Bermagui sits 384 km from Sydney CBD in New South Wales, around 5 hours 30 minutes by car. Census data records 1,865 residents with a median age of 58 and a median household income of $53,144 per year. By household income, education, and employment patterns, it ranks in the lower-middle tier nationally. The town grew 21.4% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $310 per week and a median monthly mortgage of $1,517. Bermagui is characterised by high coastal erosion risk and high bushfire risk. 1 school sits within the town boundary, and walkability is low.
Is Bermagui a good town?
Bermagui scores a D (18/100) on SuburbScan's Liveability grade — weaker on transit and prices.
Mixed results
1 school
Car-dependent
Walkability 0/100 · 384.1 km · 332 min drive to Sydney
Above the state median
Median $895K
Moderate bushfire risk
Fire 66/100 · Crime 65/100
Below-average income
SEIFA decile 3/10 · median age 58 · 1,865 residents
Liveability Rating
18 / 100 · Ranked #1486 in NSWEach bar is Bermagui's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Bermagui?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
18 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataBermagui's house market is moving higher: the median sale price reached $895,000, about 8% above where it sat a year earlier.
Houses
$895,000
Based on 53 recorded sales in the last 24 months.
Typically sold in 92 days — median across 35 sales that recorded a listing period
By bedrooms
- 2 bed 7 sales $780K
- 3 bed 22 sales $876K
- 4 bed 17 sales $1.12M
- 5 bed 6 sales $991K
Units
$456,000
Based on only 8 sales — small sample, take as indicative.
Typically sold in 94 days — median across 4 sales that recorded a listing period
By bedrooms
- 2 bed 6 sales $497K
Currently for Sale
Last 6 monthsHouses in Bermagui are currently listed at around $1.2 million on average. Based on 37 houses listed in the past six months.
Houses
$1.2M
37 houses listed in the last 6 months.
Units
$680K
7 units listed in the last 6 months.
44 of the suburb's 802 dwellings (5.5%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Bermagui rent for around $580 a week on average, based on 3 houses listed for rent in the past six months.
$580/wk
3 houses advertised for rent in the last 6 months.
3 rentals advertised against an estimated 192 rented homes (1.6%) in the last 6 months.
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $575/wk
- 15 bonds
- +29% since 2021
- 2-bed units
- $460/wk
- 20 bonds
- +20% since 2021
Median weekly rent on bonds lodged for new tenancies across postcode 2546 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 2025105 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 2546.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$580/week ($30,000 a year) on a $1.2 million median
Based on a small sample (3 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Bermagui safe? Crime statistics
2025Crime in Bermagui sits in the moderate band, with 103 incidents recorded in 2025 — up roughly 18% on the prior year.
103 offences
18.4% since 2024Crime Trend
Serious Road Crashes
2021–20254 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the town carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Bega Valley Shire Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
Coastal Erosion
Shoreline Change Summary
1988–2025Nearest Eroding Coastline
- Distance
- 2.5 km
- Rate
- -0.30 m/yr
- Net Movement
- -5.5 m
- Certainty
- good
Data Quality
Schools
One school serve Bermagui, and performance is broadly on par with peer-suburb schools.
- • 165 students in one school (avg 165)
Primary
Walkability
Bermagui is very car-dependent on foot — at 0/100, nearly all errands require a car. Within the town there are 1 supermarket, 5 parks and 7 cafes to anchor that walking radius.
We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.
Public transport
Weekday and weekend service frequency across every stop inside Bermagui.
- Peak (7-9am + 5-7pm)
- 16.0 arrivals/hr
- Off-peak weekday
- 5.3 arrivals/hr
- Saturday
- 0.2 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 10.5 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Bermagui.
- Full-fibre (FTTP) share
- 24%
- Premises covered
- 1,447
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Bega Valley: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this town alone — this town's own population is in the census section above.
Socio-economic profile
The ABS scores 6 small areas inside this town and averages them into the single decile above. They fall into 3 different deciles — a narrow range, so the average describes the town closely.
Bermagui is home to about 1,900 residents, with a median age of 58 — noticeably older than the national figure of 38. Median household income runs at $53,000 a year, with unemployment at 3.3%.
2021 Census · change since 2016
Population
1,865
Median Age
58
Median Household Income
$53,144/yr
Census Median Rent
$310/wk
Census Median Mortgage
$1,517/mo
Avg Household Size
2.1
Median Personal Income
$31,304/yr
Unemployment Rate
3.3%
Unoccupied Dwellings
38.2%
Total Dwellings
802
Owner-Occupier Rate
76.0%
Houses
80.7%
Rental Stress
30.3%
Mortgage Stress
34.3%
Work From Home
18.5%
Dwelling Types
Property Ownership
14 rented from a state or territory housing authority and 0 from a community housing provider, as a share of the 189 rented dwellings above — not of all dwellings.
Demographics
- Born in Australia
- 76.8%
- English Spoken at Home
- 87.3%
- Employment Rate
- 41.6%
- Completed Year 12
- 40.2%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
6 residents (0.3%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
10.0% of residents (179) lived in a capital city five years earlier, most of them in Sydney (91).
Top places newcomers came from, as a share of the 1,790 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (4 of 675).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this town against employed people who live here, 2021 Census.
About 657 people work here; 675 employed residents live here.
Roughly as many jobs as working residents (1.0 per resident). At least 1% of employed residents must work outside the town.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,767 a year through Bega Valley based on 2024 figures.
How this land is zoned
- Environmental 59%
- Rural and farming 33%
- Residential 4%
- Parks and recreation 3%
- Zones under 1% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the town around it — the property page shows the zone for one address.
Building Approvals: Bega Valley
In the year to August 2026, 109 new dwellings were approved across Bega Valley. That mix is 99 houses and 10 units. Approvals are down 32.1% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Merrimans Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Climate & Setting
from Narooma (Marine Rescue), 25.7 kmHigh rainfall — warm summers, mild winters.
- Elevation
- 40 m
- above sea level, at the town centre
- Distance to the ocean
- 2.5 km
- 3.2 km to a named beach
- Annual rainfall
- 948 mm
- 86 rainy days
- Summer max (Jan)
- 23.4°C
- 1 days ≥ 35°C
- Winter min (Jul)
- 7.8°C
- 0 frost days ≤ 0°C
Elevation is the ground at the town centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
1 facility within 5 km- 2.9 km
EV adoption
In postcode 2546, 36 of 8,566 registered light vehicles are battery-electric on 31 January 2025. A further 2.4% (203 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.8%.
Rooftop solar
In postcode 2546, 2,497 rooftop-solar systems totalling 14.6 MW have been installed since 2001, against 5,648 dwellings recorded in the 2021 Census. 185 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
1 mortgage broker is registered in postcode 2546.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $895,000 this is $295,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Kristy Mcbain Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Kristy Mcbain | 57.2% | 42.8% | +1.1 |
| 2022 | Kristy Mcbain | 58.2% | 41.8% | -7.3 |
| 2019 | Mike Kelly | 50.9% | 49.1% | +2.1 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact town's voters across time.
State Electorate
Currently held by Michael Holland Labor
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Michael Holland ALP | 60.4% |
| 2019 | Andrew Constance LP | 56.9% |
| 2015 | Andrew Constance LP | 58.2% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this town's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Bermagui?
Every figure above is a town average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 1,865 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Bermagui to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Bermagui
Is Bermagui a safe place to live?
Recorded crime in Bermagui is moderate (65/100, ranked against other NSW suburbs on offences per resident).
What natural hazards affect Bermagui?
Bermagui has a moderate recorded bushfire history (66/100, ranked against every Australian suburb with any fire history). These are town-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Bermagui a good place to live?
Bermagui has a SuburbScan Liveability grade of D (18/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Bermagui?
Bermagui, NSW had a population of 1,865 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Bermagui, NSW?
The postcode for Bermagui, NSW is 2546.
How far is Bermagui from Sydney?
Bermagui is 384 km from Sydney CBD by road, about 332 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Bermagui?
At the 2021 ABS Census, median household income in Bermagui was $53,144 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Bermagui?
The median advertised rent in Bermagui is $580 a week for houses (3 listings), from rental listings over the last six months.
What is the median age in Bermagui?
The median age of residents in Bermagui was 58 at the 2021 ABS Census.
Is Bermagui at risk of bushfire?
Bermagui has a moderate recorded bushfire history (66/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the town relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
How are the schools in Bermagui?
There is 1 school inside the Bermagui boundary: 1 at similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).
What is the weather like in Bermagui?
At the nearest Bureau of Meteorology station to Bermagui, Narooma (Marine Rescue) (25.7 km away), summer days average 23.4°C, winter nights 7.8°C, 948 mm of rain a year over 86 rainy days, and 1 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Bermagui?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Bermagui belong to?
Bermagui sits within the Bega Valley local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Bermagui?
The average residential rates bill through Bega Valley is $1,767 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Bermagui?
Across Bega Valley, 109 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 32.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Bermagui in?
Bermagui sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2025
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.