the 2021 Census. 238 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
264
2020
290
2021
281
2022
295
2023
295
2024
266
2025
202
2026
182

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,759
Loan amount
$730,000
Total interest over 30 years
$983,259

8 mortgage brokers are registered in postcode 2264.

Deposit
$182,500
Stamp duty
$35,250
Cash needed at settlement
$217,750

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Hunter

Currently held by Dan Repacholi Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Repacholi 59.5% 40.5% +4.7
2022 Dan Repacholi 54.0% 46.0% -1.1
2019 Joel Fitzgibbon 53.0% 47.0% +9.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Lake Macquarie District

Currently held by Greg Piper Independent

Next state election: 13 March 2027.

Year Winner Won with
2023 Greg Piper IND 74.1%
2019 Greg Piper IND 72.1%
2015 Greg Piper IND 60.7%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Bonnells Bay?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Bonnells Bay to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Bonnells Bay

Is Bonnells Bay a safe place to live?

Recorded crime in Bonnells Bay is moderate (65/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Bonnells Bay?

Bonnells Bay has no recorded bushfire history. These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Bonnells Bay a good place to live?

Bonnells Bay has a SuburbScan Liveability grade of B (52/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Bonnells Bay?

Bonnells Bay, NSW had a population of 4,066 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Bonnells Bay, NSW?

The postcode for Bonnells Bay, NSW is 2264.

How far is Bonnells Bay from Sydney?

Bonnells Bay is 117 km from Sydney CBD by road, about 93 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Bonnells Bay?

At the 2021 ABS Census, median household income in Bonnells Bay was $75,920 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Bonnells Bay?

The median advertised rent in Bonnells Bay is $720 a week for houses (21 listings), from rental listings over the last six months.

What is the median age in Bonnells Bay?

The median age of residents in Bonnells Bay was 42 at the 2021 ABS Census.

How are the schools in Bonnells Bay?

There is 1 school inside the Bonnells Bay boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Bonnells Bay walkable?

Bonnells Bay scores 57/100 on the SuburbScan Walkability Score, making it somewhat walkable. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the air quality in Bonnells Bay?

The nearest government air-quality monitoring station to Bonnells Bay (Morisset) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 11.6 µg/m³. That puts Bonnells Bay below the WHO annual guideline of 5 µg/m³.

What is the weather like in Bonnells Bay?

At the nearest Bureau of Meteorology station to Bonnells Bay, Norah Head AWS (19.7 km away), summer days average 26.4°C, winter nights 10.6°C, 1,272 mm of rain a year over 104 rainy days, and 3 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Bonnells Bay?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Bonnells Bay belong to?

Bonnells Bay sits within the Lake Macquarie local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Bonnells Bay?

The average residential rates bill through Lake Macquarie is $1,708 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Bonnells Bay?

Across Lake Macquarie, 1,212 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 1.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Bonnells Bay in?

Bonnells Bay sits within the federal Division of Hunter, currently held by Dan Repacholi (Australian Labor Party).

Search another suburb or address

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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