Bellbrook NSW 2440

Bellbrook is a rural locality in New South Wales, 485 km from Sydney CBD, around 6 hours 5 minutes by car. Population is 339; the median age is 49 and the median household income is $44,616 per year. On socioeconomic measures it sits in the bottom 20% nationally. Population grew 24.2% from 2016 to 2021. The 2021 Census recorded a median rent of $200 per week and a median monthly mortgage of $1,000. The area shows high crime risk and high bushfire risk. All 1 school within the locality boundary rank above the state average, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 339. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median Land Price

Q4 2025

Bellbrook's land market is moving higher: the median sale price reached $312,000 in the December 2025 quarter, roughly 54533% above where it sat a year earlier. That said, only two sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 98% over the past decade — 7.1% per year on average.

Land

$312,500

last 5 quarters
↑ +54532.9% year-on-year
↑ +98.4% over 2015–2025 (+7.1%/yr compound)

Based on only 2 sales — small sample, take as indicative.

Houses

$483,000

last 5 quarters
↓ −0.4% year-on-year
↑ +201.9% over 2015–2025 (+11.7%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$520/wk
34 bonds
+34% since 2021
2-bed units
$430/wk
15 bonds
+33% since 2021

Median weekly rent on bonds lodged for new tenancies across postcode 2440 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

122 Acceptable · the average rental household in this region would pay about 25% of its income on the median rent in postcode 2440.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Short-Stay Rentals

4 active Airbnb listings: 3 whole homes and 1 room. Whole homes are about 2.1% of the locality's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Bellbrook safe? Crime statistics

2025

Crime in Bellbrook sits in the high band, with 34 incidents recorded in 2025 — up roughly 48% on the prior year.

34 offences

47.8% since 2024
Theft 10 (29.4%)
Harassment & Stalking 6 (17.6%)
Assault 5 (14.7%)
Arson 3 (8.8%)
Property Damage 3 (8.8%)
Weapons Offences 3 (8.8%)
Disorderly Conduct 2 (5.9%)
Sexual Offences 2 (5.9%)

Crime Trend

Serious Road Crashes

2021–2025

5 crashes

where someone was killed or admitted to hospital

Where they happened

Armidale Road 3 (60.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Kempsey Shire Council has published 9 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

All 9 on the portal

Schools

One school serve Bellbrook, and the cohort skews above peer-suburb performance. Bellbrook Public School leads the pack.

62
out of 100
Average
1 school in this locality
1 above similar
  • • 24 students in one school (avg 24)

Primary

Government · K-6 · 24 students
ICSEA 732 (higher than 2% of Australian schools) · 0% top-SEA students
Above similar

Walkability

Bellbrook is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 14% in NSW
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Bellbrook.

15
connectivity score / 100
Bottom 8% in NSW
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
100
Technology mix
Satellite (Sky Muster) (SATELLITE) 98%
Fixed wireless (WIRELESS) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
105 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
1 in locality
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
None

Kempsey: council population

The whole council area, not just Bellbrook · estimated residents
at 30 June 2025
Residents
31,950
+0.4% in a year
Change
+132
people since 2024
Density
9.5
people per km² across the council area
What drove the change
Natural increase
-60
births minus deaths
Net internal migration
+113
moves within Australia
Net overseas migration
+79
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
1/10
1/10 within NSW
income, education, jobs and housing together
Economic resources
1/10
1/10 within NSW
income against housing cost and household size
Education and occupation
4/10
4/10 within NSW
qualifications and job type, income excluded

Bellbrook is home to 339 residents, with a median age of 49, a touch above the national 38. Median household income runs at $45,000 a year, with unemployment at 6.7%.

2021 Census · change since 2016

Population

339

24.2% since 2016

Median Age

49

2.0% since 2016

Median Household Income

$44,616/yr

15.9% since 2016
Bottom 7% in NSW

Census Median Rent

$200/wk

33.3% since 2016

Census Median Mortgage

$1,000/mo

no change since 2016

Avg Household Size

2.4

14.3% since 2016

Median Personal Income

$24,440/yr

11.4% since 2016

Unemployment Rate

6.7%

30.2% since 2016

Unoccupied Dwellings

17.4%

59.9% since 2016

Total Dwellings

121

0.8% since 2016

Owner-Occupier Rate

75.5%

13.7% since 2016

Houses

94.2%

3.4% since 2016

Rental Stress

23.3%

14.8% since 2016

Mortgage Stress

26.9%

13.8% since 2016

Work From Home

36.9%

5.4% since 2016

Dwelling Types

Houses 114 (94.2%)
Townhouses 4 (3.3%)
Flats / Apartments 3 (2.5%)

Property Ownership

Owned Outright 69 (62.7%)
Renting 27 (24.5%)
Mortgage 14 (12.7%)
Of those rentals, social housing 16 (59.3%)

4 rented from a state or territory housing authority and 12 from a community housing provider, as a share of the 27 rented dwellings above — not of all dwellings.

Demographics

Born in Australia
75.8%
English Spoken at Home
78.8%
Employment Rate
40.7%
9.1% since 2016
Completed Year 12
22.1%

Occupations

Managers 29 (26.1%)
Labourers 26 (23.4%)
Professionals 19 (17.1%)
Technicians & Trades 9 (8.1%)
Community & Personal Service 9 (8.1%)
Machinery Operators & Drivers 7 (6.3%)
Clerical & Administrative 3 (2.7%)
Sales 3 (2.7%)

Religion

Christianity 190 (56.0%)
No Religion 82 (24.2%)
Buddhism 3 (0.9%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 9 (2.7%)
Fiji 6 (1.8%)
Netherlands 3 (0.9%)

Age Distribution

0-4 16 (4.7%)
5-14 51 (15.0%)
15-19 19 (5.6%)
20-24 14 (4.1%)
25-34 31 (9.1%)
35-44 18 (5.3%)
45-54 52 (15.3%)
55-64 64 (18.9%)
65-74 47 (13.9%)
75-84 21 (6.2%)
85+ 9 (2.7%)

Family & Household Composition

Lone Person 40 (49.4%)
One Parent Families 19 (23.5%)
Couple Families 18 (22.2%)
Group Household 4 (4.9%)

Commute to Work

Car (driver) 52 (50.5%)
Worked from Home 38 (36.9%)
Walked Only 9 (8.7%)
Car (passenger) 4 (3.9%)

Education

Certificate III & IV 36 (10.6%)
Bachelor Degree 24 (7.1%)
Advanced Diploma / Diploma 22 (6.5%)
Postgraduate Degree 4 (1.2%)
Graduate Diploma / Certificate 3 (0.9%)

Cars per Dwelling

0 cars 3 (2.5%)
1 car 43 (36.4%)
2 cars 44 (37.3%)
3 cars 21 (17.8%)
4+ cars 6 (5.1%)

Council Rates

Kempsey
FY 2024-25

Households face an average residential rates bill of $1,447 a year through Kempsey based on 2024 figures.

Avg residential rate
$1,447/yr
18% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Bellbrook's area by planning zone
2026-09
  • Rural and farming 65%
  • Environmental 35%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Kempsey

The whole council area, not just Bellbrook · new residential dwellings
to 2026-08

In the year to August 2026, 144 new dwellings were approved across Kempsey. That mix is 83 houses and 61 units. Approvals are up 380.0% on the same period a year earlier.

Trailing 12 months
144dwellings
+380.0% YoY
Houses
83
detached dwellings
Units
61
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Thunggutti Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Setting

Elevation
245 m
above sea level, at the locality centre
Distance to the ocean
48.2 km

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.1%
of light vehicles are electric
Up from 0.02% in 2021
+0.1 points this year
Bottom 7% in NSW

In postcode 2440, 24 of 18,636 registered light vehicles are battery-electric on 31 January 2025. A further 1.6% (295 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.7%.

Electric share, year by year
2021
0.02%
2022
0.02%
2023
0.04%
2024
0.08%
2025
0.13%

Rooftop solar

53
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 2440, 4,823 rooftop-solar systems totalling 31.2 MW have been installed since 2001, against 9,086 dwellings recorded in the 2021 Census. 222 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
378
2020
570
2021
418
2022
305
2023
338
2024
302
2025
202
2026
144

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$1,630
Loan amount
$250,000
Total interest over 30 years
$336,733
Deposit
$62,500
Stamp duty
$8,994
Cash needed at settlement
$71,494

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Cowper

Currently held by Pat Conaghan The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Pat Conaghan 40.9% 59.1% +0.5
2022 Pat Conaghan 40.5% 59.5% -2.4
2019 Pat Conaghan 38.1% 61.9% -0.7

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Oxley District

Currently held by Michael Kemp The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Michael Kemp NP 62.8%
2019 Melinda Pavey NP 64.9%
2015 Melinda Pavey NP 60.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Bellbrook?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Bellbrook

Is Bellbrook a safe place to live?

Recorded crime in Bellbrook is high (87/100, ranked against other NSW suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Bellbrook?

Bellbrook has a high recorded bushfire history (79/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Bellbrook?

Bellbrook, NSW had a population of 339 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Bellbrook, NSW?

The postcode for Bellbrook, NSW is 2440.

How far is Bellbrook from Sydney?

Bellbrook is 485 km from Sydney CBD by road, about 366 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Bellbrook?

At the 2021 ABS Census, median household income in Bellbrook was $44,616 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Bellbrook?

There are too few current rental listings in Bellbrook for a reliable median. At the 2021 ABS Census the median weekly rent was $200, across all dwelling types.

What is the median age in Bellbrook?

The median age of residents in Bellbrook was 49 at the 2021 ABS Census.

Is Bellbrook at risk of bushfire?

Bellbrook has a high recorded bushfire history (79/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Bellbrook?

There is 1 school inside the Bellbrook boundary: 1 above similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the median land price in Bellbrook?

The median sale price for land lots in Bellbrook was $312,500 in the Q4 2025 quarter, based on a small sample of 2 sales — take as indicative.

Is the First Home Owner Grant available in Bellbrook?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Bellbrook belong to?

Bellbrook sits within the Kempsey local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Bellbrook?

The average residential rates bill through Kempsey is $1,447 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Bellbrook?

Across Kempsey, 144 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 380.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Bellbrook in?

Bellbrook sits within the federal Division of Cowper, currently held by Pat Conaghan (The Nationals).

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