Bemboka NSW 2550

Bemboka is a rural locality in New South Wales, 474 km from Sydney CBD, around 5 hours 25 minutes by car. Population is 589; the median age is 50 and the median household income is $52,780 per year. By household income, education, and employment patterns, it ranks in the bottom 20% nationally. The locality grew 2.1% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $245 per week and a median monthly mortgage of $1,138. 1 school sits within the locality boundary, and walkability is low.

Is Bemboka a good place to live?

Bemboka scores a D (22/100) on SuburbScan's Liveability grade — weaker on transit and community.

Schools

Mixed results

1 school

Transit

Car-dependent

Walkability 8/100 · 473.6 km · 325 min drive to Sydney

Prices

Around the state median

Median $515K · Cheaper than 79% of NSW

Safety

Moderate bushfire risk

Fire 59/100 · Crime 48/100

Community

Highly disadvantaged

SEIFA decile 2/10 · median age 50 · 589 residents

D

Liveability Rating

22 / 100 · Ranked #1428 in NSW

Each bar is Bemboka's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
34
Bushfire Moderate · Crime Moderate

No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.

Socio-economic
18
Disadvantaged
Walkability
14
Very car-dependent
CBD access
15
473.6 km · 325 min drive to Sydney
How it's calculated: Safety rank 34 × 25% + Socio-economic rank 18 × 25% + Walkability rank 14 × 15% + CBD access rank 15 × 10% = 22 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Bemboka?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

22 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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Median House Price

Public listings data

Bemboka's house market is moving higher: the median sale price reached $515,000, roughly 22% above where it sat a year earlier.

Houses

$515,000

last 2 quarters
Cheaper than 79% of NSW
↑ +22.3% year-on-year

Based on 15 recorded sales in the last 24 months.

Typically sold in 51 days — median across 4 sales that recorded a listing period

By bedrooms

  • 3 bed 7 sales $515K

Land

$725,000

↓ −17.4% year-on-year

Based on 10 recorded sales in the last 24 months.

Currently for Sale

Last 6 months

Houses in Bemboka are currently listed at around $624,000 on average. Based on 12 houses listed in the past six months.

$624K

↓ −1.2% vs previous 6 months from $632K

12 houses listed in the last 6 months.

12 of the suburb's 240 dwellings (5.0%) were listed for sale in the last 6 months.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$550/wk
35 bonds
+34% since 2021
2-bed units
$420/wk
13 bonds

Median weekly rent on bonds lodged for new tenancies across postcode 2550 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

110 Moderately unaffordable · the average rental household in this region would pay about 27% of its income on the median rent in postcode 2550.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Bemboka safe? Crime statistics

2025

Crime in Bemboka sits in the moderate band, with 18 incidents recorded in 2025 — down roughly 10% on the prior year.

18 offences

10.0% since 2024
Harassment & Stalking 5 (27.8%)
Assault 4 (22.2%)
Sexual Offences 4 (22.2%)
Disorderly Conduct 2 (11.1%)
Theft 2 (11.1%)
Property Damage 1 (5.6%)

Crime Trend

Serious Road Crashes

2021–2025

10 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Where they happened

Snowy Mountains Highway 8 (80.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Bega Valley Shire Council has published 10 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 10 on the portal

Schools

One school serve Bemboka, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this locality
1 below similar
  • • 29 students in one school (avg 29)

Primary

Government · K-6 · 29 students
ICSEA 927 (higher than 17% of Australian schools) · 5% top-SEA students
Below similar

Walkability

Bemboka is very car-dependent on foot — at 8/100, nearly all errands require a car.

8
out of 100
Very Car-Dependent
Public Transport within 1 km 27
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

Public transport

Weekday and weekend service frequency across every stop inside Bemboka.

30
out of 100
Bus
Peak (7-9am + 5-7pm)
9.0 arrivals/hr
Off-peak weekday
2.0 arrivals/hr
Saturday
0.1 arrivals/hr
Median peak wait
1 min
Span of service
12.3 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Bemboka.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
322
Technology mix
Fixed wireless (WIRELESS) 98%
Satellite (Sky Muster) (SATELLITE) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
3 in locality
Sport & Recreation
None
Beaches
None
Waterways
31 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
1 in locality
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
None

Bega Valley: council population

The whole council area, not just Bemboka · estimated residents
at 30 June 2025
Residents
36,921
+0.6% in a year
Change
+221
people since 2024
Density
5.9
people per km² across the council area
What drove the change
Natural increase
-85
births minus deaths
Net internal migration
+224
moves within Australia
Net overseas migration
+82
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
2/10
2/10 within NSW
income, education, jobs and housing together
Economic resources
3/10
2/10 within NSW
income against housing cost and household size
Education and occupation
2/10
2/10 within NSW
qualifications and job type, income excluded

Bemboka is home to 589 residents, with a median age of 50 — noticeably older than the national figure of 38. Median household income runs at $53,000 a year, with unemployment at 4.4%.

2021 Census · change since 2016

Population

589

2.1% since 2016

Median Age

50

2.0% since 2016

Median Household Income

$52,780/yr

16.7% since 2016
Bottom 13% in NSW

Census Median Rent

$245/wk

44.1% since 2016

Census Median Mortgage

$1,138/mo

4.5% since 2016

Avg Household Size

2.3

9.5% since 2016

Median Personal Income

$27,976/yr

9.3% since 2016

Unemployment Rate

4.4%

29.0% since 2016

Unoccupied Dwellings

22.9%

21.0% since 2016

Total Dwellings

240

0.8% since 2016

Owner-Occupier Rate

84.8%

3.3% since 2016

Houses

98.8%

4.6% since 2016

Rental Stress

24.1%

23.6% since 2016

Mortgage Stress

25.9%

18.0% since 2016

Work From Home

17.4%

5.4% since 2016

Dwelling Types

Houses 237 (98.8%)
Townhouses 3 (1.2%)

Property Ownership

Owned Outright 106 (47.5%)
Mortgage 83 (37.2%)
Renting 34 (15.2%)

Demographics

Born in Australia
83.7%
English Spoken at Home
90.5%
Employment Rate
47.5%
1.0% since 2016
Completed Year 12
30.7%

Occupations

Managers 55 (23.8%)
Labourers 34 (14.7%)
Clerical & Administrative 32 (13.9%)
Technicians & Trades 30 (13.0%)
Community & Personal Service 28 (12.1%)
Machinery Operators & Drivers 20 (8.7%)
Professionals 19 (8.2%)
Sales 13 (5.6%)

Religion

Christianity 275 (46.7%)
No Religion 247 (41.9%)
Other Religions 9 (1.5%)
Buddhism 3 (0.5%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 23 (3.9%)
New Zealand 10 (1.7%)
Ireland 6 (1.0%)
Philippines 4 (0.7%)
Germany 4 (0.7%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 0 (0.0%)
2011-2015 0 (0.0%)
2001-2010 10 (1.7%)
1991-2000 6 (1.0%)
1981-1990 0 (0.0%)
Before 1981 36 (6.1%)

0 residents (0.0%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 3 (0.5%)

Age Distribution

0-4 27 (4.6%)
5-14 66 (11.2%)
15-19 36 (6.1%)
20-24 25 (4.2%)
25-34 43 (7.3%)
35-44 51 (8.7%)
45-54 78 (13.2%)
55-64 112 (19.0%)
65-74 106 (18.0%)
75-84 38 (6.5%)
85+ 9 (1.5%)

Family & Household Composition

Lone Person 74 (44.6%)
Couple Families 57 (34.3%)
One Parent Families 29 (17.5%)
Group Household 6 (3.6%)

Commute to Work

Car (driver) 140 (73.7%)
Worked from Home 33 (17.4%)
Walked Only 12 (6.3%)
Car (passenger) 5 (2.6%)

Local Jobs

People who work in this locality against employed people who live here, 2021 Census.

About 102 people work here; 231 employed residents live here.

Mostly a place people commute from: 0.4 jobs per working resident. At least 56% of employed residents must work outside the locality.

Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.

Education

Certificate III & IV 108 (18.3%)
Bachelor Degree 45 (7.6%)
Advanced Diploma / Diploma 36 (6.1%)
Postgraduate Degree 11 (1.9%)
Graduate Diploma / Certificate 7 (1.2%)

Cars per Dwelling

0 cars 4 (1.7%)
1 car 76 (33.2%)
2 cars 101 (44.1%)
3 cars 24 (10.5%)
4+ cars 31 (13.5%)

Council Rates

Bega Valley
FY 2024-25

Households face an average residential rates bill of $1,767 a year through Bega Valley based on 2024 figures.

Avg residential rate
$1,767/yr
44% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Bemboka's area by planning zone
2026-09
  • Rural and farming 51%
  • Environmental 49%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Bega Valley

The whole council area, not just Bemboka · new residential dwellings
to 2026-08

In the year to August 2026, 109 new dwellings were approved across Bega Valley. That mix is 99 houses and 10 units. Approvals are down 32.1% on the same period a year earlier.

Trailing 12 months
109dwellings
-32.1% YoY
Houses
99
detached dwellings
Units
10
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Bega Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Bega (Newtown Road), 26.2 km

Moderate rainfall.

Elevation
248 m
above sea level, at the locality centre
Distance to the ocean
38.4 km
Near high-voltage lines
0.9% of addresses
5 within 100 m of an overhead line of 110 kV or more
Annual rainfall
768 mm
69 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.7%
of light vehicles are electric
Up from 0.08% in 2021
+0.2 points this year

In postcode 2550, 111 of 15,607 registered light vehicles are battery-electric on 31 January 2025. A further 1.9% (289 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.6%.

Electric share, year by year
2021
0.08%
2022
0.17%
2023
0.28%
2024
0.52%
2025
0.71%

Rooftop solar

61
systems per 100 dwellings
Averaging 5.7 kW each

In postcode 2550, 4,621 rooftop-solar systems totalling 26.2 MW have been installed since 2001, against 7,614 dwellings recorded in the 2021 Census. 250 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
226
2020
387
2021
374
2022
289
2023
350
2024
304
2025
238
2026
133

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$2,686
Loan amount
$412,000
Total interest over 30 years
$554,935

3 mortgage brokers are registered in postcode 2550.

Deposit
$103,000
Stamp duty
$17,362
Cash needed at settlement
$120,362

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Eden-monaro

Currently held by Kristy Mcbain Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Kristy Mcbain 57.2% 42.8% +1.1
2022 Kristy Mcbain 58.2% 41.8% -7.3
2019 Mike Kelly 50.9% 49.1% +2.1

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bega District

Currently held by Michael Holland Labor

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Holland ALP 60.4%
2019 Andrew Constance LP 56.9%
2015 Andrew Constance LP 58.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Bemboka?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Bemboka to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Bemboka

Is Bemboka a safe place to live?

Recorded crime in Bemboka is moderate (48/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Bemboka?

Bemboka has a moderate recorded bushfire history (59/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Bemboka a good place to live?

Bemboka has a SuburbScan Liveability grade of D (22/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Bemboka?

Bemboka, NSW had a population of 589 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Bemboka, NSW?

The postcode for Bemboka, NSW is 2550.

How far is Bemboka from Sydney?

Bemboka is 474 km from Sydney CBD by road, about 325 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Bemboka?

At the 2021 ABS Census, median household income in Bemboka was $52,780 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Bemboka?

There are too few current rental listings in Bemboka for a reliable median. At the 2021 ABS Census the median weekly rent was $245, across all dwelling types.

What is the median age in Bemboka?

The median age of residents in Bemboka was 50 at the 2021 ABS Census.

Is Bemboka at risk of bushfire?

Bemboka has a moderate recorded bushfire history (59/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Bemboka?

There is 1 school inside the Bemboka boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

Is Bemboka walkable?

Bemboka scores 8/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Bemboka?

At the nearest Bureau of Meteorology station to Bemboka, Bega (Newtown Road) (26.2 km away), 768 mm of rain a year over 69 rainy days over 2006-2026.

Is the First Home Owner Grant available in Bemboka?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Bemboka belong to?

Bemboka sits within the Bega Valley local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Bemboka?

The average residential rates bill through Bega Valley is $1,767 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Bemboka?

Across Bega Valley, 109 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 32.1% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Bemboka in?

Bemboka sits within the federal Division of Eden-monaro, currently held by Kristy Mcbain (Australian Labor Party).

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Data freshness

Vintages show when each source's data is from. See all data sources.

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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